3 Ways That You Can Leverage Mortgage Financing to Build a Real Estate Investment Portfolio

3 Ways That You Can Leverage Mortgage Financing to Build a Real Estate Investment PortfolioReal estate may be one of the most important things that you will ever invest in, but it can also be a useful means of increasing your financial well-being. If you’re getting into the real estate game and are wondering how you can make use of investing in homes to improve your net worth, here are three ways you can successfully work towards a real estate investment portfolio that will make you proud.

Home Equity Line of Credit Loan

Also known as HELOC, this is the type of loan where a home buyer taps into the equity of their home while they are still paying off their mortgage. As the equity that has been paid into the home is available without the home buyer having to apply for it, this allows those who invest in real estate to borrow against equity to renovate the property or pay for a deposit on another property.

Pick Properties That Will Appreciate

It goes without saying that most people want to invest in a property that will increase in value, so as an investor you need to be especially careful about what you invest in. Since you may have problems paying all your property fees if the value of one decreases, try and be aware of future market trends and neighborhood hot spots. This means diversifying the properties you invest in and including a buffer in your payment plan so that, even if the market takes a turn, you can still pay off your amount owing.

Investing In Under Market Value

There are few better ways to improve the financial feasibility of your investment portfolio than investing in a property that is under market value. Not only will you have an automatic gain with the purchase price, you will be able to invest that money into improvements in order to bump up the market price even more. While finding this type of property can be difficult for the newcomer, looking for neighborhoods with potential or properties that require little maintenance can be a good place to begin.

There are few better things to invest in than real estate, but it can be hard to know where to put your money in the beginning. Whether through a home loan or purchasing a property under market value, there are plenty of ways to bump up your net worth. If you’re currently considering an investment in real estate, give me a call for more information – J.P. Cook – 602-320-4253.

Click Here to See What Your Home is Worth

3149 S Prospector Circle Gold Canyon, AZ 85118

$1,799,000
4 Beds
3.5 Baths
3,072 SqFt
Status Active
MLS # 6159305
Property Type Single Family Residence
Price Type --
Build your Dream Home in Prospector Village at Superstition Mountain Golf and Country Club. Top of the line Luxury Finishes. Lot 1 (Golf Course Lot). Two single level 3,000+sqft, 3Bdrm + Den 3.5 Bath floor-plans available. Three car garage option. Superstition Mountain Golf & Country Club is a private guard gated community with two Jack Nicklaus courses, magnificent clubhouse, sports club with swim/tennis/fitness and so much more! Built by Landmark Custom Home Builders. Photos are of previous models. Prices are subject to change

6347 E Old West Way Cave Creek, AZ 85331

$1,799,000
4 Beds
3 Baths
2,984 SqFt
Status Active
MLS # 6720526
Property Type Single Family Residence
Price Type --
Custom home / horse property greets you with pillars both inside & out along with a large arched wooden door, and THE view! 4 bedrooms (plus 2 office/den spaces) & 3 bathrooms. Lovely open floor plan with an entertainer's dream bar & mini fridge. The solar panels are owned making this the catch of the year keeping this high vaulted & flat ceiling space cooled. The 3 car garage with cabinets wrapped around is a dream workspace & parking area with an added work room/office attached. There is gated trailer parking just to the side of the garage. As we make our way outside we find resort style landscaping, an outdoor grill station, pebble tec pool + spa, & a putting green. Just further is a Priefert custom 5 stall barn, shavings area, indoor tack room, sand arena, sprinklers & more!

8300 E Dixileta Drive Unit 253 Scottsdale, AZ 85266

$1,799,000
3 Beds
2.5 Baths
3,586 SqFt
Status Active
MLS # 6726059
Property Type Single Family Residence
Price Type --
Sunlit sanctuary nestled in the prestigious fire-wise, guarded community of Sincuidados, close to golfing & hiking trails. This custom luxury home, on an acre+ interior lot, features a Split open floor plan w/several room options to suit your needs; a private home office attached to the primary bedroom; 2 new A/C's; 4 gas fireplaces; huge covered patio; built-in BBQ; formal dining room; multi-room surround sound system; spacious kitchen w/lots of counter space & large center island great for entertaining; wine fridge; wood shutters; gorgeous stone decorator features; billiard parlor w/ 9 ft table; and a rooftop deck w/panoramic views of mountains & city lights. Daily visits of birds, bunnies, and other wildlife are an added bonus to this relaxing southwest home!

