A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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1410 E Boston Street
Gilbert, AZ 85295
$785,000
5
Beds
3.5
Baths
3,432
SqFt
Status
Active
MLS #
6736704
Property Type
Single Family Residence
Price Type
--
Best nice and quiet Spectrum community with a lot of green belts. 5 bedrooms plus loft. New carpet, new paint both inside and outside wall. Kitchen island, Large private pool, extended covered patio. Walking distance to elementary school, around community, there are big shopping centers, Santan Valley big mall, a lot of restaurants, hospital. close to 202 free way.
16839 E Widgeon Court
Fountain Hills, AZ 85268
$785,000
2
Beds
2
Baths
1,726
SqFt
Status
Active
MLS #
6736053
Property Type
Single Family Residence
Price Type
--
Floor to ceiling update! 99% of home remodeled. 2 bedroom, 2 bath Patio Home walking distance to Fountain Park. 4 doors down from community pool. Upgraded kitchen with New Quartz countertops, white shaker cabinets and tile backsplash. New insulation, windows and doors throughout. AZ room on the back can be used for a 3rd bedroom or ? 2 car garage with extra storage . Vaulted ceilings and fire place in main living area. Custom upgrades everywhere. LOCATION,LOCATION, LOCATION! Better see this one before it is gone!
20971 S Hadrian Way
Queen Creek, AZ 85142
$785,000
4
Beds
4
Baths
2,865
SqFt
Status
Active
MLS #
6725129
Property Type
Single Family Residence
Price Type
--
Bring your toys- this community allows RV's/Trailers/Boats, etc- Highly sought after Roman Estates in the heart of Queen Creek. Single level layout features 3 bedrooms + den/ 3 full baths, plus an attached casita with separate entrance W/I closet and full bath- perfect for guests or home office. This home includes a formal living / dining room combo with open kitchen & great room with gas fireplace. 42'' upper cabinets, center island, SS Appliances and a breakfast nook. The primary suite features a large walkin closet, separate exit to the back yard- split vanities with makeup counter, shower and large soaking tub. Outside, enjoy the play pool with soothing waterfall, basketball goal, and 2 phase pool pump. New grass back yard with firepit area, large side yard and 72' x 23' paved RV pad with 50 amp plug. The home home features 10' ceiling throughout, central vacuum, surround sound, security system, intercom, sun screens, and soft water loop. Both AC's have been replaced and new exterior paint 6/24. Great location to downtown Queen Creek shops, theaters, and restaurants. Also walking distance to Mansel Carter park with fishing lake, water park, soccer, tennis, baseball, and pickleball. Great Queen Creek school district and easy access to freeways.
1671 Constable Street
Prescott, AZ 86301
$785,000
3
Beds
2.5
Baths
2,445
SqFt
Status
Active
MLS #
6726852
Property Type
Single Family Residence
Price Type
--
Gorgeous Prescott Lakes home on premium view lot. Minutes from downtown, shopping, golf trails. This bright and airy 2445 sf home with 3 bedrooms and 2.5 bathrooms is located next to common area. Custom upgrades, including: stone accented fireplace, decorator/media niches, porcelain tile, laminate flooring, Kohler fixtures, granite counters, maple cabinets, recessed lights. Contemporary Great Room plan is entertainer's dream w/ surround sound, a kitchen island, formal & informal dining, butler pantry and pantry. Split floor plan with a unique flex space between guest bedrooms. Covered patio w/ surround and w/gas stub for BBQ. Tesla Solar System & Tesla Charging Station in the spacious 3 car garage. Fitness Center, tennis,pools & more! Fitness Center Membership Dues are required $152.14 monthly, in addition to Qtrly HOA fees. The buyer is required to pay a one time fee pay .005% of the agreed upon sales price to the Club at Prescott Lakes.
15828 N 10th Place
Phoenix, AZ 85022
$785,000
3
Beds
3
Baths
2,191
SqFt
Status
Active
MLS #
6760380
Property Type
Single Family Residence
Price Type
--
You will LOVE this recently updated home nestled on a prime corner lot with views of Lookout Mountain! Move-in ready with a brand new roof & fresh paint. Enter and be greeted by tons of natural light flowing through the high efficiency triple pane windows under soaring high vaulted ceilings. The open family room is centered around a fireplace and flows right into the spotless kitchen with SS appliances, quartz counters, tile backsplash and shaker cabinetry. Main bedroom is downstairs, with backyard access and an ensuite with dual sinks, separate tub/shower, & a custom walk-in closet. Versatile loft & other bedrooms await upstairs. Enjoy the spacious backyard w/ a well manicured lawn, trees, outdoor play set and a paver-covered patio. All of this PLUS an owned solar system! Don't miss out!
