A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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230 S Val Vista Road
Apache Junction, AZ 85119
$1,200,000
3
Beds
4
Baths
2,452
SqFt
Status
Active
MLS #
6768841
Property Type
Single Family Residence
Price Type
--
This stunning territorial-style home offers breathtaking panoramic views of the Superstition Mountains and features a beautifully designed, easy care desert landscape, inspired by the Boyce Thompson Arboretum. This very private property, bounded by stucco walls and botanic byways, includes 3 bedrooms and 3.5 baths, with tall beamed ceilings and walls of windows to take in the unforgettable views, along with a detached guest casita. There is a spacious 2,000 sq ft RV garage with a car lift and two air-conditioned offices, ideal for remote work, a home-based business or an artist's studio space. Enjoy year-round resort living with a heated pool and spa. Situated on 1.3 acres, the home features multiple gated, verdant, shaded courtyards, outdoor living spaces perfect for alfresco entertaining, all with their own outstanding views of the surrounding desert. Don't miss out on this incredible desert oasis!
1356 E Loveland Lane
San Tan Valley, AZ 85140
$1,200,000
4
Beds
3.5
Baths
3,258
SqFt
Status
Active
MLS #
6775455
Property Type
Single Family Residence
Price Type
--
NO HOA, OVER ONE ACRE, Custom Home, POOL, RV GATE, GREAT ROOM, Kitchen has granite, LARGE Island w/ seating, Updated Cabinets (primer & paint 2023), NEWER Refrigerator, Trash/Recycle in Cabinet, Multiple Large Drawers (for Pots & Pans), Tall Cabinets have Pull-Out Rotating Racks for TONS OF STORAGE, POT FILLER, Sink has Drop Down for Sponges, etc., R/O, GAS Stove, Beautiful Oven Hood, NEWER Dishwasher, Closet near Kitchen was Updated to hold MORE PANTRY items, 10 & 12 foot ceilings, Recessed Lighting & Ceiling Fans Throughout, Guest Bedroom with Separate Exterior Entrance with Full Bath, Walk-in Closet and KITCHENETTE (sink hookup only-no water yet), Soft Water ''OXY'' System (no detergent needed for washing machine), SPACIOUS Laundry Room with Custom Cabinetry & Sink...click ''more'' INCLUDES area to air dry clothes, SOLAR PANELS (with battery backup, auto kick in if power goes out), 3 Car Extended & Over-Height Garage, 3 (4x8) Hanging Racks, Workbench, Outside Wood Burning Fireplace, LARGE COVERED RAMADA, Built-in Grill, Bistro Lights, STORAGE SHED, NEW LARGE TREES Planted, BRAND NEW Watering System in Backyard (w/ 4 timers), Exterior Painted (2022), HUGE Driveway (can park 8-10 vehicles), Electronic Garage Key Pad, time to DREAM BIG and build a guest house, Shop, RV garage and/or Horse stalls!
15576 W Dale Lane
Surprise, AZ 85387
$1,200,000
4
Beds
3
Baths
2,691
SqFt
Status
Active
MLS #
6767114
Property Type
Single Family Residence
Price Type
--
2.5+ ACRES!!! Don't miss out on Dale Ln! This beautiful, expansive 2.5+ acre horse property with a wonderfully updated open floor plan home is not to be missed. The only one of its kind in the area, this 4 bed, 3 bath home features and updated, open living kitchen, and resort style backyard unlike anything in the area. Talk about serene, quiet, unbeatable sunsets, and an entertainers dream of a back yard, relax in your casita style pool house, turn on the outdoor fire features, and go for a swim in your private pool. If that wasn't enough, take your horses out in either of the two horse arenas, enjoy your 3 car garage and 2 RV Hookups, ready to fit any and all toys on the property. Don't miss out on owning one of the only available properties in the entire area!
