3 Ways That You Can Leverage Mortgage Financing to Build a Real Estate Investment Portfolio

Real estate may be one of the most important things that you will ever invest in, but it can also be a useful means of increasing your financial well-being. If you’re getting into the real estate game and are wondering how you can make use of investing in homes to improve your net worth, here are three ways you can successfully work towards a real estate investment portfolio that will make you proud.

Home Equity Line of Credit Loan

Also known as HELOC, this is the type of loan where a home buyer taps into the equity of their home while they are still paying off their mortgage. As the equity that has been paid into the home is available without the home buyer having to apply for it, this allows those who invest in real estate to borrow against equity to renovate the property or pay for a deposit on another property.

Pick Properties That Will Appreciate

It goes without saying that most people want to invest in a property that will increase in value, so as an investor you need to be especially careful about what you invest in. Since you may have problems paying all your property fees if the value of one decreases, try and be aware of future market trends and neighborhood hot spots. This means diversifying the properties you invest in and including a buffer in your payment plan so that, even if the market takes a turn, you can still pay off your amount owing.

Investing In Under Market Value

There are few better ways to improve the financial feasibility of your investment portfolio than investing in a property that is under market value. Not only will you have an automatic gain with the purchase price, you will be able to invest that money into improvements in order to bump up the market price even more. While finding this type of property can be difficult for the newcomer, looking for neighborhoods with potential or properties that require little maintenance can be a good place to begin.

There are few better things to invest in than real estate, but it can be hard to know where to put your money in the beginning. Whether through a home loan or purchasing a property under market value, there are plenty of ways to bump up your net worth. If you’re currently considering an investment in real estate, give me a call for more information – J.P. Cook – 602-320-4253.

Click Here to See What Your Home is Worth

Listing types.

For Sale

For Rent

Land

Multifamily

Commercial

Location Search Nearby

BedsAny1+2+3+4+5+6+

BathsAny1+2+3+4+5+6+

Price MinAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Price MaxAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Advanced Options

Property TypeAnyApartmentManufactured HomeSingle Family ResidenceTownhouseTwin Home

School District

Address, MLS# or Keyword

Home SizeAny600 ft2800 ft21,000 ft21,200 ft21,400 ft21,600 ft21,800 ft22,000 ft22,200 ft22,400 ft22,600 ft22,800 ft23,000 ft23,500 ft24,000 ft24,500 ft25,000 ft25,500 ft26,000 ft2

YearAny2024+2023+2022+2021+2020+2019+2018+2017+2016+2015+2014+2013+2012+2011+2010+2009+2008+2007+2006+2005+2004+2003+2002+2001+2000+1999+1998+1997+1996+1995+1994+1993+1992+1991+1990+1980+1970+1960+1950+1940+1930+

Distressed

Open House

Location Search Nearby

BedsAny1+2+3+4+5+6+

BathsAny1+2+3+4+5+6+

Price MinAny$500$600$700$800$900$1,000$1,100$1,200$1,300$1,500$1,600$1,700$1,800$1,900$2,000$2,250$2,500$2,750$3,000$3,250$3,500$3,750$4,000$4,500$5,000$5,500$6,000$6,500$7,000$7,500$8,000$8,500$9,000$9,500$10,000

Price MaxAny$500$600$700$800$900$1,000$1,100$1,200$1,300$1,500$1,600$1,700$1,800$1,900$2,000$2,250$2,500$2,750$3,000$3,250$3,500$3,750$4,000$4,500$5,000$5,500$6,000$6,500$7,000$7,500$8,000$8,500$9,000$9,500$10,000

Advanced Options

Property TypeAnyApartmentManufactured HomeSingle Family ResidenceTownhouseTwin Home

School District

Address, MLS# or Keyword

Home SizeAny600 ft2800 ft21,000 ft21,200 ft21,400 ft21,600 ft21,800 ft22,000 ft22,200 ft22,400 ft22,600 ft22,800 ft23,000 ft23,500 ft24,000 ft24,500 ft25,000 ft25,500 ft26,000 ft2