22812 E Excelsior Avenue
Queen Creek, AZ 85142
$785,000
3
Beds
2.5
Baths
2,771
SqFt
Status
Active
MLS #
6770950
Property Type
Single Family Residence
Price Type
--
This stunning 3-bedroom, 2.5-bath home on a spacious corner lot is a perfect blend of luxury and functionality. Built with 2x6 exterior framing and radiant barrier sheeting on the roof, it's designed for comfort and energy efficiency. Inside, the chef's kitchen boasts quartz and leather marble countertops, a large walk-in pantry, and tile flooring throughout the main living areas, with plush carpet in the bedrooms. The primary suite includes a large walk-in closet, while a custom-built office offers a perfect work-from-home space. Outdoors, enjoy the backyard oasis featuring a 15x15 solid-top pergola, built-in BBQ island, lush grass with a drip irrigation system, and a playground that stays with the home. With modern touches like a Honeywell thermostat, Ring Doorbell/Alarm system, and built-in dining room cabinets, this home is move-in ready and waiting for you!
1102 E Brown Street
Phoenix, AZ 85020
$785,000
3
Beds
2
Baths
2,041
SqFt
Status
Active Under Contract
MLS #
6701092
Property Type
Single Family Residence
Price Type
--
Prepare to be blown away by this rare opportunity! Whether you are a house hacker, investor, or multi generational household THIS is the property for you. Centrally located in Phoenix, sitting on over 1/2 an acre surrounded by mountain views, you have 3 separate units boasting a total of over 2,561sf of livable space. All units are on their own electric meters complete with full kitchens, full bathrooms and laundry, a gorgeous new pool and spa, a temperature controlled 1 car garage workshop/she-shed, 4 car garage/large shop, multiple RV gates and ample covered and uncovered parking. First, you'll be impressed with the fully updated 1,184sf main house that is both modern and functional. It offers 2 bedrooms plus a bonus room in the master, and 2 full bathrooms. It features an open floor plan with a gorgeous recently remodeled kitchen boasting rustic alder cabinets, granite countertops, a decorative backsplash, floating shelves, large island, and stainless steel appliances. The master suite contains a bonus room that can be used as a large walk-in closet, nursery and/or office. The master bath is newly renovated with a private walk in tiled shower, double sinks, and granite counters. The home also has new neutral paint, new LVP flooring throughout, new fixtures, new metal roof, newer HVAC/ductwork, new PEX plumbing, tankless water heater, 13 blown in insulation and new electrical. The backyard is your own private oasis with a new large sparkling pool featuring beautiful stacked stone water features, a large retractable pool shade, and easy cleaning with pentair pump and filtration. Indulge in the luxury of a 5-person Catalina spa and entertain guests in the sizable gazebo equipped with a built-in BBQ and professional-grade mister system. Both front and backyards are hassle-free with artificial turf and auto timers, complemented by the benefit of low electric bills courtesy of owned solar panels. Solar is only $89 monthly. The spacious 857-square-foot 1 bedroom + den guest house, thoughtfully updated, features oak cabinets, stainless steel appliances, granite countertops throughout-including the bathroom, and LVP flooring. Complete with a full kitchen, bathroom, and laundry hook-ups, plus a new electric water heater, this space brims with versatility. Here, 36 doors and shower bars offer additional accessibility. Ideal as a mother-in-law suite or a charming primary residence with the option to rent out the main house for a larger income opportunity. Enjoy a semi-private outdoor area perfect for outdoor lounging and dining. The 522-square-foot man-cave/studio exudes industrial charm, featuring a full kitchen with oak cabinets and granite counters, sleek epoxy floors, a comfortable living area, and a full bathroom with a tiled shower and laundry hook-up. This versatile space is ideal as a mother-in-law suite or a dynamic game/entertainment area with the garage door fully opening to seamlessly blend indoor and outdoor spaces. Enjoy the convenience of a brand new mini split heating and cooling system and new electric water heater. The she-shed encompasses 216sf of partially finished garage space, equipped with a window AC unit, a service door, and complete with water, sewer, and electric. Adjacent is an additional 4-car garage, independently metered from the other units for electric, presenting limitless possibilities. Remove the central wall to transform it into another 667 sf studio space, or maintain its current configuration for storage/garage units, potentially generating extra income. Alternatively, utilize the space for storing vehicles and equipment, or as a workshop. Featuring upgraded electrical systems, a new metal roof with spray foam insulation, and the readiness for additional water and sewer connections to the garage, this space is primed for diverse uses. Investors have ample opportunity to innovate on this property, as the sellers have initiated the re-zoning process for potential multi-family use. Should the buyer opt to pursue this avenue, the property holds promise for assisted living, sober living, rehabilitation, and other group home ventures. With existing water, sewer, and electric connections in place, converting garage bays and the she-shed into additional rooms or apartments is a seamless endeavor. The desirable central location of this property is conveniently located just minutes from the 51, 17 and 101 highways allowing you to be nearly anywhere quickly. Within 15 minutes you've got shopping and dining at Biltmore Fashion Park and Uptown Plaza, hiking at North Mountain, and Sky Harbor Airport when you're heading out for travel.
