Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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2001 W Thumb Butte Road Prescott, AZ 86305

$795,000

3 Beds

2 Baths

1,725 SqFt

Status Active

MLS # 6755561

Property Type Single Family Residence

Price Type --

Behold the one-of-a-kind masterpiece, affectionately known as Foxbriar. Here, artistry and craftsmanship come together in an assemblage of stone, wood, and carefully curated artifacts. The property boasts an open air, detached vinery that can deliver the ultimate outdoor dining experience. Alternatively, let your entrepreneurial spirit shine and transform this versatile space into a shop or studio. With storage galore above the garage, you'll have the space you need to keep your treasures organized. Picturesque Thumb Butte sits prominently in your view - a popular area to hike, bike and explore Prescott National Forest. All this, just minutes from shopping, restaurants, hospital and schools.

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7700 E Gainey Ranch Road Unit 206 Scottsdale, AZ 85258

$795,000

2 Beds

2 Baths

1,104 SqFt

Status Active

MLS # 6772829

Property Type Townhouse

Price Type --

IMMACULATE FURNISHED UNIT WITH OVER $150k REMODEL. EVERYTHING IS NEARLY BRAND NEW, INCLUDING ALL FURNISHINGS AND BEDROOM SETS. THE MODERNIZED FLOOR PLAN MAKES THE HOME FEEL VERY OPEN & LIGHT. THE SPACIOUS KITCHEN FEATURES ALL NEWER ELEGANT WHITE SHAKER CABINETS, NEWER WHIRLPOOL STAINLESS STEEL APPLIANCES & NEWER GORGEOUS GRANITE THROUGHOUT. THE EXTRA LARGE FAMILY ROOM IS THE PERFECT PLACE TO JUST RELAX IN FRONT OF THE FIREPLACE OR WATCH AN EVENT ON THE LARGE TV WHILE AT THE DINING TABLE OR THE LUXURY COUCH. NEWER CUSTOM BLINDS, NEWER ELEGANT WOOD LIKE PLANK TILE, NEWER LARGE BASEBOARDS, NEWER CEILING FANS, SINKS & ELEGANT PAINT THROUGHOUT. THE MASTER SUITE FEATURES NEW DUAL SINKS, GORGEOUS DESIGNER SHOWER, EXTRA LARGE WALK IN CLOSET. THE 2ND BEDROOM FEATURES(SEE MORE TAB) A CUSTOM MURPHY BED WITH A BUILT IN DESK WITH AN ELEGANT GRANITE TOP, TV, DOOR TO GUEST BATHROOM AND PRIVATE EXIT TO THE PATIO. THE PATIO FEATURES BEAUTIFUL VIEWS OF PALM TREES, NEW STAINLESS STEEL BARBEQUE, PATIO TABLE, CHAIRS AND UMBRELLA. CLOSE WALKING DISTANCE TO THE REMODELED ESTATE CLUB FEATURING TENNIS COURTS, PICKLEBALL COURTS, SWIMMING POOL AND STATE OF THE ART FITNESS EQUIPMENT. EXCELLENT LOCATION NEAR HYATT HOTEL, THE SHOPS GAINEY VILLAGE AND NUMEROUS RESTAURANTS. GUARD GATED COMMUNITY. THIS LUXURY, FURNISHED RENTAL IS TURNKEY. YOU WILL NOT FIND A CLEANER RENTAL AS EVERYTHING IS NEARLY BRAND NEW!!!!

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17165 W Piperton Street Unit 181 Surprise, AZ 85388

$795,000

3 Beds

3.5 Baths

2,489 SqFt

Status Active

MLS # 6757373

Property Type Single Family Residence

Price Type --

Welcome to your dream home in the exclusive gated community of Sterling Grove, home to the prestigious Jack Nicklaus Signature Golf Course. Experience luxury living with resort-style amenities that make every day feel like a vacation. The Matthews model offers an open and spacious layout filled with elegance, featuring a seamless flow from the family room through sliding glass doors to a covered patio. The professionally landscaped front and backyard boast lush turf and a vibrant array of flowers, providing a picturesque setting. Inside, enjoy the beauty of upgraded wood plank tile flooring throughout, with plush carpeting in the bedrooms. The expansive kitchen is a chef's delight, complete with an oversized island perfect for dining, a gas cooktop, and a stylish hood.

