A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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1326 N Central Avenue Unit 201
Phoenix, AZ 85004
$799,900
3
Beds
2
Baths
1,900
SqFt
Status
Active
MLS #
6769835
Property Type
Apartment
Price Type
--
UNICORN ALERT! Oh wow! This is a gem in the heartbeat of central Phoenix! Stunning loft/condo on the SE corner of Artisan Lofts on Central facing the Phoenix Library and the light rail. HUGE balcony with a glass garage door opening up the living room to the outdoors, such a cool view! The downstairs has a flex office/bedroom and full bath, dining, updated/upgraded kitchen built for entertaining with a long island overlooking the living area, fireplace and modern staircase. Upstairs is the owners bedroom loft with fabulous bath including a soaking tub! There is also an additional bedroom/loft area perfect for an office overlooking central with spectacular mountain views. The building is an award winning design and it shows! Pool/gym/rooftop plus gated parking. This is a great find!
20428 W Elm Drive
Buckeye, AZ 85396
$799,900
2
Beds
2
Baths
2,142
SqFt
Status
Active
MLS #
6775931
Property Type
Single Family Residence
Price Type
--
Sleek, modern house with an open-concept floor plan that offers an expansive sense of space. The ceilings soar at 12 feet in the main living areas, creating an airy, grand feeling, while the bedrooms feature slightly cozier 10-foot ceilings for warmth and intimacy. This home also features over $300,,000 in options/upgrades/updates (such as owned solar), that are superior to most model homes. As you walk in, you're greeted by a large, sunlit great room that seamlessly blends with the dining area and a state-of-the-art kitchen. This kitchen is outfitted with quartz countertops, custom cabinetry, high-end stainless-steel appliances, and an extra-large center island with seating for casual meals or socializing. To the side, a dedicated office space offers a quiet retreat for work or study. A modern warm space with built in cabinets and two feature walls. The two spacious bedrooms are strategically placed to offer privacy and comfort. The primary suite comes with an en-suite bathroom featuring an extra-large walk in glass shower, and dual vanities with designer finishes. The second bedroom is perfect for guests or family, with access to a beautifully designed second bathroom. The maintenance free backyard is a true entertainer's dream. An extended patio extends from the house, offering space for outdoor dining and relaxation. The outdoor kitchen has a built-in gas grill, Komodo grill, cooler and refrigerator. Beyond the patio is an extra-large fire pit, putting green and additional artificial turf areas for games. The entire space is perfect for hosting gatherings or unwinding after a long day. The laundry room has lots of cabinets for storage and is setup with a doggie door that enters a coyote, snake and rodent proof dog run. This is an ideal setup for any dog owner that wants to keep their pet safe. With premium materials, thoughtful upgrades, and panoramic mountain views, this house redefines modern luxury living. Beyond your doorstep, Victory at Verrado is a luxury 55+ community offering an impressive array of amenities, including a 7,000 sq. ft. fitness center, golf course, pickleball courts, four pools, bocce ball courts, arts & crafts, a media room, lending library, 24+ miles of trails, delightful dining options, shopping, a rejuvenating day spa, and even a vineyard! Experience a lifestyle of leisure and luxury in this remarkable home in this remarkable community!
13232 W Los Bancos Drive
Sun City West, AZ 85375
$799,900
2
Beds
2.5
Baths
2,784
SqFt
Status
Active
MLS #
6777484
Property Type
Single Family Residence
Price Type
--
LOW ASSUMABLE LOAN!!! Welcome to your dream home! This beautifully remodeled residence boasts a spacious 3-car garage and features modern upgrades throughout. All new appliances were installed in 2023! This home offers both luxury and convenience. Enjoy a fresh, contemporary design with high-quality finishes. Cozy Fireplace is perfect for relaxing in the evenings and creating a warm ambiance. An inviting entrance that enhances privacy and curb appeal. Backyard oasis serene outdoor space ideal for entertaining or unwinding, surrounded by lush landscaping. Located within the prestigious Corte Bella Country Club community, offering security, amenities, and a vibrant lifestyle. - Close to shopping, dining, and recreational activities. Don't miss out on this incredible opportunity!
