A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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8940 W Camino De Oro --
Peoria, AZ 85383
$761,000
4
Beds
3
Baths
2,654
SqFt
Status
Active
MLS #
6758932
Property Type
Single Family Residence
Price Type
--
Seller may consider buyer concessions if made in an offer. Welcome to this custom built home on a large lot with no HOA and room for your toys. The interior features a neutral color scheme with fresh paint throughout and partial flooring replacement. The kitchen features stone counters with with an accent backsplash, and stainless steel appliances and beautiful wood cabinetry. The primary bedroom includes a walk-in closet. Step outside to a covered patio overlooking a private in-ground pool, outdoor shower, artificial turf and room for a future casita or a future RV garage. RV gate. The fenced-in backyard also offers a storage shed for added convenience. Walk to Campbells Restaurant for breakfast, close to Lake Pleasant , shopping and all that north Peoria has to offer.
11051 E Ulysses Avenue
Mesa, AZ 85212
$760,995
4
Beds
2.5
Baths
2,980
SqFt
Status
Active
MLS #
6761828
Property Type
Single Family Residence
Price Type
--
This Fairhope Prairie is a spacious 4-bedroom, 2.5-bathroom residence featuring a 3-car tandem garage. Experience the perfect blend of style and functionality with this thoughtfully designed home: Large first floor Flex Den, 2nd floor loft along with all 4 bedrooms, Upgraded Kitchen: Features a stylish tiled backsplash and upgraded stainless steel appliances, tiled primary bathroom shower, Laundry Room on 2nd floor, Luxury Vinyl Plank Flooring entire 1st floor, tile flooring in bathrooms and laundry room, upgraded carpet and Maple Truffle cabinetry throughout the home. This home combines modern upgrades with thoughtful design you are sure to love.
10922 N 153rd Lane
Surprise, AZ 85379
$760,500
5
Beds
3.5
Baths
4,177
SqFt
Status
Active
MLS #
6744647
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home! This spacious 4,177 square foot residence boasts 5 bedrooms and 3.5 bathrooms, offering plenty of space for family and guests. The first floor features a guest or in-law suite complete with a full bathroom and a generous walk-in closet, providing comfort and privacy for visitors. Each bedroom comes with its own walk-in closet, and the master suite is a true retreat with two full-size walk-in closets and a full-size balcony, perfect for morning coffee or sunset views. The luxurious master bath is enhanced by a double-sided fireplace facing a large freestanding soaker tub, creating a serene and cozy atmosphere. The heart of the home is the chef's dream kitchen, equipped with three ovens, including gas and electric convection, a flat griddle top, and six burners. Entertain with ease around the expansive kitchen island that seats eight, and enjoy the convenience of a beverage fridge that holds up to 20 bottles of wine and over 50 cans of soda. While the house has been updated, there are still opportunities for you to add your personal touch. (Fixer Upper) The home backs up to a tranquil greenbelt, providing a serene and picturesque backdrop. Located in a gated community, this home is just 3 miles from the new Prasada shopping center and Costco, with easy access to the 303 and Northern Parkway, connecting you to the 101 and I-10. Practical updates include new AC units, a new roof, garage openers, a hot water tank, and a pool filter, all installed in April 2021 with warranties that transfer to the new owner. With a full-price offer, the home comes with fully paid and owned 59 solar panels. This home is priced to sell and is waiting for you to make it your own. Don't miss the opportunity to live in luxury and comfort in this exceptional property!
3036 E Hermosa Vista Drive
Mesa, AZ 85213
$760,000
4
Beds
3
Baths
3,312
SqFt
Status
Active
MLS #
6760942
Property Type
Single Family Residence
Price Type
--
Your DREAM home is here! This gorgeous property, with 4 beds & 3 baths, will surely impress you. A 3-car garage w/extended driveway and a well-manicured landscape w/synthetic lawn are just the beginning. The welcoming foyer is adorned with dramatic high ceilings that make a grand impression! Home exudes elegance with designer paint, stylish light fixtures, abundant natural light, and tasteful flooring - tile & soft carpet in all the right places. You'll love the separate living room, formal dining room, and a large family room w/fireplace for chilly nights! The impressive kitchen has built-in appliances, quartz counters, a walk-in pantry, glass tile backsplash, ample white cabinetry, a butcher block island, and a peninsula w/breakfast bar. Its cozy nook boasts a French door to the back. There is a storage room under the stairs! For added versatility, you have a cozy loft and a bonus room await upstairs. The double-door main bedroom features a lavish ensuite with a soaking tub, tiled shower, dual sinks, & a walk-in closet. If entertaining is on your mind, check out the fantastic backyard! With a covered patio, well-laid pavers, and a sparkling pool & spa combo, this space promises year-round enjoyment. The citrus trees & a storage shed are added perks. What's not to like? This gem is truly a MUST-SEE!
