A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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719 W Hemlock Way
Chandler, AZ 85248
$797,500
5
Beds
3
Baths
2,932
SqFt
Status
Active
MLS #
6737805
Property Type
Single Family Residence
Price Type
--
WITH NEW CARPET NOW 9/19/2024! One of the few if only Tri-Level home with 5 Bedrooms 3 Baths with Salt water Pool and 3 Car garage on the GREENBELT in the area! 2 DECKS TO ENJOY THE VIEWS/SUNSETS! This home has an updated kitchen and also Baths! Floorplan is awesome! 2 Bedrooms down with a bath. Huge Family room in Open Floorplan off Kitchen 3 Bedrooms on 2nd level including Primary Bedroom with large walk in closet. All Bedrooms have great closet space. Plus extra storage throughout. Updated AC units/ All plumbing was just replace with PEX with 25year transferable warranty. The backyard is inviting with a great feeling of openness with backing to the Green belt yet surprisingly private
10709 E Thornton Avenue
Mesa, AZ 85212
$797,000
4
Beds
4
Baths
2,726
SqFt
Status
Active
MLS #
6747229
Property Type
Single Family Residence
Price Type
--
Discover this spacious and modern Adelaide model home, only 3 years old, offering 4 bedrooms, 4 bathrooms, and a versatile game room/study. Designed with luxury and functionality in mind, this home features high-end finishes, a full live-in casita, and a professionally landscaped backyard. Step into this beautifully designed home where luxury meets comfort. The open-concept living space features durable LVP flooring, and the entry walls are accented with elegant wainscoting. The heart of the home is the gourmet kitchen, which boasts high-end Quartz countertops, a breathtaking waterfall island, a 5-burner gas range, and double-stacked ovens. The adjacent walk-in pantry provides ample storage for all your culinary needs. Don't miss this rare opportunity to own a nearly new, luxury home. Open Concept Living: Luxury vinyl plank (LVP) flooring throughout the main living spaces, with elegant wainscoting on the entry walls. Gourmet Kitchen: High-end Quartz countertops, a stunning Quartz waterfall island, 5-burner gas range, double-stacked ovens, and a spacious walk-in pantry. Full Live-In Casita: Perfect for guests or multi-generational living, with its own private entry and amenities. Expansive Outdoor Living: Huge multi-slider with a corner less slider opens to a professionally landscaped backyard, ideal for entertaining and relaxation. Practical Features: Paved driveway and ample storage throughout the home. Located in a desirable community, this home provides easy access to top-rated schools, shopping centers, and local parks. Enjoy the best of both worlds with a tranquil neighborhood and convenient proximity to major roads.
1784 Merzville Road
Forest Lakes, AZ 85931
$797,000
3
Beds
2
Baths
2,072
SqFt
Status
Active Under Contract
MLS #
6722741
Property Type
Single Family Residence
Price Type
--
Bearfoot Hideaway is a stunning, well-maintained cabin for sale in Forest Lakes, Arizona, nestled in the tall pines of this coveted getaway community .The cabin has 3 Bedrooms plus a large separate bonus room that could be a 4th guest bedroom, studio, bunkhouse or game room. The interior features a spacious great room layout, perfect for gatherings, a large kitchen with ample cabinets and a big breakfast bar, and a dining space roomy enough for a large table. The living area includes a wood burning stove, numerous windows offering forest views and natural light, with beautiful Anderson windows installed in 2021. In-floor radiant heat, powered by an LP gas tankless water heater, ensures optimal comfort throughout. Outside, the property boasts a wrap-around covered deck ideal for outdoor... ... living, offering cool breezes, the aroma of tall pines, and a stress-relieving environment. A large firepit with log seats is where s'mores and tall tales are sure to be shared with family and friends. There is an extra covered patio area with a fenced pet run, perfect for an outdoor kitchen area and a safe space for pets. A large 2 car garage has lots of built in cabinets with plenty of space for your mountain toys and tool storage. Ingenious rain gutters are hinged to pivot under the eaves in winter to prevent snow damage, and a whole house generator, installed in 2023, ensures uninterrupted power supply. A separate shop building has plenty of space for a workshop or a future guesthouse. There is a carport on the side of the building, a great place to park your fishing boat under cover. The cabin comes furnished! Just bring your groceries-most furnishings will be included. The cabin is just steps from your backyard to the Sitgreaves National Forest. Forest Lakes is uniquely set as an island in the middle of the forest, home to the world's largest stand of Ponderosa Pine Trees. The area offers a four-season climate with the best summertime weather, just a two-hour scenic drive from Phoenix, providing a significant temperature drop of 30-50 degrees. Renowned for its idyllic setting and climate, Forest Lakes is a mountain paradise and the most coveted cabin getaway location within two hours of Phoenix, making it an ideal escape from the harsh summer weather. This property offers a rare opportunity to enjoy the Forest Lakes lifestyle. Don't miss out on the chance to make Bearfoot Hideaway your dream cabin retreat. Plan to see it today!
