Delving into the real estate market for the first time can be a very intimidating thing with all of the mortgage and housing options available. Whether it’s market conditions or the amount you should be spending, there are a number of factors you’ll need to be aware of. If you’re just starting out and not sure where to begin, here are some points to consider that will set you on the right path.
Is It The Right Time To Buy?
Many people try to time the market, but the right time to buy a home is when it works for you. If you have a solid down payment and you’re truly prepared for home ownership, it’s probably the right time to start looking. While a good home and low interest rates can certainly push you in this direction, if it’s not quite the right time, hold off until it’s right for you.
What’s Your Payment Plan?
It’s easy for a first-time buyer to be taken in by their dream home, but it’s important to be clear on all the costs associated with home ownership like property tax, insurance, maintenance and other fees that will bump up the monthly payment. If you can formulate a budget that includes all of your monthly costs and is feasible in the long term, you’re good to go.
What Documentation Is Required?
Having your personal documentation in order and available will be one of the most important steps in your application, but there are a number of things you’ll need. Beyond recent paystubs, tax returns and bank statements, you’ll also need your credit report, so take a look over it to ensure that it’s correct and displays your financial history in a positive light.
Starting the Search
You may be ready to move as soon as you start looking, but buying your first home can be a rather lengthy process. Instead of being sucked in by too much house or taking the first home that appeals to you, ensure that you have a good sense of the size, neighborhood and style of house you want so you can get out there and find the home that works for you.
There are a lot of things to consider when it comes to buying your first home, but by being ready to invest and having your finances in order you’ll be well on your way. If you’re currently in the market for a home, give me a call, I’d love to help – J.P. Cook – 602-320-4253.
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4530 W Fox Glove Lane
Show Low, AZ 85901
$1,275,000
4
Beds
4.5
Baths
4,077
SqFt
Status
Active Under Contract
MLS #
6756548
Property Type
Single Family Residence
Price Type
--
FULLY Furnished Beautiful and PRIVATE location in Trailhead at Torreon, this custom-built residence promises an unparalleled living experience. Spanning a generous 4000+ square feet on a .62 acre lot, the home boasts four bedrooms and 4.5 baths, each designed with comfort in mind. The heart of the home is the open great room with HUGE windows, bathed in natural light from expansive windows that offer views of the majestic pines. An elegant rock fireplace stands ready to warm chilly evenings, while the flowing hardwood floors add a touch of sophistication. The built-in entertainment center and formal dining area are perfect for hosting, complemented by an oversized granite island. READ MORE Culinary enthusiasts will delight in the chef's kitchen, equipped with top-of-the-line stainless appliances. The opulence extends to the large master suite, featuring a soaker tub, tiled shower, and spacious walk-in closet. A second master suite provides additional luxury, and guests are accommodated with ample bedroom space and private bathroom. Entertainment options abound with a finished basement that includes a Rec Room with a bathroom of over 1,000 sq ft, leading out to an impressive 2,000 sq ft of outdoor decking. Here, a 6-person hot tub and gas firepit create the perfect ambiance for relaxation or social gatherings. There is an upper deck off of the guest bedroom for extreme enjoyment! This exquisitely fully furnished home is ready for you - just bring your toothbrush. The seller is taking their art and decor, so you can accessorize it to your taste. This home is TOP of the line - no detail untouched. Come feel the magic! This home has never been rented - it has extreme pride of ownership. Sellers have added a beautiful paver driveway and back paver area with a natural gas fireplace for enchanting evening under the stars. Furnishings are included; NO artwork, decor, or lamps to Convey - NOTHING in the garage conveys. Don't miss this piece of MAGIC. The community of Torreon has it ALL. Imagine breathing in the crisp mountain air while enjoying the 36 hole championship golf course, swimming pool, work out facility, tennis, volleyball, basketball, outdoor amphitheater and an equestrian center! In addition, Torreon has a 10 acre family center that will appear magical to the kids with games and crafts galore, plus a fishing pond for catch and release, plus childcare options. In addition to all that Torreon has to offer, the White Mountains has even more! Fools Hollow lake is just a short distance away. Imagine living in the White Mountains of Arizona where you have 4 beautiful seasons and where you can breathe in the fresh mountain air and enjoy the 40 lakes and over 600 miles of rivers and streams. In addition to the amazing fishing, this area has one of the most extensive trail systems in the southwest for hiking, biking, horseback riding, quadding and more. Sunrise Ski Resort is also just 60 minutes away with 3 beautiful mountains to ski, snow board or sled. If shopping is your interest, you will love the antique stores and the multitude of arts and craft shows that happen in the summer. The music festivals have something to fit everyone's enjoyment. Do you love to golf? There are 7 amazing golf courses, 3 that are public. The White Mountains, where this home/cabin is the best kept secret of Arizona! Come and explore and enhance your living! Pinetop-Lakeside AREA was also voted 'Best Cabin Region in the U.S... Embrace the MAGIC!
