A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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316 W Elk Song Trail
Payson, AZ 85541
$775,000
3
Beds
2.5
Baths
1,740
SqFt
Status
Active
MLS #
6632758
Property Type
Single Family Residence
Price Type
--
Unique community on Haigler Creek. Has approx 140 ft creek frontage . creek runs year round and is stocked by G&F in summer. Backs to forest svc land. 3 story log siding home. Extra room on 1st level is not included in sq ft. Garage has extra storage plus Storage shed. Ramp to house for easy access. Covered deck on 3 sides of house. Balcony off one upstairs bd.. Master bd on main level. Pantry and laundry room off kitchen. antler chandelier included
36169 N Serrano Avenue
Queen Creek, AZ 85140
$775,000
3
Beds
2.5
Baths
2,173
SqFt
Status
Active
MLS #
6764579
Property Type
Single Family Residence
Price Type
--
This is the one! Welcome to your dream home in the Golf Resort Country club community of Encanterra! Plus Rare ability to purchase a golf membership within 7 days after closing! No need to wait on the waiting list! This stunning Genova floor plan is perfectly situated on a premium homesite featuring 3 bedrooms, 2.5 bathrooms, offering unmatched privacy with no neighbors behind you and incredible curb appeal. Step inside and be captivated by the luxurious upgrades and thoughtful design throughout. The home features elegant tile plank flooring that extends seamlessly across the open floor plan. The gourmet kitchen is a chef's dream, showcasing Monogram stainless steel appliances, an intricate tile backsplash, upgraded white cabinetry, and an oversized island perfect for gatherings and entertaining. Retreat to the spa-like primary suite, where you'll find a beautifully upgraded tile shower and soaking tub with abundant natural light pouring in. The suite also features a double vanity with a built-in, makeup station and under-cabinet lighting for a touch of luxury. For indoor-outdoor living at its finest, the expansive great room boasts a stunning wall of glass that opens to a serene outdoor space. The backyard is your personal oasis, featuring travertine flooring and a perfect balance of openness and privacy. Located just steps away from the new Algarve pool and the main clubhouse, La Casa, this home delivers both convenience and resort-style living. The community features many amenities such as Dance lessons, Restaurants, art classes, health workshops, Tennis Courts, Pickleball courts, Bocce Ball, fitness center, a mens lounge, a womens lounge, Full Day Spa, Poker and card games, 3 sparkling pools, Lap pool, as well as many family activities! Let's talk golf! An 18-hole par 72 Tom Lehman designed private golf & country club. They also have many clubs, even a wine club! This isn't just a home, This is a lifestyle!
16658 S 16th Street
Phoenix, AZ 85048
$775,000
5
Beds
3
Baths
2,900
SqFt
Status
Active
MLS #
6753833
Property Type
Single Family Residence
Price Type
--
Welcome to Palmia at the Foothills, where luxury meets comfort in this stunning 5-bedroom, 3-bath home. Nestled in a prestigious golf course community, this residence boasts an inviting eat-in kitchen and a cozy stone fireplace. The convenience of a bedroom and full bath downstairs makes hosting guests a breeze. The main bathroom features a custom walk-in shower and a relaxing soaker tub. Step outside to your private backyard oasis with breathtaking mountain views, a covered patio, a sparkling private pool, and a firepit perfect for entertaining. This home offers the perfect blend of elegance and functionality.
1037 E Moreland Street
Phoenix, AZ 85006
$775,000
2
Beds
2
Baths
1,572
SqFt
Status
Active
MLS #
6757462
Property Type
Single Family Residence
Price Type
--
GREAT INVESTMENT OPPORTUNITY.....Property located in the HISTORICAL GARFIELD DISTRICT, has 2 SEPARATE LIVING DWELLINGS on it. The 1st unit is 1572 Sqft. It is 1 bedroom with separate den that can be used as a 2nd Bedroom, in what was converted from the original storage cellar accessed by a newly tiled set of stairs. The unit has 2 bathrooms that were fully updated with new vanities and tiled Shower/Tub combos. The unit has a mixture of the original hardwood flooring with some newer installed tile & NO CARPET. The kitchen has kitchen island w/ breakfast bar w/ storage underneath, granite countertops, upgraded cabinets, gas stove, updated sink, over range microwave & fridge included. The area housing the water heater includes a full size washer & dryer. 2nd unit is 1430Sqft 2 Bed 2Bath. There is access to a yard and the long drive thru a security door in the laundry room. The long driveway provides room to park multiple vehicles along the side of the house with entry to the driveway via Moreland Street with a sliding gate that can be locked for added security. The exterior of the dwelling is surrounded by crushed rock for easy maintenance. The 2nd dwelling ,Built in 2016, is on a Single Level , and has over 1400 Sqft. of living space. It offers 2 Bedrooms and 2 Bathrooms. Both bedrooms have adjustable lighting level settings for the recessed lights, and ceiling fans too. Both bedrooms offer have walk-in closets and provide direct access to their own separate bathrooms which have a newer mirrored vanity and come with a nicely tiled tub/shower combo with sliding doors. In 2024 the flooring throughout the unit was given new tile thus there is NO CARPET. The unit has a kitchen with upgraded stainless steel appliances, granite countertops, and a granite covered kitchen island with breakfast bar w/ storage underneath it. There is an eat-in dining area next to the kitchen and a convenient doorway from the kitchen directly to the side of the unit. The spacious laundry room includes a washer and dryer as well as has a large area of shelving that can serve as a pantry and also houses the hot water heater on a raised platform. On the outside there is a carport and can park 2 cars behind a security gate or use space for a patio which has a door from the carport directly into the unit through its laundry room. The front of the home has easy to maintain crushed rock and is just a few feet away from a bus stop and about 150 yards from an overpass that allows access to safely cross over from the south side of the highway to the north side. The 2 dwellings have all separate utilities except for sharing a single water meter .
