First Comes Love… Then Comes Mortgage?

According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2016 at 58% of all buyers. It is no surprise that having two incomes to save for down payments and contribute to monthly housing costs makes buying a home more attainable.

But, many couples are also deciding to buy a home before spending what would be a down payment on a wedding, as unmarried couples made up 14% of all first-time buyers last year.

If you’re single, don’t fret! Single women made up 18% of first-time buyers in 2016, while single men accounted for 8% of buyers. One recent article pointed to a sense of responsibility and commitment that drives many single women to want to own their home, rather than rent.

Here is the breakdown of all first-time homebuyers in 2016 by percentage of all buyers, income, and age:

First Comes Love… Then Comes Mortgage? | Simplifying The Market

Bottom Line

You may not be that much different than those who have already purchased their first homes. Let’s get together to determine if your dream home is already within your grasp!  Give me a call – J.P. Cook – 602-320-4253.

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6629 E Monterosa Street Scottsdale, AZ 85251

$1,995,000
4 Beds
3 Baths
2,683 SqFt
Status Active Under Contract
MLS # 6727398
Property Type Single Family Residence
Price Type --
Currently rented, property access may be limited. Nestled within the coveted Arcadia neighborhood, this enchanting ranch-style residence has been thoughtfully remodeled to harmonize timeless tradition with modern comforts. Boasting four generously appointed bedrooms, including a master suite that redefines luxury living, this home is a sanctuary of both style and function. Upon entering, you'll be greeted by a sense of warmth and elegance, with an inviting layout that seamlessly blends the old-world charm of traditional design with the fresh allure of contemporary updates. The heart of the home unveils an expansive living space, perfect for both intimate gatherings and grand occasions. Buyer to verify all facts and figures.

11836 N 76th Way Scottsdale, AZ 85260

$1,995,000
5 Beds
4 Baths
3,569 SqFt
Status Active Under Contract
MLS # 6771638
Property Type Single Family Residence
Price Type --
Gorgeous fully remodeled home is situated on almost an acre in the heart of Scottsdale near all the action! The 4bed/3bath main home in highly desirable 85260 zip code has undergone a recent transformation, showcasing modern upgrades and stylish finishes throughout. Lush green backyard with mature citrus and a massive side yard. Home situated near the end of a quiet cul-de-sac. Owners spared no expense in remodeling this gem. Quartz countertops and hearth, gas fireplace in the living room, too many upgrades to mention, let the photos speak for themselves! Gorgeous outdoor retreat sitting area with gas fireplace to enjoy our beautiful desert evenings. Elevated dog bath in laundry room, perfect for your four-legged friends. Attached 1bed/1bath ADU. Whole home Generac backup system!

4340 E Forest Pleasant Place Cave Creek, AZ 85331

$1,995,000
5 Beds
5.5 Baths
4,136 SqFt
Status Active
MLS # 6496714
Property Type Single Family Residence
Price Type --
Build your new home today! 1 acre lots availability with 4 homesites total. Plenty of room for a house in addition to RV Garage, Barndominium, Casita, ETC, the possibilities are endless! Walk to the lots with the builder today. Permits available in 90 days or less. Close proximity to Desert Ridge or Carefree along with shopping & dining. Rural living, but close to it all. Builder to put paved cul-de-sac in to all 4 homesites.

1141 N Oro Vista Litchfield Park, AZ 85340

$1,995,000
3 Beds
3.5 Baths
3,346 SqFt
Status Active
MLS # 6758613
Property Type Single Family Residence
Price Type --
This beautiful home on the Wigwam Gold golf course has been fully remodeled and reconfigured with impeccable taste. It's loaded with fresh design elements and restored original beams. The split floor plan has open and sun filled spaces with tons of natural light and views. It includes a gorgeous island kitchen with GE Monogram appliances, an oversized living room, private home office nook, and a fantastic primary suite with a tasteful bath. The exceptional finishes include hardwood throughout, custom cabinetry, marble and quartz, artistic tile accents, designer lighting, mirrors and finishes, custom closet finishes and the property features a spacious grassy yard, privacy tree lines, a large covered patio, and a courtyard with a gas fire pit taking advantage of the amazing mountain views.

