A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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23005 N 87th Place
Scottsdale, AZ 85255
$775,000
3
Beds
3
Baths
2,023
SqFt
Status
Active
MLS #
6771323
Property Type
Townhouse
Price Type
--
Welcome to easy living in the highly sought-after La Vida community! This 3 Bedroom, 3 Bathroom home features a spacious layout with a convenient 2 Car Garage and a separate casita perfect for guests or a home office. Key features include an inviting courtyard entry, easy-care hardwood-look vinyl flooring, great room with wet bar, perfect for entertaining! Community amenities include a pool and tennis courts. Furnishings are included making it turnkey for convenience. Don't miss out on the opportunity to own this beautiful home in La Vida!
2810 E Citrus Way
Chandler, AZ 85286
$775,000
4
Beds
3
Baths
2,692
SqFt
Status
Active
MLS #
6772199
Property Type
Single Family Residence
Price Type
--
This exceptional home, nestled in the prestigious gated Sendera Place, is situated on a prime oversized corner lot in a desirable Chandler neighborhood. From the charming arched entry to the cobblestone pavers, this home exudes curb appeal at every turn. Spanning 2,692 sf, this 4 bedroom, 3 full bath residence boasts an open-concept design with soaring ceilings, 8' paneled doors & wood-look tile flooring. The stunning wood & metal staircase railing adds elegance to the space, while the luxurious backyard oasis is complete with a heated resort-style pool & spa. Inside the gourmet kitchen is a chef's dream, featuring upgraded cabinetry, Quartz counters, a spacious island, SS appliances, gas cooktop & built-in oven & micro. The kitchen flows seamlessly into the expansive great room where... wood beams, recessed lighting & views of the backyard through a 12' sliding patio door provide the ideal setting for indoor-outdoor living. Upstairs, the split master suite serves as a private retreat with its spa-like ensuite bath including dual vanities, walk-in tiled shower with wet/dry space & a generous walk-in closet with convenient access to the upstairs laundry. Two additional bedrooms share a versatile loft space & a modern full bathroom. On the main level, a fourth bedroom & full bath offer flexibility as a guest suite or home office. Step outside to your personal paradise, where a sparkling heated Pebble Tech pool, spa, & water features await, surrounded by natural stone accents, cozy firepit, synthetic grass, & an outdoor living space designed for entertaining. Sendera Place enhances this lifestyle with tree-lined streets, community pool & spa, playgrounds, ramadas & scenic walking & biking paths, all within a beautifully maintained neighborhood. This home offers the perfect blend of elegance, comfort & convenience, making it an ideal choice for those seeking the ultimate Chandler living experience.
6102 E Kings Avenue
Scottsdale, AZ 85254
$775,000
3
Beds
2
Baths
1,796
SqFt
Status
Active
MLS #
6775315
Property Type
Single Family Residence
Price Type
--
GREAT POTENTIAL! NO HOA!!!! CUSTOM HOME Nestled in Million dollar homes. Home needs some TLC. This 3 bedroom, PLUS LARGE DEN, 2 bath home has so much potential. There is even a large Den that could be turned into a 4th bedroom by adding a closet or turn this large den into a formal room, game room etc. There is a large laundry room that is also currently used as a butler pantry. Primary room has double French doors leading out to back yad. The very large back yard has a fenced in play pool w/fountain feature. Come make this back yard your desert oasis. Home is located adjacent to elementary school. Please note that home is being sold as is. MOTIVATED SELLER..BRING OFFERS!
