A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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2870 Nelson Lane
Chino Valley, AZ 86323
$779,000
4
Beds
3.5
Baths
3,009
SqFt
Status
Active
MLS #
6669765
Property Type
Single Family Residence
Price Type
--
REDUCED! Quick move in home at Heritage Pointe in gorgeous Chino Valley. Enjoy the rural lifestyle while being only 20 minutes away from Prescott. Close to local restaurants, Safeway Center & shops. This 4 bedroom, 3.5 bath Cottonwood Model has been upgraded with a 4-car temperature controlled & insulated garage with utility sink, expanded great room Maple Cabinets, gas fireplace, upscale plumbing fixtures, 10'wide x 8' tall sliding glass door, Upgraded barn door between Owner's bedroom & Bath. Click the Docs Tab to see features and floor plan. A beautiful must-see home!
10434 E Texas Avenue
Mesa, AZ 85212
$779,000
2
Beds
2.5
Baths
2,975
SqFt
Status
Active
MLS #
6717437
Property Type
Single Family Residence
Price Type
--
**LUXURIOUS HOME with POOL in ENCORE at EASTMARK -RESORT STYLE-55+ COMMUNITY! ** Your New Home features: Open Layout, 2 Master Suites w/ Full Baths, Suite 2 w/private entry, 2,975 sq.ft of living space, Huge Office/Flex Room w/Frosted Glass Sliding Doors, New Exterior Paint, Upgraded Tile, Recessed Lighting, Auto-Remote Controlled Shades, Surround Sound, Bathrooms w/ Roll out Cabinets, New Water Softener & Purifier, Chef's Kitchen w/ Granite, Roll out Cabinets, Huge Island, Wolf Gas Stovetop, SS Appliances & Fridge, Your Backyard Boasts a Sparkling Pool w/ Water Features & Fountain, Gorgeous Travertine Tile on back patio & pool surround, Custom Brick BBQ w/Bull Gas Grill, Pro-Patio Misting System (Side & Back), Side Patio Pergola w/ shades & Newer Pool Heater (2021). Continue-click more- The Massive Flex Room is perfect for an Office, Game Room, Home Theater, Home Gym & More! The list goes on including: Instant Hot Water throughout the Home, Dishwasher was upgraded to the Bosch 800 series, Tons of Cabinet space & big pantry, Spectacular Pendant lighting in the Kitchen, Pre-Wire ready for TV & Audio in multiple rooms and on the back patio, 3 Car Garage is comprised of a double bay garage and a single bay garage, overhead storage racks, flooring installed in attic space in garage for extra storage space, New AC Condenser in the attic, Double locking gates to the pool area and weighted door control per City of Mesa code. Your home is perched right across from a green belt. You also have great curb appeal with beautiful landscaping in front and synthetic grass in the back for low maintenance. Encore is a sought after community with Amenities Galore. Clubhouse includes: Pool/Spa, Fitness Center, Pickleball, Tennis, Bocce Ball Courts, Crafts Room, internet Café, Events Desk & more! Encore is where you want to Live and Make New Friends!!! If you want to be active this is the place that has plenty of options!!!
18119 W Narramore Road
Goodyear, AZ 85338
$779,000
3
Beds
2.5
Baths
3,216
SqFt
Status
Active
MLS #
6767010
Property Type
Single Family Residence
Price Type
--
Welcome home to this stunning TW Lewis home in highly desirable Estrella Mountain Ranch! Nestled in the Fairways gated golf course community, this property offers the best of Estrella living. The home features resort-style living with a spacious gated courtyard, 3-car garage, situated on an almost .3 acre lot. Inside, you'll discover beautiful hardwood flooring, custom wood plantation shutters throughout, a striking stacked-stone fireplace, and an expansive kitchen that will delight any homeowner. Double sliding doors seamlessly connect your indoor living space to the backyard patio. There are two dining areas: one, formerly set up with a pool table, offers ample space for play or formal dining, while the kitchen dining area boasts soaring ceilings and light-filled windows that overlook the courtyard. All bedrooms are generously sized, with the primary suite boasting two enormous walk-in closets. Each secondary bedroom also features a walk-in closet. Retreat to the primary bathroom, equipped with dual vanities, a jetted soaking tub, and a luxurious walk-in shower. An additional room, currently used as an office and piano room, can easily be utilized as a den, separate living area, or converted to a third bedroom. The architecture features a rounded room and a box beam coffered ceiling - simply stunning. Step outside to the backyard, an oasis designed for both leisure and low-maintenance living. Enjoy the refreshing play pool, ideal for warm days, alongside an extended patio perfect for gatherings or quiet evenings under the stars. The homeowners will enjoy access to two separate residents' clubs, complete with splash parks, lap pools, a heated pool, fitness centers, a yacht club, community lakes, tennis courts, picnic ramadas, and pickleball courts. Additional community features include walking paths, hiking trails, bike trails, a golf club, and ample shopping, restaurants, and community activities. Come see all this home has to offer!