8643 E San Jacinto Drive Scottsdale, AZ 85258

$1,995,000
4 Beds
3.5 Baths
3,053 SqFt
Status Active
MLS # 6780949
Property Type Single Family Residence
Price Type --
Remarkable McCormick Ranch property beautifully blends modern, elegant interior with a spectacular pool area perfect for entertaining and relaxed livability. near tons of shopping/dining. Property has an open floorplan w/ towering, white-washed vaulted ceilings, exposed beams with living area flowing easily to the back yard/pool area. Must see! Recently remodeled: master bath - custom tile floor and showers, both secondary bath/showers (last 30 days) with honed marble counters. Kitchen - custom tile, flat panel cabinets, honed granite counters, induction cooktop, Wolf oven, Bosch Series 800 dishwasher, plantation shutters, custom marble flooring, chic light fixtures, upscale ceiling fans, new roof 2014 & pool reno 2013. No street parking restrictions.. Overnight okay. Owner's retreat showcases a sitting area, lovely bay windows, direct outdoor access, walk-in closets, & an ensuite w/an enclosed glass shower. Stunning backyard will impress you w/a covered patio, cozy decks, storage shed, & a shimmering pool. A rare find like this won't last long!

7350 E La Junta Road Scottsdale, AZ 85255

$1,995,000
5 Beds
4.5 Baths
5,800 SqFt
Status Active Under Contract
MLS # 6753919
Property Type Single Family Residence
Price Type --
You will appreciate the Quality Construction in this Spacious 5+ Bedroom Home w/ Fully Finished Basement within a Private Gated Community of just 16 Homes. This Monogram built home has Soaring 12ft Ceilings, 8ft Doors & Large Picture Windows throughout. The Kitchen is a Chef's Dream w/ a Massive Island, Double Ovens, 6- Burner Gas Cooktop, & Walk-in Pantry. Enjoy Huge room sizes including a Primary suite w/ his/her closets, 2 water closets, coffee bar & huge Soaking Tub. The Lower Level w/ 5th Bdr w/ Bath, a Large Game Room w/ Built-in Bar & Egress windows. Outside, enjoy your Brand New Resort-Style Pool, complete w/ Water Slide, Swim-up Bar & BBQ on a Large Corner Lot that ensures Privacy. Additional highlights are Covered Patio & Grill & a Prime location between Pima & Scottsdale Rd Covered Patio & Grill perfect for relaxing in your Serene Backyard Oasis. Conveniently located between Scottsdale Rd and Pima, this is just minutes to incredible Hiking, Golf, Shopping & Dining. Seller will consider a carpet and painting allowance!

48940 W Long Rifle Road Aguila, AZ 85320

$1,994,000
3 Beds
2 Baths
1,544 SqFt
Status Active
MLS # 6721279
Property Type Single Family Residence
Price Type --
Beautiful Ranch Property in Aguila AZ 10 Acres, this meticulously maintained property boasts a wealth of features tailored for the discerning horse owner, recently updated with new landscaping featuring a drip irrigation system & yard fencing, ensuring a picturesque & low-maintenance outdoor environment, enjoy a full-size roping arena complete with a fan deck overlooking the action, perfect for training & entertainment 5 large steer pens, 5 covered pens (50 x 20), 12 covered pens (50 x 100) all equipped with lights & automatic watering systems for the utmost convenience, tack room with a dual-sided cover & wash rack, Includes 2 hay sheds/equipment parking area, conex box for secure storage, 2 RV plug-ins, recently upgraded with new gravel throughout the property, ample parking

9609 E Poinsettia Drive Scottsdale, AZ 85260

$1,990,000
5 Beds
3.5 Baths
4,631 SqFt
Status Active
MLS # 6772380
Property Type Single Family Residence
Price Type --
***3 Brand New AC Units, and Fresh Interior Paint*** Step into a world of opulence within this exquisite home, perfectly situated on a sprawling corner lot in the prestigious La Cienega gated community. From the moment you enter, you are greeted by soaring ceilings and large windows that bathe the interior in natural light, creating an inviting and airy atmosphere. The thoughtfully designed split floor plan ensures optimal privacy, making this home a serene retreat. With 5 generously sized bedrooms and 3.5 bathrooms, there's ample space for family and guests. Entertain with flair in the expansive living areas, where a cozy fireplace adds warmth and ambiance, complemented by not one, but two stylish bars for hosting unforgettable gatherings. Culinary enthusiasts will fall in love with the gourmet kitchen, a chef's dream featuring two islands, elegant granite countertops, a stainless-steel gas stove, and a top-of-the-line Sub-Zero refrigerator. The seamless blend of tile and carpet flooring enhances both elegance and comfort throughout the home. Pamper yourself in the palatial master bathroom, where a lavish walk-in shower invites you to unwind in style. The owner's suite is truly a retreat, featuring its own fireplace for cozy evenings, an attached exercise room for fitness enthusiasts, and a spacious walk-in closet that caters to all your wardrobe needs. Step outside to your personal backyard oasis, where luxury living reaches new heights. A shimmering pool sparkles under the sun, while a relaxing spa and cascading waterfall create a tranquil ambiance. Enjoy outdoor gatherings with a built-in barbecue, an outside shower, and a large covered patio perfect for al fresco dining or simply soaking in the serene surroundings. This stunning home is not just a place to live; it's a lifestyle defined by elegance, comfort, and unparalleled luxury.