YearAny2024+2023+2022+2021+2020+2019+2018+2017+2016+2015+2014+2013+2012+2011+2010+2009+2008+2007+2006+2005+2004+2003+2002+2001+2000+1999+1998+1997+1996+1995+1994+1993+1992+1991+1990+1980+1970+1960+1950+1940+1930+

Location Search Nearby

Lot SizeAny1+ Acres2+ Acres3+ Acres4+ Acres5+ Acres6+ Acres7+ Acres8+ Acres9+ Acres10+ Acres20+ Acres30+ Acres40+ Acres50+ Acres

Price MinAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Price MaxAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Advanced Options

Neighborhood

Address, MLS# or Keyword

Location Search Nearby

Price MinAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Price MaxAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Advanced Options

School District

Address, MLS# or Keyword

YearAny2024+2023+2022+2021+2020+2019+2018+2017+2016+2015+2014+2013+2012+2011+2010+2009+2008+2007+2006+2005+2004+2003+2002+2001+2000+1999+1998+1997+1996+1995+1994+1993+1992+1991+1990+1980+1970+1960+1950+1940+1930+

Location Search Nearby

Lot SizeAny1+ Acres2+ Acres3+ Acres4+ Acres5+ Acres6+ Acres7+ Acres8+ Acres9+ Acres10+ Acres20+ Acres30+ Acres40+ Acres50+ Acres

Price MinAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Price MaxAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Advanced Options

Address, MLS# or Keyword

YearAny2024+2023+2022+2021+2020+2019+2018+2017+2016+2015+2014+2013+2012+2011+2010+2009+2008+2007+2006+2005+2004+2003+2002+2001+2000+1999+1998+1997+1996+1995+1994+1993+1992+1991+1990+1980+1970+1960+1950+1940+1930+

View As: Thumbnails List

Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

2664 E Sherri Drive Gilbert, AZ 85296

$549,000

4 Beds

3 Baths

1,796 SqFt

Status Active Under Contract

MLS # 6749540

Property Type Single Family Residence

Price Type --

Discover the allure of this immaculate 4 bed 3 bath two-story home now available in Greenfield Lakes! ! It has been fully remodeled with a pleasing color palette and is ready for you! You'll love the generous living room enhanced with soaring vaulted ceilings, recessed lighting, freshly painted walls throughout, expansive windows, and wood-style flooring. The gourmet eat-in kitchen features sleek new stainless appliances, recessed lighting, quartz counters, and white cabinetry. Guest baths have new vanities, mirrors and fixtures. Venture upstairs to find the grand main suite offering soft carpeting, dual walk-in closets and a pristine ensuite with dual sinks and a glass tile shower. New fixtures as well in the main suite. The tranquil backyard invites you to relax and have fun with a covered patio and a refreshing pool. New Pebble sheen finish and new pool equipment. The front of the home displays stone accents, a 2-car garage, and an extended driveway. Don't let this one get away! This gem is move-in ready

View Property

2791 S Sailors Way Gilbert, AZ 85295

$549,000

4 Beds

2.5 Baths

2,314 SqFt

Status Active Under Contract

MLS # 6762368

Property Type Single Family Residence

Price Type --

This gorgeous upgraded home has 4bd, 2.5bath's and offers an amazing split floorplan with the master suite, guest bath, laundry, living and dinning rooms on the lower level. Upstairs is 3 bedrooms and 1 bath plus large loft/game room area. The renovations include upgraded bathrooms, kitchen, ceramic plank tile floor, carpet, fixtures throughout, window coverings, sunscreens, interior / exterior paint, garage storage, epoxy flooring, AC units and whole house water filtration system. The backyard has an extended paver deck leading to a firepit and grass area. The home is in a great location no neighbors on 3 sides, next to a green belt and close to the community center with park, playground, tennis/pickleball and basketball courts . Close to San Tan village for dinning and entertainment. The sellers are related to the listing agent.

