A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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10247 W Patrick Lane
Peoria, AZ 85383
$749,900
3
Beds
2.5
Baths
2,701
SqFt
Status
Active
MLS #
6784297
Property Type
Single Family Residence
Price Type
--
Beautiful single level 3 bedroom, 2.5 bath home with den/office plus a large bonus room. Updated kitchen features new Quartz counters, backsplash, and dual ovens. Designer touches throughout. Crown molding, Plantation shutters. Spacious family room with cozy fireplace and new glass wall/door system, perfect for indoor/outdoor living. Split master suite with private exit, 2 walk-in closets, dual sinks, separate tub & shower, and built-in vanity. Large bonus room with separate exit. Outdoor retreat with gas fireplace, water feature, and two pergolas. Energy-efficient with upgraded insulation, new 18 SEER A/C (2015), and gas water heater (2016). Great storage: Spit 3 Car garage with cabinets and backyard has sheds. CItrus trees (2 orange and 1 Lime). Stunning Woodside Home with Thoughtful Upgrades and Gorgeous Outdoor Retreat Welcome to this meticulously maintained 3-bedroom, 2.5-bathroom home, with a versatile den/office and spacious bonus room, offering the perfect blend of comfort, style, and modern amenities. From the moment you step inside, you'll be captivated by the attention to detail and pride of ownership that shines throughout the property. The heart of this home is the beautifully updated kitchen, featuring brand-new quartz countertops and a stylish new backsplash that elevate the space. Perfect for those who love to entertain, the kitchen also boasts a gas thermodor range and a dual oven, ideal for cooking large meals or experimenting with new recipes. An abundance of under-lit cabinetry and gleaming granite countertops ensure this space is as functional as it is visually stunning. The open and airy family room is designed for both relaxation and entertaining, with a cozy fireplace, recessed lighting, and built-in wiring for sound. The highlight of the space is the brand-new glass wall/door system that brings the outdoors in, seamlessly connecting to the serene backyard retreat. The spacious split master suite offers a private sanctuary with direct access to the backyard, creating a perfect retreat for relaxation. The room features two large walk-in closets, and the master bath is a true spa-like experience, complete with a separate shower, a soaking tub beneath a beautiful chandelier, dual sinks, and a built-in vanity area. The oversized bonus room provides endless possibilities for use, whether as a second living space, playroom, or home office. It even has its own separate entrance to the backyard and the one-car garage. Step outside to your private backyard oasis, where you can unwind by the gas fireplace, enjoy the soothing sounds of the water feature, or relax under one of the two pergolas. Sunshades and a ceiling fan keep the space cool during warmer months, while the lush landscape offers plenty of room for outdoor activities and entertaining. Additional features include a large laundry room with ample storage and a utility sink, built-in cabinets in the garage, and two storage sheds in the backyard. Comfort and efficiency are also top priorities, with a 5-ton, 18-SEER Trane A/C system installed in late 201,5upgraded insulation throughout the home, and a gas hot water and gas hot water heater. Located in the desirable Woodside community, this home is a true gemelegantly updated, spacious, and move-in ready. Don't miss out on the opportunity to make this beauty yours!
1520 N San Gabriel Avenue
Sierra Vista, AZ 85635
$749,900
5
Beds
4
Baths
4,084
SqFt
Status
Active
MLS #
6736098
Property Type
Single Family Residence
Price Type
--
Spacious custom-built home with 6 bedrooms, 4 bathrooms, oversized 3 car garage with a private pool, sauna, outdoor kitchen and producing fruit trees sitting on a private lot. Built using ''RASTRA'' Insulating Concrete Form blocks provide for excellent insulation, noise suppression, and strength upwards of 700 times stronger than wood framing. On one side are 3 bedrooms, 2 bathrooms, a great room open into the kitchen and dining area/breakfast bar, and laundry room. The center has the formal dining room and the entrance leading into living room. The remaining first floor contains a bedroom/office and the primary suite with a large bath, walk-in closet, and sauna. The second floor above the 3 car garage functions as exercise room, home school or bedroom. You'll love the pebble-tec pool!