13051 N 145th Way
Scottsdale, AZ 85259
$1,200,000
3
Beds
2.5
Baths
2,546
SqFt
Status
Active
MLS #
6775680
Property Type
Single Family Residence
Price Type
--
Welcome to exclusive gated Hidden Hills, where luxury meets nature in perfect harmony. This retreat property is enveloped by natural desert landscape, the contemporary Spanish design adds a touch of character and welcomes you home with a private gated courtyard entrance. Exuding warmth and serenity, an alder wood entrance opens to 9-foot ceilings overlooking rich wide plank wood flooring and an open concept design including a great room centered around an inviting fireplace and French doors unfolding to tranquil views and outdoor living. A custom remodeled chef's kitchen is nestled nearby, with spacious granite island offering additional seating for gatherings. Refinished cabinets with updated hardware flank granite counters and backsplash, more... while stainless steel appliances including dual ovens and 5-burner gas range, provide function. Oversized upgraded windows stream abundant light into the breakfast area and kitchen, capturing private views of the surrounding desert. For those who enjoy al fresco dining, French doors open to a covered patio for serene meals and entertaining. The peaceful views continue to the outdoor living space, with pavers surrounding the private pool and creating multiple patios for lounging, including a custom firepit with built-in seating to enjoy on cool desert evenings. Adjacent to open desert space (no neighbors directly behind), iron view fencing expands the ambiance. The primary suite encapsulates the ambiance with floor-to-ceiling windows capturing private views and welcoming natural light into the retreat. A remodeled bathroom elevates the experience with soaking tub for revitalization and separate glass surround shower with rain head. Dual granite vanities and oversized walk-in closet with built-ins complete the space. An upscale gated community treasured by residents for its natural desert and McDowell Mountains surroundings, Hidden Hills offers easy access to hiking and equestrian trails including Sunrise and Adero trails while still being conveniently situated near local amenities and services including Mayo Clinic and Basis Charter Schools. A thoughtfully updated home, this is a timeless sanctuary.
530 S Emerson Street
Chandler, AZ 85225
$1,200,000
4
Beds
4.5
Baths
4,180
SqFt
Status
Active
MLS #
6770144
Property Type
Single Family Residence
Price Type
--
This spacious 4-bedroom, 4.5-bathroom home has it all, offering a perfect blend of elegance and functionality. The heart of the home is the chef-inspired kitchen, with top-of-the-line Wolf and custom Sub-Zero refrigerator, a built-in ice machine, and honed marble countertops. With both a formal dining room and an eat-in kitchen, there's ample space for hosting. The cozy family room features a fireplace, while the formal sitting area and office, complete with built-in custom file cabinets and shelving, provide plenty of extra space. Impressive upgrades throughout, including shiplap accents and crown molding, all showcasing incredible attention to detail. Downstairs, you'll find a guest bedroom with a full ensuite, and a convenient half bath. Upstairs, the luxurious primary suite stands out as the only home in the neighborhood with two large walk-in closets. The spa-like ensuite offers dual vanities, a separate shower, and a jetted tub for ultimate relaxation. The second level also features additional bedrooms, bathrooms, and a loft space for flexible living. For movie nights or casual hangouts, the home's private theatre includes its own exit to a patio, with a spiral staircase that leads down to a fountain area with a basketball hoop, great for entertaining. The backyard outdoor space is an entertainer's dream, complete with a custom motorized shade structure, a sparkling pool with water bowl fountains, lush landscaping, mature trees, and real grass. With a 2-car garage and single stand alone garage with attic storage space, this home also provides ample parking. Perfectly located in Chandler, Arizona, it is just minutes away from Downtown Chandler, where you can enjoy local favorites such as SanTan Brewing Company, The Brickyard Downtown, and The Perch Brewery. Chandler Regional Hospital, Chandler Fashion Square Mall, and Loop 202 are also nearby, offering convenience at your doorstep.
6019 E Paradise Lane
Scottsdale, AZ 85254
$1,200,000
4
Beds
2.5
Baths
2,897
SqFt
Status
Active
MLS #
6784815
Property Type
Single Family Residence
Price Type
--
This is a Must-See home in North Ranch, a most desirable community in N. Phoenix (w/a Scottsdale Address). Located in the Golden Zip Code - 85254 - A SCOTTSDALE Address with Phoenix City Services and Taxes. It is right across the street from Jack Rabbit Park an open Grassy Area excellent for tossing a Ball or a Frizzbee or flying a Kite. 4 bdrms, 2.5baths + pool and large yard. NO HOA! This is the Perfect Home for an expanding family. Many upgrades have been made to enhance this home. Come take a look.