View Property

6229 E Pinchot Avenue Scottsdale, AZ 85251

$549,000

2 Beds

2 Baths

1,658 SqFt

Status Active Under Contract

MLS # 6767757

Property Type Townhouse

Price Type --

Discover this rare 2-bedroom, 2-bath mid-century townhome in Scottsdale's iconic Golden Keys community! Ideally situated near the pool and clubhouse designed by Ralph Haver, this gem welcomes you with a bright entry and a cozy living area featuring classic tongue-and-groove ceilings—perfect for entertaining. The second bedroom boasts a built-in office, bookshelves, and twin hideaway beds for guests or workspace. Enjoy the updated dining area and kitchen, along with well-maintained plumbing and mechanics. Step outside to your private backyard oasis, showcasing spacious covered patio space, flagstone-like flooring, Tuff Turf, and a soothing water feature. This home offers the perfect blend of seclusion and central convenience—don't let this opportunity slip away! The updated dining area and kitchen are complemented by well-maintained plumbing and mechanics, ensuring a move-in ready experience. Step outside to a private backyard oasis that embodies Arizona Living, featuring a spacious covered patio, flagstone-like flooring, Tuff Turf, and a tranquil water feature. This home offers an exceptional balance of seclusion and central accessibility. Seize this opportunity today!

View Property

20238 N Canyon Whisper Drive Surprise, AZ 85387

$549,000

3 Beds

2 Baths

1,950 SqFt

Status Active Under Contract

MLS # 6777755

Property Type Single Family Residence

Price Type --

If you want peace and quiet this is the home for you! Desired and Top Selling Borgata Model with NO neighbors in Front or Back! Sunny breakfast bay nook overlooks park like setting across the street adding to the overall appeal of this home. Large attractive front courtyard. 1950 sq ft, 3 bedrooms, 2 baths, split plan. Great room style home! EXTENDED garage! Large kitchen, maple cabinets, granite counter tops, stainless appliances, skylight, bay window, pantry. Owner's Suite has bay window. Large bath wt dual sinks, walk in closet. Laundry rm with cabinets. W/D Included. Enjoy gorgeous sunsets on the extended private patio with cozy fireplace, pergola, built in grill. Media wall in great room, shutters on most windows, built ins at guest, coach lights, ceiling fans, 2x6 construction. Raised Panel Doors, Security Door, Coated Front Sidewalk, Courtyard, Extended Patio and Garage. Homes like this Seldom Come Available! COME JOIN THE FUN AT SUN CITY GRAND, AMERICA'S PREMIER ACTIVE ADULT COMMUNITY. FOUR GOLF COURSES, 22 PICKLEBALL COURTS, 11 TENNIS COURTS, TWO FITNESS CAMPUSES, BOCCE, LAWN BOWLING.

View Property

4972 N 206th Lane Buckeye, AZ 85396

Open House

$549,000

2 Beds

2.5 Baths

1,881 SqFt

Status Active

MLS # 6761487

Property Type Single Family Residence

Price Type --

Gorgeous home at Victory at Verrado showcases great curb appeal, a tandem garage with paver driveway, and mature front yard. Inside, you'll find a dining room & a large open living room with multi-sliding glass doors that seamlessly connect the home. The single-level home features an open floor plan with a neutral palette. Cooks kitchen features gray subway tile backsplash, ample white cabinets, granite counter, and SS appliances. The owner's suite hosts an ensuite with a granite dual vanity & a walk-in closet. The bonus room works as an office or an extra bedroom. Enjoy year-round resort-style living watching the sunset while dining under the covered patio. Or gather around the gas firepit and take in the mountain views.

