A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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26239 N 45th Place
Phoenix, AZ 85050
$769,000
4
Beds
2.5
Baths
2,207
SqFt
Status
Active
MLS #
6783675
Property Type
Single Family Residence
Price Type
--
Welcome to your new home in Tatum Highlands! This beautiful 4-bed, 2.5-bath home is now on the market! Discover a welcoming living room with high ceilings, a bay window, a soothing palette, and attractive wood-look tile flooring. The great room features an inviting fireplace for intimate gatherings with loved ones. The kitchen includes granite counters, plenty of wood cabinetry, recessed lighting, stainless steel appliances, a pantry, and a peninsula with a breakfast bar for casual dining. The main bedroom provides cozy carpeting, a quaint sitting nook, an ensuite with dual sinks, and a walk-in closet. Enjoy quiet afternoons in the backyard oasis with a covered patio, a built-in BBQ, a shed for additional storage, and a sparkling pool.
1450 S Central Drive
Chandler, AZ 85286
$769,000
5
Beds
3.5
Baths
3,462
SqFt
Status
Active Under Contract
MLS #
6739107
Property Type
Single Family Residence
Price Type
--
Beautiful 5 bed 3.5 bath home in ideal Chandler location. Enter home to light & bright, expansive dining & living room area with featured lighted wood wall. Walk through to back of home to find model gourmet kitchen with upgraded granite countertops, large kitchen island, gas stove, beautiful white cabinets, upgraded lighting & eat in kitchen area. Family room opens to kitchen & possesses beautiful large picture windows w/ backyard view, stone wall & fireplace, bar & billiards exemplary for large gatherings. Downstairs also contains a 1/2 bath, lg storage closet & bedroom 5, with walk in closet, & attached bath making a great guest suite. Upstairs discover all new carpet throughout, Massive Primary Bedroom w/ large upgraded bath, dual sinks, vanity, large walk shower and separat tub, and immense walk in closet. 3 additional oversized bedrooms upstairs all have walk in closets and share upgraded secondary bath with dual sinks, vanity and walk in shower. Tranquil Backyard has extended patio, large shade trees and beautiful landscaping. All of this just steps to community park and close to all amenities, highways, and Chandler schools.
30367 N 130th Drive
Peoria, AZ 85383
$769,000
2
Beds
2
Baths
1,926
SqFt
Status
Active Under Contract
MLS #
6767134
Property Type
Single Family Residence
Price Type
--
This SPECTACULAR FORMER MODEL home is Truly Special!! Steps from the Mita Club, OWNED SOLAR & GOLF CART GARAGE! The paver lined driveway & paver entry invites you into PURE LUXURY. Step inside this PRISTINE home w/high-end finishes & designer touches t/o. You will love the open floor concept w/a CUSTOM RECLAIMED WOOD ACCENT WALL in the entry & CUSTOM stone wall in the dining area. GOURMET kitchen features SS built-in appliances including BUILT-IN REFRIGERATOR, induction cooktop, SS hood vent, STUNNING C-TOPS, staggered cabinets w/larger crown molding/glass fronts/roll-outs, wine/bev fridge, under cabinet lighting, designer backsplash, reverse osmosis, solar tube & WOOD BEAMS. The adjacent spacious great room has wood beams, ROLLING WALL of glass that brings the outdoors inside & leads to the patio. Extended dining area w/DECORATIVE WALL, ROLLING WALL OF GLASS & CUSTOM lighting overlooks the backyard oasis. Office/den w/CUSTOM DESK - BOOKSHELVES & can lighting is open to the great room. SMART SPACE is very versatile & has an abundance of cabinets for storage, two desks, under cabinet lighting, large counter space, sink & pantry - perfect for crafts. Owner's suite w/eased bay window, BARN DOOR, can lighting, quartz c-tops, oversized tile shower to ceiling w/rolling glass door - hand spray, framed mirrors & double sinks. Large second bedroom w/can lighting off of the second bath - highly upgraded w/custom tile & stone c-tops as well. Step outside to your SENSATIONAL private resort w/MOUNTAIN VIEW & enjoy entertaining in the fully-fenced backyard & w/extensive travertine pavers, covered patio w/mounted TV, synthetic grass, mature landscaping w/palm trees & lighting, raised planter gardens, built-in BBQ, power shade & L shape fire pit!! This REMARKABLE Home is truly ONE-OF-A-KIND!! Additional upgrades: exterior stone accents, custom window coverings, alarm system, ceiling fans/lighting, larger baseboards, interior doors, solar tube in entry, epoxy floors & outdoor garbage enclosure. List of furniture for sale (separate Bill of Sale) in documents tab. This home is located in award-winning gated, 55+ Trilogy at Vistancia with 5-star-resort style amenities at the 35,000 SF Kiva Club with indoor & outdoor pools, fitness center, day spa, cafe, billiards, meeting rooms, library, tennis courts, pickle ball, bocce ball, events & a plethora of activities to choose from. Outstanding Gary Panks-designed golf course is woven throughout the original part of the neighborhood. The Mita Club has additional outstanding community amenities. Easy access from Trilogy to the 303, shopping, restaurants, entertainment, Lake Pleasant & Paloma Park, Peoria's huge community park loaded with amenities.
