A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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20390 N 268th Drive
Buckeye, AZ 85396
$774,900
2
Beds
2.5
Baths
2,527
SqFt
Status
Active
MLS #
6773776
Property Type
Single Family Residence
Price Type
--
Beautiful highly upgraded, popular & fully fenced 2,527 sq. ft. golf course Parada model with Saltwater Pool. Stunning leaded glass Entry Door, entry way, two En-Suite Bedrooms with walk-in closets (Master with built-ins). 2.5 Bathrooms, Office with Reed Glass French Doors and a Queen Murphy Bed (linens included). Great Room with Gas Fireplace featuring a glass fire bed, a Wet Bar with Beverage Refrigerator, Surround Sound in Great Room, Kitchen, Master Bedroom & Bath, Guest bedroom and Patio. New (2024) stainless steel Kitchen Appliances and cabinet slide-outs. A walk-in Pantry and Kitchen Nook with desk & Cabinets and a large Dining area. Note the separate Laundry Room (Washer & Dryer Included), upgraded lighting fixtures and decorator Tile Flooring. Outside you'll find a large Pergola recently refreshed Cool Decking. A full 3 Car Garage with a FULLY TILED FLOOR, Cabinets and a beautiful Cool Deck Driveway. French Doors in Kitchen and Master Bedroom lead to the back Patio. Lighted Ceiling Fans inside and out. This home also includes a Seller Paid 1 Year Home Warranty (including Pool equipment), 6 bar Stools, Patio Furniture, Natural Gas BBQ, Propane Granite Fire Table with 4 chairs, Cantilever Patio Umbrella and cover. And....don't forget the EZ Go Golf Cart with Lithium Batteries!
13234 S 35th Court
Phoenix, AZ 85044
$774,900
6
Beds
3
Baths
2,659
SqFt
Status
Active
MLS #
6781035
Property Type
Single Family Residence
Price Type
--
Rare find single level home with 6 bedrooms and 3 full bathrooms in highly sought-after Canyon Heights! Enormous back yard with large grass area and pool; nearly a 1/4 acre cul de sac lot! Walking distance to Kyrene Schools! The kitchen was remodeled in 2024 with granite counter tops and new pendant and recessed lighting. Kitchen cabinets were updated in 2024 with a trendy white finish, new custom built Shaker - style cabinet doors and new custom built pull out shelving/drawers in the island and in the cabinet pantry. 2021 Whirlpool stainless steel appliances. Two pantries; a cabinet pantry and a large walk in pantry that is perfect for storing pots, pans and small countertop appliances. Open kitchen - family room floor plan! Soaring vaulted ceilings! Fireplace in family room was remodeled with a handmade hearth and stone accent. 2024 wood look tile flooring throughout home with (new) carpet only in the secondary bedrooms and formal living room. The master suite is a retreat you won't want to leave with its own French door exit to the back yard and an extensive bathroom remodel in 2024. The master bathroom has a large walk - in shower with tile surrounds and glass enclosure, standalone tub, double vanities; new faucets, mirrors, lights, sinks, fixtures and new dual flush toilet. Hall bathroom was also remodeled in 2024 with a trendy vanity, tile surrounds in the shower/tub; new sink, faucets, lights, mirror, fixtures and new dual flush toilet. A permitted addition to the back of the home approximately 10 years ago makes a great guest quarters or teenager wing. The addition includes two bedrooms, one full bathroom and bonus living space equipped with a built - in desk and shelving with multiple outlets; a perfect space for an office, homework, or game or TV area. The wall separating the two bedrooms in the guest/teenager wing can be eliminated to create one large bedroom, large media room or large game room. Multiple options! French doors exit the guest wing to the covered back patio. From the home's interior, enter the guest wing through an elegant pocket door from the family room. Large back yard with mature landscape and newer sod. Large gated side yard makes a great dog run. Pool equipment updated in 2024 with variable speed pump and new PVC plumbing for pump and backwash (including valves.) New in approximately the last 3 years: water softener, water heater, main sewer pipe connection from home to city sewer, main water line from meter to the house, both main sewer lines were hydro scrubbed. New in approximately the last 5 years: washer and dryer, kool deck surface, pebble tec pool surface was diamond scrubbed, landscape gravel added, landscape timer box replaced, garage door and belt drive opener replaced. Two high efficiency Trane AC units. Dual z-wave wireless thermostats (programmable and SmartHome controlled.) Dimmer light switches, Vera MiCasa SmartHome system. Close to hiking, golf, restaurants, shopping, schools and easy freeway access. All facts and figures to be verified by buyer or buyer's representative.
