A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
Click Here to See What Your Home is Worth
15221 N Clubgate Drive Unit 2130
Scottsdale, AZ 85254
$770,000
3
Beds
2
Baths
1,849
SqFt
Status
Active
MLS #
6753139
Property Type
Apartment
Price Type
--
A REMODELED STUNNER 3-bed unit next to Kierland Commons, the Scottsdale Quarter, & the Westin Resort & Spa! This home has featured extensive kitchen updates opening up the area, upgrading cabinetry, adding newer stainless appliances, stone countertops, & a R.O. water system! The main living area features sleek wood-like tile, a remote-start fireplace, & a dining nook! The guest rooms are well-sized with an upgraded guest bathroom & matching stone counters! The primary suite is spacious, with his & hers custom closets, including the primary bath having matching stone counters, dual sinks, & an updated tub + shower! The home has 2 NEW AC units (3/2022), new shutters throughout, a new tankless water heater, new water softener, new smart washer + dryer, & an epoxied garage! Come see ASAP!
27305 N Gary Road
San Tan Valley, AZ 85144
$770,000
4
Beds
2
Baths
2,575
SqFt
Status
Active
MLS #
6756247
Property Type
Single Family Residence
Price Type
--
Country living at it's finest on this 1.28 acre non HOA property! Open floor plan single level 4 Bedroom, 2 Bath, extended depth 3 Car Garage! Insulated RV garage and workshop with LED Lighting & 220V power! 30' wide x 50' deep with 2 Doors 12'x12' & 12'x14'. Outdoor RV parking also with RV Gate and long driveway with tons of parking! Beautiful fenced salt water pool with water feature! Extended alumawood trellis off patio with built-in BBQ, ! Mature Landscaping including over 17 Fruit Trees. 15k in new windows with lifetime warranty 2021, custom blinds and shutters 2021, remodeled guest bath 2021, new toilets 2021, new attic insulation 2023, new pool filter 2022, new water heater 2023, new sprinkler valve box 2022, whole house water softener 2021, RO system 2021. Come and tour today!
5251 N 106th Avenue
Glendale, AZ 85307
$770,000
3
Beds
2.5
Baths
2,148
SqFt
Status
Active
MLS #
6759991
Property Type
Single Family Residence
Price Type
--
Your chance to own a property in the non-HOA community of Camelback Farms has arrived! Located 3 blocks away from the Dodgers/White Sox training facility & 2 miles from the Cardinal Stadium, be close to the action & entertainment! A 1- Acre (51,819 sqft) & a well-cared for irrigated property with 3 Beds & 2.5 Baths at 2,148 sqft, there are so many possibilities! Inside you will find the charm of a unique floor plan, with great sized bedrooms & spacious closets! Outside you'll find trees such as pecan trees & lush green grass lawn with plenty of room for whatever fits your vision! With a separate two-car garage, enjoy space for your vehicles & supplies. HVAC replaced in 2014 & roof done in 2013. Properties with this price don't come to the market often! Make an offer today
8612 W Mary Ann Drive
Peoria, AZ 85382
$770,000
4
Beds
2.5
Baths
2,946
SqFt
Status
Active
MLS #
6760885
Property Type
Single Family Residence
Price Type
--
MOTIVATED SELLER - LARGE HOUSE/LOT - POOL/SPA - GREAT LOCATION! Nestled in the highly desirable Fletcher Heights neighborhood of north Peoria, this impeccably maintained single-level home features north/south exposure, a split floor plan, and sought-after upgrades. With impressive curb appeal, it showcases stone veneer, high-quality artificial turf, and custom walkways leading to a front door adorned with stunning transom windows. As you step inside, you'll be greeted by a great room that boasts natural wood flooring, soaring 10' ceilings, and large windows that flood the space with light. Adjacent to the great room is a spacious home office that can easily serve as a fifth bedroom. The gourmet eat-in kitchen is equipped with Andersen windows, an oversized island with a breakfast bar, granite countertops, dual wall ovens, stainless steel Energy Star appliances, a gas cooktop, rollout cabinets, a walk-in pantry, and a reverse osmosis system. This kitchen seamlessly connects to the family room, which features a cozy gas fireplace and French doors that lead to a spectacular backyardtruly an entertainer's paradise! The backyard offers an expansive covered patio with custom stamped acrylic epoxy concrete and a pavered extension, a built-in BBQ grill, a sparkling pebble tech heated pool and spa, artificial turf, and a putting green. Additional highlights include fruit trees, a large paved side yard with a storage shed, and a 10' RV gate. An in-ground fertilizing system keeps the landscaping in pristine condition, while a French drain system effectively redirects rainwater away from the home. The spacious primary bedroom and ensuite bath feature natural wood floors, plantation shutters, a jetted garden tub, a separate shower, a dual vanity, a private water closet, and a roomy walk-in closet. On the opposite end of the house, three generous guest rooms await, each with plantation shutters and ready to be personalized. Smart home features allow control of the thermostat, pool/spa heating and lighting, landscape lights, and garage door openers from your phone. Additional features include crown molding and ceiling fans throughout, 3 and 4-ton Carrier A/C units installed in 2019 and window screens for added sun protection. Retractable/disappearing screen doors on the front and back doors off the family room enhance airflow. This amazing find is within walking distance to shopping, restaurants, multiple Parks, excellent schools, sporting events, golf, and offers easy access to Loop 101 freeway.