4912 S Centric Way
Mesa, AZ 85212
$1,200,000
5
Beds
4.5
Baths
4,380
SqFt
Status
Active
MLS #
6773530
Property Type
Single Family Residence
Price Type
--
Welcome to Centric Way, where style, comfort, and community come together to create the perfect home! Nestled in the highly sought-after Eastmark community, this gorgeous home places you right next to Sanger Ave., renowned for its lively holiday displays and festive neighborhood events. Plus, you're only a short walk away from Lumiere Garden, the community park where outdoor fun and relaxation await. Eastmark itself is alive with vibrant activities, including amazing amenities, regular events, and the popular First Friday Concerts. Step inside to discover a freshly painted interior in a warm Accessible Beige, complemented by brand-new luxury vinyl flooring. The main level hosts the inviting Owner's Suite, which features beautiful views of your private backyard oasis. Enjoy the custom-built barn door that adds a touch of character, along with a spacious Owner's Bath featuring an oversized soaking tub, dual vanities, a step-in shower, and a generous walk-in closet. Relax in the tranquil space featuring a herringbone travertine patio, mature trees, and a spacious fenced, heated diving poola true retreat! For the culinary enthusiast, the chef's kitchen is a dream come true, complete with a large kitchen island, butler's pantry, under-cabinet lighting, a gas range, and double ovens. The family room features a built-in library and entertainment center, making it the ideal space for gathering and relaxing. Hosting friends and family is effortless with a guest suite on the main level, offering privacy and comfort. The second level is designed for fun and functionality. The loft is a playground of possibilities with monkey bars, a rock climbing wall, and multiple anchors for sensory swings or a hammockperfect for an aspiring aerial artist. A massive storage closet keeps games, books, and toys organized and accessible. The upper floor also includes a bedroom with an en-suite bath, plus two additional bedrooms connected by a shared bathroom. This home is equipped with Sonos smart speakers and a subwoofer, providing the flexibility to stream multiple soundtracks in different rooms, all managed by multiple users on various devices. Outside, the property features Level 5 LED permanent lighting that wraps the entire home, offering endless color and pattern options for every holiday or to show your support for your favorite sports teams. Rounding out this incredible home is a four-car garage with a soft water loop, wood plantation shutters, and all the touches that make this house not just a residence, but a destination.
3046 E Crest Lane
Phoenix, AZ 85050
$1,200,000
3
Beds
3.5
Baths
2,875
SqFt
Status
Active
MLS #
6785224
Property Type
Single Family Residence
Price Type
--
**Stunning 3-Bedroom Home in Highly Desirable Astarea at Sky Crossing** Nestled within the enchanting community of Astarea at Sky Crossing, this exquisite 3-bedroom, 3.5-bath home is a true sanctuary where modern luxury meets unparalleled comfort. With a perfect blend of high-end finishes and thoughtful upgrades, every detail has been meticulously designed to create an inviting and functional living space. From the moment you step through the striking iron front door, you will be captivated by the beautiful aesthetic and exceptional features of this remarkable residence. Upon entering, you are welcomed by the warm glare of natural light cascading over the wood-look tile flooring, which stretches throughout the home, exuding both warmth... Click on ''More'' and contemporary charm. The open-concept floor plan facilitates a seamless flow between the living spaces, providing an ideal setting for entertaining guests or enjoying quality time with family. The spacious living areas are versatile and can be tailored to meet your lifestyle needs, making it easy to envision the countless memories waiting to be made in this delightful abode. At the heart of this home lies a gourmet kitchen that any aspiring chef would envy. Designed for functionality and elegance, the kitchen features stunning quartz countertops that magnificently complement the array of high-end appliances. The centerpiece of this culinary haven is the impressive waterfall island, which not only serves as a practical workspace but also as a gathering spot for family and friends. Equipped with a premium cooktop, double ovens, and a sleek French door refrigerator, the kitchen is designed to support your cooking ambitions and elevate your dining experiences. Adjacent to the kitchen, the charming breakfast room features a beautifully designed feature wall, creating an inviting atmosphere perfect for casual meals. With its generous walk-in pantry and extensive built-in cabinets in both the laundry room and office, this home offers abundant storage solutions to keep your living spaces organized and clutter-free. **Luxurious Primary Suite:** Retreating to the generously sized primary suite, you will find a true oasis of relaxation. This exquisite space features a beautifully-appointed ensuite bath that exudes sophistication. From the elegant fixtures to the tranquil atmosphere, this spa-like retreat allows you to unwind in luxury after a long day. The impressive closet includes custom built-ins to accommodate your wardrobe, and even contains a built-in safe for your valuables, ensuring that both functionality and security are prioritized. One of the standout features of the primary suite is the expansive laundry room conveniently located just off the primary bath. This thoughtful design adds an additional layer of functionality and ease to your daily routines, making laundry chores more manageable and streamlined. Stepping outside, you are greeted by an expansive, beautifully landscaped yard that serves as your outdoor oasis. The large, lush turf invites outdoor play and leisure. At the same time, the view fence enhances your outdoor experience, allowing for a feeling of openness that amplifies the natural beauty surrounding your home. The covered patio provides the perfect setting for relaxing at the end of a busy day or for entertaining guests on warm evenings, creating memories amidst the beauty of nature. With north-south exposure, this property boasts a unique balance of sunlight and shade, making it a year-round haven that caters to your outdoor lifestyle desires. Whether it's enjoying a quiet morning coffee, hosting a barbecue, or simply unwinding with a good book, this outdoor living space offers endless possibilities. This exceptional home comes adorned with several additional features that elevate the living experience. Both garages are equipped with custom cabinets, providing optimal organization and storage for your vehicles and outdoor gear. Enhance your indoor ambiance with custom window treatments, including plantation shutters and electric roller shades that allow for both privacy and natural light. The generous amount of recessed lighting throughout further enriches the home's elegant aesthetic while providing a welcoming glow to every room. This stunning 3-bedroom residence seamlessly merges luxury with comfort, providing an idyllic escape for its future owner. With meticulously designed spaces, thoughtful upgrades, and a serene outdoor oasis, this home caters to all your lifestyle needs and aspirations. Don't miss your chance to experience the charm and elegance that awaits in this extraordinary property. Set up your private tour today and take the first step toward making this exceptional home your own!
