A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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6125 E Hodges Street
Cave Creek, AZ 85331
$1,670,000
4
Beds
3.5
Baths
4,025
SqFt
Status
Active
MLS #
6769293
Property Type
Single Family Residence
Price Type
--
Exceptional Location! This stunning home is situated on one of the largest premium lots, featuring a highly sought-after south-facing backyard that opens to serene views of the surrounding open space. The desirable ''Robert'' model is designed to showcase the expansive views, spacious yard & sparkling pool through its dramatic wall of stacking glass doors, seamlessly blending indoor and outdoor living. Every detail has been thoughtfully curated with high-end finishes throughout, including luxurious slab granite, custom cabinetry, & soaring ceilings that enhance the spaciousness. The timeless, hand-scraped wood flooring adds warmth and elegance. The chef's kitchen is a true centerpiece perfect for entertaining with a s/s Wolf gas cooktop, convenient pot filler, Subzero refrigerations, R/O farm sink, walk-in pantry and adjacent to a butler's pantry complete with a wine refrigerator. The split master retreat offers tranquil views of the sparkling pool & features tray ceilings, plantation shutters, & dual closets outfitted with custom luxury closet systems. The spa-like master bath has been beautifully updated with sleek quartz countertops, stylish backsplash, freshly painted cabinets, and custom make up desk delivering a modern touch to a classic design. 6 closets have been outfitted with custom organization systems. This home perfectly blends elegance, comfort, and luxury in a highly desirable location within a gated community. See our features sheet for a list detailed amenities.
19759 N 83rd Place
Scottsdale, AZ 85255
$1,665,000
3
Beds
3
Baths
2,290
SqFt
Status
Active
MLS #
6783022
Property Type
Single Family Residence
Price Type
--
Welcome to this completely furnished, turn-key home situated on the 7th hole of the prestigious Grayhawk Golf Course. Enjoy ultimate privacy with breathtaking views of the mountains and fairways beyond. This stunning home features an open great room floorplan, a fully upgraded kitchen with a spacious breakfast bar, walk-in pantry, and panoramic golf course views. The luxurious primary suite is complemented by two additional guest bedrooms, all with remodeled bathrooms showcasing premium fixtures and finishes. Step into your resort-style backyard, designed for entertaining and relaxation. Highlights include a heated diving pool with spa, covered patio, $6,000 DCS outdoor kitchen grill, and a free-standing fireplace for cozy Arizona evenings. All furnishings, linens, kitchenware, and artwork are included, making this home move-in ready. Experience the perfect blend of luxury, privacy, and golf course living. The Grayhawk Golf Club is open to everyone with two leading public courses, several dining options, rentable spaces, and beautiful views! Walking distance to world class golf, restaurants, shopping community pool and walking trails. Nearby hiking and quick access to the 101. This home is a true desert oasis!
3910 E Sheila Lane
Phoenix, AZ 85018
$1,665,000
3
Beds
3
Baths
2,346
SqFt
Status
Active
MLS #
6762088
Property Type
Single Family Residence
Price Type
--
Looking for the perfect lock and leave? Welcome to the serene, gated community of The Villas at Baker Park. Designed to maximize the sky-high ceilings and the abundance of natural light this luxurious 3 bedroom 3 bath open-concept floor plan seamlessly blends all living spaces, creating a vibe that's light and airy. Beautiful wood floors, custom built-in cabinets, handmade ceramic pendant lighting and linen window coverings are just a few highlights that show off the home's character and sophistication. The bonus room is ideal for an office, den, game room or can be used as a 4th bedroom. The expansive family room, with 16ft ceilings, large windows and sliding glass door, allows for natural light to flood the room. The chef's kitchen features a professional Wolf 36 Gas Range, Sub-Zero appliances and an oversized Quartz Island. The primary bedroom entices with its generous size, en-suite bathroom, and large walk-in closet. Step outside to the low maintenance backyard featuring high quality turf and a limestone paved patio. The community offers a range of amenities, including a resort like swimming pool, spa, BBQ, dog park and green space providing a convenient and luxurious lifestyle. Within walking distance, you can enjoy some of Arcadia's best coffee shops, bakeries and restaurants including La Grande Orange. Don't miss this opportunity to make it yours!