1188 W Laredo Avenue
Gilbert, AZ 85233
$749,900
5
Beds
3
Baths
3,089
SqFt
Status
Active
MLS #
6689943
Property Type
Single Family Residence
Price Type
--
Great corner lot gem in highly-sought lake community of the beautiful Artemina subdivision in Gilbert! Only 2 mi to downtown Gilbert and 4 mi to downtown Chandler, waking distance to the community Island lake. House features 5 BRs, 3 baths, 3 car garage with high ceilings, formal living & dining rooms, family room with cozy fireplace, a loft area great for entertainment, and plantation shutters in all the right places. The amazing kitchen offers ample cabinetry with crown molding, granite back splash & countertops, elegant pendant lighting, and a lovely island with breakfast bar. The stunning backyard offers great retreat with of a covered patio, personal putting green, and gravel landscaping with lots of trees and plants. Home close to highways, shopping and dinning, a must see
20209 E Via De Colina Drive
Queen Creek, AZ 85142
$749,900
5
Beds
3
Baths
3,204
SqFt
Status
Active
MLS #
6702792
Property Type
Single Family Residence
Price Type
--
Beautiful 5 bed 3 bath home located in desirable Montelena Neighborhood in Queen Creek. Home located in cul de sac with plenty of room on all sides of the home. Large lot with beautiful pool in rear yard, grass front and rear and a fire pit for entertaining. This home has expansive ceiling heights and large rooms. The upgraded kitchen has oversized island with farm sink and gas appliances. Plenty of room for your toys with a 3 car garage and double gate. Very easy access to trails and common areas and conveniently located to the heart of downtown Queen Creek. Plenty of food, shopping and options for your everyday needs! Come take a look!
16044 S 28th Street
Phoenix, AZ 85048
$749,900
4
Beds
2
Baths
2,294
SqFt
Status
Active
MLS #
6722984
Property Type
Single Family Residence
Price Type
--
Beautiful WELL MAINTAINED single story home in the very popular Ahwatukee Foothills, Mountain Park Ranch. The home sits on a large corner lot with nothing but spectacular views from every corner. Upon entering this home, you are greeted with gorgeous tile flooring and soothing paint palettes. No window treatments needed as this home has plantation shutters throughout. Lots and lots of granite countertop and maple cabinets in the kitchen. Perfect for entertaining. Finally, step out back and enjoy the private canyon retreat including pool, built in grill, large covered patio and meditation area. This house has many unique extras that will impress! AC REPLACED 2018, ROOF REPLACED 2008 , WATER HEATER 2015. PRICED BELOW MARKET VALUE. SEE RPR REPORT.
2942 N 48th Place
Phoenix, AZ 85018
$749,900
3
Beds
3.5
Baths
2,335
SqFt
Status
Active
MLS #
6736446
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home in the heart of Phoenix! Nestled in the prestigious Artisan Commons gated community, this stunning residence boasts 3 spacious bedrooms and 3.5 luxurious bathrooms. The charming stone elevation and meticulously maintained front yard provide incredible curb appeal. Step inside to discover a versatile flex room, a stylish loft, and an inviting open floor plan adorned with luxury vinyl plank flooring and 4'' baseboards. The gourmet kitchen is a chef's delight, featuring a KitchenAid gas range, stainless steel appliances, concrete slab counters, a walk-in pantry, and elegant two-tone cabinets with nickel hardware. Enjoy cozy evenings in the living room illuminated by energy-efficient LED lights and bask in the natural light from the energy-efficient polyvinyl windows with 2 blinds. Retreat to the primary suite, complete with a vaulted ceiling, shutters, a Juliet balcony, and a spa-like bathroom with cherry cabinets, copper vessel sinks, and wall-mounted faucets. The low-maintenance backyard is perfect for entertaining, with dual gates, a gas stub for BBQ, and a delightful lemon tree. Additional amenities include an upstairs laundry with upper cabinets and washer/dryer, a guest bathroom with a trough sink and walk-in shower, and a unique upstairs apartment with private access. This gem also offers a community pool, sport court, and a two-car garage. Embrace luxury living in this ideally situated home!
103 E Atacama Lane
Queen Creek, AZ 85140
$749,900
2
Beds
2.5
Baths
2,123
SqFt
Status
Active
MLS #
6737932
Property Type
Single Family Residence
Price Type
--
Rare 3-car garage, amazing corner lot on this super private and quiet street with limited traffic. Builder is nearly out of lots for this plan, don't lose this opportunity. Discover the popular Captivate model located in the gated community of Encanterra Country Club. This impeccably maintained home is situated on a peaceful corner lot with convenient access to both Clubhouses. Enter through the inviting gated courtyard and step into a designer-built home that boasts neutral tones, plank tile flooring and elegant custom shutters throughout. The open room floor plan is perfect for entertaining, featuring a spacious living area with surround sound, a gas fireplace, and a niche wall. Step out back and enjoy the well maintained yard. Built in BBQ, expanded stone pavers and mature trees.