17259 E Woolsey Way
Rio Verde, AZ 85263
$774,900
2
Beds
2
Baths
1,752
SqFt
Status
Active
MLS #
6706758
Property Type
Single Family Residence
Price Type
--
This beautiful lock and leave 2b 2b has a den with a closet which would easily convert to a 3rd bedroom, if desired. This premier golf community property spoils you with the Luxury Lifestyle you deserve with high end finishes, surround sound, Hunter Douglas window treatments and more, while the newly painted exterior adds curb appeal and value. Situated in the prestigious community of Trilogy Verde River in the Sonoran desert, this north/south facing property on an elevated lot also backs to unobstructed green space! The spacious primary bedroom has an abundance of natural light and a huge walk in closet. A fully equipped Chef's Kitchen with a gas stove, stainless appliances and an oversized island add to the entertainment ready feel this home already exudes. Just bring your suitcase! The generously sized professionally landscaped backyard and covered patio areas are the perfect spot to relax while reading your favorite book with your morning coffee, or enjoying sunsets with a glass of wine. Added bonus: you own view of Four Peaks! The exterior of this property has recently repainted, and the two car garage DOES have space for a golf cart. At TVR, you'll be able to indulge in resort amenities, while being in close proximity to activities outdoor enthusiasts are known for visiting Arizona for; kayaking, hiking, golf, bird watching, stargazing, ATV riding, biking. Just bring your suitcase, beach towels, and golf clubs!
20209 W San Miguel Avenue
Litchfield Park, AZ 85340
$774,899
4
Beds
3.5
Baths
2,643
SqFt
Status
Active
MLS #
6784032
Property Type
Single Family Residence
Price Type
--
Open-concept, 2,627 square foot home has the perfect amount of space to in all the right places. Homesite is North/South and 9,396 square foot with an 8' double gate. 4 bedrooms + study + 3.5 bath. 3 car tandem garage plus a family foyer with a 7' long built-in backpack rack and cubbies gives much desired storage space. Your guests will be impressed by the 12' ceilings and 12' sliding glass doors with transom windows adorned above. The extended covered patio gives you extra room for outdoor entertainment and backyard is large enough for a pool. Gourmet kitchen with gas cooktop, upgraded cabinets and countertops with custom backsplash, upgraded flooring throughout; 2X6 CONSTRUCTION; EXTENSIVE NEW HOME WARRANTY.
1855 W Patton Street
Saint David, AZ 85630
$774,500
4
Beds
3
Baths
3,294
SqFt
Status
Active
MLS #
6694403
Property Type
Single Family Residence
Price Type
--
HORSE LOVERS DREAM PROPERTY on 7.5 Acres! Horse facilities include 40' X 18' Hay barn, arena &round pen are lighted, equipment storage, multiple paddocks, stalls, round pen, wash rack, tack room & a bunk house with stacker washer, dryer &1/2 bath. 3 RV hookups, 2 wells. Irrigated pastures with individual valves on Rainbirds. Charming pond is home to ducks & is often visited by migrating birds. Solar system & propane tank are owned & will transfer with sale. Gorgeous home w/4 bdrms, 3 baths, 2 fireplaces, lots of custom cabinets & gourmet kitchen. Primary bedroom suite includes gas log fireplace, patio door to front full length (12' X 79') covered porch w/Kiva fireplace, luxurious master bath w/double sinks, jetted tub and spacious step in shower. Kitchen w/2 sinks, appliance garage, wine Refrig, Granite counters, reverse osmosis at sink and custom cabinets. Formal dining room w/custom cabinets and sink. Living room features a pellet insert fireplace & more custom cabinetry. Second bedroom was previous master bedroom w/private bathroom. Third & fourth bedroom share full bath in hall. Half bath in the back patio. Master suite is on it's own heat pump, water heater & septic system. Huge pantry room off kitchen & a trophy room between that & the workshop/double garage. COME VISIT, YOU AND YOUR CRITTERS WILL FALL IN LOVE!!