9766 E Thatcher Avenue
Mesa, AZ 85212
$769,000
4
Beds
3
Baths
2,429
SqFt
Status
Active Under Contract
MLS #
6773362
Property Type
Single Family Residence
Price Type
--
AWESOME! SINGLE STORY on Corner Lot, 4 Bedroom/ 3 Bath, 3 Car Tandem Garage, Pool, Built-in BBQ, fire pit, OWNED SOLAR$$ Located in Eastmark's Gated community-Innovation Park. This highly upgraded home sits on a corner lot w/ no home beside or behind! Private gated courtyard entry. Great-room/ Open-concept, 3 way split floorpan-Beautiful Chef's Kitchen boasts 42'' white staggered cabinetry w/ crown molding, soft close drawers, pull out shelves, farmhouse sink, over-sized island w/ NEW QUARTZ countertops & custom backsplash, SS appliances, 5-gas burner stove, custom glass pantry door. Wood plank luxury vinyl flooring in all main areas, tray ceiling, plus custom wall treatment! 10ft ceilings & 8ft doors thru-out, custom valences & window shades, upgraded lighting & fans. Master ensuite has dual vanities, separate shower & soaking tub w/ NEW Custom tile! An Entertainer's Dream featuring an additional side patio/courtyard, PLUS gorgeous backyard retreat w/ travertine tile deck surrounding a gorgeous pebble-tech play-pool w/ peaceful waterfall feature, BBQ island & fire fit w/ granite top, synthetic grass! Professional grade misting systems in both outdoor retreats! What an AMAZING FIND!! Save $$$$$$ with your OWNED SOLAR !! Bills for Sumer were $169- $180 Winter $60- $80 **Eastmark Community Amenities!! ~ Amenities
3074 Brooks Range --
Prescott, AZ 86301
$769,000
3
Beds
3
Baths
2,204
SqFt
Status
Active
MLS #
6576511
Property Type
Single Family Residence
Price Type
--
With a compelling offer, the seller is prepared to contribute to the buyer's interest rate buy-down or concessions. Discover this exquisite three-bedroom, three-bathroom residence in the serene Prescott Lakes neighborhood, offering panoramic views that stretch to the majestic San Francisco Peaks. Recently upgraded with $150,000 in improvements, this home features elegant hardwood and tile flooring throughout. The chef's kitchen is a highlight, boasting a walk-in pantry, quartz countertops, and a large island, ideal for social gatherings. The generous master suite includes patio access, a luxurious jetted tub, a walk-in shower, and a spacious walk-in closet equipped for a washer and dryer, adding convenience to this beautiful home. Prescott Lakes is an elite community of 1,500 homes surrounding a 210-acre, championship golf course designed by Hale Irwin. Community Details: The 12,000 square foot Athletic Club includes a gym, both indoor and outdoor swimming pools, tennis and pickle-ball courts, and social spaces. The clubhouse offers exceptional views and houses a bar, dining area, pro shop, and multiple meeting rooms.