25099 S 190th Street
Queen Creek, AZ 85142
$1,659,000
5
Beds
3.5
Baths
4,190
SqFt
Status
Active
MLS #
6691073
Property Type
Single Family Residence
Price Type
--
Outstanding and Highly Upgraded CUSTOM Home Located in the Saddlewood Estates! Situated on a sprawling Huge 43,896 lot, resort style backyard with Gazebo, barbecue, fridge etc. Heated Pool with a swim up bar & a raised hot Tub. This home is ready for anything that is desired, a custom shop or play space. Inside is highly upgraded with a chef's kitchen, walk-in pantry, fireplace, formal dining, office, huge laundry room, in a split floor plan. Primary retreat is enormous w/HIS AND HERS closets, sinks & separate tub/walk in shower. The owner's suite overlooks the beautiful backyard with mountain views.. Gorgeous, spacious front yard with circular driveway and private side entry to garages, rv gate. Mtn views ABOUND! Newer Exterior Paint, Water Heater & Water Softener. A must see! amenities, shopping, entertainment, restaurants, hiking , walking paths.
23721 N 123rd Place
Scottsdale, AZ 85255
$1,654,000
3
Beds
3.5
Baths
2,854
SqFt
Status
Active
MLS #
6666126
Property Type
Single Family Residence
Price Type
--
2024 Completion and NEVER lived in with loads of builder upgrades including SubZero/Wolf appliance package, Kohler fixtures and 2x4 tile flooring throughout. Callum + Casita floorplan features a stunning window wrapped open great room, perfect for hosting gatherings. Pocket sliding glass doors deliver seamless indoor to outdoor living with striking mountain views and wide-open space with mature desert landscape separation from rear neighbors. Soaring 14 ceilings and contemporary linear fireplace with an abundance of upgraded cabinetry and storage. Interior courtyard accessed via 16-foot stacking wall of glass from great room and sliding glass doors from primary retreat. Offering a highly desirable split design with 3 ensuite bedrooms plus versatile flex space perfect for a den, workout area or office. Impressive primary retreat showcases spa inspired ensuite with lounge tub, separate frameless shower, dual vanities, spacious dressing room and access to interior courtyard as well as the grand patio. The generous secondary bedroom features its own full bath and sizable walk-in closet. Attached ensuite Casita (3rd bedroom) has dramatic mountain views and a private entrance via front courtyard. Nestled in one of the newest resort-style guard-gated communities in Scottsdale. Sereno Canyon features extensive amenities, including dining, fitness center, spa, pools, outdoor gathering areas and community firepit. With panoramic views of the desert and mountains, Sereno Canyon is the destination for luxury living in North Scottsdale. *Home is Pre-Wired COMMUNITY AMENITIES Mountain House Lodge - Clubhouse Restaurant & Bar Pools Spa Cafe Fitness Center Guard Gated Walking/Biking Trails Bocce Court Cabanas Event Lawn Outdoor Fireplace Sunset & Mountain Views One time $20,000 ''Recreation Fee'' for membership to the Sereno Canyon Mountain Lodge is due at closing. NOTE 1: Some images are virtually staged. NOTE 2: Sereno Canyon Mountain House Lodge (MHL) images: Credit Toll Brothers Arizona. Listing Broker/agent does not represent Toll Brothers, is not employed by or under contract with Toll Brothers, and is not affiliated with Toll Brothers in any way. Photos are images only and cannot be relied upon to confirm applicable features.
100 W Northern Avenue Unit 6
Phoenix, AZ 85021
$1,650,900
3
Beds
2.5
Baths
3,063
SqFt
Status
Active
MLS #
6782238
Property Type
Single Family Residence
Price Type
--
Attention Investors! Welcome to 100 Northern! This exceptional, contemporary Model may be purchased for immediate move-in, or with a leaseback agreement allowing the builder to retain possession for 9-12 months with 12k per month paid to the buyer. Nestled in the prime location of North Central Phoenix, this unique, gated new community features 3 different floor plans and only 17 homesites. Experience the elegant sophistication and uncluttered feel of these thoughtful, light flooded designs, where soaring ceilings, sleek lines, and open spaces all converge to evoke a true sense of serene ambiance throughout the home. This 2 level plan features the owner's suite and all primary living on the ground floor with additional bedrooms and flex loft upstairs. Subzero/Wolf appliances, Trane cont.