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1764 E Alegria Road San Tan Valley, AZ 85140

$795,000

3 Beds

3 Baths

2,589 SqFt

Status Active

MLS # 6763094

Property Type Single Family Residence

Price Type --

This is a stunning Create model in the lovely Encanterra Country Club community. Upon entering the home, you will notice a very open feel from the entry all the way to the back yard. This popular Create model home is open for your guests with a large bedroom, gorgeous en-suite, and walk-in closet. The great room has had some gorgeous upgrades from the bar area to the brick wall and fire place. Built to entertain! The spacious back yard has a second fireplace to keep you warm and cozy on those cool AZ desert nights. Not to be left out, this home comes with solar as an added bonus. This home is not to be missed.

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18364 N Diamond Drive Surprise, AZ 85374

$795,000

2 Beds

2 Baths

2,474 SqFt

Status Active

MLS # 6762607

Property Type Single Family Residence

Price Type --

AS YOU ENTER THIS BEAUTIFUL WINDROSE ll. THE SENSATIONAL VIEWS OF THE 5TH GREEN OF GRANITE FALLS NORTH, THE MOUNTAINS & THE WATER ARE WOW! THIS HOME HAS IT ALL! FAUX STONE FRONT, NEUTRAL 18'' TILE & CARPET IN ALL THE RIGHT PLACES,,CENTRAL VAC , PLANTATION SHUTTERS T/O' ALL NEW WINDOWS, SURROUND SOUND, KITCHEN BOASTS GRANITE & SS APPLIANCES NEW IN 2018., NEW HVAC, NEW PVC IRRIGATION, LOVELY EXTENDED PATIO WITH AWNING & DROP SHADE. BUILT IN BBQ, GAS FIRE PIT, NEW ROOF, THE LIST GOES ON & ON THIS IS THE HOME OF YOUR DREAMS! THE 3 CAR GARAGE IS A HUGE PLUS. ALL FURNISHINGS ARE AVAILABLE AT NO COST TO BUYER!

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21650 W Date Creek Road Wickenburg, AZ 85390

$795,000

3 Beds

2 Baths

2,456 SqFt

Status Active

MLS # 6769212

Property Type Single Family Residence

Price Type --

Santa Fe style Custom Home in Wickenburg's Vista Royale. There is plenty of room in this 2455 sq ft home on almost 2.5 acres! The home features a 3bdrm 2bath split floorplan with a Formal Dining Room. The spacious kitchen opens up to the Breakfast Nook and Great Room with a propane Beehive Fireplace. Enjoy the Arizona weather from the large covered extended patio and sparkling pool.... a great place to entertain! This is a North/South property, so plenty of afternoon shade. In addition to the two-car attached garage, there is also a covered carport, and a storage shed...plenty of room for all your toys! The entire property is fenced with a gated entrance and a circle drive. There is plenty of additional useable space on the 2.5 acres.

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8894 E Sheena Drive Scottsdale, AZ 85260

$795,000

3 Beds

2 Baths

1,651 SqFt

Status Active

MLS # 6764867

Property Type Single Family Residence

Price Type --

Convenient Location, This 3 Bedroom/2 Bath home has a diving pool and 4 CAR GARAGE (3RD BAY IS TANDUM). NEW GE Stove, Refrigerator, Microwave. Sink, Disposal NEW ROOF, Newer Hot Water Heater, NEW Exterior Paint, Interior has many UPGRADES such as Ceiling Fans, Interior Hardware, Lights. Move in ready. CAN BE PURCHASED FURNISHED including Kitchen Items - Ask your agent for details. MOVE-IN READY....CARS, TOYS, OR STORAGE! OWNER/AGENT

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3130 E Battala Court Gilbert, AZ 85297

