Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

610 E Kristi Lane Flagstaff, AZ 86005

$749,000

3 Beds

2.5 Baths

1,734 SqFt

Status Active

MLS # 6756697

Property Type Single Family Residence

Price Type --

Quintessential Flagstaff Home in sought after Bennett Estates! Nestled in the pines, this MOVE-IN ready, SINGLE LEVEL 3BR, 2.5 Bath home is a gem. Located on a quiet cul-de-sac enjoy the outdoors on the inviting front deck or shaded open paver patio. Inside, spend your time enjoying the beautifully remodeled kitchen that boasts hickory cabinets and new appliances, a welcoming fireplace in the living room, and a spacious primary bedroom with wood floors, vaulted ceilings, and its own cozy fireplace. For the hobbyist, the insulated and heated 1-bay garage with 220V hookup is a perfect WORKSHOP. Don't miss this opportunity to own a wonderful home in Bennett Estates!

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18750 N 90th Way Scottsdale, AZ 85255

$749,000

2 Beds

2 Baths

1,542 SqFt

Status Active

MLS # 6763848

Property Type Single Family Residence

Price Type --

Charming north Scottsdale residence at an amazing price and in an amazing location. This beautiful home offers an open floor plan with vaulted ceilings. Wood shutter complete the dramatic look. Convenient corner lot with stunning, yet low maintenance landscaping. The backyard boasts several intimate seating areas surrounding the sparkling pool. Bedrooms are split and the master has a walk-in closet and separate tub shower. The sunlit kitchen has SS appliances and tile backlash above the granite countertops. The flooring is tumbled travertine or luxtury vinyl in the bedrooms. This property is move-in ready and perfect for a primary residence or second home in a modern desert setting with many amenities a short distance away.

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7161 E Rancho Vista Drive Unit 2001 Scottsdale, AZ 85251

$749,000

2 Beds

2 Baths

1,388 SqFt

Status Active

MLS # 6763830

Property Type Apartment

Price Type --

This stunning interior-facing unit has a lovely terrace, creating a peaceful and inviting atmosphere. The beautiful kitchen features granite countertops, and a breakfast bar that seamlessly flows into the open dining and living spaces. Large windows throughout the unit extend to the terrace, filling the home with natural light and enhancing its warmth. Optima offers a wide range of luxurious amenities, including a 24,000 sq ft fitness center, lap pool, two spas, a steam room, basketball and racquetball courts, and an exercise room. The gorgeous landscaped grounds feature waterfalls flowing into pools, and a putting green. Residents also enjoy two outdoor pools/spas, on-site retail shopping, a dog park, and close proximity to Scottsdale Fashion Square for dining, shopping & more!

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5331 N Pajaro Court Litchfield Park, AZ 85340

$749,000

5 Beds

3.5 Baths

4,300 SqFt

Status Active

MLS # 6768699

Property Type Single Family Residence

Price Type --

Pride of ownership is shown in this stunning residence in the gated Community of Veranda! Nestled on a coveted cul-de-sac, this East/West facing gem boasts a lovely curb appeal enhanced w/a 4-car garage, RV gate, & mature landscape. Be captivated by its warm & welcoming interior paired w/thick baseboards, neutral palette, high ceilings, & a cozy fireplace in the bright living room. You'll also have a formal dining room & a large family room complemented by a wet bar. SS appliances, an island w/a breakfast bar, recessed lighting, abundant cabinetry, glass block windows, & a breakfast nook complete this spotless kitchen. Make the flexible loft an entertainment area. Open the double doors to discover a HUGE owner's retreat, showcasing plush carpet, an ensuite w/dual sinks, & a soaking tub. Additionally, this house includes a 2nd main bedroom with a bathroom. Escape to the backyard oasis comprised of a covered patio, play area, built-in BBQ, and diving pool perfect for summer days. Welcome to your dream paradise!

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756 W Nido Circle Mesa, AZ 85210

$749,000

4 Beds

2.5 Baths

2,670 SqFt

Status Active

MLS # 6766297

Property Type Single Family Residence

Price Type --

This beautiful home on a sprawling cul de sac lot has 4 bedrooms, 2.5 baths Split floorplan with all bedrooms upstairs. Formal Living room, Dining room, Family room and Eat in Kitchen. Sparkling pebble-tec pool and lots of yard space, PLUS a huge detached Workshop/RV garage. Solar panels and a new HVAC.

