Understanding ‘Disposable Income’ and How This Will Impact Your Mortgage Approval

TO BE BUILT Spec Home. All photos are of previously built homes. List of amenities specific to this property in documents tab. Completed home by this builder is available to be shown. Lavish finishes to be installed throughout! Kitchen to include recessed shaker style-stained grade cabinets with stained grade 3-inch-thick wood shelves at beverage center area with custom paneled backsplash. Uppers are 36-inch tall with 15-inch-tall cabinets with glass inserts stacked above. Quartz counters at all tops throughout. Island has waterfall edges to the floor at both ends & granite composite Blanco brand single bowl under mount sink with Delta brand black finish high arching faucet with pull down sprayer & soap dispenser at the sink. Upgraded Bosch brand stainless steel appliance package that includes wall microwave/convection oven combo, induction smooth top cooktop, stainless steel interior dishwasher with hidden controls, stainless hood liner, and a 36-inch side by side fridge. Also will include an under-mount beverage center in the kitchen area. Cabinets have high end soft close hardware on all drawers & doors. Custom 7-inch black or satin nickel hardware pulls on all doors/drawers. Light rail trim molding at underside of kitchen upper cabinets to hide the under-counter LED strip lighting & outlets that are mounted under the uppers to hide from view and keep outlets out of the decorative tiled back splash. 6 foot linear electric fireplace with oversized 36 x 24 inch porcelain tiles on the face and returns. Garage has aluminum flush paneled overhead doors that will have upgraded insulated panels with powder coated finish. Doors will have Wi Fi Lift Master garage door openers. It will also be prewired and piped for a future wall mount mini split HVAC system. Floors are epoxy coated with a full broadcast paint chip finish. AC system includes multiple returns & additional sensors as necessary to balance out the cooling and heating throughout the home. Fully landscaped front & rear yards with generous amounts of plants, bushes, cacti & large rip rap rock for drainage areas. Artificial turf section in backyard. Crushed granite at all areas with an automated timer clock for the watering system. Lighted steps at the front & side walkway to the rear yard with other spot lighting & pathway way lighting included. Concrete pavers used at the driveway, sidewalks, the front entry & back patio. Concrete paver walkway from side of garage to a paver area behind the garage for trash cans & other storage. Silver colored travertine pavers used at back patio.

Stunning Ranch-Style Luxury Home with Horse Rights on 1.5 Acres! Welcome to your dream home, nestled on a sprawling 1.5-acre lot with horse rights and full irrigation. This meticulously crafted home offers 4 bedrooms, 3.5 bathrooms, and a 3-car garage complete with epoxy flooring. As you enter through the custom iron doors, you're greeted by a stunning open-concept layout featuring sleek white ceramic tile flooring throughout. The kitchen is a chef's delight with dark custom cabinets, white quartz countertops, sleek concrete countertops, and elegant gold fixtures. High-end stainless steel appliances, provide added convenience and a touch of luxury. The adjacent spacious laundry room offers extra storage and functionality. Come and visit before is long gone!

This ranch-style home that sits just under an acre lot has amazing curb appeal and even more inside. A red brick circular driveway leads to an over-sized 3-car side entry garage, a 720sqft detached garage/workshop, and RV gate for all your recreational needs. The chef's kitchen displays granite counter-tops, Alder cabinets, a Sub-Zero fridge and a Dacor cooktop. Relax in the professionally landscaped backyard with a view of the mountains from the Pebble-Tec play pool. Truly, everything your heart desires.

Elegant Desert Sanctuary in Winfield's Guard-Gated Community! Discover Desert living at its finest in this exceptional 3 bed, 3.5 bath, 3 car-garage home located within the prestigious guard-gated Winfield community in North Scottsdale and situated on a private cul-de-sac lot with gorgeous Mountain Views. This stunning residence seamlessly blends Southwest elegance with modern comforts such as two separate den/offices, making this the perfect ''work from home'' situation. As you step inside, be welcomed by soaring ceilings and a cozy gas fireplace anchoring the expansive living area. A custom wall featuring Italian Limestone with an integrated surround sound Control 4 TV system to elevate the space and all highlighted by energy-efficient LED lighting throughout. The gourmet kitchen is a chef's dream, featuring an electric range, custom cabinetry and a generous island perfect for meal prep and casual dining. The dining area, framed by expansive windows offers stunning desert views for a serene dining experience. The luxurious Master suite serves as your private retreat, complete with a walk-in closet, a spa-inspired en-suite bathroom with a soaking tub and a glass-enclosed shower. Both additional bedrooms are en-suite, offering privacy and comfort for family and guests, making this home ideal for those who appreciate their own private spaces. Step outside to your private desert oasis that boasts a spool, built-in grill, and covered patios extending from both the living area and master suite. This outdoor space, with front and back views of the serene Sonoran Desert is perfect for both tranquil mornings and starlit evenings. Practical mechanicals include a newer AC system, soft water filtration, a newer water heater, and a recently replaced garage door. The three-car garage is equipped with cabinets, a workshop area and a mobile AC unit in the third bay. The washer/dryer and garage refrigerator are all included, adding convenience for the new homeowner. Additional highlights included in this immaculately cared for gem are a freshly painted exterior, new toilets throughout, new ceiling fans, a half-bath in the hall and a convenient laundry sink. All these details come together in a residence that offers luxury, comfort, and functionality in one of Scottsdale's most coveted communities. Gently lived in and immaculately cared for this home is a true lock & leave making it the perfect Winter retreat or super easy day to day living. Ideally located to North Scottsdale's finest restaurants & shopping!