12815 E Becker Lane
Scottsdale, AZ 85259
$799,900
5
Beds
3
Baths
2,803
SqFt
Status
Active
MLS #
6783914
Property Type
Single Family Residence
Price Type
--
Welcome to this Rio Montana stunner! This spacious 5-bedroom, 3-bathroom home with a pool offers the perfect combination of luxury and functionality. Upon entering, you're greeted by formal living and dining areas with soaring ceilings that create an open, airy feel. The chef's kitchen features elegant granite countertops, stainless steel appliances, and ample cabinet space. The family room seamlessly connects to the backyard, where a sparkling blue pool and firepit await. The primary bedroom includes a private sitting area, ideal for an office or nursery, plus a balcony with stunning views. A convenient main-floor bedroom and bath are perfect for guests. Ideally located near NAOS.
17064 E Lema Circle
Fountain Hills, AZ 85268
$799,900
3
Beds
2
Baths
1,730
SqFt
Status
Active Under Contract
MLS #
6774262
Property Type
Single Family Residence
Price Type
--
This property has everything you want. Located on the 13th fairway of Desert Canyon Golf Course and beautiful views. Beautifully updated Santa Fe home featuring a split floor plan. Newly updated master bathroom with custom walk-in shower. New appliances throughout and new quartz site countertops with hickory cabinets... Inside and outside has been newly painted. The resurfaced stone fireplace will be the conversation piece with your friends and family. Oversized 15,000 sq ft. lot with a gorgeous pool and river rock. Check out the back patio with mounted mister fan for lounging outside. Great location and close to shops and restaurants. This one won't last long.
18068 W Narramore Road
Goodyear, AZ 85338
$799,900
4
Beds
3
Baths
3,475
SqFt
Status
Active
MLS #
6781492
Property Type
Single Family Residence
Price Type
--
Wow, just WOW! This gorgeous 4-bed, 3-bath home in Estrella Mountain Ranch will surely impress you! Great curb appeal is highlighted by a manicured landscape, stone accent details, paver driveway & pathway, and a split 3-car garage w/cabinetry. The gated front entry will lead you to the private courtyard, adorned with a fireplace. Come inside to find a formal living/dining room and an inviting family room w/fireplace & pre-wired surround sound! Natural light filled the fabulous interior, complemented by plantation shutters, two-tone paint, graceful archways, and tile flooring w/soft carpet in all the right places. The impressive kitchen boasts granite counters, staggered wood cabinetry, a tile backsplash, a built-in desk, recessed lighting, a cozy nook, and a prep island w/breakfast bar. The spacious owner's suite features backyard access and a spa-like bathroom with two vanities, soaking tub, separate shower, & a large walk-in closet. The laundry room has a sink & cabinetry for ample storage. If entertaining is on your mind, the beautiful backyard awaits! A putting green, view fence, built-in BBQ, well-laid pavers, covered patio, and a round table w/seats complete the picture. You'll love the incredible vistas of the golf course & mountain, providing an amazing backdrop to your living experience. GATED COMMUNITY (THE FAIRWAYS) ON A GOLF COURSE VIEW LOT-What's not to like? Don't miss this opportunity!
3370 Windy Lane
Heber, AZ 85928
$799,900
3
Beds
3
Baths
2,634
SqFt
Status
Active
MLS #
6346324
Property Type
Single Family Residence
Price Type
--
UNDER CONSTRUCTION. Fantastic views of the town of Heber below. This spectacular 1.6 acre lot is situated at the highest elevation of Heber in beautiful Summer Place North, a gated community of exquisite homes on paved roads. Full length covered view decks look out over canyon and forest. Fireplaces, soaring ceilings, downstairs Master suite, stainless appliances, granite, and more! Estimated completion summer/fall 2024. Escape the heat! Perfect 70 degree weather in the summer! Still time to pick out granite, cabinets, flooring etc! No appt needed to show!
2714 W Country Club Drive
Snowflake, AZ 85937
$799,900
4
Beds
2.5
Baths
5,454
SqFt
Status
Active
MLS #
6687606
Property Type
Single Family Residence
Price Type
--
Here is the home you have been waiting for, get ready to say HELLO! This spacious and inviting residence boasts a unique blend of comfort, functionality, and outdoor allure. Situated on a generous 1.08-acre lot, this home offers a private tiled courtyard entry, setting the stage for a serene and welcoming atmosphere. Upon entering you'll notice the title and oak hardwood flooring, natural light coming in from the dual pane windows, and the well-designed floor plan. This home offers 4 bedrooms, 2.5 bathrooms, a basement with tons of storage, and an attached 3 car garage. Outside, the meticulously landscaped grounds offer a picturesque setting with lush grass and the delightful presence of fruit trees including plum, apple, and peach, adding both beauty and functionality to the outdoor... space. Whether you're hosting gatherings with loved ones, enjoying quiet moments of relaxation, or simply appreciating the beauty of nature, this property provides the ideal canvas for creating lasting memories and embracing the comforts of home.