250 E Voltaire Avenue
Phoenix, AZ 85022
$774,000
3
Beds
2
Baths
2,357
SqFt
Status
Active
MLS #
6742349
Property Type
Single Family Residence
Price Type
--
Welcome to your own slice of the Southwest! Nestled in the heart of the highly sought-after Moon Valley community, this eclectic home invites you to experience the vibrant spirit of Mexico. Bathed in natural light, every corner of this cherished residence exudes warmth and charm. Cozy spaces create a welcoming atmosphere, perfect for relaxing or entertaining. Step outside to your private desert oasis—a backyard retreat where you can unwind and enjoy the tranquility of the landscape. A unique oversized garage offers ample space for your vehicles, hobbies, or extra storage. This is more than a home; it's a lifestyle waiting for you.
6537 E Palm Lane
Scottsdale, AZ 85257
$774,000
3
Beds
2
Baths
1,582
SqFt
Status
Active
MLS #
6754376
Property Type
Single Family Residence
Price Type
--
Experience the ultimate in modern living in this stunning, meticulously renovated home nestled in the highly desirable Hy-View neighborhood of South Scottsdale. Step inside and be greeted by the light-filled kitchen and dining area, complete with vaulted ceilings and sleek tile plank floors. The stylish cabinets and quartz countertops, every detail has been carefully curated to create a space that is both functional and luxurious. The primary suite is a true oasis, featuring a walk-in closet and a spa-like master bath with double sinks and a glass shower. Two additional bedrooms offer versatility as home offices or workout room while the backyard is perfect for outdoor entertaining with its covered patio and pool.
4696 Rattlesnake Way
Wickenburg, AZ 85390
$774,000
2
Beds
2
Baths
2,064
SqFt
Status
Active
MLS #
6760020
Property Type
Single Family Residence
Price Type
--
Welcome to this beautifully designed 2-bedroom, 2-bathroom home, featuring a versatile den that can be used as a home office, study, or extra living space. The open floor plan is bright and airy, with large sliding glass doors that flood the living area with natural light and provide a seamless transition to the inviting outdoor space. The upgraded kitchen is a chef's delight, boasting a spacious central island, modern appliances, and ample storage, perfect for both everyday meals and entertaining. The primary suite offers a tranquil retreat with its en-suite bathroom and generous closet space. Step outside to the backyard oasis, where a covered patio with ceiling fans provides a cool spot to relax or dine alfresco. The centerpiece of the backyard is the sparkling pool, complemented by a sleek rectangular fire pit, ideal for cozy evenings under the stars. Whether you're looking for a peaceful escape or a space to host gatherings, this home offers the perfect blend of comfort, style, and functionality, set in a serene desert landscape with gorgeous mountain views.