View Property

9505 E Cherrywood Drive Sun Lakes, AZ 85248

Open House

$549,000

3 Beds

2 Baths

2,123 SqFt

Status Active

MLS # 6778738

Property Type Single Family Residence

Price Type --

GORGEOUS Palacia Plus model w/ 3 Bedroom, 2 Bath & DEN in GATED ADULT COMMUNITY of OAKWOOD featuring: 2022 ROOF, 2018 AC, vaulted ceilings, freshly painted interior, SHUTTERS, WOOD-LOOK TILE FLOORS & NEW carpet. Beautiful EAT-IN kitchen has CORIAN counters, professionally painted cabinets, GAS STOVE & is open to the FAMILY ROOM. SPACIOUS MASTER w/ a LARGE WALK-IN CLOSET, double sinks & sliding door to the patio. Two guest bedrooms, DEN & Full guest bathroom. Large, 10,000sf lot w/ expansive PAVER PATIO, ARTIFICIAL TURF & beautifully landscaped yard. EXTRA STORAGE SPACE in the laundry Room & EXTENDED 2-CAR GARAGE. COME ENJOY THE GOOD LIFE IN SUN LAKES w/ community amenities like: Golf, Tennis, Pickleball, Pools, Spas, Fitness Center, Clubs, Social Activities & Restaurants!

View Property

7710 E Gainey Ranch Road Unit 202 Scottsdale, AZ 85258

Open House

$549,000

2 Beds

2 Baths

785 SqFt

Status Active

MLS # 6706024

Property Type Apartment

Price Type --

the Perfect ''Lock & Leave'' or Primary Home for EASY LIVING. Nestled within the Heart of Scottsdale, in the Desirable Guard-Gated Community of Gainey Ranch. Tastefully Renovated Top to Bottom to include Two Full Bathrooms, Beautiful Carrara Marble throughout, Brand New Paint, Flooring, Lighting & Fans, Custom Roman Shades, Soft Water, Rev Osmosis, Refrigerator, Water Heater, Garage w/ Epoxy Floor & Extra Storage. Primary Bdr includes Custom Closets, Washer/Dryer, Full Bath & 2nd Private Patio. Enjoy State-of-the Art Gym & Workout Center, Olympic-Sized Pool, Tennis/Pickle Ball, Walking Paths, Restaurants, Shops. Dues cover water/sewer/trash /pest cable/internet & more plus full use of this fabulous Community Center to enjoy events, wine tastings, & Resort Style Living. A MUST SEE! The Clubhouse offers Many Events & Wine Tastings, making for Resort-Style Living at its Finest. Minutes to everything you need, Major Freeways & Sky Harbor International Airport.

View Property

10857 E Decatur Circle Mesa, AZ 85207

Open House

$549,000

4 Beds

2 Baths

2,278 SqFt

Status Active

MLS # 6749316

Property Type Single Family Residence

Price Type --

Welcome to this Spacious 4bed/2 bath, single story home in Mesa's Adobe Estates! Nestled at the end of a peaceful cul-de-sac, this 2,278 sq ft gem sits on a generous 9,071 ft lot and features a split floor plan and 3 car garage! Kitchen is a chef's dream with gas range, quartz, SS appliances & large island. Kitchen opens to the living room with a cozy electric fireplace, 10 ft ceilings and tons of natural light. Primary suite has a separate entry to the back yard. Primary bathroom has separate shower & soaking tub with two different vanities & a large walk-in closet. Enjoy outdoor living in the private yard with a cozy fire pit, large covered patio with extended pavers and a variety of fruit trees. Property also includes a separate workshop ideal for hobbies or additional storage!

