Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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6251 S Moccasin Trail Gilbert, AZ 85298

$750,000

5 Beds

3.5 Baths

3,090 SqFt

Status Active

MLS # 6748513

Property Type Single Family Residence

Price Type --

Comfortable family sized 2 story, 5-bedroom, 3.5-bathroom home boasts approximately 3,090 square feet. High ceilings in living and dining room space; Tile throughout the main floor areas. Gourmet kitchen features stainless steel appliances; granite countertops; and a walk-in pantry. Downstairs bedroom with attached full bath. The second level features a large primary bedroom; 3 other bedrooms; Loft; and laundry room. 3-car garage with extra space on the side for storage/shelving. Outdoor features such as an expansive covered patio area; and a newly remodeled and resurfaced pool. Add solar with confidence as a complete reroof done in 2024.

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15802 N 71st Street Unit 210 Scottsdale, AZ 85254

$750,000

2 Beds

2.5 Baths

1,432 SqFt

Status Active

MLS # 6684574

Property Type Apartment

Price Type --

Located in the prestigious Landmark Community of Scottsdale, this contemporary remodeled 2-bed, 2.5-bath condo offers a luxurious and convenient lifestyle. With its spacious 1432 square feet of open living space, high-quality finishes, generous-sized bedrooms with walk-in closets, and ensuite spa-like bathrooms this unit perfectly balances space and style. Steps away is Kierland Commons and Scottsdale Quarter, which offers world-class dining, shopping, and entertainment. Landmark offers a 24-hour guard gated entrance, resort-style heated pool, and spa, fitness center with locker rooms, steam room, business center, and on-site concierge.Immerse yourself with resort-style living in the heart of Kierland. This fabulous getaway is ideal as a primary resident or as a perfect lock and leave.

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5951 E Sienna Bouquet Place Cave Creek, AZ 85331

$750,000

3 Beds

2 Baths

1,938 SqFt

Status Active

MLS # 6689729

Property Type Single Family Residence

Price Type --

Picture perfect and serene home! The arroyo behind the house adds a touch of natural beauty and tranquility, while the large primary suite offers a comfortable retreat. The open and bright living space, along with high ceilings, creates an inviting atmosphere for gatherings and relaxation. Being in a gated community adds a sense of security and exclusivity. With 1938 sq ft, there's plenty of room to spread out and enjoy the space. And the fire pit in the backyard is the perfect spot for cozy evenings under the stars. Gently lived in and ready for new owners. Community parks and playground for walks and enjoyment. The lowest priced home in Lone Mountain!

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30224 N 170th Street Rio Verde, AZ 85263

$750,000

2 Beds

2.5 Baths

2,179 SqFt

Status Active

MLS # 6700763

Property Type Single Family Residence

Price Type --

Inclusive of 2 parcels for a total of 4.37 acres. Come experience endless panoramic 360-degree mountain views from every window of this unique home. It seamlessly combines quaint charm with modern amenities, boasting an open floor plan flooded with natural light upstairs. The lower level features a potential private living quarters for guests' or a flex space/game room and 3rd bedroom. Custom-built, this home is well insulated, has window coverings throughout, and a pre-built elevator shaft already in place. With 4.37 acres at your disposal, there's ample room for a garage, guest house, or horse setup. Just a short distance on a dirt road, bring your toys or horses and enjoy!

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4020 N Scottsdale Road Unit 3007 Scottsdale, AZ 85251

$750,000

1 Bed

1 Bath

1,191 SqFt

Status Active

MLS # 6701771

Property Type Apartment

Price Type --

Tucked in Old Town Scottsdale, this condo epitomizes urban living. Stroll to vibrant shops and dining. Inside, enjoy NYC-inspired vibes with floor-to-ceiling windows and modern updates. Unique features include exposed ductwork and high ceilings. Savor dual balconies with city views. The private rooftop sun deck offers stunning 360-degree vistas, including breathtaking sights of Camelback Mountain. With underground parking for convenience and security, this condo offers not just a home, but a lifestyle—blending luxury, convenience, and city energy seamlessly.

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2372 W Binner Drive Chandler, AZ 85224

$750,000

4 Beds

2.5 Baths

3,321 SqFt

Status Active

MLS # 6709961

Property Type Single Family Residence

Price Type --

Welcome to luxurious and convenient living in Chandler! This exceptional 4-bed home presents a unique opportunity to embrace a tranquil suburban lifestyle all while being within walking distance to some of the best restaurants and shopping at Chandler Fashion Square Mall. Minutes from Intel, PayPal, and businesses in the Price Corridor, this home is situated in a highly sought-after neighborhood, in a top-rated school district, and exudes charm and sophistication at every turn. The spacious and thoughtfully designed floor plan boasts a formal front living and dining area, a kitchen that opens to the family room, office/den and half bath downstairs. Travel up the wide staircase and you will find a loft with 3 large bedrooms and the large master retreat. Outdoor area includes covered patio

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8710 N Prescott Ridge Road Prescott Valley, AZ 86315

$750,000

4 Beds

2 Baths

2,316 SqFt

Status Active

MLS # 6719299

Property Type Single Family Residence

Price Type --

Step into this beautifully updated home in Prescott Valley, where modern elegance blends seamlessly with comfort, creating a haven you'll never want to leave. Imagine waking up to breathtaking views right outside your front door, setting the perfect tone for each day. From the moment you walk in, be greeted by the gleaming new flooring that harmonizes perfectly with the fresh indoor and outdoor paint, flooding the home with natural light and a sense of openness. Relax in the spacious living room, complete with a cozy fireplace that sets the scene for intimate gatherings or quiet evenings in. Enhanced by the addition of brand-new quartz countertops in the kitchen, this home presents 4 full bedrooms, 2 bathrooms, all situated on a sprawling 6-acre plot of land. The two-car garage with an epoxied floor, offers not just functionality but a touch of luxury. With new toilets and other essential updates already taken care of, moving in and making this house your home is as easy as can be. Newly graded pad ready for your RV or Barn. Come see it before it's gone and experience the perfect blend of modern luxury and comfort in Prescott Valley!