13063 W Hummingbird Terrace
Peoria, AZ 85383
$774,000
2
Beds
2
Baths
2,111
SqFt
Status
Active
MLS #
6762409
Property Type
Single Family Residence
Price Type
--
SPECTACULAR Serenitas with amazing RESORT-LIKE BACKYARD including sparkling HEATED POOL w/fountain & SPILLOVER SPA + BUILT-IN BBQ. Relax or entertain on the HUGE covered patio with TRAVERTINE pavers surrounded by lush/mature landscaping with lighting and palm trees. Plus, PREPAID SOLAR, SOUTH-FACING orientation, and PREMIUM elevation with stone! The OPEN CONCEPT floorplan features an impressive rotunda entry and has 2BD, 2BA, plus Den/Office with PLANTATION SHUTTERS throughout. EAT-IN KITCHEN has an abundance of cabinets (some w/rollouts), stainless steel appliances including GAS cooktop, wall oven and large granite island with bar seating. The spacious great room has a built-in entertainment center with electric FIREPLACE and overlooks the backyard. The fabulous owner's suite features a BAY WINDOW, large upgraded tile shower w/premium glass door, dual vanities, and TWO CLOSETS, including a WALK-IN CLOSET. Guest room is split from the owner's suite for privacy. Garage is EXTENDED 4-FT in length and boasts epoxy floor, built-in cabinets, workstation, utility sink, and a side bump-out area for extra storage or golf cart. More extras: 10-ft ceilings throughout, reverse osmosis, NEW water softener, central vacuum, oversized pantry, and post-tension slab foundation. This home has the DREAM BACKYARD in the PRIVATE & PEACEFUL setting that you've been looking for - COME SEE! This home is located in award-winning gated, 55+ Trilogy at Vistancia with 5-star-resort style amenities at the 35,000 SF Kiva Club with indoor & outdoor pools, fitness center, day spa, cafe, billiards, meeting rooms, library, tennis courts, pickle ball, bocce ball, events & a plethora of activities to choose from. Outstanding Gary Panks-designed golf course is woven throughout the neighborhood. The Mita Club has additional community amenities. Easy access from Trilogy to the 303, shopping, restaurants, entertainment, Paloma Park, and Lake Pleasant.
5888 S Boulder Street
Gilbert, AZ 85298
$773,020
4
Beds
3
Baths
2,795
SqFt
Status
Active
MLS #
6747288
Property Type
Single Family Residence
Price Type
--
This beautiful new 2-story home features a gourmet kitchen with 30-inch gas cooktop, backsplash, upgraded extended kitchen island, pendent prewire above island, Della Terra Quartz in kitchen, upgraded cabinetry, 8 ft. slider in dining room, speaker pre-wire in great room, Spa bath with freestanding tub, double sinks at bathroom 2, upgraded bath light fixtures, soft water loop and so much more. The community has delightful amenities including a pool, spa, walking and biking paths, and more!
16439 W Alameda Road
Surprise, AZ 85387
$772,000
4
Beds
3
Baths
2,593
SqFt
Status
Active Under Contract
MLS #
6755933
Property Type
Single Family Residence
Price Type
--
*** Rare Find *** Former Lennar Model *** Private Heated Pool *** Next Gen Guest House *** 3 Car Garage *** Large Fully Fenced Backyard *** The Main home is approximately 2,000 sq/ ft with 3 bedrooms 2baths *** Guest House has separate exterior and interior entrance with its own kitchen / living room / bathroom, bedroom, laundry and private exterior patio. Guest house is approx 500+ sq/ft. *** Pictures speak for them selves. Don't miss out on this rare oppotuniy
3296 W Lyra Way
Flagstaff, AZ 86001
$770,808
4
Beds
3
Baths
1,985
SqFt
Status
Active
MLS #
6781024
Property Type
Single Family Residence
Price Type
--
NEW CONSTRUCTION to be complete March 2025. This is one of our most popular floorplans, featuring 4 bdrm, 3 bath, single level and 2 car garage. Fireplace in family room with stone to ceiling. Luxury vinyl plank flooring in traffic areas, carpet in bedrooms, and tile in bathrooms. Master bath with walk-in shower and pony wall. Energy efficient with spray foam insulation, electric car charger in garage, and prewired for solar. Escape the heat of the city and enjoy cool Flagstaff!