Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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4759 S Pluto -- Mesa, AZ 85212

$764,900

3 Beds

2.5 Baths

2,703 SqFt

Status Active

MLS # 6764338

Property Type Single Family Residence

Price Type --

STUNNING 3 BEDROOM HOME with TWO LARGE BONUS SPACES. Welcome to your dream home in the heart of Mesa's sought after Eastmark Community. This beautifully upgraded 2,703sf home offers 3 spacious bedrooms, 2.5 baths, plus two versatile bonus spaces- perfect for an office, playroom, or guest quarters. Built in 2021, this nearly-new property boasts modern finishes and more than $100,000 in builder upgrades throughout. Elegant wood-look tile flooring and fresh paint create an inviting atmosphere. The gourmet kitchen features a massive pantry, high-end cabinetry, and ample counter space ideal for entertaining or everyday living. A large sliding door opens up to a true outdoor oasis. Almost $100,000 was invested in the luxurious gas-heated pool, therapy spa and expansive travertine pool decking. This space is perfect for relaxation and hosting under the Arizona sun. Located near major data centers like Apple and Facebook, this home is surrounded by all the perks of the Eastmark lifestyle. The Mark has a heated community pool, splash pad and game room that is free for residents. Enjoy the skate park, walking and biking paths, multiple playgrounds, and fishing at the community pond. There are plenty of community events to keep on your calendar as well. Modern luxury + an unbeatable location + a vibrant and growing community = a home that won't be on the market for long. Come take a look!

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4555 Fletcher Court Wickenburg, AZ 85390

$764,900

2 Beds

2 Baths

1,976 SqFt

Status Active Under Contract

MLS # 6770696

Property Type Single Family Residence

Price Type --

PREPARE TO BE WOW'D BY THIS HIGHLY UPGRADED NICE PLAN! Features include ie: owned Solar System, beautiful pool, fully fenced backyard w/ snake fencing, 2- Pergolas w/ lights & fans, TO ENOY THE VIEWS! Added privacy fencing & plantings, extended paver patio, fully automatic exterior shade screens for the large covered patio. 3-Car garage + built-in storage cabinets along with a garage mini-split. This is just the exterior! Come inside and enjoy a soft gray color palette soothing to the senses. You will love the kitchen w/ granite tops, all stainless appliances, gas cooktop, walk-in pantry & breakfast bar. Spacious primary bedroom with beautiful bath. Great RM w/ sliding wall of glass, separate dining area, laundry w/ smart space. Come & enjoy the lifestyle at WR.

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8548 E Windsor Avenue Scottsdale, AZ 85257

$764,900

4 Beds

2 Baths

1,871 SqFt

Status Active Under Contract

MLS # 6773551

Property Type Single Family Residence

Price Type --

Step into 8548 E. Windsor and you will be greeted by its beautifully remodeled bright and airy floor plan. The open kitchen features stainless steel appliances, quartz countertops, and a large island overlooking both the living and dining. The home boasts four generously sized bedrooms. Among them is the secluded Primary addition which is accessed along a private hallway with its own spacious bathroom and walk-in closet. The lush backyard oasis features a pool built in 2019 with a large baja entry and plenty of space for entertaining on the large travertine patio. This home is situated on a corner lot only minutes away from everything South Scottsdale has to offer. This quiet neighborhood is close to Old Town Scottsdale, freeways, Spring Training, golf, shopping and dining.

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106 E Libra Place Chandler, AZ 85249

$764,900

4 Beds

2.5 Baths

2,468 SqFt

Status Active Under Contract

MLS # 6774553

Property Type Single Family Residence

Price Type --

Welcome to this barely lived in 4 bed/ 2 1/2 ba home in the highly desirable gated community of Asher Pointe. Built in 2022 the sprawling ranch split floor plan offers tile floors, high ceilings, an open kitchen floor plan, with stunning Quartz countertops, a huge hosting island w/ bar seating, and large spare bedrooms. The Primary bedroom sits toward the back of the home w/ a door leading out to the beautifully designed, low maintenance backyard w/ travertine pavers & turf. Don't forget to check out the Den space which sellers chose to convert into their very own media room for family entertainment! This home just had its 1 year builder walk-though touchups completed, so is looking brand new and offers a spacious tandem 3 car garage. You won't want to miss out on this Gem