2890 Dillon Boulevard
Chino Valley, AZ 86323
$779,000
4
Beds
3.5
Baths
3,009
SqFt
Status
Active
MLS #
6753108
Property Type
Single Family Residence
Price Type
--
Quick move in home at Heritage Pointe in gorgeous Chino Valley. Enjoy the rural lifestyle while being only 20 minutes away from Prescott. Close to local restaurants, Safeway Center & shops. This 4 bedroom, 3.5 bath Cottonwood Model has been upgraded with an expanded outdoor patio, Owners Suite extension, 42'-inch cabinets, lighting package, a 4 car garage and more! A must see home. Watch the Virtual Tour! Click the Docs Tab to see features and floor plan.
7665 N Pine Street
Williams, AZ 86046
$779,000
3
Beds
2
Baths
1,856
SqFt
Status
Active
MLS #
6755339
Property Type
Manufactured Home
Price Type
--
Welcome to your DREAM RANCH ESTATE, nestled on 15 acres of pristine land, offering unparalleled 360-degree views of the surrounding majestic mountains. This stunning HORSE PROPERTY is a true gem, perfectly designed for those seeking a luxurious yet tranquil country lifestyle.The estate features a beautifully remodeled 3-bedroom, 2-bathroom home, showcasing an open floor plan that seamlessly blends comfort and elegance. Every detail has been meticulously updated, including new luxury vinyl flooring throughout, central air for year-round comfort, and FRESH INTERIOR AND EXTERIOR PAINT. The home also boasts new blinds, siding, and modern fixtures, all chosen to enhance both functionality and style. The heart of this property is its fully equipped horse facilities, including a newly REMODELED BARN, spacious stalls, and secure corrals, all ready to accommodate your equestrian needs. A well-maintained CHICKEN COOP and additional outbuildings provide space for all your farm animals, making this estate a true working ranch. One of the standout features of this property is the CUSTOM-BUILT OUTDOOR LIVING AREA, a true entertainer's paradise. Imagine hosting unforgettable family gatherings, lively barbecues, cozy movie nights, relaxing hot tub evenings under the stars, or grand celebrationsall set against the backdrop of Northern Arizona's stunning landscape. This outdoor space is designed to bring loved ones together, creating memories that will last a lifetime. This estate is more than just a home; it's a perfect family compound, ideally suited for multi-generational living. With ample space, privacy, and amenities, it provides the perfect environment for families to grow, thrive, and enjoy life together. For those looking to expand, additional acreage is available for purchase, offering endless possibilities to customize and enhance your ranch. Best of all, this property comes with no HOA or CC&Rs, giving you the freedom to truly make it your own. SELLER FINANCING may be available, offering flexible terms to help make this property yours. Conveniently located just off paved Hoctor Rd., this ranch is only 15 minutes from the charming town of Williams, 30 minutes from the awe-inspiring Grand Canyon, and 45 minutes from the vibrant city of Flagstaff. Whether you're seeking a serene retreat or an active rural lifestyle, this charming Northern Arizona ranch estate offers the perfect escape from the hustle and bustle of city life. Don't miss the opportunity to make this luxury ranch estate your own and experience the best of what Northern Arizona has to offer.