8314 E Mariposa Drive
Scottsdale, AZ 85251
$1,275,000
4
Beds
2
Baths
2,041
SqFt
Status
Active
MLS #
6789428
Property Type
Single Family Residence
Price Type
--
Spectacular Remodel. Checks Every Box. Huge Backyard. Looks Better In Person.
29227 N 97th Street
Scottsdale, AZ 85262
$1,275,000
3
Beds
2
Baths
2,439
SqFt
Status
Active Under Contract
MLS #
6783747
Property Type
Single Family Residence
Price Type
--
Surrounded by boulders carefully balancing atop one another, this exquisite 3 bed/2 bath TW Lewis single-level home offers a dramatic backyard paired with rare privacy in Scottsdale's prestigious Troon North neighborhood. With soaring ceilings and an open floor greatroom plan, this 'Balancing Rock' home is designed for comfort and elegance while framed by the most unique Sonoran desert landscape. The gourmet kitchen features stainless steel appliances, double ovens, exceptional storage and a large island with seating, all complemented by Brazilian granite countertops and custom cabinetry. The spacious living room includes a built-in entertainment center and a cozy fireplace, perfect for relaxing or entertaining. Primary suite offers vaulted ceilings, a private exit to the backyard, and a spa-like en-suite with a custom walk-in shower, dual vanities, and a luxurious walk-in closet. Two additional guest bedrooms share an updated bath with granite countertops and custom finishes. The resort-style backyard is a true highlight, with an extended covered patio, pebble-finish pool and waterfall, all surrounded by stunning boulder formations for ultimate privacy. Those with a green thumb will appreciate the raised beds strategically placed for a flourishing garden. An oversized 3-car garage with built-in storage adds convenience. Located near the world-class Troon North Golf Club, Estancia and numerous golf clubs, this home is minutes from dining, shopping, and scenic outdoor activities. North Scottsdale's best hiking and biking trails within walking distance. This is where the good life is lived!