1275 E Stetson Lane
Coolidge, AZ 85128
$770,000
3
Beds
2.5
Baths
2,688
SqFt
Status
Active Under Contract
MLS #
6724974
Property Type
Single Family Residence
Price Type
--
****Seller Offering VA Assumption at 2.875% on existing mortgage balance. Buyer does NOT need to be a Veteran to assume this loan.**** Welcome to your dream home! This custom-built 3-bedroom, 2.5-bathroom house, completed in 2019. Nestled on a generous parcel of land with convenient flood irrigation, this is perfect for horse enthusiasts. The gourmet kitchen features self-closing Notty alder wood cabinets and drawers, an oversized nearly 6-foot island with extra storage, a gas range with pot filler, and a tankless water heater. Luxurious details include tile-planked wood floors, 8-foot solid wood doors throughout, and a huge master suite with a tiled walk-in shower and heat control. Additional amenities include granite counters in all bathrooms, a Jack & Jill bath with double sinks, a powder room, a wet bar. The home's energy efficiency is enhanced by a solar system, interior wall insulation and exterior foam insulation. Enjoy outdoor living with a firepit in the backyard, garden beds, and a fully landscaped front yard adorned with beautiful desert plants. Backyard patio is pre-plumbed with gas lines for outdoor grill. With two driveways, 3 car garage, and an RV gate, access is never an issue. Don't miss this exceptional property that seamlessly blends luxury, functionality, and ample space!
6425 N 79th Street
Scottsdale, AZ 85250
$770,000
3
Beds
2
Baths
1,437
SqFt
Status
Active
MLS #
6775640
Property Type
Single Family Residence
Price Type
--
Don't miss this fully renovated 3 bedroom 2 bath home in Scottsdale's golf course community! Brand new flooring, custom cabinets and quartz countertops, all new tile, new internal and external paint, new water heater, wood fireplace, wood beam vaulted ceiling, recoated roof and so much more. No detail was spared. Equipped with all new Delta plumbing fixtures, top of the line Samsung Bespoke appliances including refrigerator and wine fridge, as well as carefully selected designer finishes. Includes a front door keypad for convenient access. Mountain and golf course views all around. Close to Old Town Scottsdale and lots of great restaurants. This home is a great place to host guests and also be your own personal haven.
11139 W Venturi Drive
Sun City, AZ 85351
$769,999
3
Beds
3
Baths
2,825
SqFt
Status
Active
MLS #
6764657
Property Type
Single Family Residence
Price Type
--
Incredible home on over an acre lot sitting on a private cul-de-sac! A circular driveway, 2-car garage, RV parking space, and RV gate are just the beginning. This one-story gem offers a delightful interior with ample living spaces that provide endless entertainment possibilities. The kitchen is fully equipped with the essential appliances for your cooking. The main bedroom is a true retreat with its own bathroom that ensures a very private space. In the backyard, you'll find a cozy patio for relaxing evenings and a detached casita for your guests. Plus, plenty of space for all your horses or small animals to frolic in the field. Don't wait! ~ Main House 1911sqft + Casita 914sqft.