9517 E Minton Street
Mesa, AZ 85207
$799,900
4
Beds
2.5
Baths
3,026
SqFt
Status
Active
MLS #
6694372
Property Type
Single Family Residence
Price Type
--
This beautiful Pulte home is located in the gated mountainside community of Boulder Mountain. Nestled at the edge of Usery Mountain Park, it is a three minute walk to all the hiking & biking trails Usery offers. Saguaro Lake is 15 minutes away. This home has been meticulously maintained & recently updated. It features vaulted ceilings, custom shutters on all windows, custom light fixtures, custom metal entry doors, Alder cabinets throughout, ceiling fans,& lots of extras. With an almost 13,000 sq foot corner lot, three-car garage with built- ins & working space, ample parking along with an RV gate. Lots of room to store all of your toys. Master bedroom downstairs. Upstairs three large bedrooms as well as a huge loft/game room. Kitchen has been recently updated with quartz countertops and a new backsplash, Stainless-steel appliances. This eat-in kitchen has a large island with plenty of seating, walk-in pantry, lots of counter space and storage. All bottom cabinets come equipped with pull outs. The spacious backyard is perfect for entertaining! It has a built-in gas grill along with a large island seating/bar. The sparkling pebble tec play pool is perfect for relaxing & enjoying the beautiful sunset or cooling off on those hot summer days. The large fire pit area is a nice place to gather on those cool nights as well. There is plenty of room for yard games or just sitting around visiting & enjoying the mountain views... The large, covered patio is complete with ceiling fans, an outdoor TV and roller shades that help keep the sun out. This neighborhood has easy access to the freeway, shopping and walk to Zaharis elementary school. Additional information: New AC units 3/21, new roof 4/24, custom entry doors 6/21, exterior paint 7/21. The new list keeps going. Please refer to the recent updates list in the docs tab for more details.
10150 W Spur Drive
Peoria, AZ 85383
$799,900
3
Beds
2.5
Baths
2,996
SqFt
Status
Active
MLS #
6689001
Property Type
Single Family Residence
Price Type
--
Nestled in the heart of Peoria, AZ, this exquisite single-story home boasts 3 spacious bedrooms, office & den with 2.5 well-appointed bathrooms including a massive primary suite with huge custom designed walk-in closet. The home's open floor plan invites you in with an abundance of natural light, illuminating the high-quality finishes and attention to detail. The gourmet kitchen, complete with top-of-the-line appliances, is a chef's dream, seamlessly flowing into a cozy living area, perfect for entertaining or quiet nights in. The primary suite is a private retreat, featuring a luxurious en-suite bathroom that promises relaxation. The true gem of this property, however, is the resort-style pool. This outdoor oasis a sparkling pool that beckons on hot Arizona days. The surrounding patio offers ample space for lounging, dining, and entertaining, all while enjoying the beautiful Arizona weather. This home is more than just a place to live, it's a lifestyle. With its combination of comfort, style, and luxury, this 3-bedroom with option for as many as 5 bedrooms home in Peoria, AZ, is truly a dream come true.
8817 S 18th Way
Phoenix, AZ 85042
$799,900
4
Beds
4
Baths
3,903
SqFt
Status
Active
MLS #
6712076
Property Type
Single Family Residence
Price Type
--
Prepare to fall in love with this stunning 4-bed, 4-bath home in Mountainside Estates! Starting with a 3-car garage and stone accents. Fabulous interior features a den/office, formal dining room, and a welcoming living room paired with media niches and a gas fireplace. High-vaulted ceilings add to the airy feel, complemented by tile flooring, ceiling fans, and lovely archways. Open-concept kitchen boasts recessed & pendant lighting, a pantry, SS appliances, granite counters, tile backsplash, cabinets with crown moulding, a prep island with a breakfast bar, and a breakfast nook ideal for quick meals. A cozy loft with balcony access is perfect for a reading nook! The main retreat provides plush carpet, double-door entry, an ensuite with dual sinks, soaking tub, and a mirrored door closet. PLUS! 2nd primary bedroom has a walk-in closet and a bathroom. Enjoy amazing mountain views from the relaxing balcony. The backyard includes a covered patio and plenty of space for get-togethers. All bedrooms include their own private bathroom and walk-in closet. Don't let this gem slip by!