7979 E Evening Glow Drive
Scottsdale, AZ 85266
$1,275,000
3
Beds
3.5
Baths
2,800
SqFt
Status
Active
MLS #
6696426
Property Type
Single Family Residence
Price Type
--
Truly a luxury home you don't want to miss. This impeccable 3 Bed/3.5 Bath Winfield home is move-in ready. Stylishly modern with custom renovations throughout. You will love the designer Kitchen with beautiful custom cabinets, pull-out drawers, stainless appliances and Quartz countertops and spacious island. The Owner's suite is bright and spacious with beautiful wood floors, separate entry to the patio, dual sinks and makeup vanity in the bathroom, modern roll-in shower, large linen closet and generous walk-in closet with beautiful custom closet system. Two ensuite guest rooms and a 3-car garage are an added benefit. Tile and wood flooring throughout. New roof in 2022. Solar panels offer remarkable electricity savings. Too many fabulous features to mention - please see Features Sheet
5713 W Rowel Road
Phoenix, AZ 85083
$1,275,000
5
Beds
4.5
Baths
4,796
SqFt
Status
Active
MLS #
6729792
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home in the prestigious Stetson Valley! This spectacular hillside residence boasts breathtaking views of Ludden Mountain and offers privacy, making it an oasis in the desert. Outside, indulge in resort-style living with a sparkling heated pool with a large, covered patio. Built-in misters ensure comfort on sunny days. The motorized solar shades and an electric awning expand your outdoor entertainment options. A convenient full bathroom with exterior access completes the poolside amenities. The large front patio, paved in travertine, features built in misters and is gated for your privacy. Step inside to discover a beautifully appointed interior featuring a spacious dining room with a butler's pantry, perfect for hosting your family and friends. see more.. Step inside to discover a beautifully appointed interior featuring a spacious dining room with a butler's pantry, perfect for hosting your family and friends. The large kitchen, with a walk-in pantry and huge island, opens to the great room, which is highlighted by a stacked stone fireplace. Upstairs, the expansive owner's suite beckons with a private sitting area overlooking Ludden Mountain. Recently renovated, the ensuite bathroom is a sanctuary with a free-standing tub, his and her vanities, and spacious closets. A large loft area offers additional living space, while a full-size laundry room with cabinetry adds convenience. Four additional bedrooms include a jack-and-jill bathroom, ideal for family or guests, and a fourth and fifth bedroom split by the spacious loft, overlooking the city lights, near an office nook for added flexibility. Don't forget to watch the hot air balloons from front balcony! The 3 car garages are split car and feature epoxy floors, extended length, built-in storage and EV charger. You will also find the 75 gallon water heater and whole house filtration. This home is not just about luxury, but also functionality with modern upgrades including an EV charger, solar system, exterior ceramic paint for energy efficiency, solar shades, and updated AC. Recently refreshed interiors with fresh paint complete the picture of this well-maintained property. Experience the pinnacle of Arizona living in this home, where every detail has been carefully considered for comfort, convenience, and style. Don't miss your chance to own this exceptional residence in one of Phoenix's most desirable neighborhoods.
8874 E Flathorn Drive
Scottsdale, AZ 85255
$1,275,000
3
Beds
2
Baths
2,003
SqFt
Status
Active
MLS #
6729431
Property Type
Single Family Residence
Price Type
--
NEW PRICE!!!Highly desirable DC Ranch location! Wonderful single level patio home in gated community, surrounded by open space & beautiful homes w/all the great DC Ranch amenities! Recently refreshed w/new paint & wood floors in bedrooms. You'll love the great rm floor plan/totally open to kitchen & dining rms. High ceilings add to the openness of this home. You'll love the kitchen w/it's huge island/granite counters & gorgeous custom alder cabinets/gas range/wall oven & microwave/sub zero fridge & walk in pantry! 3 split bedrms / lg master suite w/exit to yard/double vanity & 2 walk in closets/separate tub & shower/Murphy bed in 2nd bdrm/Built in desk in hallway/ nice laundry room w/sinks & lots of storage/ Solid alder doors/Private yard W/spa &/water feature./Built in BBQ/2 car garage. HOA fee includes access to the DC Ranch amenities.