5440 N Calico Drive Camp Verde, AZ 86322

$1,990,000
4 Beds
4 Baths
4,059 SqFt
Status Active
MLS # 6688733
Property Type Single Family Residence
Price Type --
EQUESTRIAN MODERN FARMHOUSE with WRAP AROUND PORCH. Meticulously remodeled in 2023-2024 is situated on 4 acres, No HOA, Registered Well, Oil pipe fence, Barn w/ 4 stalls, Private access to National Forest land, luxurious 4 bedrooms-two being Masters w/ ensuite, conveniently located on main level, 2 oversize bedrooms upper level with dormers,4 Custom Bathrooms with Granite wainscoting on walls, Granite Showers full walls to ceiling, Custom Vanities, Wainscoting on walls in all bathrooms & laundry room, custom glass throughout the Farm House & wood beam stairs, custom glass window allows visual through going to upper level keeping that grand open feel to the space, Wrap around porch has 20ft glass slider doors & 8 ft knotty Alder doors on the back of the house to allow beautiful views of Coconino National Forest.National Forest Land, Energy saving sunshades on all windows, Dog friendly Screens on back of home, outside patio for entertaining with fire pit fully enclosed yard for your furry friends. Wonderful breezes keep the outside living comfortable - CLEAN Air - Mountain Views - Quiet - Secure - Private Entrance. 2 New AC/heat units w/warranty, New roof w/warranty, 3 Car Garage, Water Treatment for entire house w/warranty, New lighting, New fixtures throughout, Fire & Smoke Alarms throughout the home. Main level has formal living w/wood burning fireplace & Antique Mantel, Office/Library. Primary Master offers Gas fireplace with Full Feature Wall of Granite with 80 Flat Screen TV, Elegant chandelier lighting, Sitting area, Custom Master Bathroom floor to ceiling marble & marble Wainscoting on walls throughout the master bathroom, Master Closets HERS & HIS in primary master. Makeup Vanity with Elegant chandelier lighting, Double Sink Antique Vanity with Huge Custom Mirror Grand living space provides ample seating with a great room, dining room, boasting a gourmet kitchen with Wolf Induction 5 burner cooktop, Commercial size refrigerator/ freezer, farmhouse copper sink, double ovens, hightop bar and breakfast bar, granite counters and abundant storage. Custom Knotty Alder doors throughout Kitchen & House, Laundry/mud room equipped with a front-load washer and dryer, living/dining area has 20 ft. slider & 8 ft slider glass doors creating a seamless Indoor-Outdoor Living Space. Upper level, TV Theater Room, with Walkout DECK provides you with Direct access to the balcony to watch sunsets with panoramic mountain views & STARS Wet Bar for snacks with your movies in addition you'll find two additional bedrooms, one with dazzling chandelier lighting, additional bath w/ walk-in shower, loft/media room complete with 2 built-in desk spaces inside the dormers plus a refreshment bar w/wine drink fridge, microwave and cozy Wood Burning Fireplace. New OIL PIPE FENCE $100,000 in fencing leveled and planted with wheat fertilize soil for growing pastures, crops 4 Stall Horse Barn 4 Turnouts for your horses Property - (1) registered well domestic (1) registered irrigation well 6 Miles from I 17 on paved roads until you get to the Private Entrance to the Equestrian Estate AMAZING Access to breathtaking panoramic mountain views of the majestic Red Rocks of Sedona, adjacent Coconino National Forest, views of the Prescott National Forest,Flagstaff's Snow Bowl San Francisco Peaks and Lights of Historical Jerome. Unobstructed Views you are surrounded by National Forest one will ever build in your view. Private & Direct access to the Verde River that stretches 18 miles meandering through town limits, the winding waterway creates a habitat for bald eagles, hawks, blue heron, beavers, and otters... Located in the Napa Valley of Arizona, surrounded by wineries, this property presents the possibility for your own vineyard, become connected with a thriving wine community. Some area attractions include Montezuma Castle is the third National Monument dedicated to preserving Native American culture, Out of Africa WildLife Park, Inflatable Kayak Adventure down the Verde River, Cliff Castle Casino. Western Horseback adventures & Horse Boarding at the Nashwa Farms Equestrian & Event Center Horse boarding stable only minutes from your Custom Equestrian Estate.