$795,000

5 Beds

4 Baths

3,672 SqFt

Status Active

MLS # 6781672

Property Type Single Family Residence

Price Type --

Step inside this STUNNING STRATLAND ESTATES home and experience the lifestyle it offers. This home has it all - 5 spacious bedrooms, A LOFT, and A DEN, giving everyone their own corner of comfort. Picture yourself in the incredible primary suite, complete with its own private sitting area. Need space? This is as good as it gets! The gourmet kitchen is a chef's dream appointed with stainless steel appliances, a built-in fridge and granite counterops, with a breakfast bar for casual mornings, and a formal dining area that opens to a private courtyard, perfect for intimate gatherings. And just wait until you see the entertainer's backyard! A built-in BBQ, sparkling pool, and perfectly manicured landscaping make it the ultimate spot for hosting or unwinding. Plus, bring all your toys, because the 4-car tandem garage has room for it all. Located in THE HEART of GILBERT, built in 2007 and ready for its next owner, opportunities like this are rare. Don't miss it! See SPDS - both HVAC's replaced in 2023, complete interior painted 10/24 and recently painted exterior.

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15320 W Baden Street Goodyear, AZ 85338

$795,000

3 Beds

3 Baths

2,963 SqFt

Status Active

MLS # 6769040

Property Type Single Family Residence

Price Type --

Welcome to 15320 W Baden St, a beautifully designed Fulton home with features perfect for relaxation, entertainment, and family living! The backyard boasts a stunning Pebble Tec pool with a basketball hoop, surrounded by elegant travertine decking and professionally designed landscaping. All bedrooms are conveniently located on the main level, while the spacious second-story loft, with over 800+ sq/ft, offers endless possibilities for entertaining or creating additional rooms. The 3-car tandem garage is insulated and includes a mini-split system for climate control, making it ideal for storage or hobbies. With a beautiful paver driveway and prime location, this home has it all!

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839 E Roeser Road Phoenix, AZ 85040

$795,000

7 Beds

4 Baths

2,451 SqFt

Status Active

MLS # 6770675

Property Type Single Family Residence

Price Type --

Welcome to a home that brims charm & character at every turn! Discover a 5 Bed 3 Bath 2451sqft Main House With an extra 2 Bed 1 Bath 806sqft Casita complete w/a great room, kitchen, two bedrooms, & a bathroom. Great for the family or additional income. Zoned R3 with half an acre of land there is plenty of potential to build & add more income! Main House boasts a formal family room that's perfect for relaxing evenings! Spotless kitchen offers plenty of espresso cabinetry w/crown moulding, stainless steel appliances, a center island w/a breakfast bar, quartz counters & backsplash, & recessed lighting. Rest & rejuvenation await in the serene primary retreat, showcasing a private ensuite w/a shower & tub combo & a walk-in closet. Don't miss the amazing opprotunity with endless possibilities!

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10012 E Nacoma Court Sun Lakes, AZ 85248

$795,000

2 Beds

2.5 Baths

2,846 SqFt

Status Active

MLS # 6775324

Property Type Single Family Residence

Price Type --

Highly desirable Marbella floor plan on the golf course in the gated Oakwood community is ready to welcome you home! Features include 2 spacious bedrooms, 2.5 baths, dedicated den, and bonus room can serve multiple purposes-whether a craft room, exercise room or media room. Enjoy an open concept kitchen with island, breakfast bar & dining nook. Large laundry room with utility sink leads to 3-car garage offering built-in cabinets & Kinetico water system. Discover outdoor living with a beautiful backyard and covered patio while enjoying the amazing AZ sunsets. With plenty of storage & flexible living spaces, this well-maintained home is ready to accommodate your lifestyle. Don't miss the opportunity to make this versatile property your own! Home improvements list (new HVAC & Roof) in docs.

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8344 E Bonnie Rose Avenue Scottsdale, AZ 85250

$795,000

3 Beds

2 Baths

1,539 SqFt

Status Active

MLS # 6777967

Property Type Single Family Residence

Price Type --

Welcome to your dream home in the heart of Scottsdale! This beautifully designed residence features an inviting open floor plan with ample natural light, perfect for entertaining and everyday living. Enjoy a generous living room that flows seamlessly into the dining area and gourmet kitchen, complete with modern appliances and ample counter space. Step outside to a private backyard oasis with heated pool, lush landscaping, and plenty of space for outdoor dining and relaxation. Situated in a highly sought-after Scottsdale neighborhood, you'll have easy access to top-rated schools, shopping, dining, and recreational activities. Recently renovated, including roof, HVAC and pool equipment, this home boasts quality finishes, efficient systems, and smart home technology. Come see it today!

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