4330 W Box Elder Lane Show Low, AZ 85901

$1,799,000
6 Beds
6 Baths
4,500 SqFt
Status Active
MLS # 6724011
Property Type Single Family Residence
Price Type --
Wow!! This is the pride of Torreon and can now be yours. This fantastic house has so many extras it will be hard to mention even a few of them. This 6 bedroom 6 bath home was built with the highest quality amenities throughout the home. Quartz countertops throughout, high end gas range, 2 tankless water heaters. soft water system, 2 hvac systems 5/8 inch fire rated drywall , tons of storage, 2 laundry rooms, it has a hardwired alarm system and intercom for all bedrooms and back deck, 2000 sq ft of t&g wood ceilings also features a 5 car garage with its own bathroom! This home has 6000 sq ft of pavers in the front and back with its own gas firepit, looking at the prettiest golf holes in Torreon #15 on the Tower course, looking at the green and pond.

40167 N 110th Place Scottsdale, AZ 85262

$1,799,000
3 Beds
3 Baths
2,454 SqFt
Status Active
MLS # 6735429
Property Type Single Family Residence
Price Type --
A Desert Mountain Lifestyle Membership is available to be transferred with this property. Situated on the 1st fairway of the Apache Golf Course at the world-renowned Desert Mountain Club, this property will impress with its stunning golf course views, expansive wall-to-wall windows, soaring 12' viga ceilings, alder woodwork, multiple fireplaces and hardwood floors. Your eye will be drawn to the stunning views of the golf course to the East and the mountain, sunset and city light views to the West. This North Scottsdale upgraded Cielo model patio home features an open great room floor plan with 3 bedrooms, 3 baths and 2,454 sq. ft. all on one level. The modern southwest architectural feel and the natural light interior throughout offers a high-end custom feel. The updated kitchen showcases stainless steel appliances with a gas cooktop, double ovens, copper backsplash, granite countertops, breakfast bar, and casual dining nook with custom built-in kitchen seating. Exterior features include large covered patios with lounging areas and banco seating, private spa, updated built-in BBQ grill, view fence, lush landscaping and a two car attached garage with epoxy flooring. A portion of the additional upgrades include roof coating, skylights, HVAC, tankless water heater, water softener and garage cabinets. The Village of Apache Cottages provides a private village pool and lounging area for residents.

19899 E Natalie Way Queen Creek, AZ 85142

$1,799,000
4 Beds
3.5 Baths
4,269 SqFt
Status Active
MLS # 6725556
Property Type Single Family Residence
Price Type --
LAST NEW HOME AVAILABLE!! 5.99% Available on this Brand New Toll Brothers Home. Prime Location and Private Gated Community at Whitewing at Whisper Ranch Community allows Guest Homes, RV Garages and Casitas to be built on this Large 22,578sq ft Oversized Lot! Home is Located across from the Community Center and Large Greenbelt. Located in Queen Creek AZ with Stunning Multi Million Dollar Homes, Mountain Views, Green Belts, Outdoor Firepits and Covered Sitting Areas! The Home Boasts an attached Casita with Separate Entrance. 14ft Soaring Ceilings in Great Room and Multiple Sliding Walls of Glass Doors create an Expansive Living Space with Natural Light. The Book Matched Taj Mahal Quartzite is Gorgeous! The Chefs Kitchen with Large Oversized Island is the Heart of this Luxury Home.

4222 E Mclellan Circle Unit 7 Mesa, AZ 85205

$1,799,000
4 Beds
5 Baths
5,542 SqFt
Status Active
MLS # 6753092
Property Type Single Family Residence
Price Type --
Welcome to an exquisite gated estate that epitomizes luxury living, nestled on a sprawling three-quarter acre lot. This stunning property is a true sanctuary, featuring an array of custom designs and high-end finishes that cater to the most discerning tastes.As you enter through the grand gates, you are greeted by meticulously landscaped grounds that set the tone for the elegance that awaits. The estate boasts spacious guest quarters, providing an ideal retreat for visitors while ensuring their privacy and comfort.Step inside to discover a breathtaking interior that seamlessly blends sophistication with warmth. The heart of the home is the gourmet kitchen, a chef's dream equipped with walnut and leathered marble countertops, complemented by a custom backsplash that adds a touch of artistry to the space. A state-of-the-art wine storage closet is perfectly situated, making it easy to store and showcase your finest vintages.The open-concept living areas are designed for both relaxation and entertaining, featuring multiple indoor fireplaces that create a cozy ambiance throughout the seasons. Large windows flood the space with natural light, offering picturesque views of the lush surroundings.Venture outdoors to experience your personal paradise. The backyard is a true highlight, featuring a stunning pool and spa that invite you to unwind and soak up the sun. The meticulously designed turf area provides a lush, green space for outdoor activities, while multiple outdoor fireplaces create inviting spots for gatherings under the stars. Every corner of this estate is adorned with custom upgrades, from elegant lighting fixtures to exquisite flooring, ensuring that no detail has been overlooked. The seamless flow between indoor and outdoor spaces makes this home perfect for entertaining guests or enjoying peaceful family moments. This sprawling gated estate is more than just a home; it is a lifestyle. With its luxurious amenities, custom designs, and serene surroundings!