829 W Golden Ore Pass
Apache Junction, AZ 85120
$796,862
4
Beds
3
Baths
3,124
SqFt
Status
Active
MLS #
6777721
Property Type
Single Family Residence
Price Type
--
Charming LEED certified home featuring 4 bedrooms, an office, game room, a 3-car garage, and designer upgrades throughout. The executive kitchen features GE appliances, a 36'' gas cooktop, an kitchen island, upgraded Benton Birch Quill cabinets, and Della Terra quartz countertops. Plank tile flooring can be found throughout as well as upgraded carpet at the bedrooms. Other special features include a 12' multi-slide glass door at the Great Room, a laundry room with a sink and cabinets, an iron front door, and pavers at the front porch and courtyard. The primary bathroom boasts a frameless walk-in shower with custom tile surrounds and quartz vanities. The community of Blossom Rock includes a clubhouse, a community pool, a playground, and walking and biking paths!
41644 N 277th Avenue
Morristown, AZ 85342
$795,000
3
Beds
2
Baths
2,700
SqFt
Status
Active
MLS #
6780692
Property Type
Single Family Residence
Price Type
--
Newly remodeled 3-bed, 2-bath home on 10 picturesque acres with 360° mountain and Hassayampa River views! This 2,700+/- sq ft residence features a new kitchen with quartz countertops, new modern bathrooms, new flooring, appliances, fresh paint, and a new roof. The guest bath offers a soaking tub by the fireplace, while the primary suite exudes charm with wainscoting on the walls and a custom walk in shower. Ideal for horse enthusiasts, the land includes an existing corral and a huge level area for a future arena. The land is surveyed for a 5-parcel split. There is a storage shed with bathroom and a covered carport. Located 25 minutes from Loop 303 & Surprise, and 15 minutes from Wickenburg. Country living at its best with easy quick access to the city. Can sell with smaller acrereage.
1953 Sand Spring Trail
Flagstaff, AZ 86005
$795,000
3
Beds
2.5
Baths
2,209
SqFt
Status
Active Under Contract
MLS #
6773135
Property Type
Single Family Residence
Price Type
--
** NEW CONSTRUCTION. Nestled within the world's largest stand of Ponderosa Pines, The Highlands at Tovar Springs offers the perfect harmony of natural beauty and modern living. Situated in Flagstaff's stunning landscapes, this new community provides the tranquility of mountain living with the convenience of a vibrant, thriving town. The Juniper floorplan, a two-story home featuring 3 bedrooms and 2.5 baths, with an option for a fourth bedroom, is thoughtfully designed for comfort and flexibility. Located on Homesite #42, this is a unique opportunity to secure a home at introductory pricing. Scheduled for delivery in Winter 2025, this home is crafted for year-round enjoyment, ideal as a seasonal getaway or a primary residence. The Highlands at Tovar Springs boasts easy access to miles of scenic trails and a nearby wildlife-rich natural wetland. Adventure is just outside your door, with hiking, biking, and wildlife viewing set against the stunning backdrop of the San Francisco Peaks. Only minutes from downtown Flagstaff, renowned for its culinary scene with two James Beard finalists, you'll also enjoy a rich cultural experience. Seamlessly connect to the Flagstaff Urban Trail Systema 75-mile network that winds through forests, canyons, and open spaces, linking parks, schools, and neighborhoods. Flagstaff is not only a gateway to outdoor adventure but a high-altitude training hub, attracting elite athletes and Olympians from across the globe.
2201 Asi Va Spring Trail
Flagstaff, AZ 86005
$795,000
3
Beds
2.5
Baths
2,209
SqFt
Status
Active Under Contract
MLS #
6778189
Property Type
Single Family Residence
Price Type
--
** NEW CONSTRUCTION. Nestled within the world's largest stand of Ponderosa Pines, The Highlands at Tovar Springs offers the perfect harmony of natural beauty and modern living. Situated in Flagstaff's stunning landscapes, this new community provides the tranquility of mountain living with the convenience of a vibrant, thriving town. The Juniper floorplan, a two-story home featuring 3 bedrooms and 2.5 baths, with an option for a fourth bedroom, is thoughtfully designed for comfort and flexibility. Located on Homesite #48, this is a unique opportunity to secure a home at introductory pricing. Scheduled for delivery in Winter 2025, this home is crafted for year-round enjoyment, ideal as a seasonal getaway or a primary residence.