18309 W Desert Lane
Surprise, AZ 85388
$775,000
5
Beds
3
Baths
2,954
SqFt
Status
Active
MLS #
6778040
Property Type
Single Family Residence
Price Type
--
Discover your dream home in this stunning 5-bedroom, 3-bath residence located in the desirable Surprise Farms community. With impressive curb appeal, a low-maintenance front yard, and a spacious 2-car garage, this property welcomes you with a charming porch that sets the tone for the elegance within. Step inside to find formal dining and living areas adorned with sophisticated wood-look flooring, soaring ceilings, and plantation shutters, complemented by stylish light fixtures and a contemporary color palette. The chef's kitchen is a culinary delight, featuring white shaker cabinetry, quartz countertops, a herringbone tile backsplash, stainless steel appliances, and a generous prep island with a breakfast bar. The grand primary suite, accessible through double doors, offers plush carpeting, a walk-in closet, and a luxurious full bath with dual sinks. The backyard oasis is perfect for relaxation and entertainment, showcasing a covered patio, artificial turf, a charming gazebo, and a sparkling pool/spa combination. This exceptional home is ready for its new ownersact quickly!
15783 E Primrose Drive
Fountain Hills, AZ 85268
$775,000
3
Beds
3
Baths
2,259
SqFt
Status
Active Under Contract
MLS #
6673657
Property Type
Single Family Residence
Price Type
--
Spacious desert stunner in peaceful and prestigious Fountain Hills! Nestled amidst breathtaking mountain vistas, this exquisite property is the perfect one for you. As you approach, the charm of an exterior fireplace immediately greets you, setting the tone for the warmth and beauty that lies within. The presence of a refreshing pebble-tech pool, and a rejuvenating spa, promises endless relaxation and enjoyment against the stunning backdrop of nature. Step inside to discover a spacious living area, radiating a cozy ambiance with its inviting fireplace. High ceilings make this home feel like a Vegas resort! The den, designed with tranquility and productivity in mind, makes an ideal space for a home office. Culinary enthusiasts will be delighted by the formal dining area, where memorable meals can be enjoyed with loved ones. The kitchen is a chef's dream, featuring ample cabinetry, granite counters, high-end stainless steel appliances, including wall ovens, and a center island with a convenient breakfast bar. Retreat to the generously sized main bedroom, with pool view, offering two separate walls of floor to ceiling closets for ample storage. The ensuite is a haven of relaxation, boasting dual sinks and a jetted tub for ultimate indulgence. An Arizona room provides a serene escape for peaceful afternoons, basking in the beauty of your surroundings. The backyard is a tranquil space, ideal for unwinding and absorbing the scenic mountain views. This property truly embodies the essence of a picturesque retreat, offering both luxury and comfort in an idyllic setting! Come and experience its charm for yourself! Additional features include a recently painted interior (2021), a fully renovated drip system (2021), and a new air conditioner (2019). This property sits on a private half acre of beautiful, mature landscaping.
15078 W Highland Avenue
Goodyear, AZ 85395
$775,000
4
Beds
3.5
Baths
4,200
SqFt
Status
Active Under Contract
MLS #
6731039
Property Type
Single Family Residence
Price Type
--
Just wow! Prepare to be enchanted by this stunning, energy-efficient home in Goodyear! The façade exudes charm with a 3-car tandem garage, RV gate with paved basketball, timeless stone accents, green grass, & a private courtyard. Be impressed by the great room that beckons with exposed beams on the high ceiling. Tile & wood flooring, plantation shutters in some windows, stone-accented walls, fire sprinklers, & an open den/office are worth mentioning. Large family room is adorned with surround sound speakers & media niche, setting the tone for countless memories. This refined gourmet kitchen showcases recessed lighting, travertine backsplash, a butler's service area, plenty of cabinets & cupboards with crown moulding, a center island, granite counters, a breakfast bar, a walk-in pantry stainless steel appliances such as cooktop gas, wall ovens, & wine cooler, & a lovely bay window in the dining area. The cozy loft boasts balcony access & built-in desk/cabinets. Owner's retreat is complete with a stone fireplace, a sitting room, & a lavish ensuite. The main bathroom is comprised of two vanities, a make-up desk, a soaking tub, a tiled shower, & a barn door leading to the walk-in closet. Finally, the dreamy backyard includes a covered patio, a fire pit area with a cement bench, a gazebo, multiple pergolas, a built-in BBQ, & a shimmering pool. This gem has it all! Hurry!