3011 E Los Gatos Drive
Phoenix, AZ 85050
$1,650,000
5
Beds
2.5
Baths
3,450
SqFt
Status
Active
MLS #
6778677
Property Type
Single Family Residence
Price Type
--
Discover unparalleled luxury in this 3,400+ sq ft custom stucco ranch home located near the prestigious Desert Ridge, AZ. This exquisitely designed residence features 5 bedrooms and 2.5 bathrooms, blending elegance, comfort, and cutting-edge technology to create a true masterpiece of modern living. As you approach the home, the custom front door and entryway, along with custom side gates, welcome you into an atrium-like front courtyard, setting the stage for the grandeur within. Inside, the home boasts high-end custom cabinetry and crown molding throughout, complemented by custom lighting fixtures and Philips Hue smart bulbs offering infinite color options. The gourmet kitchen is the heart of the home, featuring a custom kitchen island with leathered granite., high-end stainless steel appliances, and custom pantry with built-ins. A KitchenAid mini fridge in the pantry and a full-size KitchenAid fridge in the laundry room add to the convenience. The expansive living spaces include a great room with a 7.1 Dolby Digital surround sound system, perfect for entertaining. The luxurious media room, designed to double as an additional family room, features a state-of-the-art 13.2 Dolby Atmos surround sound system, custom noise-canceling blackout curtains, and smart lighting. Each bedroom is a sanctuary, with custom designs and high-end finishes. The master suite offers a spa-like bathroom with dual vanities, a soaking tub, a walk-in shower, and a custom closet with built-ins. Step outside to your private oasis. The backyard showcases a brand-new Pebble Tec pool with a propelled swim lane, heated and cooled with a heat pump, and a gas-heated spa. The sunken outdoor kitchen, climate-controlled and featuring a high-end Heston grill and refrigerator, is perfect for alfresco dining. The backyard walls are stuccoed and painted for a polished look, while the custom automated room-darkening screens on the back lanai provide the perfect environment for relaxation. This home is equipped with the latest smart home technology, fully integrated with Amazon Alexa for seamless voice command control. The entire home is fitted with Nest smoke/CO detectors, custom automated dog doors with backup batteries, and a comprehensive security system. Energy efficiency is paramount, with a 46-panel, 15 kW solar system and two Tesla battery walls ensuring sustainability and lower utility costs. The residence also features climate-controlled garages with a 220 outlet for electric vehicles, an ultra-quiet garbage disposal, reverse osmosis filtration in the kitchen, and soft-close cabinetry throughout. Every detail has been meticulously curated, from the custom coat and mudroom space by the garage to the high-end carpet and pet-resistant padding. This meticulously designed estate offers an unparalleled living experience, combining luxury, sustainability, and modern amenities to create the ultimate sanctuary for discerning homeowners just one mile from Pinnacle High School, 3 blocks from the brand new Sky Crossing Elementary School, and just minutes from Desert Ridge shopping center. Seller said Get it SOLD price reduced for quick sale.
37143 N Greythorn Circle
Carefree, AZ 85377
$1,650,000
4
Beds
2.5
Baths
3,400
SqFt
Status
Active
MLS #
6757711
Property Type
Single Family Residence
Price Type
--
Wow! Views! Very rare opportunity to own in The Reserve at Tranquil Trail. This spectacular 4 bed, 2.5 bath home sits on an oversized corner lot with impressive desert landscaping & 3 car garage. Stunning interior boasts a library/den/office, bright & inviting living room and dining area. The fabulous kitchen offers SS appliances, espresso cabinets, speckled granite counters, island, and breakfast bar. The primary bedroom retreat has a sliding glass wall that seamlessly connects to the outdoors and a luxurious ensuite with his & her sinks, soaking tub and a bountiful walk-in closet. Stunning backyard offers super private, quiet & secluded patio & a new contemporary pool and spa, built-in grill. True entertainers dream! Walking distance to Carefree shops and restaurants. A must see!! Another bedroom features direct access to the pool, which is ideal for guests! You will fall in love with this gem! Additional Home Features: Speakers in the main living area, the outside back patio and pool area, installed by Best Buy in fall 2021. Rear patio Awnings installed were over the two pool patios for additional shade in early 2023. The salt water pool was completed in the fall of 2022 and designed/installed by Presidential Pools. Home and systems have been regularly maintained on a scheduled basis. Amazing flowering cactus and roses throughout the yard. There is a pomegranate tree just outside the dining room window. A rosemary bush provides year-round fresh herbs.
