First Comes Love… Then Comes Mortgage?

According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2016 at 58% of all buyers. It is no surprise that having two incomes to save for down payments and contribute to monthly housing costs makes buying a home more attainable.

But, many couples are also deciding to buy a home before spending what would be a down payment on a wedding, as unmarried couples made up 14% of all first-time buyers last year.

If you’re single, don’t fret! Single women made up 18% of first-time buyers in 2016, while single men accounted for 8% of buyers. One recent article pointed to a sense of responsibility and commitment that drives many single women to want to own their home, rather than rent.

Here is the breakdown of all first-time homebuyers in 2016 by percentage of all buyers, income, and age:

First Comes Love… Then Comes Mortgage? | Simplifying The Market

Bottom Line

You may not be that much different than those who have already purchased their first homes. Let’s get together to determine if your dream home is already within your grasp!  Give me a call – J.P. Cook – 602-320-4253.

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210 E Ashwood Place Phoenix, AZ 85012

$1,675,000 - 4Br/4Ba -  for Sale in Ashwood Park, Phoenix
Open House
$1,675,000
4 Beds
3.5 Baths
3,290 SqFt
Status Active
MLS # 6751183
Property Type Single Family Residence
Price Type --
Exquisite Custom Home in a Prime North Central Phoenix Neighborhood on a dead-end Cul-De-Sac Lot. No cars drive in front of this house. Walking distance to the famed Uptown Farmers Market and the Central Ave Bridle path. Built in 2017, Move in ready. Close to Brophy/Xavier, Sunnyslope, Madison Simis, Madison Meadows Day School and downtown hospitals. Hard Wood floors, Vaulted Ceilings, Shiplap walls, Heated Pool, Tankless Water Heater, Soft Water System, In Ceiling Speakers, Alarm System, Control 4 Smart Home System, backyard Turf, Split Bedroom/Bathroom mother-in-law suite and Tesla charger in garage.

1 Howell Avenue Bisbee, AZ 85603

$1,670,000
6 Beds
8.5 Baths
5,098 SqFt
Status Active
MLS # 6712946
Property Type Single Family Residence
Price Type --
Stunning & very well maintained Multi-Use Historic Building in the heart of Bisbee AZ's Historic District. 6 Bedrooms 8.5 bathrooms, separate office. Run a business & live upstairs in one of the best climates of S. Arizona! At a desirable 5,500 ft elevation you can experience all 4 seasons, gorgeous mountain views, world-class birding & hiking, award winning restaurants & quaint coffee shops. Bring your family & friends & make this a destination home! Want short term rentals? This is the space to do it! Currently operated as a highly successful boutique hotel w/ a manager & staff in place. 60 seat Restaurant space comes w/ all existing equipment. Zoned Commercial, however the possibilities are endless, convert to a huge living space or have retail downstairs, live upstairs. This is it! *Room 3 upstairs is a full apartment with complete kitchen. Seller Carryback Financing terms available for qualified buyers.

6125 E Hodges Street Cave Creek, AZ 85331

$1,670,000
4 Beds
3.5 Baths
4,025 SqFt
Status Active
MLS # 6769293
Property Type Single Family Residence
Price Type --
Exceptional Location! This stunning home is situated on one of the largest premium lots, featuring a highly sought-after south-facing backyard that opens to serene views of the surrounding open space. The desirable ''Robert'' model is designed to showcase the expansive views, spacious yard & sparkling pool through its dramatic wall of stacking glass doors, seamlessly blending indoor and outdoor living. Every detail has been thoughtfully curated with high-end finishes throughout, including luxurious slab granite, custom cabinetry, & soaring ceilings that enhance the spaciousness. The timeless, hand-scraped wood flooring adds warmth and elegance. The chef's kitchen is a true centerpiece perfect for entertaining with a s/s Wolf gas cooktop, convenient pot filler, Subzero refrigerations, R/O farm sink, walk-in pantry and adjacent to a butler's pantry complete with a wine refrigerator. The split master retreat offers tranquil views of the sparkling pool & features tray ceilings, plantation shutters, & dual closets outfitted with custom luxury closet systems. The spa-like master bath has been beautifully updated with sleek quartz countertops, stylish backsplash, freshly painted cabinets, and custom make up desk delivering a modern touch to a classic design. 6 closets have been outfitted with custom organization systems. This home perfectly blends elegance, comfort, and luxury in a highly desirable location within a gated community. See our features sheet for a list detailed amenities.