1324 Rockwood Drive
Prescott, AZ 86305
$775,000
2
Beds
2
Baths
1,495
SqFt
Status
Active
MLS #
6759600
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home in Prescott! This move in ready, brand-new contemporary ranch offers 2 bedrooms, 2 bathrooms, and 1,495 sqft of energy-efficient living. With stunning views of Granite Mountain, this ENERGY STAR-certified home features upgraded LG appliances, including the refrigerator, washer, and dryer. The beautiful quartz counters, large kitchen island, and energy-efficient appliances make the kitchen a chef's dream. The spacious master bath boasts a huge walk-in shower. Enjoy the fully landscaped front and back yards and the views of Granite Mountain in a 55+community. Choose from 6 area golf courses to enjoy while relaxing in your brand new retreat. 220v in the garage for car charging. Ideal for a lock-and-leave lifestyle, this home is perfect for escaping the Phoenix heat
1320 Rockwood Drive
Prescott, AZ 86305
$775,000
2
Beds
2
Baths
1,490
SqFt
Status
Active
MLS #
6759590
Property Type
Single Family Residence
Price Type
--
Experience Prescott living at its finest in this stunning contemporary ranch home. Boasting 1,490 sqft of move in ready, new construction. This 2-bedroom, 2-bath residence is perfect for a lock-and-leave lifestyle in a 55+community. The home features upgraded LG appliances, including washer, dryer, and refrigerator, along with gorgeous quartz countertops and a spacious kitchen island. The master suite includes a huge walk-in shower, ideal for relaxation. Enjoy the beautiful Granite Mountain views from the fully landscaped front and back yards. This home is easy to maintain. ENERGY STAR certified with a HERS index score of -50, this home offers superior energy efficiency. 220v installed in the garage for car charging convenience. Escape the heat of Phoenix and enjoy cool Prescott summer!
2301 E Azalea Drive
Chandler, AZ 85286
$775,000
5
Beds
3
Baths
3,394
SqFt
Status
Active
MLS #
6764272
Property Type
Single Family Residence
Price Type
--
Welcome to this spacious 5-bedroom, 3-bathroom home in the desirable Markwood North. Upon entry, you'll be greeted by a dramatic staircase and roomy formal living and dining areas that offer plenty of potential for personalization. The open-concept family room flows seamlessly into the oversized kitchen, which boasts granite countertops, stainless steel appliances, and ample cabinet space for the chef in the family. Upstairs, a versatile loft provides extra space for a playroom, office, or entertainment area. The backyard is a private retreat with a refreshing pool, paved patio, and scenic fence overlooking a peaceful walking trail. Conveniently located just minutes from shopping, dining, and easy access to the highway, this home offers both comfort and opportunity for your person
10956 S Oakwood Drive
Goodyear, AZ 85338
$775,000
5
Beds
3
Baths
3,539
SqFt
Status
Active
MLS #
6763972
Property Type
Single Family Residence
Price Type
--
This stunning 5-bedroom, 3-bathroom executive home is nestled in the prestigious Estrella Mountain Ranch, offering a luxurious lifestyle with access to incredible amenities, including lakes for boating and fishing, miles of scenic trails, golf courses, residents' clubs, and fine dining options like Cafe Bebida and the Lakeside Grill. The home is set on a large lot with breathtaking mountain and backyard views. The home has been beautifully updated within the last four years, featuring a premium GE Café kitchen package, remodeled kitchen, laundry room, and bathrooms. Fresh paint inside and out, along with new AC units, a new roof, and modernized lighting and security fixtures, elevate the living experience. Step into a resort-style backyard with a newly plastered and upgraded pebble-tech pool, complete with a waterfall feature. Multiple flagstone patios, a pergola, built-in BBQ island, outdoor fireplace with bench seating, and lush landscaping featuring palm, shade, and fruit trees create an entertainer's paradise. The space is perfect for hosting gatherings or enjoying peaceful mountain views through the view fence. The home is designed with families in mind, offering a spacious layout with built-in shelving, crown molding, an oversized 3-car garage with extensive storage, and a large oak staircase leading to a loft area. The primary suite offers a luxurious retreat with a private balcony, whirlpool tub, and double walk-in closets. Two downstairs bedrooms, one of which could function as a game room, offer flexibility and ease of access. Upstairs, three bedrooms feature walk-in closets and serene views, with the primary suite boasting an electric awning for outdoor comfort. This home is a true gem, combining elegant living with practical upgrades and a stunning natural setting. Perfect for families looking for an executive lifestyle with access to top-notch community features.