6525 E Cave Creek Road Unit 4 Cave Creek, AZ 85331

$1,799,000
4 Beds
4.5 Baths
3,477 SqFt
Status Active
MLS # 6769048
Property Type Single Family Residence
Price Type --
LUXURY LIVING IN PRIME CAVE CREEK LOCATION WITH PRIVATE ELEVATOR-Discover Modern Elegance at Hidden Rock in a prime Cave Creek location! Situated at the base of Black Mountain, this stunning former model home perfectly blends contemporary style with Southwest charm. Step inside to be greeted by soaring ceilings and a breathtaking 22-foot gas fireplace. The 400-bottle wine wall is a focal point, complementing the chef's kitchen featuring a large granite waterfall island, Thermador stainless steel appliances, a gas cooktop, built-in espresso machine, and custom bookend cabinetry. The main level boasts a luxurious master suite with a spa-like bath designed for relaxation. A generously sized guest bedroom with an ensuite bath offers comfort and privacy. Ascend via your private elevator to the spacious second primary suite, complete with its own private balcony showcasing captivating mountain views. On this upper level, enjoy a versatile media room or additional ensuite bedroom, wet bar, and an open loft that leads to a large patio perfect for soaking in spectacular sunsets. The expansive, enclosed backyard is an entertainer's dream, featuring a gas fireplace and built-in BBQ. Close proximity to the community pool and cute walk way right to the Grotto. Amazing location walking distance to many trails, bars, restaurants, and shopping! Experience the best of modern luxury living and Southwest serenity at this Hidden Rock beauty!

19737 E Willow Drive Queen Creek, AZ 85142

$1,799,000
5 Beds
4.5 Baths
4,002 SqFt
Status Active
MLS # 6778242
Property Type Single Family Residence
Price Type --
You won't find another home like this! Stunning 4,002 sq. ft. single-level in the highly desirable La Jara Farms community that sits on one of the largest lots in the neighborhood - 1.06 acres. Walk into a wide open floor plan with 4 bedrooms, 3.5 baths and a large game room access to the side garage. Large master suite leads into master bath with expansive shower, freestanding tub and double vanity sinks. Kitchen includes a massive, tiered countertop island, built-in fridge, double ovens, plenty of cabinet space all opening up to the great room all under tall 12' ceilings. It gets better... walk outside to gorgeous pool, new hot tub, pickleball court and a dream of an RV garage that's fully air-conditioned with an attached 1,476 sq. ft. casita that includes a large bedroom, living area, full kitchen and laundry! Casita bathroom includes a huge walk in shower! There is plenty of space for the in-laws or friends in town. You won't be lacking in garage space and parking. Home is in a great location near shopping, freeway access, Arizona Athletic Grounds and much more. This one is a must see!

8378 E San Sebastian Drive Scottsdale, AZ 85258

$1,799,000
4 Beds
3.5 Baths
3,135 SqFt
Status Active
MLS # 6775206
Property Type Single Family Residence
Price Type --
This remodeled luxury residence boasts an ideal location, combining tranquility with convenient access to upscale dining, shopping, and outdoor activities. Step inside to discover soaring vaulted ceilings that create an inviting and spacious ambiance throughout the home. With four generous bedrooms and three and a half pristine bathrooms, this property is perfect for both relaxation and entertaining. The open-concept living area flows seamlessly into a gourmet kitchen, featuring a stylish butler's pantry. The backyard is a true oasis, adorned with mature trees that provide unmatched privacy and a sense of serenity. This luxurious home harmoniously blends modern elegance with the charm of Scottsdale living.