21640 S Hawes Road Queen Creek, AZ 85142

$1,990,000
3 Beds
2 Baths
1,575 SqFt
Status Active
MLS # 6357693
Property Type Manufactured Home
Price Type --
The possibilities are endless with this property!! Bring your toys, boats, horses and build your dream home (OR 5 HOMES) to this irrigated property in a fabulous location !! Over 5 acres, owners have lived here for over 30 years in this 1985 mobile home...and they are ready to give someone new an opportunity to make this property into something FABULOUS! Sides up to Queen Creek wash/walking path... Neighbors to the North are One Acre, Custom Homes....and this could be split into 5 - 1 Acre Parcels.

7420 E Reins Court Prescott Valley, AZ 86314

$1,990,000
3 Beds
5 Baths
4,804 SqFt
Status Active
MLS # 6685848
Property Type Single Family Residence
Price Type --
Your new memories begin here! Enter through the giant pivot front door to this fully custom home, enter the warm and welcoming living room with space for everyone. You'll find you're eager to entertain all of your friends more than you ever have. The large great room flows to the formal dining area and then into the chef's kitchen with the very large gas, 6 burner range with its 2 ovens in addition to the built -in wall convection oven. A built -in ice maker helps when entertaining outside on the very large patio that overlooks FIVE holes of the Stoneridge Golf Course! Ready to BBQ with friends? No worries, use the easy to slide corner window from the kitchen and pass all the provisions right out to your guests! Enjoy a relaxing swim in the 25 YD indoor pool. The master suite is truly.... spa-like with the walk- in stone surround shower. The dual vanities with Brazilian Quartzite and Illuminating mirrors and the large, jetted tub tucked into the custom corner view windows, lower one blind for complete privacy while enjoying the stunning views of the mountains and the golf course below. The jetted tub heats the water and recirculates it so you can enjoy a very long, relaxing soak. The master walk in closet is very large and has great storage too. The 2 guest bedrooms are also very large and both have great big closets...so much storage in this home! These rooms are also complete with the custom corner windows for the wonderful views as well as blackout blinds for a good nights' rest. The loft has it's own patio with views of Glassford Hill and also the beautiful neighborhood below. The second floor has an art studio which could be used as a rec room or a great movie room. This room has 2 separate patios, corner windows for the views and beautiful wood floors....not to mention...the room is plumbed to add a bathroom, so this could make a 2nd master en-suite! On the main floor there is an office area that has a great view of the pool and lots of productivity space for you....all rooms have Cat 6 hard wired high speed data connections. There are so many special features....please read the Special Features page to get even MORE information about this very special home nestled in the Mingus Mtns. Golf cart and some furnishings may convey with full price offer.

22970 N 79th Place Scottsdale, AZ 85255

$1,990,000
5 Beds
3.5 Baths
3,958 SqFt
Status Active
MLS # 6732535
Property Type Single Family Residence
Price Type --
Nestled in the heart of North Scottsdale, this exquisite single-level home epitomizes modern elegance and comfort. Bathed in natural light from numerous skylights, the open floor plan seamlessly blends spaciousness with warmth. The large primary suite offers a tranquil retreat, while three additional bedrooms in a separate wing provide ample space for family or guests. A great room, adorned with a spacious eat-in kitchen featuring stainless steel appliances, serves as the heart of the home—perfect for both casual family meals and elegant entertaining. Outside, the resort-like amenities beckon. A meticulously designed outdoor space boasts a built-in BBQ area, a shimmering pool with a soothing water feature, and a cozy firepit—ideal for enjoying cool desert evenings under the stars. Located within a gated community near Grayhawk and Pinnacle Peak, residents also enjoy access to community tennis courts and a playground, enhancing the community's appeal as a serene and family-friendly enclave. This North Scottsdale gem offers a rare combination of luxury, comfort, and outdoor living, truly a sanctuary in the Sonoran desert.

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