1550 W Snow Creek Trail
Show Low, AZ 85901
$1,200,000
4
Beds
3
Baths
3,200
SqFt
Status
Active
MLS #
6775923
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home! This beautifully updated 4-bedroom, 3-bath residence offers the perfect blend of modern elegance and comfort. Nestled in a serene neighborhood of Snow Creek, the property boasts panoramic views that will take your breath away. As you step inside, you'll be greeted by an open-concept living area filled with natural light. The spacious living room flows seamlessly into a gourmet kitchen, complete with sleek stainless steel appliances, quartz countertops, and ample storage. The adjacent dining area is perfect for entertaining or enjoying family meals while soaking in the scenic backdrop. The primary suite is a true retreat, featuring a luxurious en-suite bathroom and generous closet space. Three additional bedrooms provide plenty of room for family, guests, or a home office. Each bathroom has been thoughtfully updated with modern fixtures and finishes. The finished basement adds even more living space, ideal for a game room, home theater, or gym. Step outside to your private patio and yard, where you can unwind and take in the stunning views of the surrounding landscape. This home is equipped with all the modern amenities, including energy-efficient appliances and smart home features. With easy access to local parks, shopping, and schools, this property combines convenience and tranquility. Don't miss the opportunity to own this exquisite home with an incredible view! Schedule your showing today!
8612 E San Felipe Drive
Scottsdale, AZ 85258
$1,200,000
3
Beds
2
Baths
2,397
SqFt
Status
Active
MLS #
6772965
Property Type
Single Family Residence
Price Type
--
WOW! This outstanding masterpiece in the popular McCormick Ranch is truly a dream come true! Attractive curb appeal w/a 2-car garage & easy-care landscape is just the beginning. With its meticulously maintained interior, this haven dazzles w/a perfect blend of tile & wood flooring, delightful archways, soothing palette, and high vaulted ceilings. Harmonious living & dining room invites you to unwind, while the HUGE great room, paired with a cozy fireplace & a wet bar, is excellent for entertaining & everyday living. Open-concept kitchen features abundant cabinetry topped w/crown moulding, an island, travertine backsplash, granite counters, & SS appliances. Surely to impress w/the bright & airy primary retreat, showcasing outdoor access, an ensuite w/dual sinks, & a walk-in closet. Secondary bedrooms offer sizable closets & plantation shutters. The stunning backyard provides a covered patio, refreshing pool, & spa for endless summer fun. You won't be disappointed!
38910 N School House Road
Cave Creek, AZ 85331
$1,200,000
4
Beds
3
Baths
2,773
SqFt
Status
Active
MLS #
6776634
Property Type
Single Family Residence
Price Type
--
Walk to town from this exceptional home, where breathtaking views greet you from every window. No steps! Nestled on over 2.5 usable acres, this lightly lived-in property offers endless possibilities for personalization and expansion. Whether you're dreaming of outdoor entertainment space, horses or simply enjoying the peace and privacy, this home presents a rare opportunity to experience tranquil living with the convenience of town just a short stroll away.
3626 W Hiddenview Drive
Phoenix, AZ 85045
$1,200,000
4
Beds
3
Baths
2,509
SqFt
Status
Active
MLS #
6776688
Property Type
Single Family Residence
Price Type
--
Customization meets lifestyle in this 4-bedroom stunner nestled in a neighborhood of single level homes in the foothills of Ahwatukee. Drive up the hill into the gated community you will be proud to come home to. With designer touches throughout, this 2018-built home displays modern interior finishes and wait until you see the backyard! Sensational views all around the heated or chilled pool with swim-up bar, glorious spa, sunken entertainment hub, raised travertine decking, multi seating areas and serene mountain hiking just steps outside your fence! Freshly painted exterior, meticulously maintained inside and out! Private, desirable location with top rated schools and easy 202 freeway access. This meticulous and picturesque property is a must-see!