Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

Click Here to See What Your Home is Worth

Listing types.

For Sale

For Rent

Land

Multifamily

Commercial

Location Search Nearby

BedsAny1+2+3+4+5+6+

BathsAny1+2+3+4+5+6+

Price MinAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Price MaxAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Advanced Options

Property TypeAnyApartmentManufactured HomeSingle Family ResidenceTownhouseTwin Home

School District

Address, MLS# or Keyword

Home SizeAny600 ft2800 ft21,000 ft21,200 ft21,400 ft21,600 ft21,800 ft22,000 ft22,200 ft22,400 ft22,600 ft22,800 ft23,000 ft23,500 ft24,000 ft24,500 ft25,000 ft25,500 ft26,000 ft2

YearAny2024+2023+2022+2021+2020+2019+2018+2017+2016+2015+2014+2013+2012+2011+2010+2009+2008+2007+2006+2005+2004+2003+2002+2001+2000+1999+1998+1997+1996+1995+1994+1993+1992+1991+1990+1980+1970+1960+1950+1940+1930+

Distressed

Open House

Location Search Nearby

BedsAny1+2+3+4+5+6+

BathsAny1+2+3+4+5+6+

Price MinAny$500$600$700$800$900$1,000$1,100$1,200$1,300$1,500$1,600$1,700$1,800$1,900$2,000$2,250$2,500$2,750$3,000$3,250$3,500$3,750$4,000$4,500$5,000$5,500$6,000$6,500$7,000$7,500$8,000$8,500$9,000$9,500$10,000

Price MaxAny$500$600$700$800$900$1,000$1,100$1,200$1,300$1,500$1,600$1,700$1,800$1,900$2,000$2,250$2,500$2,750$3,000$3,250$3,500$3,750$4,000$4,500$5,000$5,500$6,000$6,500$7,000$7,500$8,000$8,500$9,000$9,500$10,000

Advanced Options

Property TypeAnyApartmentManufactured HomeSingle Family ResidenceTownhouseTwin Home

School District

Address, MLS# or Keyword

Home SizeAny600 ft2800 ft21,000 ft21,200 ft21,400 ft21,600 ft21,800 ft22,000 ft22,200 ft22,400 ft22,600 ft22,800 ft23,000 ft23,500 ft24,000 ft24,500 ft25,000 ft25,500 ft26,000 ft2

YearAny2024+2023+2022+2021+2020+2019+2018+2017+2016+2015+2014+2013+2012+2011+2010+2009+2008+2007+2006+2005+2004+2003+2002+2001+2000+1999+1998+1997+1996+1995+1994+1993+1992+1991+1990+1980+1970+1960+1950+1940+1930+

Location Search Nearby

Lot SizeAny1+ Acres2+ Acres3+ Acres4+ Acres5+ Acres6+ Acres7+ Acres8+ Acres9+ Acres10+ Acres20+ Acres30+ Acres40+ Acres50+ Acres

Price MinAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Price MaxAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Advanced Options

Neighborhood

Address, MLS# or Keyword

Location Search Nearby

Price MinAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Price MaxAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Advanced Options

School District

Address, MLS# or Keyword

YearAny2024+2023+2022+2021+2020+2019+2018+2017+2016+2015+2014+2013+2012+2011+2010+2009+2008+2007+2006+2005+2004+2003+2002+2001+2000+1999+1998+1997+1996+1995+1994+1993+1992+1991+1990+1980+1970+1960+1950+1940+1930+

Location Search Nearby

Lot SizeAny1+ Acres2+ Acres3+ Acres4+ Acres5+ Acres6+ Acres7+ Acres8+ Acres9+ Acres10+ Acres20+ Acres30+ Acres40+ Acres50+ Acres

Price MinAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Price MaxAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Advanced Options

Address, MLS# or Keyword

YearAny2024+2023+2022+2021+2020+2019+2018+2017+2016+2015+2014+2013+2012+2011+2010+2009+2008+2007+2006+2005+2004+2003+2002+2001+2000+1999+1998+1997+1996+1995+1994+1993+1992+1991+1990+1980+1970+1960+1950+1940+1930+

View As: Thumbnails List

Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

4497 N 152nd Drive Goodyear, AZ 85395

$760,000

5 Beds

3.5 Baths

4,382 SqFt

Status Active

MLS # 6761003

Property Type Single Family Residence

Price Type --

** NEW LISTING **Welcome to your dream home in Goodyear! This stunning 4,300 sqft residence features a spacious 3-car garage with epoxy flooring and an RV gate. The oversized backyard is an entertainer's paradise, complete with a sparkling pool that invites relaxation and fun. Inside, you'll find 5 generously sized bedrooms, including one with an ensuite bathroom conveniently located on the main floor. The large loft space upstairs offers endless possibilities—think playroom, home office, or media center! With plenty of natural light, beautiful shutters throughout and upgraded finishes, this home blends comfort and style. Don't miss the chance to make it yours and enjoy the best of Goodyear living!