15865 E Lost Hills Drive
Fountain Hills, AZ 85268
$749,900
3
Beds
2
Baths
1,970
SqFt
Status
Active
MLS #
6751511
Property Type
Single Family Residence
Price Type
--
This is your chance to become the proud owner of this unique gem situated on a corner lot! Unparalleled beauty & impressive craftsmanship are truly shown in this fantastic haven that overlooks scenic mountains & city lights views. Well-maintained interior showcases wood-look tile flooring, high vaulted ceilings, plantation shutters, and an inviting fireplace in the large & airy living room. Fabulous eat-in kitchen comes with stainless steel appliances, ample cabinets with crown moulding, tile backsplash, a breakfast bar, and granite counters. Check out the main retreat, offering plush carpet, a walk-in closet, and an ensuite with dual sinks. Tranquil backyard boasts a refreshing pool, spa, and colorful sunsets behind the mountains. This property has everything you've been looking for!
185 Brenna Drive
Chino Valley, AZ 86323
$749,900
3
Beds
3
Baths
2,285
SqFt
Status
Active
MLS #
6753774
Property Type
Single Family Residence
Price Type
--
BETTER THAN NEW!! Pristine condition home built in 2023 in an amazing neighborhood. Bright living room with stone fireplace. 10 ft ceilings. Kitchen offers thoughtful layout with large granite kitchen island and shaker wood cabinets. Spacious primary bedroom with luxurious plush carpet. Primary en-suite offers dual vanities + makeup counter, snail shower, soaker tub, and large closet. A spacious laundry room with ample cabinets and generous counter space. Bedroom 2 offers private patio and its own bathroom. Bedroom 3 enjoys lovely mountain views. Fully landscaped one acre property with plenty of room for an additional garage or RV parking. Attached 4 car tandem garage with storage. For gardening enthusiasts, it's the perfect spot to bring your green thumb into action! Don't miss out!
8717 E Thornwood Drive
Scottsdale, AZ 85251
$749,900
3
Beds
2
Baths
1,525
SqFt
Status
Active
MLS #
6754440
Property Type
Single Family Residence
Price Type
--
This beautiful 3 bdrm, 2 bath home is located in a desirable Scottsdale area close to Fashion Square, Old Town, and the 101. Situated on a spacious 8800+ sq ft corner lot, it offers something for everyone. The home boasts gorgeous curb appeal with artificial turf and a paver walkway leading to a charming front patio with shade structure. Inside, you'll find recent upgrades including granite countertops in the kitchen and bathrooms, as well as luxury vinyl plank (LVP) flooring throughout the main living areas and bedrooms—no carpet! The spacious backyard features artificial turf, a putting green, a built-in grill, a storage room, and an RV gate. Additionally, there's a 1-car garage with an extra driveway that's paved for additional parking. Come tour this one today.
6151 W Donald Drive
Glendale, AZ 85310
$749,900
3
Beds
2
Baths
2,040
SqFt
Status
Active
MLS #
6758790
Property Type
Single Family Residence
Price Type
--
Stunning Lake lot! Top of the Ranch Centex home. Remodeled showplace has open floorplan with vaulted ceilings. Front living/dining room. Rear family has raised hearth fireplace. Gourmet kitchen has newer custom raised panel cabinets. Newer stainless appliances. Granite counters. New (2023) plank tile flooring. New 5'' baseboards thru-out. Freshly painted interiors (2024). Plantation shutters. Large master suite has French doors to back. Incredible lake views in backyard. Newer salt-water, pebble-tec play POOL is both heated/cooled & has custom electric cover. Newer 6 Person above ground spa. Extended lot off lake not included in sq.ft. has outdoor firepit. Custom pavers & artificial turf. EV Stage 2 Fast Charge in garage + new hybrid hot water heater. This home is AMAZING! Lease is paid off - Zero Balance - Average APS Electric Bill last 25 month $71.57
48012 N 16th Lane
New River, AZ 85087
$749,900
5
Beds
3
Baths
3,138
SqFt
Status
Active
MLS #
6768647
Property Type
Single Family Residence
Price Type
--
Seller Financing (no bank qualifying) available at 6.99% (7.34% APR) with just 10% Down or 5.99% (6.32% APR) with 20% down payment. 1.33 acre Horse Property - Bring your horses! This 5-bedroom residence showcases a 3-car garage plus a detached garage/workshop, corral with 3 horse stalls with electric and water, RV hookup, a fenced yard with desert vegetation, and mountain views galore. Discover a bright interior with 10 foot ceilings, travertine floors, and designer touches. The multiple arches are worth mentioning. The impeccable kitchen features staggered cabinetry, stainless steel appliances, granite countertops, an oversized island, and a breakfast nook overlooking the backyard. So muh to offer.