This 2nd floor unit opens the door to luxury living with its 2-bedroom layout, complemented by an office space with double doors, inviting an ambiance of openness and brightness. The floor-plan includes a eat-in kitchen outfitted with high-end Wolf and Viking appliances, a generous kitchen island, and a breakfast bar for casual dining. Comfort meets style in the bedrooms, each accompanied by its own ensuite bathroom. The master suite is a sanctuary of relaxation, presenting a large bathroom and a walk-in closet equipped with custom organizers. The second bedroom, positioned ideally for guests, sits close to the guest bath and laundry facilities Equipped with a cutting-edge automation system, this unit awaits your personal touch to become the smart home of your desire.

ABSOLUTELY GORGEOUS remodeled beauty with designer touches at every turn as well as the largest balcony of any unit at The Mark!Unit boasts so many upgrades including top of the line lighting throughout, the Entertainers Kitchen has been totally renovated to include marble countertops, 2 built in wine cooler's, new sink and fixtures as well as brand new appliances. TVs and Fire feature framed in by WI Appliance along with stunning custom chandeliers , motorized shades/plantation shutters, California Closet upgrades and so much more. The Mark features top of the line amenities which includes the STUNNING BRAND NEW roof top pool area, fitness center underground parking and Concierge. Valley Ho Room Service/Discount. OWNER WILL PREPAY FOR 1 YEAR OF HOA DUES WITH SUCCESSFUL CLOSE OF ESCROW

Prepare to enjoy breathtaking, unobstructed views from almost every room in your home. Step inside, passing through the entryway to the great room, where high ceilings and large windows capture the breathtaking views, from Red Mountain to the north, Four Peaks and Mazatzal Mountains, all the way to Superstition Mountains beyond the east valley. The great room comfortably connects the living room with the dining room and flows to the open kitchen, with abundant cabinet and counter space, large pantry, gas range, double-ovens, and Sub-Zero fridge. Just beyond the living room is the primary suite, with the ensuite bathroom and spacious walkin closet you would want in a home of this caliber. Also on the main level you'll find a guest bedroom with ensuite bathroom, laundry room, and a half bathroom. Don't miss the garage, with extra depth and 12' ceilings on the main 2-car garage, plus a separate third bay garage. Downstairs you'll find another ensuite guest bedroom and a huge office which could easily be an additional bedroom (currently no closet). These rooms are split by a family/game room with an impressive 4k LED projector and screen. The double-sliding doors to the back yard make this another great space for indoor/outdoor entertaining. Outside offers multiple areas to relax, with a balcony off the main living space, both covered and uncovered patios in the back yard, as well as a putting green, all of these of course with the idyllic panoramic Arizona views as your backdrop. Homes with these amazing features and stunning views don't come around often, come see it today!

Welcome home to your very own piece of paradise nestled in the scenic Estrella Mountain foothills. This eclectic 5070 sq ft. custom home sits on 1.25 acres, and features a fully owned 25.6kw solar panel system. Just beyond the front door of this gorgeous home lies the courtyard, complete with a barbecue area and swimming pool. A winding concrete pathway leads you through your personal oasis to access both the 2 bed 1 bath casita and the additional 1 bed 1 bath casita- perfect for multigenerational living or generating additional income. Past the courtyard is the fully-featured primary residence, which includes a private office, 2nd bedroom, formal dining room, as well as a second-story deck to watch the Arizona sun set over the beautiful Estrella Mountains.... In the kitchen, the sleek granite countertops, luxury stainless steel appliances, and walk-in pantry integrate seamlessly with the family room, both a chef's dream and the pride of any avid entertainer. The primary bedroom features a double fireplace, a spiral staircase to the sunlit upstairs loft, and a New Orleans inspired en-suite bathroom with a step-up jetted hot tub, dual vanities, dual walk-in closets, and a luxurious walk-in shower. Don't miss this opportunity to live the resort lifestyle! HIGHLIGHTS OF ESTRELLA MOUNTAIN RANCH RESORT LIVING: 2 lakes (Yacht Club supplies paddle boats, kayaks) 2 Resident clubs houses w/fitness centers, AMAZING WATERPARK, plus 2 heated pools (1 lap pool) MILES AND MILES OF MOUNTAIN BIKING AND HIKING TRAILS. Golfing, Community Parks with Basketball and Tennis Courts, Pickle Ball, and Playgrounds. What are you waiting for?