View Property

3026 E Longhorn Drive Gilbert, AZ 85297

$760,000

4 Beds

3.5 Baths

2,758 SqFt

Status Active

MLS # 6749206

Property Type Single Family Residence

Price Type --

Beautifully Upgraded and in Pristine condition. This STUNNING Meritage home, boasts a Spacious high-end kitchen with Richly finished Cabinets, Large Island, Quartz Countertops and Stainless Appliances, Breakfast nook, Butlers pantry, and Walk-in pantry. 2 MASTER SUITES! Luxurious main Master has Dual Sinks with Cultured Marble counters, Separate Tub, His & Hers closets, and tons of natural light. Second Master comes with attached Den/Sitting area and can be used as Guest Suite or Mother-In-Law Quarters. Prime location near SanTan Mall, Frys and Costco. Includes Private Courtyard, Soaring 10-ft ceilings, 8-ft Solid Core doors, plantation Shutters, Central Vac and Surround Sound. Optional 4th bedroom possibliltiy! Conversion of bonus room to 4th bedroom is Easy Option. Quick close possible

View Property

30248 N 115th Drive Peoria, AZ 85383

$760,000

3 Beds

2.5 Baths

2,510 SqFt

Status Active

MLS # 6754152

Property Type Single Family Residence

Price Type --

Welcome to this stunning home in the esteemed Vistancia community of Peoria, offering 2,510 square feet of living space. This beautifully designed residence features 3 spacious bedrooms, office, den and 2.5 bathrooms. The perfect retreat for families or those looking for ample space. As you enter, view your backyard paradise through a floor-to-ceiling slider. The chef's kitchen is equipped with a 5-burner gas stove, double ovens, quartz countertops and a dedicated morning bar. The private office/craft room and cozy den provide ideal spaces for remote work or relaxation. Designer touches throughout. The backyard is a vacation retreat. Built in garage storage w/overhead racks. Additional community amenities include: Mountain Vista Clubhouse, gameroom, indoor basketball, 3 tennis courts, 4 pickeball courts & 3 swimming pools. Located near grocery stores and dining options, with convenient access to loop 303 freeway. This home is a true gem, blending elegance with comfort and convenience. Don't miss the opportunity to make this stunning property your new home!

View Property

1717 E Morten Avenue Unit 41 Phoenix, AZ 85020

$760,000

3 Beds

2.5 Baths

2,109 SqFt

Status Active

MLS # 6757542

Property Type Townhouse

Price Type --

Experience urban luxury in this meticulously upgraded and newly painted 3 bed, 2.5 bath, multi-level townhome nestled in the gated community of Pointe 16. Conveniently located by the pool and visitor parking. Private downstairs room offers flexible use, perfect for a home office or guest room with direct access to a serene gated patio and a 2-car garage for convenience and storage. The 2nd story expansive living room w/ surround sound speakers, along w/ a large open patio, creates the perfect setting for relaxation or entertainment. Gourmet kitchen features granite countertops, large island with seating, custom-tiled backsplash, Sub-Zero refrigerator, Wolfe gas range, under-cabinet lighting, and soft-close drawers complete with built in organization. 3rd floor primary suite features an all tiled walk-in shower, dual sink vanity, and large walk-in closet. Upstairs laundry with full-size washer and dryer included. Along with 2 guest rooms and stairs leading to a rooftop Patio with STUNNING 360° views. Also features a tankless water heater AND central vac system. Directly across the street from the Hilton Phoenix Resort at the Peak, and within minutes of Dreamy Draw Recreation Area, The 51, Airport, Downtown, AND more! It's a must see.