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32321 N 133rd Drive Peoria, AZ 85383

$764,500

4 Beds

2.5 Baths

2,569 SqFt

Status Active

MLS # 6713932

Property Type Single Family Residence

Price Type --

SOAK UP THE SUN! This beautiful Ravenna floor plan is located on a desirable homesite with panoramic mountain views. Beautiful Spool and Pergola back yard with Turf. The chef's kitchen features white cabinets, granite/quartz counters and stainless-steel appliances with a gas 5 burner cooktop Farm House sink and walk-in Pantry. The owner's suite boasts a walk-in super shower with Standard and Rain Shower heads, double sinks, and LARGE walk-in closet. 3 additional bedrooms and a BONUS room allows for plenty of space including a 3 vehicle garage with Tesla charger. Larger laundry room with Washer and Dryer included. Enjoy watching sunsets on the mountains while you cool of in your amazing backyard.

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859 E Oakland Street Gilbert, AZ 85295

$764,400

5 Beds

3 Baths

3,348 SqFt

Status Active

MLS # 6756986

Property Type Single Family Residence

Price Type --

Great home in the heart of Gilbert!! Close to EVERYTHING!!! Schools, San Tan Mall, Shopping, restaurants, Movies, Parks and Freeway!! Talk about Location, Location, Location!!! Great floor plan with plenty of room for entertaining and gathering!! Updated kitchen with quartz countertops that boast lots of counter space, kitchen overlooks large family room! Former Living room with formal dining that has french doors that can be used for Office/Den! Huge enclosed bonus room over the garage! Large Master bedroom with 2 closets! Great backyard with RV gate and concrete pad on side of yard, refreshing play pool with plenty of room in the grass yard and fire pit! AC units, Water heater, and pool pump all newer that 3 years! Natural gas water heater, home heater & fireplace! This home is so Clean and ready for a great new owner!! Great area and great neighborhood!!

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208 W Portland Street Unit 257 Phoenix, AZ 85003

$764,000

2 Beds

2 Baths

1,659 SqFt

Status Active

MLS # 6716506

Property Type Apartment

Price Type --

Experience the best of downtown living at Portland Place, one of the premier buildings in the area. Nestled between two parks, this rare corner unit features travertine floors throughout and NE views overlooking the Japanese Friendship Garden and Margaret T. Hance Park. The spacious, light-filled layout includes a split 2-bedroom floor plan, open island kitchen, & large living room. The wrap-around balcony offers ample room for outdoor relaxation. Amenities at Portland Place include a rooftop pool, gym, beautiful lobby, and underground parking. Located within walking distance to restaurants, coffee shops, one of the best Jazz Clubs in America, a Farmers Market, Roosevelt Row Art district, & the light rail. Portland Place offers unparalleled convenience and urban living at its finest.

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7305 N 181st Avenue Waddell, AZ 85355

$764,000

3 Beds

2 Baths

2,188 SqFt

Status Active

MLS # 6732074

Property Type Single Family Residence

Price Type --

Charming and tasteful 3 bedroom 2 bath home with a pool on almost 2 irrigated acres AND an additional 16x12 (180 sq ft that is not included in the 2188 sq fts) DETACHED OFFICE with AC! This home offers a remodeled kitchen with bright white cabinetry and granite counters and new stainless steel appliances, updated baths with new vanities and flooring, solid surface flooring throughout (NO CARPET), a large family room and formal living room plus additional flex space. The fully fenced Pebble Tec pool has been resurfaced with updated equipment. New roof 2021, new AC units in 2022, and added pickleball court. This property offers flood irrigation, rain soft water softener, mature trees and is fully fenced. A property like this is sure to go quickly in the highly desired rural community of Clearwater Farms. Come experience country life just outside the city!