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6604 S Kimberlee Way Chandler, AZ 85249

$750,000

4 Beds

2 Baths

2,844 SqFt

Status Active

MLS # 6729992

Property Type Single Family Residence

Price Type --

***Motivated Seller!!*** Welcome to your dream home! Nestled in a serene neighborhood in the prestigious Chandler Unified School District, this exquisite 4-bedroom, 2 bathroom single-level residence offers a perfect blend of comfort, style, and outdoor living. The home is move in ready with no interior steps, large ceramic tile and bamboo flooring throughout, no carpet. Energy efficiency has been prioritized in this home with upgraded plantation shutters and 90% sun blocking window screens. The kitchen features upgraded cabinetry, black granite countertops, stainless steel appliances, two islands and extended cabinetry along the wall. The split master suite features an extra large dual vanity with a luxury travertine and glass block snail shower, and a large, fully custom walk in closet. Sitting on a 10,000 sqft lot with mature trees and a 20K gallon salt water pebble tech pool, no details have been overlooked in this property! The pool has all new components including optical color changing lighting and mosaic tiling. Host your guests out back in your pool, or on the turf to play lawn games! Garden in the raised garden beds with the updated underground sprinker/drip system or have a nice evening fire out at the fire pit! Don't miss out!

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5226 W Pinnacle Vista Drive Phoenix, AZ 85083

$750,000

4 Beds

3.5 Baths

3,638 SqFt

Status Active

MLS # 6725224

Property Type Single Family Residence

Price Type --

MOTIVATED SELLER: PRICE REDUCTION****Your DREAM home awaits in Stetson Valley! This beautiful property offers 4 bedrooms + den, 3.5 baths, 3-car garage. Inside you will find a welcoming interior featuring a neutral palette & abundant natural light. Perfect for entertaining, it offers a formal living/dining room and a cozy family room with fireplace! The open-concept kitchen boasts quartz counters, staggered cabinetry, a pantry, center island, and SS appliances w/gas cooktop & 2 wall ovens. Spacious double-door den great for an office! Upstairs, you'll find a spacious loft along with large bedrooms. Primary bedroom has an ensuite with dual sinks, separate tub/shower, & a walk-in closet. Bedroom 2 has its own private bath. Can be a 2nd master or great guest room. Outside is an entertainers delight featuring a full length covered patio with mountain views, pavers, artificial turf and a sparkling heated pool and spa. Enjoy the surround sound in family room and patio. Newer Carpet/Paint 2023, backyard landscape updated 2023, newer water heater 2024. newer water softener 2024. Perfect family home!

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19619 N 69th Avenue Glendale, AZ 85308

$750,000

5 Beds

3 Baths

3,065 SqFt

Status Active

MLS # 6726139

Property Type Single Family Residence

Price Type --

ON GOLF COURSE W/POOL... DOCTORS/EMPLOYEES AT ARROWHEAD/PHX CHILDREN'S HOSP...WALK ONLY 3-4 BLOCKS TO/FM WORK. AMAZING 5 BR, 3 BA, HOME ON 12TH HOLE OF ARROWHEAD CC GOLF COURSE. PEBBLE-TEC, DIVING POOL & SPA.PLANTATION SHUTTERS, GRANITE COUNTER TOPS & BACK-SPLASHES, UPGRADED GE APPLIANCES, 18'' DIAGONAL TILE & WOOD FLOORING, DEEP DOUBLE SINK(2016),10 X 12 COVERED BALCONY OFF MBR, GROUND FLOOR COVERED PATIO ENTIRE LENGTH OF HOME W/BACKYARD BBQ & BAR AS WELL AS BUILT IN SEATING,CUSTOM WROUGHT IRON ARTWORK RAILING (ONE OF A KIND-$6000),DUAL PANE CUSTOM FRENCH DOORS TO BACK PATIO ($4000), FLOOR TO CEILING STUCCO FINISHED FIREPLACE W/MANTEL & HEARTH ELECTRIC),OUTDOOR LIGHTING,CAM LIGHTING ON ENTIRE BOTTOM FLOOR,TUSCAN CHANDELIERS, 3 CAR GARAGE,MIST SYSTEM, AUTO DRIP & WATER SYSTEM.

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15028 N 9th Street Phoenix, AZ 85022

$750,000

3 Beds

2 Baths

1,773 SqFt

Status Active

MLS # 6730661

Property Type Single Family Residence

Price Type --

Back ON THE MARKET. Buyers were unable to remove Contingency...3 bedroom +office...Awesome Moon Valley location...Remodeled in 2016.

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6715 N 15th Avenue Phoenix, AZ 85015

$750,000

4 Beds

2 Baths

2,501 SqFt

Status Active

MLS # 6731388

Property Type Single Family Residence

Price Type --

Welcome to this well-kept/like-new home! SOLAR is PAID OFF! This spacious residence boasts an oversized 3-car garage w/high entry doors & extended depth, complete with cabinets for all your storage needs. 4 spacious bedrooms and 2 baths, freshly painted with exterior roller shades throughout. The open split floor plan features tile and bamboo flooring, cozy family room with gas fireplace. Enjoy formal meals in the large dining space. The kitchen is a chef's dream, equipped with an upgraded gas stove, walk-in pantry, granite countertops, and a kitchen island. A spacious backyard offers a tranquil space for relaxation, complete with an above-ground spa and a charming pergola, custom built w/2x6 construction! A must see! Quality!

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