3060 N Ridgecrest Street Unit 136
Mesa, AZ 85207
$769,000
5
Beds
3
Baths
2,968
SqFt
Status
Active
MLS #
6687064
Property Type
Single Family Residence
Price Type
--
PRICE REDUCED! This spectacular floor plan provides added versatility that showcases a bedroom and guest suite quarters with full bath on the main floor. Updated kitchen and bathrooms boast quality granite, newer fixtures & neutral textiles throughout. A contemporary touch to the kitchen offers SS appliances, a chef's Viking gas range & the addition of a wine fridge making this space positively ready to host family & friends. Some new flooring throughout of the house, open-& spacious making this home ready to move in. This private backyard is uniquely designed to enjoy the desert living, lush landscape, paved walk ways and a true garden setting. Located in the center of the community, walking distance to the community pools, parks, spa, golf, tennis, pickleball, hiking/biking trails, A+ amenities + schools at your fingertips! NEW Interior Paint and some flooring installed = move-in ready!
437 E Marconi Avenue
Phoenix, AZ 85022
$769,000
4
Beds
3
Baths
2,012
SqFt
Status
Active
MLS #
6700180
Property Type
Single Family Residence
Price Type
--
RECENT PRICE IMPROVEMENT & BEST VALUE IN MOON VALLEY! 4 bdrm, 3 ba - NO HOA! Great living space ready to move in and make your own. SPECTACULAR front & backyard. Pool/spa & mountain views. Lovely corner lot w/huge curb appeal. Sparkling pool & spa w/energy-efficient pumps. Bright, spacious open floor plan. Tall, vaulted ceilings. Home office built into a bedroom. Stainless steel kitchen appliances, pull-out drawers, remodeled bathrooms; luxury vinyl flooring, smart thermostat, well-maintained newer roof with warranty. Digital programmable lights surround home at roof eaves (a $9K upgrade). Private, large back yard features diving pool w/ optional safety fence that inserts into patio area. Lighted hot tub spa, artificial turf, covered patio. Fabulous landscape & outdoor ambiance-SEE PHOTOS
3143 E Tiffany Way
Gilbert, AZ 85298
$769,000
4
Beds
2.5
Baths
2,702
SqFt
Status
Active
MLS #
6759212
Property Type
Single Family Residence
Price Type
--
Welcome to 3143 Tiffany, perfectly situated on an enviable corner lot in the fabulous neighborhood of Shamrock Estates! From the moment you step through the expansive front foyer, you'll be greeted by the warmth of the real wood floors and the meticulously designed open layout. At the heart of the home is a gourmet kitchen that features granite countertops, staggered cabinetry, a premium R/O water filtration system, a gas cooktop, and double wall ovens—perfect for preparing memorable meals. With 3 spacious bedrooms, an office, and a generously sized bonus room that also works as a 4th bedroom, this home has abundant space for everyone.The primary suite is a serene retreat, offering a custom walk-in closet, an enlarged, fully remodeled shower, and dual vanities that blend style with functionality. Enjoy year-round comfort in the Arizona sunroom, seamlessly connecting indoor and outdoor living spaces. Step outside into your own private resorta backyard paradise featuring a stunning swimming pool, custom gas fire pit, and an array of vibrant fruit trees (including orange, pink grapefruit, lemon, lime, and mandarin orange). Entertain effortlessly with the spacious pergola-covered patio and extensive paver-lined walkways. This home has had numerous upgrades, including updated bathrooms, shutters, a revamped laundry room, and a newly installed hot water heater. The attention to detail extends to the exterior, where the front entry has been beautifully redesigned and extended. Located in a vibrant community, Shamrock Estates offers five parks, basketball and sand volleyball courts, and scenic walking trails. Plus, you're zoned to the prestigious Chandler ISD, with the convenience of walking to CTA Freedom Elementary!
1505 E Elysian Pass
Queen Creek, AZ 85140
$769,000
2
Beds
2.5
Baths
2,304
SqFt
Status
Active
MLS #
6728061
Property Type
Single Family Residence
Price Type
--
This is a stunning Captivate model in the lovely Encanterra Country Club community. From the street you will notice the attention to detail with many uncommon features and upgrades. The home has solar power under the Shea Xero 20 year prepaid lease, a resort back yard with heated/chilled pool, covered patio and custom fireplace. As you enter, you will notice wood plank style tile laid on bias throughout the living areas. The large second bedroom/casita has a private bath with walk in shower, private living space and a separate entrance from the front patio. The spacious main suite has plenty of room for large furniture, private bath and custom walk in closet. The upgraded kitchen features a granite island with gas cook top, stainless-steel built-in appliances, upgraded cabinets and custom backsplash. The upgrades don't end in the kitchen --- plantation shutters, neutral tile plank flooring, beautiful tile work in the 2.5 bathrooms, doors for privacy in the den/office, door to smart space along with an outside access side door.