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8340 E Inca Street Mesa, AZ 85207

$764,000

4 Beds

3 Baths

2,383 SqFt

Status Active

MLS # 6741850

Property Type Single Family Residence

Price Type --

Welcome home to this exquisite residence nestled in the highly coveted MONTEBELLA AT MOUNTAIN BRIDGE gated community. Meticulously maintained as a part-time residence, this home offers a pristine living experience with a fantastic floor plan. As you step inside, you'll find a first-floor bedroom and bathroom, providing flexibility and convenience. The second level boasts a spacious primary suite with a luxurious bathroom, alongside two additional bedrooms, another bathroom, and an oversized loft area, perfect for relaxation or play. Situated on a stunning premium lot, this home features a backyard oasis complete with a BBQ area, firepit, sparkling pool, and jacuzzi, all backing up to a serene greenbelt. It's an ideal setting for outdoor gatherings and private relaxation. The MOUNTAIN BRIDGE community offers a wealth of amenities through its HOA, including access to a heated pool and spa, a modern workout facility, pickleball and tennis courts, disc golf, and exclusive use of the MB Owner's Club. This club features a covered patio with a fireplace, live entertainment, and a variety of group activities and clubs, ensuring there's always something to enjoy right at home. Conveniently located with easy access to Sky Harbor and Gateway Airports, this home also offers proximity to a wealth of outdoor activities including hiking, biking, kayaking, and tubing. For urban adventures, Tempe Marketplace, Old Scottsdale, and Scottsdale are just a short drive away, offering endless options for dining, shopping, and entertainment. Don't miss out on this opportunity to own a like-new home with numerous upgrades in one of Mesa's most desirable communities. Discover the epitome of Arizona living at MONTEBELLA AT MOUNTAIN BRIDGE.

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10129 E Strobe Avenue Mesa, AZ 85212

$763,000

6 Beds

4.5 Baths

4,147 SqFt

Status Active

MLS # 6698389

Property Type Single Family Residence

Price Type --

Oversize home feature flexible floorpan with 6 bedrooms, den/office, loft, 4.5 bathrooms, and 3-car tandem garage with epoxy flooring. 9 ft high ceilings, recessed lighting, pre-wired surround sound, and plenty of natural light. Great room and kitchen with beehive fireplace, large island with breakfast bar, stainless appliances, and dining room are perfect for family or entertaining. One bedroom and den/office downstairs. Upstairs, primary suite has dual vanities, soaking tub, walk-in shower, and walk-in closet, and additional bedrooms are generously sized. Backyard with covered patio is ready for your imagination. Eastmark community benefits include: Community Center, community pool, the Great Park with a splash pad, lake, parks, trails, and more!... Eastmark offers Community Center, community pool, the Great Park with a splash pad, lake, parks, trails, and more!

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8743 E Bonita Drive Scottsdale, AZ 85250

Open House

$762,000

3 Beds

2 Baths

1,591 SqFt

Status Active

MLS # 6735351

Property Type Single Family Residence

Price Type --

Seller may consider buyer concessions if made in an offer. Welcome to your dream home in a perfect location near Chaparral park and Old Town Scottsdale! Step inside to a fresh interior with a neutral color paint scheme and partial flooring replacement. The living room features a cozy fireplace, perfect for those chilly evenings. The kitchen is a chef's delight with all stainless steel appliances and an accent backsplash. The primary bathroom boasts double sinks for convenience. Step outside to a fenced-in backyard with a private in-ground pool and a covered patio, perfect for entertaining. This home is a true gem!

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7438 W Quail Track Drive Peoria, AZ 85383

Open House

$761,800

4 Beds

3.5 Baths

3,007 SqFt

Status Active

MLS # 6749173

Property Type Single Family Residence

Price Type --

October completion-North-South Exposure! Experience the charm of Aloravita, nestled within the scenic mountains of Peoria. This community boasts breathtaking views and is conveniently located minutes away from shopping, dining, hiking trails and more! Our popular 'Phoenician II' floorplan features 4 full bedrooms plus a game room and a media room, 3.5 bathrooms, 2 Car-Tandem Garage and a private yard with views! Designer selected finish includes Burlap Cabinetry, Quartz Kitchen Countertops, Wood Like Tile Throughout, and Plush Carpet in all the bedrooms. This beautiful home will have it all including 8' doors, Gourmet Gas Kitchen, Smudge Proof Stainless Steel Appliances, Blinds, Pre-Plumb for Soft Water, and Smart Home Technology. *Photo of model home to show layout, options will vary.

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