510 Osprey Trail
Prescott, AZ 86301
$795,000
3
Beds
3
Baths
2,634
SqFt
Status
Active
MLS #
6563341
Property Type
Townhouse
Price Type
--
'Top of the World'' views from this high-end townhome with NEWLY DESIGNED floor plan! Main level living with Great room, corner fireplace with view windows above, large trex deck with 3 piece sliding patio door for more views, views, views! Enjoy your kitchen with pantry with tile floors, wood cabinetry, granite tops and stainless appliances. Love the master suite with walk-in closet, double vanity, garden tub and separate shower. Level driveway and two car garage. Below, you will find the rec room/office/family room and guest quarters. Peregrine Townhomes... your Point of View!!! The photos associated with the listing are from a similar model. Finishes and upgrades may vary.
2405 E Fairmount Avenue
Phoenix, AZ 85016
$795,000
2
Beds
1
Bath
1,374
SqFt
Status
Active
MLS #
6700790
Property Type
Single Family Residence
Price Type
--
Located in the Biltmore Corridor, 2405 E Farimount Ave offers an exceptional opportunity to acquire a home ready to be converted to commercial property, on the busy 24th Street. The subject property is located right off 24th Street and Indian School, under a mile from the SR-51, allowing for quick access to Midtown, Downtown, and Tempe. This home can be converted to office or medical office space. The 3,600 SF building next door at 4001 E Fairmount Ave is also available!
3401 E Paradise Lane
Phoenix, AZ 85032
$795,000
3
Beds
2
Baths
1,889
SqFt
Status
Active
MLS #
6745441
Property Type
Single Family Residence
Price Type
--
Check out this rare desert gem! Located on a corner lot big enough for a pool and mini-golf course, this 3-bed, 2-bath ''farmhouse'' style property was home-sweet-home to one of the neighborhood's developers. Well-designed common areas offer ample space for maximum comfort and include an open kitchen, large laundry room / pantry, dining area, living room with generous built-in storage and wall-to-wall window seating, bonus room (currently used as a music studio), and an office / den than can be converted back into a 4th bedroom (has a closet). Laminate and tile floors throughout, granite and quartz countertops in kitchen and master bath. Roof and AC less than 5 years old, 2-car garage with workspace, detached barn, RV gate, rear carport, front and rear patios, and best of all: no HOA Ideal location with quick, easy access to 51 and 101 freeways, on the same block and street as the famed Boojum Tree venue, walking distance to Paradise Valley High School, Paradise Valley Community College, Fry's, and shopping, 5-minutes to Desert Ridge.
5321 W Linda Lane
Chandler, AZ 85226
$795,000
4
Beds
2.5
Baths
2,970
SqFt
Status
Active
MLS #
6762755
Property Type
Single Family Residence
Price Type
--
Welcome to this charming family home nestled in the heart of Chandler, offering a perfect blend of comfort and style. This spacious residence features a fantastic family-friendly floorplan with vaulted ceilings that create an airy, open atmosphere. The large remodeled kitchen boasts modern finishes and appliances, perfect for family meals and entertaining. The primary bathroom has also been updated with sleek, contemporary touches, providing a luxurious retreat. With new flooring throughout and ample living space, this home is move-in ready! Additional features include a 3-car garage with ample storage. Located in a desirable neighborhood, close to schools, parks, and shopping, this home is ideal for creating lasting family memories.
7710 E Gainey Ranch Road Unit 148
Scottsdale, AZ 85258
$795,000
2
Beds
2.5
Baths
1,200
SqFt
Status
Active
MLS #
6751561
Property Type
Townhouse
Price Type
--
Experience the exclusive Gainey Ranch lifestyle in this fully renovated town home. The open & stylish redesigned kitchen features direct garage entry, soft close white shaker cabinets, polished chrome hardware, ample storage drawers & high end appliances including a built-in oven/air fryer/microwave & a glass cook top. This home offers two master bedrooms w/ en-suite baths & walk-in closets, a spacious flex room + a convenient powder room for guests. Enjoy the elegance of LVP light oak flooring throughout complimented by smart three panel glass doors. The new Lennox A/C unit, new Rheem water heater & Anderson patio doors & picture windows ensure both comfort & efficiency. The home's sought after location is a short walk to the Estate Club amenities. This is a must see, turn key gem! The recently built six million dollar Estate Club offers Pickleball and Tennis, a state-of-the-art fitness center, heated 25 meter lap pool and spa, party rooms and a social calendar for year round fun. With 24 hour security, you can lock-and-leave or enjoy the Gainey Ranch lifestyle with total peace of mind year round.