View Property

1530 E Roosevelt Street Phoenix, AZ 85006

Open House

$549,000

3 Beds

2 Baths

1,580 SqFt

Status Active

MLS # 6777565

Property Type Single Family Residence

Price Type --

Exceptional Remodel in the heart of Historic Garfield, blending modern finishes with timeless charm and SOLAR OWNED system included. This beautifully reimagined home offers a spacious master suite with French doors leading to the private backyard, an ensuite bathroom with dual vanities, a large walk-in closet, and premium finishes throughout. NEW Trane high quality HVAC system(2022), new water softener and hot tub. The gourmet kitchen features quartz countertops, custom cabinetry, a tile backsplash, and high-end appliances. Throughout the home, you'll find 5-panel doors, adding to its refined style. For garden lovers, this property is a Certified Wildlife Habitat with over 10 varieties of fruits and edibles, creating a unique outdoor oasis. The backyard offers complete privacy, a fire pit, night landscape lighting, and one of the best hammock spots in Garfield! Additionally, the home boasts a private spa, owned solar system, and desirable north-south exposure. Don't miss this rare gem in the vibrant Downtown Phoenix area!

View Property

27052 W Oraibi Drive Buckeye, AZ 85396

$548,950

2 Beds

2 Baths

2,099 SqFt

Status Active

MLS # 6692947

Property Type Single Family Residence

Price Type --

Step inside this inviting modern farmhouse-style Pursuit model home, ideally situated in Sun City Festival! As you enter, the painted white wood accent walls in the foyer and great room create a warm and welcoming atmosphere, complemented by beautiful, engineered wood floors that flow throughout the living space. Large windows adorned with white wood shutters fill the home with natural light, accentuating the airy and open layout. The thoughtfully designed kitchen features dark wood cabinets with some glass fronts, sleek granite countertops, and premium stainless-steel appliances, makes for a chef's delight and a focal point for gatherings. The primary suite is a peaceful retreat with a luxurious bathroom with a large walk-in shower for ultimate relaxation. The additional bedroom Step inside this inviting modern farmhouse-style Pursuit model home, ideally situated in Sun City Festival! As you enter, the painted white wood accent walls in the foyer and great room create a warm and welcoming atmosphere, complemented by beautiful, engineered wood floors that flow throughout the living space. Large windows adorned with white wood shutters fill the home with natural light, accentuating the airy and open layout. The thoughtfully designed kitchen features dark wood cabinets with some glass fronts, sleek granite countertops, and premium stainless-steel appliances, makes for a chef's delight and a focal point for gatherings. The primary suite is a peaceful retreat with a luxurious bathroom with a large walk-in shower for ultimate relaxation. The additional bedroom offers ample space for guests or family. Additionally, a flex room allows space for a home office or hobbies. Step outside through the two sliding doors, one in the great room and the other in the primary suite, to discover a landscaped private backyard oasis. Whether hosting gatherings or enjoying quiet evenings under the stars, the brick patio and pergola offer the perfect setting amidst lush greenery. This home is more than just a place to live - it's a sanctuary where modern comfort meets timeless charm. Don't miss the opportunity to make this your own private haven.

View Property

1618 E Greenway Street Mesa, AZ 85203

$548,900

3 Beds

2 Baths

2,326 SqFt

Status Active

MLS # 6741820

Property Type Single Family Residence

Price Type --

This stunning home features a complete remodel with raised ceilings, newer wood-look tile flooring, and an open floor plan. NO HOA. The home boasts two fireplaces, adding warmth and charm. The kitchen offers a timeless and clean look with white cabinets and butcher block countertops, while a custom kitchen island adds valuable counter space and storage. Recent upgrades include a new roof, HVAC duct work, and new windows, ensuring comfort and energy efficiency. New driveways and walkways enhance curb appeal and accessibility. An additional driveway with an RV gate provides easy access to the huge backyard, perfect for recreational vehicles or additional parking. This opens up possibilities for outdoor activities. With a sparkling pool and a new oversized custom pergola.

View Property

9238 E Spiral Avenue Mesa, AZ 85212

$548,543

4 Beds

3 Baths

2,036 SqFt

Status Active

MLS # 6749747

Property Type Single Family Residence

Price Type --

BRAND NEW MOVE IN READY HOME! This HOLDEN plan includes a gourmet kitchen, white cabinets, quartz counter tops, upgraded tile and carpet flooring, and Apple Pod Smart Home Kit.

View Property