17897 E Cindercone Road
Rio Verde, AZ 85263
$760,000
2
Beds
2
Baths
1,752
SqFt
Status
Active
MLS #
6781850
Property Type
Single Family Residence
Price Type
--
Discover the elegance of the Acacia floorplan, featuring 2 bedrooms, a spacious den, high-end upgrades and situated along the natural desert to provide the ultimate privacy. Soft neutral wall tones harmonize with wood plank tile floors and premium Hunter Douglas blinds, creating an inviting ambiance. The gourmet kitchen is a chef's dream, complete with built-in stainless steel appliances, granite countertops, a tile backsplash, and a generous kitchen island with a breakfast bar highlighted by pendant lighting. Enjoy the convenience of reverse osmosis and soft water systems! An open office area includes a wine refrigerator and cabinets! Retreat to the primary suite, offering a walk-in closet, dual vanities, and a large tiled shower. Outside, relax on the expansive covered patio, with a serene water fountain feature and outfitted with a ceiling fan, and a built-in BBQ. The patio has a pergola extension and thoughtfully landscaped Sonoran plantsperfect for taking in breathtaking Arizona sunsets. Do not miss out on this beautiful home!The amenities at Verde River are World Class with Tom Lehman inspired eighteen-hole Golf course, tennis courts, pickleball courts, and bocce ball, heated lap pool and Resort style swimming pool, hot tub, Afterburn fitness center, Helen's demonstration Kitchen for cooking classes and a 7.5 acre dog park. The community center has casual poolside dining at Eddy's Diner and gourmet dining at award-winning Needle Rock Kitchen and Tap, Alvea Spa with full-service Salon and Spa amenities, Art Loft and events center. Trilogy at Verde River is adjacent to the Tonto National Forest and is situated in the middle of miles and miles of hiking and biking trails.
7147 E Rancho Vista Drive Unit 3010
Scottsdale, AZ 85251
$760,000
2
Beds
2
Baths
1,252
SqFt
Status
Active
MLS #
6779180
Property Type
Apartment
Price Type
--
Location!!! Luxury Amenities all within walking distance of world class restaurants, shopping and nightlife! This is a beautiful 2 bed/2 bath condo featuring an open floor plan design with a balcony that has interior courtyard views. The finishes are all high-end to the spacious primary suite with a huge walk-in closet, large living area with a gas fireplace, second bedroom, separate office space and flexible space for dining. Situated within the lush beauty of Optima, you have an elevator just for your building. The Optima has resort like amenities with two outdoor pools, an indoor lap pool with spas, steam saunas, indoor basketball and racquetball courts, pickle ball court, a putting green, a cutting-edge fitness center, full-time concierge, business center, and an on-site restaurant.
30 W Cambridge Avenue
Phoenix, AZ 85003
$760,000
3
Beds
2
Baths
1,456
SqFt
Status
Active
MLS #
6777615
Property Type
Single Family Residence
Price Type
--
Seller may consider buyer concessions if made in an offer. Charming and bright, this fully updated 3-bedroom, 2-bath home in the desirable Downtown Historical Willo District features modern finishes. The front living room has a neutral color paint scheme with relaxing stacked stone fireplace. The chef's kitchen includes accent backsplash, center island, stainless steel appliances and a large breakfast bar, soft-close cabinets and marble countertops. Large secondary bedrooms offer shared updated bathroom. The primary suite features double closets and a remodeled bathroom with a custom tile shower. Enjoy patio in backyard perfect for entertaining with fenced-in backyard, along with a detached garage. No HOA and light rail within walking distance. This turn-key home is a must-see!