1549 E Luminous Lane
Queen Creek, AZ 85140
$775,000
2
Beds
2.5
Baths
2,618
SqFt
Status
Active Under Contract
MLS #
6715425
Property Type
Single Family Residence
Price Type
--
Truly GREAT home located on a premium lot bordering common area, PAID OFF SOLAR and 2 en-suites! With over 150k in upgrades and improvements, it is simply beautiful! Expansive kitchen with newer Viking stainless appliances, 2 large islands, walk-in pantry, granite counters & backsplash, make this kitchen not only functional, but perfect for entertaining with the attached side courtyard and cozy fireplace! Stunning wood beams enhance the kitchen and living areas, along with a custom entrainment wall! Spacious primary suite, with dual walk-in closets, elegant bath and hidden room for additional bonus room! The backyard is peaceful & private with a large water feature, fire pit, built-in outdoor kitchen complete w/grill and burners, built-in cooler, travertine surround & lush landscaping! There are so many extras in this home as well as a den, and dining area in addition to the secret bonus room off the primary! From multiple French doors accessing outdoor spaces, outdoor lighting, surround sound both inside and outdoors, custom walls, oversized garage with extension for plenty of storage, epoxy floor and built-in cabinetry! Exterior was just painted in 2023 as well! Highly maintained home!
7150 E Napoli Road
Prescott Valley, AZ 86315
$775,000
4
Beds
4
Baths
3,304
SqFt
Status
Active Under Contract
MLS #
6680372
Property Type
Single Family Residence
Price Type
--
Nestled on a picturesque 2-acre property, this farmhouse exudes charm and spaciousness, perched atop a small bluff, offering breathtaking views from its inviting front and back porches. A new roof, installed in January 2024, complements the freshly painted interior. A 12'x34' outbuilding and ample space for horses, with convenient access to Mingus Mountain horse trails, complete this idyllic country living experience. Step inside and be enchanted by the open-concept layout seamlessly connecting the kitchen, dining and great room, where a cozy gas fireplace serves as the focal point, catering to the needs of discerning homeowners. The well-appointed kitchen boasts a sizable butcher block island, double refrigerator, 6-burner gas stove, and spacious farm sink, perfect for culinary endeavors On the main floor, discover two versatile bedrooms/offices, a convenient ¾ bathroom, and a mudroom, adding functionality to the living space. The 2+ car garage accommodates one of the two laundry spaces, with the washer and dryer conveying with the property. Upstairs, a haven of comfort awaits with three bedrooms, each featuring en-suite facilities, along with a flexible family room and a separate laundry room for added convenience. The lavish master suite boasts dual walk-in closets and a sumptuous bathroom complete with a double sink vanity, clawfoot soaking tub, and a luxurious walk-in shower. Constructed with steel and fortified with 6 foam insulation, this high-efficiency residence ensures optimal energy conservation. The presence of 50 amp RV hookups enhances the property's appeal, catering to those with recreational vehicles. There's a leased 500-gallon propane tank and situated on the north side of the home are two 1000-gallon septic tanks.
3413 S Litzler Drive
Flagstaff, AZ 86005
$775,000
4
Beds
3
Baths
2,230
SqFt
Status
Active Under Contract
MLS #
6669596
Property Type
Single Family Residence
Price Type
--
Discover a peaceful haven nestled among the pines in the sought-after University Heights, while NO HOA. This captivating residence is a showcase of sophisticated design, featuring Venetian plaster walls, luxury vinyl spacious family rooms. The kitchen shines w/granite countertops & stainless steel appliances, leading to a private patio amidst Ponderosa pines. The primary suite offers a private walk-out patio, newly remodeled bath with a large shower. A flexible loft space provides an ideal setup for a playroom or home office, conveniently adjacent to the fourth bedroom. This immaculately maintained home blends tranquility with luxury while conveniently located close to shopping, restaurants, trails, downtown Flagstaff and easy access to hwy 89 to Sedona. Established short term rental.