6952 S Black Hills Way
Chandler, AZ 85249
$769,000
5
Beds
4
Baths
3,753
SqFt
Status
Active
MLS #
6734920
Property Type
Single Family Residence
Price Type
--
Welcome back to this stunning 5-bedroom, 4-bath home in Chandler's prestigious Sun Groves community—now updated with a brand-new roof and beautiful tile flooring throughout the first floor! Perfect for a growing family seeking space, comfort, and style, this home offers a thoughtfully designed layout featuring a formal dining room, private courtyard, spacious loft, two laundry areas, and a 4-car tandem garage with private storage. Inside, the open-concept kitchen shines with ample cabinetry, an island, granite countertops, and stainless-steel appliances, all adjoining a cozy formal dining space. A spacious bedroom and full bath are conveniently located downstairs. Upstairs, the grand owner's suite includes a sitting room, balcony, separate vanities, a soaking tub, a walk-in showe and an expansive walk-in closet. An additional suite-like bedroom adjoins the loft with its own bath, while two more bedrooms share a Jack & Jill bath. Outside, step into your own backyard oasis featuring a refreshing pool, a flagstone-covered patio, a built-in BBQ, and easy-maintenance turf for year-round enjoyment. This home is nestled in a picturesque community with mountain views and is part of one of Arizona's top-rated school districts. Living in Chandler means quick access to top employers in the tech, medical, and aerospace fields, as well as nearby dining, entertainment, shopping, and major highways. With Chandler's steady home value appreciation, this property is a prime investment opportunity. Don't waitcome see this beautiful home for yourself!
26747 N 127th Drive
Peoria, AZ 85383
$769,000
2
Beds
2
Baths
2,141
SqFt
Status
Active
MLS #
6744483
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home! This exquisite property boasts meticulous upkeep and a series of luxurious updates designed for both comfort and elegance. As you approach, you'll be greeted by a charming front courtyard, ideal for welcoming guests and setting the tone for the exceptional experiences to come. Step inside to discover a gourmet kitchen that is a chef's paradise. It features the Birchfield Touch-less faucet, and granite countertops, complemented by upgraded cabinets and top-of-the-line stainless steel appliances. The study boasts the custom Darby Silhouette Deluxe Electric Wine Coolers as well as ample space for an office or bedroom. The master suite is a serene retreat, offering a spacious bedroom with new carpet and a lavish bath. Enjoy the convenience of a walk-in closet and the privacy of a well-designed suite. Outside, the private backyard is an entertainer's haven. Dive into the heated pool or unwind in the spa, both sheltered by a privacy trellis. The outdoor kitchen, complete with a remote control awning, ensures you can host gatherings in style regardless of the weather. The amplified lot landscaping includes lush fruit trees, enhancing the beauty and utility of your outdoor space. Every detail of this home has been thoughtfully designed to provide comfort, style, and functionality. Don't miss the opportunity to make this stunning property your own.
8245 E Bell Road Unit 240
Scottsdale, AZ 85260
$769,000
3
Beds
2
Baths
1,819
SqFt
Status
Active
MLS #
6762520
Property Type
Townhouse
Price Type
--
This gorgeous townhome is 100% turn-key w/ a fantastic location in gated community! Unit comes fully furnished and there are no short term rental restrictions here! Features include spacious kitchen w/ stainless steel appliances, breakfast bar and eat in kitchen. Home is light & bright w/ soaring ceilings, large living room w/ fireplace & bar area, and beautiful mountain views. Huge primary bedroom & bath w/ tiled shower, double sinks and his & her closets. 2 nice size additional rooms w/ ceiling fans and large closets (flooring for these rooms in garage). Relax on your private covered patio overlooking park w/ mountain views. Enjoy a 2 car garage with indoor access. Wonderful location offers an abundance of golf, hiking and fine dining options, w/ Sky Harbor about 20 minutes away.