3470 W Jasper Drive
Chandler, AZ 85226
$769,999
4
Beds
3
Baths
2,959
SqFt
Status
Active Under Contract
MLS #
6744032
Property Type
Single Family Residence
Price Type
--
Rare chance to own in Valencia- this floorplan has not been available for quite some time. Major remodel done around 2008-2009 with high-end finishes- hardwood flooring, upgraded low-e windows everywhere except kitchen and fm room, custom shutters t/o, custom hand-stained and hand-distressed cabinets t/o, added and upgraded lighting, custom granite counters, custom shower glass, and more. All appliances stay. 2024 all new carpet and ext paint, int paint refreshed too. 4 full beds plus a den/office and lots of closet space. Trane HVAC units. Outside is a paradise with a welcoming front yard, beautifully landscaped. Backyard has a fantastic pool, built-in BBQ area, beautiful stone work, citrus trees, and tons of side yard space with a double gate. And you know this area- Kyrene Schools, easy access to 4 freeways, easy drives to ASU, Sky Harbor, ++. Welcome home!
2140 W Clearview Trail
Anthem, AZ 85086
$769,999
6
Beds
2.5
Baths
3,361
SqFt
Status
Active
MLS #
6759009
Property Type
Single Family Residence
Price Type
--
Take a look at this Spectacular Anthem home, which has everything you could ask for. It comes with 2 newer A/C units and solar panels owned outright for low electric bills. The house is ideally located with no neighbors behind, view fencing, and stunning mountain views. The backyard is a beautiful oasis with a heated pebble tec play pool and spa, a covered patio, and a misting system. The home has a grand exterior with a 3-car garage, a stone facade, and a front patio with flagstone flooring. As you enter the home, you'll find a formal living and dining room with expansive ceilings, tile floors, and neutral paint. The kitchen is an entertainer's dream with a large island, granite counters/backsplash, stainless appliances, and extended upgraded cabinets with hardware and a desk. The great room is directly off the kitchen with a custom built-in entertainment center. The primary suite is downstairs with an exit to the backyard, an ensuite bathroom, dual sinks, a separate shower/tub, and a walk-in closet with a custom closet system including a safe cabinet. There is an additional room/office downstairs, a half-bath, and a laundry room. The large garage has epoxied floors, a soft-water system, a central vac, built-in cabinets, and above-head storage. Upstairs, you'll find 4 bedrooms and a large closed-off flex area that had an option to be a secondary primary. This home is a must see!
35703 N Geode Way
San Tan Valley, AZ 85144
$769,995
4
Beds
3.5
Baths
2,880
SqFt
Status
Active
MLS #
6768894
Property Type
Single Family Residence
Price Type
--
The Lockhart's covered porch and foyer open onto the expansive great room, casual dining area, and desirable large covered patio beyond. The well-equipped kitchen is complete with a large center island, plenty of counter and cabinet space, and walk-in pantry. The primary bedroom suite is enhanced by an enormous walk-in closet and deluxe primary bath with dual-sink vanity, large soaking tub, luxe shower with seat, and private water closet. Central to a generous flex room, the ample secondary bedrooms feature sizable closets, one with private bath, two with shared bath with separate dual-sink vanity area. Additional highlights include a convenient powder room and drop zone, central located laundry and additional storage.
3232 W Peak View Road
Phoenix, AZ 85083
$769,990
4
Beds
3
Baths
2,649
SqFt
Status
Active
MLS #
6771847
Property Type
Single Family Residence
Price Type
--
Ask about special financing with preferred lender! This single-level home showcases Lennar's signature Next Gen® suite ideal for multigenerational living. The suite includes a one-car garage, separate entrance, living space, kitchenette, bedroom and bathroom. In the main home, an open floorplan allows for effortless transition between the Great Room, kitchen and dining room, with access to the covered patio through sliding glass doors. The luxe owner's suite is situated at the back of the home, while two secondary bedrooms are comfortable and private retreats. Photos are renderings of a model home, not the actual home.
21960 E Twin Acres Drive
Queen Creek, AZ 85142
$769,990
4
Beds
3
Baths
2,604
SqFt
Status
Active
MLS #
6760588
Property Type
Single Family Residence
Price Type
--
Wow! This amazing home has it all with a guest suite and plenty of room for all the toys. Madera West estates is conveniently located to all that Queen Creek has to offer. Minutes from the brand new Costco, Schnepf Farms, Queen Creek Market Place and the Queen Creek Olive Mill.