4226 E Coconino Place
Chandler, AZ 85249
$1,275,000
5
Beds
4.5
Baths
3,891
SqFt
Status
Active
MLS #
6742096
Property Type
Single Family Residence
Price Type
--
Welcome to 4226 East Coconino Place, nestled in the sought-after gated Canopy community in Chandler. As you enter this Tri Pointe neighborhood, you're greeted by the peaceful ambiance of lush greenery, expansive outdoor spaces, oversized ramadas, playground, built-in barbecues, a cozy fireplace, and comfortable seating. Residents can even reserve raised garden beds to grow their own vegetables! This upgraded home features 5 bedrooms, 4.5 baths, and a versatile flex room, offering everything you could want. Upon entry, you'll be impressed by the 10-foot ceilings and the 12-foot panoramic Arcadia door that frames a stunning view of the backyard. The Pebble Tech heated pool includes a Baja deck and built-in spa, while the backyard is elegantly designed with travertine, artificial turf line the backyard for a clean and sheik appearance. Relax in your own retreat with the extended 5' covered patio, built in BBQ with cooler, fridge and waste compartment. The kitchen is perfect for entertainment with an oversized island, double ovens, 36 gas cooktop, vented hood and spacious walk-in pantry. A clean modern look is presented with warm frosted Harbor Kitchen 42 upper cabinets, black hardware and granite countertops. Downstairs you'll find one of the two en-suite bedrooms which is split from the other bedrooms, making it a perfect guest retreat. Secondary en-suite is located upstairs. The laundry room is conveniently upstairs with additional bedrooms and provides ample storage with additional cabinets and shelving. The flex-room/loft includes barn door allowing for privacy. Oversized 4 car tandem garage has 10' ceilings, allowing for the perfect place to park your vehicles and toys! Tankless gas water heater, owned water softener, and RO system. 8x40 wood-like tile throughout main living areas downstairs and 2 blinds throughout. Primary bedroom and family room are oversized with 5' extension. Meticulously cared for by its original owners. This home boasts true pride of ownership. It's true resort style living! A must see today!!
73 W Lewis Avenue
Phoenix, AZ 85003
$1,275,000
3
Beds
3
Baths
3,156
SqFt
Status
Active
MLS #
6750614
Property Type
Single Family Residence
Price Type
--
Welcome to Willo!! Discover this enchanting 3 bedroom, 3 bathroom Bungalow in the Willo Historic District, a testament to architectural grace and modern comfort. Built by A L Johnson in 1925, this home spans a generous 2492 sf + a 664 square foot basement. The property also includes a detached two-car garage. The home's facade boasts classic design elements such as river rock porch details and decorative trim, meticulously preserved to honor its historical significance. Step inside to a world where heritage meets contemporary living, highlighted by a mix of newly refinished hardwood, tile, and carpet flooring that complements the abundance of natural light and exquisite details found throughout. A large front porch welcomes you, leading to a versatile flex roo ideal as a study or office adjacent to a formal living room with a striking brick fireplace. This opens to an elegant dining room adorned with stunning stained glass windows, creating a perfect backdrop for memorable gatherings. The kitchen is a chef's delight, equipped with stainless steel appliances and ample storage. The family room is bright and airy, fostering a perfect setting for relaxation or entertainment. Upstairs, the master suite is a retreat within itself, featuring a remarkable window and ceiling design, a custom-tiled bathroom with dual sinks, walk-in shower, standalone tub, and two closets. Two additional bedrooms and bathrooms offer spacious and beautifully detailed accommodations. The basement is an ideal space for a den, home theatre, or game room, offering additional flexible living space. This amazing home even has all new windows. Step outside to a backyard oasis complete with lush landscaping, a swimming pool, spa, and pergola perfect for enjoying the outdoors in privacy and style. As one of the first historic districts, Willo is steps away from the light rail, incredible dining, culture and amenities Phx offer. This home was featured in the Willo Historic District Home Tour of 2024. It is not just a residence but a piece of history ready to be cherished by its new owners. Embrace the blend of historical charm and modern convenience in this truly gorgeous landmark home.