14715 N Adero Canyon Drive
Fountain Hills, AZ 85268
$1,650,000
2
Beds
2.5
Baths
2,222
SqFt
Status
Active
MLS #
6656006
Property Type
Townhouse
Price Type
--
This newly built 2023 Toll Brothers lock-and-leave home defines contemporary opulence within a gated community with mountain views and located on a quiet cul-de-sac flanked by multi-million-dollar properties. Located just a short distance from the Adero Canyon's hiking trails, the Adero Scottsdale Resort and Spa, vibrant downtown of Fountain Hills and Scottsdale's renowned golf courses and dining establishments. The interior and exterior showcases attention to detail relative to design, lighting fixtures, marble and granite accents throughout with featured designer fireplaces. The private patio with awesome mountain view offers indoor/outdoor living via expansive patio doors. The builder's ''Caullins Model'' has an open split floor plan with an area that may be utilized as an office, den/study, exercise, or 3rd bedroom with modifications, etc. The kitchen, a haven for culinary enthusiasts, features stainless steel high-end appliances and custom cabinets with modern lighting, with built-in microwave - open concept to the great room and dining areas. The laundry room offers a large pantry/storage area with attention to details depicting custom marble tile on the wall leading to the glass doors in the 2-car garage. The builder's selected upgrades were utilized in the construction while over 6,500+ photos were captured during the entire construction's phases of the home. This is the lifestyle that you have waited for in Adero Canyon's prestigious gated community. Furniture is available under separate bill of sale for a seamless transition to living the Adero Canyon's lifestyle! Opportunity awaits!
4201 N 42nd Place
Phoenix, AZ 85018
$1,650,000
4
Beds
3
Baths
2,920
SqFt
Status
Active
MLS #
6754896
Property Type
Single Family Residence
Price Type
--
Experience luxury in this 2016 COMPLETE NEW BUILD nestled in sought-after Arcadia with no HOA! Upstairs, the master suite & loft create a serene retreat, complete with sauna, fireplace & deck offering stunning mountain views. Pamper yourself with 2 walk-in closets & lavish master bath. Downstairs offers bedroom with full bath enhancing modern living. Entertain in formal living & dining rooms, seamlessly connected to the dream kitchen boasting a waterfall island. Enjoy seamless indoor-outdoor living with 4-pane slider. Step outside & unwind in resort-style, low maintenance, backyard with pool, hot tub, fire-pit & built-in grill. Feel great pulling into 3-car garage using pavered driveway.
7151 E Rancho Vista Drive Unit 5001
Scottsdale, AZ 85251
$1,650,000
3
Beds
2
Baths
1,681
SqFt
Status
Active
MLS #
6758412
Property Type
Apartment
Price Type
--
This incredible luxury renovation is expected to be completed by 1/15/2024. Warm, Inviting, Modern/Contemporary, Light and Bright... this Optima Camelview Luxury Remodel is simply a breath of fresh air. From the moment you walk inside you'll feel right at home with the abundance of natural wood / natural stone elements, huge open floor plan and abundance of floor-to-ceiling glass windows. This property boasts a very desirable split floor plan with glass enclosed study featuring custom built in murphy bed acting as a usable third bedroom. Huge Private patio perfect for relaxing or entertaining. Subzero/Wolf Appliances, Fully integrated smart home with automated blinds, nest thermostats, sonos speakers and smart tv's. Two premium side by side parking spaces. All found within the luxurious Optima Camelview Village, with it's unbeatable location & state of the art architecture/amenities. Amenities include: Two Outdoor Zen Pools, Spas & Bbqs One on each side of the community (heated year round). 24,000 sq. ft. Fitness Center (Recently Remodeled). Mens & Womens Locker Rooms w/ Steam Rooms, Showers and Private Lockers. Indoor Lap Pool & 2 Spas (Heated year round), On-site concierge, Putting green, Hybrid Basketball / Pickle-ball Court, Racquet ball court, On-site restaurant (metropolis), conference room, 24/7 Security, Reservable party room and multi-purpose fitness/yoga room.
6827 E Ivyglen Street
Mesa, AZ 85207
$1,650,000
6
Beds
5
Baths
5,054
SqFt
Status
Active
MLS #
6762559
Property Type
Single Family Residence
Price Type
--
Welcome to Paradise in the exclusive Annecy Community! Fully remodeled from top to bottom, boasting a modern contemporary feel, this home has everything it all! Walk through the front door and you are greeted with a spacious dining space fitted with wine racks and temperature-controlled refrigerators. The kitchen is top notch with cooling drawers, Monogram appliances and soft close cabinets. Enjoy an oversized primary bedroom with a custom closet and a lavish bathroom. There is an amazing addition in the backyard with its own separate entrance that features a breathtaking wet bar with marble flooring, accent lighting, cooling drawers, and more. Resort style backyard with water and fire features, electric shades, above ground hot tub, and gazebo. So much to see, it will go fast!