View Property

3314 W Dynamite Boulevard Phoenix, AZ 85083

$760,000

6 Beds

3.5 Baths

4,135 SqFt

Status Active

MLS # 6718794

Property Type Single Family Residence

Price Type --

This incredible property will blow you away with its design that perfectly blends functional elements and stylistic touches for warm climates, reflecting a mix of Mediterranean and Southwestern influences. With nearly 4,000 square feet of fabulous living space, this home offers a multi-generational living environment featuring a primary ensuite bedroom on the ground floor and a second primary bedroom upstairs. As you enter, you are greeted by a large, open dining and living area. Venturing further, you'll discover a spacious gourmet kitchen with an abundance of cabinets and a central island. Adjacent to the kitchen is the family room, destined to become the heart of gatherings with friends and family. On the second floor, an enormous loft awaits, perfect for a game room, along with five additional bedrooms. All this sits on almost half an acre of fully fenced property. The rear yard is a paradise with a sparkling swimming pool, extensive pavers, a covered patio, children's play areas, and a pergola. Some of the many nearby amenities include Deem Hills Recreation Area for hiking, Adobe Dam regional Park for sports facilities and golf, and the Wet N Wild water park. ASU West campus is also close by along with the Norterra Shopping Center for dining, shopping and entertainment including a movie theater. Why are you still reading this and not running to see this house before it's gone, gone, gone!

View Property

6913 W Greenbriar Drive Glendale, AZ 85308

$760,000

5 Beds

3 Baths

3,377 SqFt

Status Active Under Contract

MLS # 6729375

Property Type Single Family Residence

Price Type --

WOW! Beautiful 5 bedroom, 3 bath home in popular Arrowhead community of Coventry Estates. Enjoy entertaining in the resort style backyard on a huge corner lot featuring refreshing pool, spa & waterfall. Extended covered patio overlooks pool with misters. Expansive side yard has sitting area with outdoor fireplace. Double RV gate on east side to store your boat, trailer, toys or RV. Located adjacent to Greenbriar Park & walking distance to Skunk Creek Trail. Very spacious & livable floor plan has one bedroom & full bath downstairs & loft upstairs. Second floor Owners Suite features luxurious bath with dual split vanities, garden tub, separate shower & two walk in closets. Enjoy cooking in the light filled kitchen with large granite slab island, gas range/oven, stainless French door fridge. tasteful backsplash, walk in pantry & breakfast nook. Adjoining great room has gas fireplace. Grand two story ceilings in entry and formal living/dining room. Large first floor laundry has cabinets for storage & counter space for folding. 3.5 are garage which was set up as a personal gym by sellers. Newer AC, nest thermostat. Three & one half car garages. Newer upgrades & improvements include installation of Anderson windows on some west facing windows, ceiling fans, interior & exterior paint, patio slider door, patio misters, pool resurfacing, pool filter system, variable speed pool pump, carpeting upstairs, garage door openers. Convenient to freeways, sports venues, shopping, restaurants, schools & medical facilities. Desirable Deer Valley schools. RV gate with room on the side yard.

View Property

1108 E Rojo Way Gilbert, AZ 85297

New

$759,999

5 Beds

3 Baths

2,762 SqFt

Status Active

MLS # 6784629

Property Type Single Family Residence

Price Type --

Stunning 5-bed / 3-bath two-story retreat nestled on an expansive 11,150 sq/ft lot in the beautiful lake subdivision of Layton Lakes! Boasting 2,762 sq/ft of living space, this home features tile and carpet flooring, warm-toned walls, and large dual-pane windows that fill the rooms with natural light. The thoughtfully designed kitchen offers ample cabinetry, granite countertops with a breakfast bar, and a walk-in pantry for all your culinary needs. Step outside to your private oasis with a large covered patio, a heated pool and spa, paver pathways, and lush landscaping with mature trees and shrubs surrounding - perfect for entertaining or unwinding! Community amenities include fishable lakes and streams, playgrounds, tennis courts, basketball courts, sand volleyball, softball and soccer fields, splash pads, and more!

View Property

19963 E Raven Drive Queen Creek, AZ 85142

Open House

$759,999

4 Beds

2.5 Baths

2,987 SqFt

Status Active

MLS # 6772305

Property Type Single Family Residence

Price Type --

Stunning Oasis with Brand New Updates and Luxurious Outdoor Living! Welcome to this beautifully updated home, featuring brand-new carpet and fresh paint throughout. Step inside to discover an inviting, move-in-ready space. But the true showstopper is the breathtaking backyard — a dream come true for outdoor enthusiasts! The expansive yard boasts multiple putting greens for the golf lover, a sparkling waterfall pool complete with fire pits for cozy evenings, and a sprawling grass area perfect for relaxation or play. Whether you're hosting a summer BBQ or unwinding by the pool, this yard offers endless possibilities for fun and relaxation. Don't miss your chance to own this one-of-a-kind property, where luxury and comfort meet to create the ultimate lifestyle!