8861 W Hatfield Road
Peoria, AZ 85383
$1,275,000
5
Beds
4
Baths
3,513
SqFt
Status
Active
MLS #
6754452
Property Type
Single Family Residence
Price Type
--
Wow, just WOW! Incredible property with breathtaking mountain views! Be greeted by a great curb appeal w/manicured desert landscape, ample courtyard w/welcoming iron gate, and a sided 4-car garage w/paver driveway. Home exudes elegance throughout showcasing pre-wired surround sound, abundant natural light, a designer palette, and tasteful flooring - tile & wood in all the right places. Discover the thoughtfully laid-out open floor plan, making entertaining a bliss! The gourmet kitchen is a cook's delighting, featuring high-end SS appliances w/cooktop gas, beautiful staggered cabinetry, recessed & pendant lighting, a pantry, glass tile backsplash, and a big island with a breakfast bar. You'll love the separate family room paired with a fireplace, dry bar, & multi-sliding doors to the back Enter the large main bedroom to find outdoor access and a lavish ensuite that boasts dual granite sinks, a soaking tub, a shower w/dry-off area, & a walk-in closet w/built-ins. One secondary has its own bathroom for added comfort. But the true highlight is the spacious, RESORT-STYLE backyard! The space is an entertainer's dream, featuring a covered patio, well-lavers, putting green, play area, Pergola, misting system, gas fire pit, mature trees, horseshoe pit, and a sparkling pool w/spa combo for year-round enjoyment. This gem is a RARE find! Luxurious living at its finest!
1615 W Mandalay Lane
Phoenix, AZ 85023
$1,275,000
3
Beds
3
Baths
3,684
SqFt
Status
Active Under Contract
MLS #
6662837
Property Type
Single Family Residence
Price Type
--
Amazing Mountaintop home with incredible mountain and city views! Located in the gated Moon Mountain Vistas community this 3-bedroom 3 bath with an additional office will take your breath away. The property is over 1 acre on a mountain, and includes indoor/outdoor living spaces, a custom outdoor BBQ center, and outdoor fireplace. The serenity of the newly updated infinity pool and outdoor entertainment area welcomes you and your guests as you enjoy the beautiful Arizona sunsets. The interior of the home has been updated with new appliances, new carpet and new paint. The roof and water heater have also been recently replaced. The only thing missing is you!
18381 N 93rd Street
Scottsdale, AZ 85255
$1,275,000
4
Beds
3
Baths
2,563
SqFt
Status
Active Under Contract
MLS #
6751337
Property Type
Single Family Residence
Price Type
--
Beautiful family home in the highly coveted DC Ranch community. This is one of the few homes in the neighborhood with a private lot that backs to a wash with views of the McDowell mountains. This 4 bedroom and 3 full bath home features gorgeous hardwood floors, stainless steel appliances, white kitchen and open floor plan. The backyard boasts a large heated pool/spa and brand new turf. Upstairs offers 2 guest bedrooms and a loft area for the kids. The spacious primary suite has a large walk in shower and balcony with unobstructed mountain views. This gated neighborhood features 2 large parks offering plenty room for outdoor play and gatherings. You will also have access to the DC Ranch community pools, tennis/pickleball courts, and fitness center. Conveniently located close to Market Street, DC Ranch Crossing, the 101 freeway, and world class restaurants, shopping, golf and hiking.
15410 N 60th Street
Scottsdale, AZ 85254
$1,275,000
4
Beds
3
Baths
2,883
SqFt
Status
Active Under Contract
MLS #
6766387
Property Type
Single Family Residence
Price Type
--
Welcome to your dream retreat in the magic 85254 zip code! This fully furnished, designer-crafted home is a thriving Airbnb with back-to-back bookings, making it an excellent investment opportunity! Just minutes from Kierland Shopping Center, you'll enjoy convenience and luxury in one package. Step inside to discover gorgeous modern finishes that create an inviting ambiance. The outdoor space is an entertainer's dream, featuring a sparkling pool, relaxing hot tub, and a putting green. Stay active on the sport court, perfect for basketball or pickleball. The large covered outdoor kitchen is ideal for hosting gatherings, while the kiva-style fireplace sets the scene for cozy Arizona evenings. Additional highlights include a spacious open layout, ample natural light, and luxurious bedrooms!