1717 E Morten Avenue Unit 66
Phoenix, AZ 85020
$775,000
4
Beds
3.5
Baths
2,102
SqFt
Status
Active
MLS #
6766611
Property Type
Townhouse
Price Type
--
Looking for newer construction in a gated community with a private backyard and amazing views? This luxury home boasts an impressive design and modern finishes throughout. With 4 spacious bedrooms, and high ceilings that create an airy atmosphere, this residence perfectly balances comfort and sophistication. As you enter, you'll be greeted by gorgeous hardwood floors an open concept living area ideal for entertaining. Large bi fold sliding doors floods the space with natural light. The gourmet kitchen features top of the line appliances and sleek cabinetry. The primary suite is complete w/luxurious ensuite bathroom. Step outside to discover a beautiful private backyard, great for entertaining. And don't miss the expansive rooftop deck with panoramic views. Over $100k in custom upgrades. This home is not just a residence, It's a lifestyle. Located in a sought after neighborhood, you'll have easy access to local amenities, dining, hiking, biking and parks. Don't miss your opportunity to own this exceptional property!
200 W Portland Street Unit 620
Phoenix, AZ 85003
$775,000
2
Beds
2
Baths
1,193
SqFt
Status
Active
MLS #
6770889
Property Type
Apartment
Price Type
--
Portland on the Park NORTH-FACING UNIT! This unit boasts jaw-dropping views overlooking the Japanese Friendship Garden, Hance Park, mountains and the city! The gorgeous 2-bed, 2-bath condo features a captivating interior including wood floors, recessed lighting & fabulous balcony. The luxurious chef's kitchen is equipped with quartz counters, SS appliances & an island with a breakfast bar. Sit back & relax in the main suite showcasing a private bathroom with dual vanities & a walk-in closet or enjoy the second bedroom ensuite. As if it couldn't get any better, this unit includes THREE covered parking spots + Tesla charging station on same level as the unit itself. Enjoy all the amazing amenities this Community has to offer - rooftop lounge, pool, gym and more! Downtown living at its fines
3416 S 184th Lane
Goodyear, AZ 85338
$775,000
4
Beds
2.5
Baths
2,604
SqFt
Status
Active
MLS #
6767941
Property Type
Single Family Residence
Price Type
--
Your Dream Home Awaits - Don't Miss Out! Imagine locking in a mortgage rate from the golden days of low interest rates. This home has an assumable FHA rate, making it an incredible opportunity in today's market! Act fast and contact us now to learn more before it's gone. And that's just the beginning - this home gets better with every detail! For car enthusiasts, it's a dream come true with a massive tandem garage—perfect for up to four vehicles or your ultimate workshop. Step inside to find a spacious, open floor plan with a chef's kitchen that will make cooking a joy. From upgraded tile flooring to elegant countertops and cabinets, this home exudes modern luxury. Love to entertain? Choose from a formal dining area a cozy eat-in kitchen, or pull up a seat at the expansive kitchen island. Outdoors, you'll enjoy an RV gate with a convenient slab on the side, and when it's time to unwind, take a dip in your private swimming pool. Homes like this don't stay on the market long, so tour it today before someone else claims this incredible opportunity.
2126 E Watson Drive
Tempe, AZ 85283
$775,000
4
Beds
3
Baths
2,626
SqFt
Status
Active
MLS #
6770461
Property Type
Single Family Residence
Price Type
--
Currently being renovated, this could be your dream home in heart of Tempe! This 4 bedroom 3 bathroom home features an expanded floor plan, stunning finishes, and thoughtful design, creating the perfect blend of comfort and style. Step inside to a spacious living area, perfect for gatherings, and enjoy meals in the inviting dining room. The kitchen is a chef's dream and features brand new appliances and plenty of prep space on the expansive countertops. The master bedroom is a true retreat and offers plenty of space, a huge walk-in closet and a spa-like bathroom. With completion expected in the first quarter of 2025, this is your opportunity to select flooring and counter-tops to finish this home exactly how you want it!