7234 W Miner Trail
Peoria, AZ 85383
$779,000
5
Beds
3
Baths
2,572
SqFt
Status
Active Under Contract
MLS #
6769012
Property Type
Single Family Residence
Price Type
--
Discover the true Crown Jewel of homes in the perhaps most desirable location within Sonoran Mountain Ranch. This stunning 5 bedroom 3 bath single level home backs directly to the Preserve. Wide views of the desert and mountains can be enjoyed day and night from the beautiful heated pool, covered ramada with outdoor TV, outdoor fireplace and covered patio with misting system. The home itself is designer showcase . All surfaces are upgraded with a warm and inviting selection of materials to accommodate a wide range of styles. A few of the highlights include 10ft Ceilings throughout ,wood look tile floors, wood shutters, living room fireplace , Kitchenaid appliances and large island with pendants , speakers throughout , soft water system , insulated garage and garage door . The Bonus Room/5th bedroom has been designed as a state of the art home gym . Additionally the home is so close to the park, trails and situated on a quiet cul-de-sac . This home is pristine and will not disappoint .
2823 E Pearl Street
Mesa, AZ 85213
$779,000
4
Beds
3
Baths
3,200
SqFt
Status
Active
MLS #
6774687
Property Type
Single Family Residence
Price Type
--
Gorgeous 4-bed, 3-bath home in the gated Community of Lehi Crossing! Displaying a 3-car tandem garage, front porch, & a low-care landscape w/artificial turf. Home exudes elegance with a designer palette, modern light fixtures, tons of natural light, 9ft ceilings, and plush carpet & wood-look tile floors. You'll LOVE the separate living & family rooms, offering spaces for entertaining or relaxation! The impressive eat-in kitchen boasts granite counters, subway tile backsplash, white shaker cabinetry, an island, and SS appliances w/double wall ovens. One bedroom downstairs, and other bedrooms & flexible loft upstairs! Large main bedroom has a spotless ensuite with dual sinks, separate tub/shower, & a walk-in closet. Outback, you have a synthetic lawn & a full-length covered patio. Just WOW!
8326 E Vista Drive
Scottsdale, AZ 85250
$779,000
3
Beds
2
Baths
1,883
SqFt
Status
Active
MLS #
6745990
Property Type
Single Family Residence
Price Type
--
Centrally located single level 3 bedroom, 2 bath home is within walking distance of the Hayden Greenbelt & minutes away from Talking Stick Fields, Casinos, Old Town, shopping, restaurants, & the 101. This well maintained home boasts granite countertops, & stainless steel appliances. The kitchen opens to the family room, which is perfect for entertaining family & friends. The master bedroom & bath are well appointed with double vanities, & a large walk-in closet with built-ins for easy and uncluttered storage. The rear yard is great for outdoor living with its large pool, covered patio & putting green in back yard. All this & no HOA! Just a short 16 minute drive to Sky Harbor Airport. Home is currently used as a short term rental. Furniture could be available upon a separate bill of sale Pool pump replaced in 2021. Plumbing replaced in the house to the street in 2021. Roof replaced 2021.
662 W Honeysuckle Drive
Chandler, AZ 85248
$779,000
4
Beds
2.5
Baths
2,460
SqFt
Status
Active
MLS #
6772412
Property Type
Single Family Residence
Price Type
--
The search is finally over! This stunning 4-bedroom home features a 3CG & a beautifully landscaped front yard. As you enter, the foyer welcomes you into a spacious living/dining room w/ soaring ceilings, a calming color palette, & a perfect mix of soft carpeting & wood-look flooring. The great room is filled with windows, allowing for plenty of natural light—ideal for cozy gatherings with loved ones. The charming kitchen is equipped with granite countertops, ample white shaker cabinets with crown molding, pendant & recessed lighting, a stylish tile backsplash, high-end SS appliances, & an island w/ a breakfast bar. The inviting main bedroom includes sliding door access to the backyard, an ensuite bathroom w/ dual sinks, & a walk-in closet. Relax on patio with lush landscape and grass.
