Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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28275 N 168th Avenue Surprise, AZ 85387

$750,000

4 Beds

2 Baths

2,280 SqFt

Status Active

MLS # 6662260

Property Type Manufactured Home

Price Type --

Welcome to your ideal equestrian/winter retreat nestled on nearly 5 acres of pristine land. The heart of this home is the expansive kitchen, perfect for whipping up delicious meals for family & friends,Adjacent to the kitchen is a separate dining room, providing a cozy space for gatherings, fully furnished accommodating up to 10 people, the bedrooms offer a range of sleeping arrangements, including a queen bed in BR #1, 2 twin beds in BR #2, another queen bed in BR #3, and a full bed plus 2 twin beds in BR #4. horse enthusiasts, this property is a dream come true with facilities for up to 20 horses, including 12 pens with automatic waterers The horse pens are designed for flexibility, with various sizes available, including 5 covered pens measuring 12x40, 2 covered pens measuring 20x40

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31712 N 169th Avenue Surprise, AZ 85387

$750,000

4 Beds

2.5 Baths

2,800 SqFt

Status Active

MLS # 6669534

Property Type Single Family Residence

Price Type --

Brand new property that encapsulates luxury and functionality. This stunning residence boasts 4 bedrooms and 2.5 bathrooms, accompanied by a versatile Hobby Room. Expanding over 2800 SqFt, this home harmoniously blends spaciousness with coziness. With a 2 Car Garage and an additional 43ft RV Garage, set on a sprawling 1.1-acre lot, this property is a haven for practicality and adventure. Step inside to discover the timeless allure of wood plank tile flooring, complemented by quartz counters and elegant white shaker cabinets. The thoughtfully designed Jack and Jill bathroom enhances convenience and privacy. Nestled in a prime location, this home is nearby brand new Fry's Marketplace, Starbucks, Barro's Pizza, Jersey Mike's, and more!

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31730 N 169th Avenue Surprise, AZ 85387

$750,000

4 Beds

2.5 Baths

2,800 SqFt

Status Active

MLS # 6717678

Property Type Single Family Residence

Price Type --

Brand new property that encapsulates luxury and functionality. This stunning residence boasts 4 bedrooms and 2.5 bathrooms, accompanied by a versatile Hobby Room. Expanding over 2800 SqFt, this home harmoniously blends spaciousness with coziness. With a 2 Car Garage and an additional 43ft RV Garage, set on a sprawling 1.13-acre lot, this property is a haven for practicality and adventure. Step inside to discover the timeless allure of vinyl plank flooring, complemented by quartz counters and elegant white shaker cabinets. The thoughtfully designed Jack and Jill bathroom enhances convenience and privacy. Nestled in a prime location, this home is nearby brand new Fry's Marketplace, Starbucks, Barro's Pizza, Jersey Mike's, and more!

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4421 N 179th Drive Goodyear, AZ 85395

$750,000

5 Beds

3 Baths

3,469 SqFt

Status Active

MLS # 6722173

Property Type Single Family Residence

Price Type --

Single Level Pool and Spa Home with Swim-Up Bar and Outdoor Kitchen and 3 Car Garage! This single-level property offers the ultimate in outdoor living and entertaining. Featuring a luxurious pool and spa, you can relax and unwind in style. While the interior needs some TLC, it presents a fantastic opportunity to customize the home to your taste and preferences. Whether you are looking to make minor updates or complete a full renovation, this home is a blank canvas waiting for your personal touch. The unique swim-up bar and sunken covered outdoor kitchen with a seating area create a resort-like atmosphere right in your backyard. The exterior boasts extensive travertine hardscaped flooring and low-maintenance artificial grass, ensuring your yard remains beautiful all year round.

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6419 N 75th Avenue Glendale, AZ 85303

$750,000

3 Beds

2 Baths

2,701 SqFt

Status Active

MLS # 6730269

Property Type Single Family Residence

Price Type --

This home sits on over 21,000 square foot lot and is a unique single-story home with lots of potential. Two brick fireplaces and country galley kitchen. Unique home built from block construction offers an Arizona room and much more.

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140 W University Drive Mesa, AZ 85201

$750,000

9 Beds

2 Baths

2,738 SqFt

Status Active

MLS # 6732483

Property Type Single Family Residence

Price Type --

Discover the perfect investment opportunity with this established care facility. This property is thoughtfully designed to provide a comfortable and safe environment for its residents. Each senior enjoys the privacy of their own room, complemented by spacious community areas for dining and living. The bathrooms are fully handicap accessible, ensuring ease of use for all. Outside, a large, beautifully landscaped yard offers a serene setting for relaxation and outdoor activities. Located in a highly desirable area, this facility combines convenience with excellent amenities. Don't miss out on this exceptional investment chance! Long term tenant in place with 5 years remaining on lease. Access to be provided during due diligence period.

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15819 W Silver Breeze Drive Surprise, AZ 85374

$750,000

3 Beds

2.5 Baths

2,959 SqFt

Status Active

MLS # 6738465

Property Type Single Family Residence

Price Type --

UPGRADED BRIARWOOD SERIES HOME in GRAND! Tuscan elevation w/ stone accents provides great curb appeal. Upgrades & interior touches for this home including: Gorgeous ceilings in the living/dining room & Master Suite with coffered ceilings, crown molding & special lighting touches, Plantation shutters throughout, French doors at Den / 3rd Bedroom, Granite counters in kitchen, custom Cherry media center w/ gas fireplace, Powder half bath, private guest suite & updated shower, skylights, central vac, cabinets & sink in utility room plus water softener. Luxurious Main Suite - dual closets, glass block snail shower, dual sinks, soaking tub & more. Approx $115K in upgrades! Gas BBQ Stub & Covered Patio! NEW ROOF completed 10/24 w/ 20yr warranty! Freshly painted ext. trim. Live the GRAND LIFE!