10954 E Tripoli Avenue
Mesa, AZ 85212
$785,000
5
Beds
3.5
Baths
3,712
SqFt
Status
Active Under Contract
MLS #
6750341
Property Type
Single Family Residence
Price Type
--
Big and Beautiful! If you are in need of space in all the right places this is the home for you. When entering the home double doors open up into large office. Primary bedroom is on the main level with a 5 piece bath and massive walk-in closet. Secondary bedrooms are on the second floor with two sharing a jack and Jill bathroom. The additional bedrooms are split from the others with a full bath. Huge Loft separates the bedrooms. The back yard is a kids dream with a sparkling pool. 3 car tandem garage with an additional huge storage area.
12075 N San Clemente Street
Surprise, AZ 85388
$785,000
3
Beds
2.5
Baths
2,064
SqFt
Status
Active
MLS #
6766146
Property Type
Single Family Residence
Price Type
--
Imagine owning this exquisite home in the prestigious Sterling Grove, a gated golf community where luxury living meets resort-style amenities. From the moment you step inside, you'll be captivated by the elegance and attention to detail throughout. The heart of the home is the open-concept kitchen, living, and dining area, featuring stunning Quartzite countertops, a chic subway tile backsplash, sophisticated light fixtures, and custom window treatments. The beamed ceiling entry adds a welcoming touch of grandeur. Retreat to the spacious owner's suite, complete with an oversized walk-in shower and an expansive 147(+-) sqft walk-in closet with a unique walk-through access to the laundry room—an exclusive feature that sets this home apart. The resort-style backyard is an entertainer's paradise, highlighted by a sparkling saltwater pool with serene water features. The professionally landscaped front and back yards boast citrus trees, low-maintenance synthetic grass, an outdoor TV, and an extended tiled patio, making it the perfect space for relaxation and hosting gatherings. Additional touches of luxury include stylish tile flooring in the bathrooms, a surround sound system for the ultimate audio experience, a top-of-the-line security system, and a whole-house water treatment system. Seize the opportunity to own this exceptional home in one of the West Valley's most sought-after communitiesno waiting for new construction, just move in and start enjoying the lifestyle you've always dreamed of!
10659 E Kinetic Drive
Mesa, AZ 85212
$785,000
3
Beds
2.5
Baths
2,475
SqFt
Status
Active
MLS #
6772643
Property Type
Single Family Residence
Price Type
--
Come see this highly upgraded home in the beautiful Eastmark community. The home is equipped with shiplap, wainscoting, crown molding, surround sound, mud area, built-in desk, patio misters, R/O, soft water, cabinet & sink in laundry room. Off the living room is giant glass doors to get you to the backyard paradise. Find a heated, self-cleaning pool with a soothing Jacuzzi, water feature, Baja shelf, and even a built-in gas firepit! Not only is the house amazing but you'll live in an award-winning community of Eastmark.
4609 E Adobe Drive
Phoenix, AZ 85050
$785,000
4
Beds
2
Baths
1,962
SqFt
Status
Active
MLS #
6776447
Property Type
Single Family Residence
Price Type
--
Welcome to Desert Ridge! We are proud to present a gorgeous property located within a walking distance to award winning shopping, dinning and highly rated schools. The house comes completely remodeled with brand new roof with 20 years transferable warranty, updated pool and back yard and beautiful kitchen and bathrooms. Situated on a quiet street next to green belt this home is a must see!
7600 E Golden Eagle Circle
Gold Canyon, AZ 85118
$785,000
3
Beds
3
Baths
2,997
SqFt
Status
Active
MLS #
6734320
Property Type
Single Family Residence
Price Type
--
Lowest price in community! Located in Superstition Golf & Country Club, Tuscany-inspired Golden Eagle Village, this newly painted villa is highly upgraded w/ spacious, light & open floor-plan .Beautiful gated entry with new non slip tile. Alder cabinets, granite countertops, 5-burner gas cooktop, kitchen island, breakfast bar, large walk-in pantry, 8' solid core doors, vaulted ceiling, wood & tile floors throughout & central vac. 3 bedrooms, 3 bathrooms, 2 fireplaces, 3 spacious courtyard patios, built-in BBQ & built-in garage cabinets. Upstairs patio recently replaced decking 2024 w/5 yr warranty. Spectacular views of Prospector Golf Course,& Superstition Mountain, Park & water feature right out your front door. Superstition Mountain is a 24-hour guard gated community w/ private street Located just blocks away from the 36 hole private Nicklaus designed champion golf course and club house are stunning. This home will not disappoint.