20709 N 264th Avenue
Buckeye, AZ 85396
$778,000
2
Beds
2.5
Baths
2,845
SqFt
Status
Active
MLS #
6773628
Property Type
Single Family Residence
Price Type
--
This Fully Furnished and Decorated GOLF COURSE TUSCAN REGALE Home has it ALL! This Home Sits on an Elevated Large Golf Course 10,000+ Sq Ft Lot Overlooking the 4th Hole of the Lake Course with Mountain Views. Great Location - Close to the Sage & Senita Centers, Copper Canyon GC Pro-Shop & Indigo Grille Restaurant. This Regale Home Boasts a Split Bedroom Plan, 2 Master Suites, Den, 2.5 Baths & 3 Car Contiguous Garage. Owner's Suite has 2 Walk-In Closets and an Updated Owner's Bath Room with a New Tiled Walk-In Shower & Quartz Counters. The Kitchen has Staggered Maple Cabinets with Granite Counter Tops & Back Splashes, All SS Appliances & a Gas Cook Top. This Home has Plantation Shutters, (3) Solar Tubes & Tiled Floors Throughout w/ Carpeting in all the Right Places. Enjoy Beautiful Sunrise & Mountain Views from your very Private EAST Facing Backyard Retreat. This Expanded Paver Back Patio was Professionally Designed & Landscaped in 2020. The Large Pergola with Surrounding Misters gives you the right amount of Shade & Coolness on Summer Days. This Property boasts a large Natural Stone Water Feature with a Pottery Fountain & Babbling Brook. Entertain your friends & family around the Seating Wall Area & Built-in BBQ Grill Island. Patio Furniture included. Large Trees & Mature Landscaping surround this Exceptional Property. Enjoy the Fruit from the Orange, Lemon and Lime Trees. Many Other Upgrades include Newer ACs, PVC Irrigation, Newer Hot Water Heater & Water Softener. The Festival Ranch Special Assessment City of Buckeye CFD Bond has been Paid Off. Come Experience the Best that Sun City Festival Golf Course Living has to Offer!
13230 W Castlebar Drive
Sun City West, AZ 85375
$778,000
3
Beds
2
Baths
2,856
SqFt
Status
Active Under Contract
MLS #
6779220
Property Type
Single Family Residence
Price Type
--
Phenomenal Remodel! Perched on the 18th Hole of The Briarwood CC w/spectacular views of the Lake, Fairways & Mountains. From the moment you open the New Front Door, you're drawn to the Amazing View of the Breathtaking Golf Course. $100k of recent Improvements this home will not disappoint. Stylish kitchen w/enormous Quartz Waterfall Island & Custom cabinetry. The Great Room allows for friends & family to gather. Primary Suite w/Lavish Spa-Like Bath w/Soaking Tub, Shower in Enclosed Wet Room & Dual Vanities. Walk-in Closets in every Bedroom, Custom Remote Blinds. Laundry Room w/Custom built-in Storage Bench & space for an office/craft room. 2.5 Car Garage w/ Golf Cart parking & built-in cabinets. 4 Outdoor Living Areas are truly an extension of this home & perfect for entertaining. Check out this special house & call this one yours!
12738 W Colter Street
Litchfield Park, AZ 85340
$778,000
4
Beds
3
Baths
3,265
SqFt
Status
Active
MLS #
6742507
Property Type
Single Family Residence
Price Type
--
Winner of BEST HOME ON TOUR in Litchfield Park! This Beautifully Remodeled 4-bed, 3-bath home on 1/3rd acre offers 3,265 sq. ft. of luxury living**Ideal for families, professionals, or retirees, this home features a Gourmet Kitchen w/Granite countertops, Stainless Steel appliances, and Large island**Spacious Master Suite boasts a large walk-in shower, soaking tub, and walk-in closet**No Texture SMOOTH WALLS! NewTile, New Fixtures, Brand new Trane HVAC System**Enjoy the low-maintenance backyard w/4-hole Putting Green**3-car tandem garage, RV gate/RV parking is allowed!!**Close Proximity to top-rated schools, Golf, &Shopping**Seller offering Rate Buy Down/Closing Cost Assistance**See This Beauty Today!**This Home Qualifies for 1% credit towards rate/closing costs see lender flyer attached