19759 N 83rd Place Scottsdale, AZ 85255

$1,665,000
3 Beds
3 Baths
2,290 SqFt
Status Active
MLS # 6783022
Property Type Single Family Residence
Price Type --
Welcome to this completely furnished, turn-key home situated on the 7th hole of the prestigious Grayhawk Golf Course. Enjoy ultimate privacy with breathtaking views of the mountains and fairways beyond. This stunning home features an open great room floorplan, a fully upgraded kitchen with a spacious breakfast bar, walk-in pantry, and panoramic golf course views. The luxurious primary suite is complemented by two additional guest bedrooms, all with remodeled bathrooms showcasing premium fixtures and finishes. Step into your resort-style backyard, designed for entertaining and relaxation. Highlights include a heated diving pool with spa, covered patio, $6,000 DCS outdoor kitchen grill, and a free-standing fireplace for cozy Arizona evenings. All furnishings, linens, kitchenware, and artwork are included, making this home move-in ready. Experience the perfect blend of luxury, privacy, and golf course living. The Grayhawk Golf Club is open to everyone with two leading public courses, several dining options, rentable spaces, and beautiful views! Walking distance to world class golf, restaurants, shopping community pool and walking trails. Nearby hiking and quick access to the 101. This home is a true desert oasis!

3910 E Sheila Lane Phoenix, AZ 85018

$1,665,000
3 Beds
3 Baths
2,346 SqFt
Status Active
MLS # 6762088
Property Type Single Family Residence
Price Type --
Looking for the perfect lock and leave? Welcome to the serene, gated community of The Villas at Baker Park. Designed to maximize the sky-high ceilings and the abundance of natural light this luxurious 3 bedroom 3 bath open-concept floor plan seamlessly blends all living spaces, creating a vibe that's light and airy. Beautiful wood floors, custom built-in cabinets, handmade ceramic pendant lighting and linen window coverings are just a few highlights that show off the home's character and sophistication. The bonus room is ideal for an office, den, game room or can be used as a 4th bedroom. The expansive family room, with 16ft ceilings, large windows and sliding glass door, allows for natural light to flood the room. The chef's kitchen features a professional Wolf 36 Gas Range, Sub-Zero appliances and an oversized Quartz Island. The primary bedroom entices with its generous size, en-suite bathroom, and large walk-in closet. Step outside to the low maintenance backyard featuring high quality turf and a limestone paved patio. The community offers a range of amenities, including a resort like swimming pool, spa, BBQ, dog park and green space providing a convenient and luxurious lifestyle. Within walking distance, you can enjoy some of Arcadia's best coffee shops, bakeries and restaurants including La Grande Orange. Don't miss this opportunity to make it yours!

25099 S 190th Street Queen Creek, AZ 85142

$1,659,000
5 Beds
3.5 Baths
4,190 SqFt
Status Active
MLS # 6691073
Property Type Single Family Residence
Price Type --
Outstanding and Highly Upgraded CUSTOM Home Located in the Saddlewood Estates! Situated on a sprawling Huge 43,896 lot, resort style backyard with Gazebo, barbecue, fridge etc. Heated Pool with a swim up bar & a raised hot Tub. This home is ready for anything that is desired, a custom shop or play space. Inside is highly upgraded with a chef's kitchen, walk-in pantry, fireplace, formal dining, office, huge laundry room, in a split floor plan. Primary retreat is enormous w/HIS AND HERS closets, sinks & separate tub/walk in shower. The owner's suite overlooks the beautiful backyard with mountain views.. Gorgeous, spacious front yard with circular driveway and private side entry to garages, rv gate. Mtn views ABOUND! Newer Exterior Paint, Water Heater & Water Softener. A must see! amenities, shopping, entertainment, restaurants, hiking , walking paths.