13126 W Rancho Drive
Litchfield Park, AZ 85340
$775,000
4
Beds
3.5
Baths
3,897
SqFt
Status
Active Under Contract
MLS #
6709963
Property Type
Single Family Residence
Price Type
--
MOTIVATED SELLER! Located in the gated area of Barrington within the desirable Dreaming Summit community, this ranch style home is a true gem. Boasting 3897 sq ft of living space, this property features 4 bedrooms, 3.5 bathrooms, and a large sparkling pool on a spacious .34 acre lot. The home's exterior is just as impressive as its interior, with a 3 car garage featuring epoxy floors, an extended pergola patio, built-in BBQ, outdoor fireplace, and a child proof gate around the pool for added safety. The backyard oasis also includes a relaxing spa and mature citrus trees. This home has been lovingly updated with a modern kitchen and new shutters throughout. Recent upgrades include a new roof underlayment in 2022 and an additional 10 inches of blown-in attic insulation added in 2022
839 E Country Gables Drive
Phoenix, AZ 85022
$775,000
4
Beds
3
Baths
2,242
SqFt
Status
Active Under Contract
MLS #
6753784
Property Type
Single Family Residence
Price Type
--
Welcome to Hidden Hills! This single story, 4 bedroom, 3 bathroom home sits on a third of an acre on a corner lot with a pool, hot tub, and additional attached living quarters and RV pad. All of the major big ticket items have already been recently updated, such as a kitchen remodel, tile flooring, windows, roof, HVAC units, water heaters, and more! This home offers a split, open floorplan with the primary suite on one side of home with exterior access via primary bath, and guest bedroom (with direct access to guest bath directly from room) and additional bedroom and apartment located on other side of home. Apartment has it's own pathway/sidewalk from street and separate exterior door for direct access, along with an entry door from inside of home as well. The exterior of the home has an newly built extended RV/additional parking driveway and it's own electrical hookups, above ground hot tub, sparkling pool with rock waterfall feature, and covered back patio that spans the entire length of the home! Need an investment property that has long standing rental revenue history? Or maybe your situation calls for having a true next gen/separate apartment/casita/guest house with it's own bathroom, kitchen, family room, bedroom, hot water heater and AC unit? How about the need for true allowable RV parking (NO HOA!) This home is so versatile with so many options for whatever your situation may be! Be sure to also take advantage of the location as well, where there are tons of hiking (home is nestled under Lookout Mountain), golf courses, shopping and dining, and is only a short drive to the 101, 51, and 17 freeways. Come take a look before it's too late!
1239 E Galvin Street
Phoenix, AZ 85086
$775,000
3
Beds
2
Baths
1,576
SqFt
Status
Active Under Contract
MLS #
6760071
Property Type
Single Family Residence
Price Type
--
Welcome to this charming 3-bedroom, 2-bathroom home, offering the perfect blend of comfort and outdoor living. The property is an equestrian lover's dream, with a well-maintained riding arena, a round pen with two access gates, and covered stalls equipped with an automatic watering system to make horse care easy. There's also a custom-built tack room with plenty of storage for all your equipment. For added convenience, the property includes an RV hook-up and a septic system, making it ideal for hosting trailers and other vehicles. The spacious lot gives you room to enjoy the serene desert surroundings, with a covered patio and a built-in fire pit area where you can relax and entertain. Inside, the home is just as inviting. The open living room features high ceilings with exposed wooden beams, filling the space with natural light. The kitchen offers stainless steel appliances, a breakfast bar, and plenty of counter space, making it perfect for everyday cooking or hosting family and friends. The master suite is a cozy retreat, with sliding barn doors leading to a walk-in closet and a private bathroom with dual sinks. The additional bedrooms are versatile, providing space for guests, a home office, or extra storage. Whether you're looking for a comfortable home or a property that caters to your passion for horses, this place has it all. Don't miss out on this fantastic opportunity!