Welcome to Caleda by Toll Brothers, an exclusive gated enclave nestled in the heart of Queen Creek. This stunning 2022-built residence is a testament to luxury living and effortless entertaining. Perfectly situated in one of the area's most desirable communities, this home is just moments away from the region's best attractions—Schnepf Farms, the Queen Creek Olive Mill, Queen Creek Marketplace, the renowned Horseshoe Park and Equestrian Centre. Dine at local favorites like Caldwell County BBQ, San Tan Flat or your choice of many nearby restaurants. As you approach this beautifully designed home, the impressive entry beckons, welcoming you into an entertainer's dream. This is the perfect home for hosting unforgettable holidays, milestone celebrations, and intimate gatherings Inside, expansive stackable sliding doors in the kitchen, great room, and owner's suite blend indoor and outdoor living seamlessly. The gourmet kitchen boasts a stunning quartz waterfall island and an oversized refrigerator, creating the perfect space for culinary creations and casual dining alike. Elevate your home experience with a professionally installed home automation and theater system by iDesign, providing entertainment at your fingertips. Step outside to a backyard paradise, where every element has been meticulously crafted for relaxation and fun. Enjoy the warmth of the outdoor fireplace, complete with a TV and speakers for watching your favorite shows while lounging in the Arizona room. The sparkling pool and surrounding artificial turf, designed by Creative Environments, provide an oasis-like atmosphere, while the natural gas fire pit is perfect for cozy nights under the stars. With gas plumbing ready for your future outdoor kitchen, this space is primed for endless gatherings. The luxurious owner's suite offers a walk-through to the laundry from the master bath for ultimate convenience, while designer touches and thoughtful details can be found throughout the home. Large sliding doors feature professionally installed heat and sun-blocking drapery to keep the interior comfortable year-round. Even your pets have their own dedicated space with an artificial pet turf area. Located directly across from the community park and with easy access to the newly paved Queen Creek Wash trail, this home offers the perfect balance of private luxury and social connection within the exclusive Caleda community. Your dream home awaitswhere comfort, style, and entertainment meet in the heart of Queen Creek.

This beautiful Latigo model home has everything to offer. It starts with a beautiful court yard featuring a wood burning fireplace and separate Casita. The inside of this home has numerous upgrades including stunning granite counters, Split Primary Vanities, Separate Tub/Shower and 2 walk in closets, 2 guest ensuites, powder room, den and accent ceiling beams. Even with all the interior upgrades there are even more out back! The 500 sq ft patio has electric shades to enclose the area giving you a secluded out door space. This stunning lot sit on Hole 4 of the Championship course with fairway and water views. Come see your dream home, and I mean DREAM home. Look for additional pictures coming soon.

Nestled on over an acre of serene land with breathtaking mountain views, this stunning 4-bedroom, 3-bathroom home offers the perfect blend of privacy and natural beauty. Enjoy spacious living in a peaceful setting, free from the restrictions of an HOA. Whether you're relaxing in the open living spaces or taking in the scenic views from the large outdoor area, this home provides the ideal retreat. Perfect for those seeking tranquility, room to grow, and a connection to nature, all within easy reach of modern conveniences. Don't miss this rare opportunity!

Dream home in gated community of Whisper Mountain! Extraordinary 5-bedroom basement home boasts panoramic mountain views on a huge lot. Resort style property includes a beautiful play pool with built in hot tub, large putting green, RV gate, 3-car garage, and courtyard. Large formal living, dining, and great room on the main floor make entertaining a breeze. Gourmet kitchen is well appointed with Jenn-Air appliances, walk in pantry, granite countertops, large island with bar and an eat in kitchen. Beautiful primary room with large ensuite and direct backyard access offers picturesque desert views. The basement offers extra room for the family with an additional family room with bar, two bedrooms, and a full bath. Motivated sellers w/ concessions available for rate buy down or updating! A finished basement offers a wet bar and space for a media center. Outdoors, enjoy a covered patio, built-in BBQ, fire pit, pool, spa, and stunning mountain views. This home is a haven that won't disappoint. Make it yours today!