9037 N 28th Street
Phoenix, AZ 85028
$760,000
4
Beds
2
Baths
2,560
SqFt
Status
Active Under Contract
MLS #
6774267
Property Type
Single Family Residence
Price Type
--
House close to community pool area, tennis courts & clubhouse. Split bedroom plan with master on the west side and the other 3 bedrooms on the east side of the home. Beautiful family room with fireplace and built in book case. Living room has dining area as does the kitchen.
2347 E Balsam Drive
Chandler, AZ 85286
$760,000
4
Beds
3
Baths
2,531
SqFt
Status
Active
MLS #
6759193
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home, nestled in the heart of Chandler, Arizona! Step through the gated entrance into a courtyard welcoming you into this beautiful 4 bed/3 bath home plus a den/office. Inside, fresh interior paint adorns the walls, giving the space a bright and airy feel. The living spaces extend outdoors; ideal for the entertainer at heart offering a central courtyard with a large pergola that opens from the den/office space, the formal dining, and the kitchen, seamlessly blending each area of the home together. The kitchen, complete with a large island, an abundance of cabinets and eat in kitchen, for informal breakfasts, opens to the large living room. The primary bedroom features a spacious layout with access to the backyard, a luxurious soaking tub, a separate shower and a roomy walk-in closet. The split floor plan offers privacy with bedrooms two and three sharing a Jack and Jill bathroom and the fourth bedroom down a separate hallway with a full bath conveniently located next to it. Other features include shutters throughout, spacious laundry room with ample storage and beautiful hardwood flooring. The centerpiece is undoubtedly the enticing swimming pool, paired with a built-in barbecue and covered patio great for entertaining. Don't miss out on this gem nestled in a friendly neighborhood that promises a sense of community.
4803 E Barwick Drive
Cave Creek, AZ 85331
$760,000
4
Beds
2.5
Baths
2,602
SqFt
Status
Active
MLS #
6688654
Property Type
Single Family Residence
Price Type
--
Seller will pay up to $15,000 towards a rate buy down with acceptable offer. Wonderful home in fabulous location! This home features a two way fireplace upon entry. This bright and airy home features soaring ceilings and beautiful pecan macchiato solid wood floors throughout. Spacious primary bedroom and bathroom. Gorgeous granite countertops. Step into a wonderful backyard, perfect for entertaining. Gorgeous pebbletec pool and built in spa. Flagstone throughout backyard with built in bbq. Larger corner lot!
25843 W Northern Lights Way
Buckeye, AZ 85326
$760,000
4
Beds
3.5
Baths
2,900
SqFt
Status
Active
MLS #
6698394
Property Type
Single Family Residence
Price Type
--
3.37% assumable mortgage available! MOUNTAIN VIEWS! Fall in love with this gorgeous, irrigated 1.36-acre property situated in a uniquely quaint neighborhood! This energy-efficient home boasts 4 beds, 3.5 baths, a 3-car garage, and an RV gate. Inside, the harmonious open floor plan offers sliding glass doors to the back patio. Natural light filled the spaces, soft palette and tile flooring. Large dining room has a lovely bay window. Spotless kitchen displays recessed/pendant lighting, a walk-in pantry, granite counters, ample staggered cabinets with crown moulding, SS appliances, and an island with a breakfast bar. Owner's retreat provides plush carpet, outdoor access, an ensuite with dual sinks, and a walk-in closet. Grassy backyard includes a covered patio and two storage sheds
2865 Nelson Lane
Chino Valley, AZ 86323
$760,000
4
Beds
2.5
Baths
3,019
SqFt
Status
Active
MLS #
6715565
Property Type
Single Family Residence
Price Type
--
New move in ready home in beautiful Chino Valley. 2,627 SF, 4-bedroom 2.5 bath Cottonwood model. with a split floorplan. This home sets on a large 42,233 SF North/South facing lot. This rural setting is surrounded by mountains and is only a 20-minute drive to Prescott. Local amenities like restaurants & a beautiful Safeway center are minutes away. Thoughtfully designed with modern amenities with the beauty of the Arizona high desert. Community offers a friendly and welcoming atmosphere plus a community area with a beautiful Gazebo. Upgrades include an expanded Great Room, appliance upgrade with frig, 3 car garage, added outlets, garage door openers & a door from Owner's suite to the large laundry room. Click the Docs Tab to see features & floor plan. Watch the tour & come see!