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3760 W Roberts Road San Tan Valley, AZ 85144

$750,000

4 Beds

3 Baths

2,543 SqFt

Status Active

MLS # 6746029

Property Type Single Family Residence

Price Type --

Semi custom home in Queen Creek located on a one acre premium lot with mountain views...at an unbelievable price. Looking for extra garage space...this home features TWO SEPARATE, 2-car garages!!! GUEST CASITA features a private exterior entrance and offers a spacious bedroom and bathroom suite...perfect for multi family situations or rental revenue. NEW 2023 A/C features 3 zone efficiency providing extra savings throughout the year. Room for everyone with a total of 4 bedrooms PLUS a private office which could be a 5th bedroom option. Prepare to fall in love with the dream kitchen, wood like tile floors and a HUGE master closet that will knock your socks off. Backyard retreat is completely fenced and features a built in fire pit area, ramada covered pool table area, cozy swing area, and a 24x12 storage shed which could be used as a workshop. Expansive yard is perfect for a pool, ideal playground retreat, garden or anything you can imagine! RV gate - this is a property where you can actually park your RV. Low HOA of only $92 per month grants you access to San Tan Heights community amenities including a workout room, adult swim and children's play pool areas, parks, walking trails, basketball, volleyball, meeting rooms and event facilities. Close to San Tan Regional Park, golfing, health care facilities and all the new shopping and entertainment venues in the San Tan Valley and Queen Creek area. Don't miss this rare opportunity on a one of a kind property!

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30813 N 164th Drive Surprise, AZ 85387

$750,000

4 Beds

3 Baths

2,772 SqFt

Status Active

MLS # 6755321

Property Type Single Family Residence

Price Type --

WOW! Your dream home is here! Discover luxury and efficiency on a sprawling 1.2-acre lot, boasting a 4-car garage, additional carport, and vast space for your recreational vehicles. Step inside to a warm, inviting interior illuminated by recessed lighting, with durable tile flooring and a striking stone-accented fireplace in the bright great room. Entertain in style in the formal dining area or in the spacious kitchen, which features rich chocolate-stained cabinets, sleek granite counters, high-quality stainless steel appliances, and a generous center island with a breakfast bar. The expansive main suite offers a serene retreat, complete with a sitting area, direct backyard access, and a luxe private bathroom equipped with dual sinks, a soaking tub, and a walk-in closet... Functionalities include a laundry room with built-in cabinets and a utility sink. Outside, the full-length covered patio is perfect for enjoying scenic mountain views and envisioning future backyard transformations. This gem is truly a rare find! Come and experience it for yourself!

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844 E Desert Drive Globe, AZ 85501

$750,000

4 Beds

4 Baths

2,771 SqFt

Status Active

MLS # 6752939

Property Type Single Family Residence

Price Type --

Welcome to your dream home! This beautifully designed 4bd/4ba custom home offers the perfect blend of luxury, comfort, and convenience. The main home has 3 nice sized bedrooms, and 3 spa-like bathrooms. There is a separate guest suite with its own entrance off the rear patio, that has been used as an Air BnB. Every detail of this home has been thoughtfully designed with high-end finishes, including tile floors, beehive gas fireplace, custom cabinetry, and a whole house backup generator. The spacious kitchen features newer premium appliances, tons of counter space, 2 wine refrigerators, and plenty of storage space. The owner's suite has his & her separate bathrooms and 2 walk-in closets. There is a separate 450 sq ft detached flex space, currently used as a gym. This home has it all.

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6974 S Hohokam Place Gold Canyon, AZ 85118

$750,000

3 Beds

2 Baths

2,380 SqFt

Status Active

MLS # 6758006

Property Type Single Family Residence

Price Type --

Nestled in a private cul-de-sac on a sprawling .4 acre lot, this highly upgraded custom home offers a true entertainer's paradise with breathtaking views of the Superstition Mountains and protected open desert behind. Experience luxury with a self-cleaning pool, cozy fire pit, and multiple covered seating areas in the vast backyard. The thoughtfully designed split floor plan features 3 bedrooms plus a den and 2 exquisitely remodeled bathrooms. Travertine and plank wood flooring flow throughout the home. The gourmet kitchen boasts beautiful slab granite counters, high-end appliances and opening to the dining and family room for seamless entertaining. The master suite is a retreat with a custom walk-in shower, striking copper tub, bespoke vanity, two closets, and a stylish

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14424 N San Carlos Drive Fountain Hills, AZ 85268

$750,000

4 Beds

2 Baths

2,296 SqFt

Status Active

MLS # 6756586

Property Type Single Family Residence

Price Type --

You don't want to miss this 4-bedroom gem! It greets you with a 2-car garage and an RV gate/parking. Inside, you'll feel at home with inviting features such as plantation shutters, vaulted ceilings, carpet & tile floors, and a sizable living/dining room with wall niches and a gas fireplace. Cook delightful meals in the quaint kitchen, boasting SS appliances, a plethora of wood cabinets, ample counters, and a serving window with a breakfast bar. Unwind in the sizable main suite showcasing a sitting area, direct backyard access, and a private bathroom with dual sinks and a soaking tub. Enjoy serene afternoons in the backyard with a covered patio, paver patio, and ample space for a pool! Make it yours now!

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