View Property

22898 E Alyssa Road Queen Creek, AZ 85142

$759,990

3 Beds

2.5 Baths

3,162 SqFt

Status Active

MLS # 6766970

Property Type Single Family Residence

Price Type --

Ready this Winter Juniper plan!Larger homesites for your new home.~~ Sultana at Madera allows for quiet living with convenient access to the 24 Freeway and Shopping while providing amazing community ammenities including a community pool, pickle ball, bocce ball, playgrounds, bbq's, and ramadas. Our lovely quick move in home features wood plank tile floors neutral in color in the main living areas, plush carpeting in the bedrooms, White shaker style cabinets ,~ quartz kitchen countertops & unique tile backsplash. This is showcasing a 3 bedroom & 2.5 baths, parlour,den & teen room. Den leads to a private courtyard~The Juniper features 8' interior doors, 10' ceilings, pendant prewires over the island, ceiling fan prewires in all bedrooms and great room, designer tile in the primary bathroom with an enlarged tile shower ~free standing tub~~upgraded plumbing and lighting fixtures. We also model the Juniper .

View Property

7664 W Tether Trail Peoria, AZ 85383

$759,990

4 Beds

3 Baths

2,123 SqFt

Status Active

MLS # 6776248

Property Type Single Family Residence

Price Type --

Welcome to Ashton Woods newest community in Peoria -The Sanctuary at Aloravita. This 2,123 Opal floorplan features a Craftsman style elevation and includes 4 bedrooms, 3 baths, a den, plus an RV garage. The impressive kitchen island is perfect for family and friends to gather as it opens to the home's great room for easy entertaining. The kitchen includes matte white appliances with a gas cooktop, apron front undermount sink, under cabinet hood, beautiful painted shaker style cabinets with crown molding, granite countertops, kitchen backsplash, and large pantry. The great room offers a 4 panel center sliding glass door so you can step out into your covered patio to enjoy indoor/outdoor living in your backyard with friends and family. Other features include, 8' interior doors, 9x35 wood plank style floor tile, upgraded carpet/pad, a soft-water loop, and much more! This home also includes an RV garage, perfect for an RV or a car enthusiast! Great location close to dining, freeways, parks, and entertainment!

View Property

3642 E Roland Street Mesa, AZ 85215

$759,970

5 Beds

4.5 Baths

3,100 SqFt

Status Active

MLS # 6717258

Property Type Single Family Residence

Price Type --

End of year closeout price reduction! Super popular brick accented Farmhouse elevation. Seller finance contributions available! Brand new gated community. Great infill location with desirable schools, freeway access during the weekdays and a great gateway location for the weekends to head to the Salt River watershed lakes, mountains or a local hike! Fully finished price with complete upgrade package Nice appointments;; 8' IRON front door, KitchenAid Appliances, white Shaker style cabinets with tall uppers with LED lights underneath and a recycle center. 3 car tandem garage features a side exit door and dedicated 220v and 110v outlets for tools or EV charging. 8' interior doors with bronze hardware and fixtures. Taxes est. Pics are of a model home

View Property

30093 N 129th Drive Peoria, AZ 85383

$759,900

2 Beds

2.5 Baths

2,180 SqFt

Status Active

MLS # 6699024

Property Type Single Family Residence

Price Type --

Absolutely gorgeous 2,180 sq ft 2 Bed, 2.5 Bath, 3 Car ''Genova'' on a private desert wash lot in Trilogy at Vistancia. This home is loaded with upgrades like crown molding in practically every room, built-ins at the Great Room and Den, multi-sliding glass doors at the Dining Room, and high end shutters! You will love the Gourmet Kitchen with raised panel designer cabinets with pullout drawers, large kitchen island with pendant lights, and stainless appliances including gas cooktop and wall oven. Primary Suite features a spa like bath with separate tub & shower plus a walk-in closet with custom closet organizer! Guest Suite is located at the front of the home and features an en suite bath with upgraded shower. Smart Space with built-in desk off the Kitchen area. Extended Paver Patio. Total privacy with mature landscaping and spacious desert wash behind. Large Covered Patio and gas stub is already in the back, making it very easy to add a built-in BBQ or gas fireplace! This home is owned by the original owner and it's always been a vacation home while being meticulously monitored on a weekly basis!

View Property