23721 N 123rd Place Scottsdale, AZ 85255

$1,654,000
3 Beds
3.5 Baths
2,854 SqFt
Status Active
MLS # 6666126
Property Type Single Family Residence
Price Type --
2024 Completion and NEVER lived in with loads of builder upgrades including SubZero/Wolf appliance package, Kohler fixtures and 2x4 tile flooring throughout. Callum + Casita floorplan features a stunning window wrapped open great room, perfect for hosting gatherings. Pocket sliding glass doors deliver seamless indoor to outdoor living with striking mountain views and wide-open space with mature desert landscape separation from rear neighbors. Soaring 14 ceilings and contemporary linear fireplace with an abundance of upgraded cabinetry and storage. Interior courtyard accessed via 16-foot stacking wall of glass from great room and sliding glass doors from primary retreat. Offering a highly desirable split design with 3 ensuite bedrooms plus versatile flex space perfect for a den, workout area or office. Impressive primary retreat showcases spa inspired ensuite with lounge tub, separate frameless shower, dual vanities, spacious dressing room and access to interior courtyard as well as the grand patio. The generous secondary bedroom features its own full bath and sizable walk-in closet. Attached ensuite Casita (3rd bedroom) has dramatic mountain views and a private entrance via front courtyard. Nestled in one of the newest resort-style guard-gated communities in Scottsdale. Sereno Canyon features extensive amenities, including dining, fitness center, spa, pools, outdoor gathering areas and community firepit. With panoramic views of the desert and mountains, Sereno Canyon is the destination for luxury living in North Scottsdale. *Home is Pre-Wired COMMUNITY AMENITIES Mountain House Lodge - Clubhouse Restaurant & Bar Pools Spa Cafe Fitness Center Guard Gated Walking/Biking Trails Bocce Court Cabanas Event Lawn Outdoor Fireplace Sunset & Mountain Views One time $20,000 ''Recreation Fee'' for membership to the Sereno Canyon Mountain Lodge is due at closing. NOTE 1: Some images are virtually staged. NOTE 2: Sereno Canyon Mountain House Lodge (MHL) images: Credit Toll Brothers Arizona. Listing Broker/agent does not represent Toll Brothers, is not employed by or under contract with Toll Brothers, and is not affiliated with Toll Brothers in any way. Photos are images only and cannot be relied upon to confirm applicable features.

100 W Northern Avenue Unit 6 Phoenix, AZ 85021

$1,650,900
3 Beds
2.5 Baths
3,063 SqFt
Status Active
MLS # 6782238
Property Type Single Family Residence
Price Type --
Attention Investors! Welcome to 100 Northern! This exceptional, contemporary Model may be purchased for immediate move-in, or with a leaseback agreement allowing the builder to retain possession for 9-12 months with 12k per month paid to the buyer. Nestled in the prime location of North Central Phoenix, this unique, gated new community features 3 different floor plans and only 17 homesites. Experience the elegant sophistication and uncluttered feel of these thoughtful, light flooded designs, where soaring ceilings, sleek lines, and open spaces all converge to evoke a true sense of serene ambiance throughout the home. This 2 level plan features the owner's suite and all primary living on the ground floor with additional bedrooms and flex loft upstairs. Subzero/Wolf appliances, Trane cont.

37143 N Greythorn Circle Carefree, AZ 85377

$1,650,000
4 Beds
2.5 Baths
3,400 SqFt
Status Active
MLS # 6757711
Property Type Single Family Residence
Price Type --
Wow! Views! Very rare opportunity to own in The Reserve at Tranquil Trail. This spectacular 4 bed, 2.5 bath home sits on an oversized corner lot with impressive desert landscaping & 3 car garage. Stunning interior boasts a library/den/office, bright & inviting living room and dining area. The fabulous kitchen offers SS appliances, espresso cabinets, speckled granite counters, island, and breakfast bar. The primary bedroom retreat has a sliding glass wall that seamlessly connects to the outdoors and a luxurious ensuite with his & her sinks, soaking tub and a bountiful walk-in closet. Stunning backyard offers super private, quiet & secluded patio & a new contemporary pool and spa, built-in grill. True entertainers dream! Walking distance to Carefree shops and restaurants. A must see!! Another bedroom features direct access to the pool, which is ideal for guests! You will fall in love with this gem! Additional Home Features: Speakers in the main living area, the outside back patio and pool area, installed by Best Buy in fall 2021. Rear patio Awnings installed were over the two pool patios for additional shade in early 2023. The salt water pool was completed in the fall of 2022 and designed/installed by Presidential Pools. Home and systems have been regularly maintained on a scheduled basis. Amazing flowering cactus and roses throughout the yard. There is a pomegranate tree just outside the dining room window. A rosemary bush provides year-round fresh herbs.