10606 N Indian Wells Drive Fountain Hills, AZ 85268

$1,799,000 - 4Br/5Ba -  for Sale in Fountain Hills Arizona No. 401-a, Fountain Hills
Open House
$1,799,000
4 Beds
5 Baths
4,358 SqFt
Status Active
MLS # 6729495
Property Type Single Family Residence
Price Type --
LEASE OPTION AVAILABLE - This stunning 4 bedroom, 5 bathroom home offers 4,358 square feet of living space with golf course & mountain VIEWS! Remodeled in 2023, walls were removed to create a light and open feel throughout the main level. Located just two houses down from the Desert Canyon Golf Club & Restaurant - walk to the golf club to tee off! Both bedrooms on the lower level are additional primary suites with large rooms, ensuite baths & walk-in closets. For your convenience, laundry rooms up & down! Step outside and relax on the expansive covered patios, which run the full length of both the upper and lower levels. Enjoy the dark evening sky from the heated pool & spa. Make sure to click ''more''! In the kitchen you will find Zline appliances including 48'' gas range, quartzite countertops and beverage refrigerators. The oversized 3-car garage provides ample space for large vehicles, EV CHARGER and built-in workbench/storage cabinets to keep you organized. NO HOA - THIS HOME CAN BE USED AS A SHORT TERM RENTAL (Airbnb/VRBO). NOT A FLIP - remodeled by 2.5 year homeowners. This meticulously remodeled residence is your own private desert WINTER oasis, offering the perfect blend of functionality, luxury, and stunning views for years to come! OWNER/AGENT

2910 E Chuparosa Circle Payson, AZ 85541

$1,798,888
4 Beds
3.5 Baths
5,934 SqFt
Status Active
MLS # 6582207
Property Type Single Family Residence
Price Type --
BEST VALUE/PER SF PRICING in CHAPARRAL PINES!! Fabulous Modern Spanish Colonial custom built home perched on the top of the ridge with commanding forest & mountain views in every direction! This stunner boasts unparalleled quality construction, gorgeous finishes throughout & an attention to detail in every inch of this beautiful one-of-a-kind custom home in the highly desired guard-gated private secure enclave of Chaparral Pines! The over-sized great room features soaring high ceilings with hand sawn wood beams & walls of glass/ & matching huge gas stone fireplaces flanking the room -truly an entertainer's delight! Enjoy this dream chef's kitchen in the heart of this extraordinary custom home that features a high end Sub-Zero, Wolf, Bosch appliance pkg & panoramic mountain & forest view from every window & a huge custom island w/ counter level seating for the best kitchen entertaining experience! Decadent primary suite featuring soaring high vaulted ceilings, a wall of glass overlooking the incredible mountain & forest views, & a stone surround gas fireplace! This primary suite also features a coffee/drink bar complete w/ R/O tap at it's own sink & Sub-Zero refrigerator/& freezer/ice maker drawers! The primary bathroom boasts a gas stone fireplace across from the jetted/heated over-sized tub with huge panoramic picture windows for your viewing/soaking relaxing experience! Additionally, the primary bathroom features double vanity w/ 2 sinks, a walk-in shower, & lg. walk-in closet! The main level of the home features 1 more ensuite secondary bedroom w/ stunning views! Additionally, there is a spacious beautifully appointed home den/office with a gorgeous custom desk, built-in file drawers & plenty of cabinet space & an ensuite bathroom w/ large shower & antique sink vanity (this home office could easily be converted to an additional bedroom/or mother-in-law suite). Don't forget to see the dream laundry center--& enjoy the panoramic views here! The finished lower-level entry starts with a beautiful custom stone & wrought iron staircase leading you to the huge game room for all of your gaming preferences that features a stunning stone gas fireplace/hand-sawn wood beams in the ceiling & a spacious kitchen/bar area featuring a sink with it's own R/O system, Sub-Zero refrigerator/freezer/ice maker drawers, dishwasher & microwave! Additionally, there is a decadent 7 seat movie theatre room that features beautiful electric reclining theatre chairs/tiered in 2 separate rows for the whole family's preferred viewing experience! Additionally, you will find a spacious wine nook in the lower level with custom hand-crafted wine drawers to fill with your favorite wines! There are 2 more secondary bedrooms in the lower-level that enjoy a full bathroom for their use! Dream garage w/ an electric car charging station, a spacious workroom w/ beautiful cabinetry & hand-wrought zinc countertops, & plenty of custom built-in cabinetry for all of your garage storage needs! Incredible custom home with custom alder wood interior doors throughout -- in an incredible natural setting with incredible finishes!!! One of a kind!!! (Dedicated engineered & pre-wired space for an elevator in the kitchen if the buyer wants 1 installed)

Leave a Reply

Your email address will not be published.