18550 N 97th Way Scottsdale, AZ 85255

$1,650,000
3 Beds
2.5 Baths
2,651 SqFt
Status Active Under Contract
MLS # 6767151
Property Type Single Family Residence
Price Type --
Welcome to your new home in Windgate Ranch! This exceptional property is situated on a spacious, low-traffic cul-de-sac lot, making it an entertainer's paradise. It's the perfect gathering spot for both adults and kids alike. Inside, you'll find a bright, open floor plan with soaring ceilings that create an inviting atmosphere. The family room flows seamlessly into the kitchen, making it the heart of the home. Step outside to discover a luxurious custom pool and spa, complete with a pergola and built-in BBQ—ideal for hosting gatherings or simply relaxing in style. The original owners have meticulously maintained this home and are ready to pass it on to new homeowners as they embark on their next adventure. Don't miss the opportunity—this stunning home won't last long! Custom Features and Smart Technology: As you approach the entrance to the home, the elegant travertine tile pathway guides you from the driveway to a striking custom gray metal front gate. Step through the inviting portico into a charming courtyard featuring a unique water feature that sets the tone for this exquisite residence. Surrounding the home additional travertine leads to a spacious side yard showcasing a beautiful four-tier bird fountain and a custom tile negative-edge water feature. Enjoy outdoor dining with the convenience of French doors that connect the interior dining room to the patio. The backyard is an oasis, complete with a heated pool and spa adorned with travertine decking. Relax under the custom gray metal pergola, equipped with a built-in gas barbecue, sink, and refrigerator. For the golf enthusiasts there's a chip-and-putting green. The built-in gas fire pit with tile surround and travertine culping is perfect for cozy evenings. Control4 smart home puts advanced technology at your fingertips. Enjoy surround sound in every room extending to the patio and yard. You are able to control surround sound, lighting, indoor temperature, and integrated doorbell camera from anywhere in the world! Control4 also is available with many other integrated features you may add such as garage opening/closing, outdoor cameras around outside of home (prewired currently) and monitored security system of your choice (currently integrated in home, but not using at this time). Energy efficiency is paramount, with the home certified to meet Energy Star Version 3 standards. Highlights include high-performance spray foam insulation, dual-pane CoolRay double Low E insulated glass windows, and two high-efficiency ground-mounted AC units. The kitchen boasts Energy Star-rated KitchenAid appliances. A recirculating hot water line ensures instant warmth in the master bath. Freshly painted main areas and garage. Garage also offers plenty of storage with custom cabinets and elevated storage for your convenience. Classy Closets in all bedrooms and a Container Store Elfa mounted walk-in pantry. The office features built-in cabinetry and bookcases, split for two workspaces with a granite surface. Community amenities abound including a clubhouse with a fitness facility, outdoor pools and spas, and parks equipped with tables and play areas. Enjoy tennis and pickleball courts, along with a sand volleyball areaperfect for an active lifestyle!

4201 N 42nd Place Phoenix, AZ 85018

$1,650,000
4 Beds
3 Baths
2,920 SqFt
Status Active
MLS # 6754896
Property Type Single Family Residence
Price Type --
Experience luxury in this 2016 COMPLETE NEW BUILD nestled in sought-after Arcadia with no HOA! Upstairs, the master suite & loft create a serene retreat, complete with sauna, fireplace & deck offering stunning mountain views. Pamper yourself with 2 walk-in closets & lavish master bath. Downstairs offers bedroom with full bath enhancing modern living. Entertain in formal living & dining rooms, seamlessly connected to the dream kitchen boasting a waterfall island. Enjoy seamless indoor-outdoor living with 4-pane slider. Step outside & unwind in resort-style, low maintenance, backyard with pool, hot tub, fire-pit & built-in grill. Feel great pulling into 3-car garage using pavered driveway.

7151 E Rancho Vista Drive Unit 5001 Scottsdale, AZ 85251

$1,650,000
3 Beds
2 Baths
1,681 SqFt
Status Active
MLS # 6758412
Property Type Apartment
Price Type --
This incredible luxury renovation is expected to be completed by 1/15/2024. Warm, Inviting, Modern/Contemporary, Light and Bright... this Optima Camelview Luxury Remodel is simply a breath of fresh air. From the moment you walk inside you'll feel right at home with the abundance of natural wood / natural stone elements, huge open floor plan and abundance of floor-to-ceiling glass windows. This property boasts a very desirable split floor plan with glass enclosed study featuring custom built in murphy bed acting as a usable third bedroom. Huge Private patio perfect for relaxing or entertaining. Subzero/Wolf Appliances, Fully integrated smart home with automated blinds, nest thermostats, sonos speakers and smart tv's. Two premium side by side parking spaces. All found within the luxurious Optima Camelview Village, with it's unbeatable location & state of the art architecture/amenities. Amenities include: Two Outdoor Zen Pools, Spas & Bbqs One on each side of the community (heated year round). 24,000 sq. ft. Fitness Center (Recently Remodeled). Mens & Womens Locker Rooms w/ Steam Rooms, Showers and Private Lockers. Indoor Lap Pool & 2 Spas (Heated year round), On-site concierge, Putting green, Hybrid Basketball / Pickle-ball Court, Racquet ball court, On-site restaurant (metropolis), conference room, 24/7 Security, Reservable party room and multi-purpose fitness/yoga room.

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