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6659 N 127th Drive Glendale, AZ 85307

$749,000

3 Beds

2.5 Baths

2,734 SqFt

Status Active

MLS # 6775986

Property Type Single Family Residence

Price Type --

Welcome to your dream home in the heart of Glendale! This stunning 2022 build features an inviting open floor plan, perfect for modern living and entertaining. The kitchen features high end appliances, beautiful finishes and opens to the backyard.The backyard is a true oasis, boasting brand new landscaping that enhances the stunning unobstructed views. Relax under the covered patios, ideal for outdoor gatherings or peaceful mornings with your coffee while enjoying the beautiful scenery. Situated just minutes away from all that Glendale has to offer, you'll have easy access to the stadium, vibrant shopping, excellent schools, and major freeways. This home combines convenience with luxury, making it perfect for anyone looking to enjoy the best of Glendale living. Don't miss out on this!

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16484 W Fawn Drive Goodyear, AZ 85338

$749,000

3 Beds

2.5 Baths

2,391 SqFt

Status Active

MLS # 6770360

Property Type Single Family Residence

Price Type --

Assumable, 2.5% Loan for VA Eligible Buyers! You'll LOVE this beautiful 3-bed, 2.5-bath home with a DEN in Estrella Mountain Ranch! Sits on a corner lot with mountain views & NO direct neighbors behind and hiking path right across the street. Its pride of ownership starts with meticulous landscaping - the backyard is a beauty with extensive travertine hardscape, professional lighting, artificial turf, extended pergola patio, built-in BBQ, elevated fire pit (both plumbed to natural gas line), above ground spa and beautiful fountain. Rare tandem 4-car & RV garage (w/50 amp outlet, cleanout and epoxy floors). Home exudes elegance throughout, featuring inviting living spaces with tons of natural light! The impressive upgraded kitchen has built-in appliances, RO system, wallk-in pantry, ample cabinetry & counter space (quartz). The primary bedroom offers an ensuite with all the must-haves. Separate mud room large enough to make an office and separate laundry room. Soft water system throughout. 2 AC units. Additional insulation in attic. Extensive outside wall and roofline eve outlets for all power needs. Take advantage of the RESORT-STYLE Community amenities, including a golf course, 2 gyms, residents' clubs, lakes, parks, tennis courts, trails, pools, & more. Just WOW

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1894 W Scissor Tail Place Queen Valley, AZ 85118

$749,000

4 Beds

2.5 Baths

2,808 SqFt

Status Active

MLS # 6771038

Property Type Single Family Residence

Price Type --

This Queen Valley custom home sits on 1.26 acres with beautiful mountain views. 2x6 construction. Large primary bedroom and bathroom with walk in closet. GE profile appliances in the kitchen. Soft water and R/O system, central vac and AMPLE cabinet space throughout. Expansive laundry room with more cabinet storage. Built in entertainment center with can lighting in the family room. Beautiful claw foot bath tub and walk in shower in the secondary bathroom. Relax on those cool rainy nights in the screened in Arizona room. 1400 sq ft of garage space including detached garage/workshop with 220V hookup. Detached garage has metal car port perfect for your off road toys. Easy access to side by side trails for hiking, biking, or off road toys.

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31214 N 167th Avenue Surprise, AZ 85387

$749,000

4 Beds

2 Baths

2,200 SqFt

Status Active

MLS # 6770854

Property Type Single Family Residence

Price Type --

Great opportunity for a gorgeous home built by MBH. High-quality MODERN home will NOT last long. Home has RARE PAVEMENT ACCESS on White Wing Rd and 1.14 acres of land for all your toys. Boasting trendy Black and White Tuxedo interior design. This home offers 2200 sf, 4 Bedrooms, 2 Bathrooms. Upgrades EVERYWHERE! Amazing open concept layout, stunning foyer, rear entry drop zone. Laundry room with master closet access. Separated split bedrooms for ultimate quiet and privacy. Black shaker cabinetry with roll out trays. Waste cabinet. Gold Farmhouse sink. Upper and Lower LED cabinet lighting. Quartz counter tops. Glass mosaic backsplash. High End GE CAFÉ White and Gold appliances. Custom Barn doors, 8ft interior doors painted black. Luxury bathroom tile with BLACK free-standing Tub. Gold appliances. Custom Barn doors, 8ft interior doors painted black. Luxury bathroom tile with BLACK free-standing Tub. Gold Delta plumbing Fixtures. High rise toilets with soft close lids. Gorgeous black and gold light fixtures. HUGE 516sqft covered rear patio. This home has it all and needs nothing.

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7401 N Scottsdale Road Unit 3 Paradise Valley, AZ 85253

$749,000

3 Beds

2.5 Baths

2,401 SqFt

Status Active

MLS # 6775698

Property Type Townhouse

Price Type --

Exceptional investment opportunity awaits in the heart of Scottsdale! This roomy 3 bedroom townhouse is ideally situated next to the scenic McCormick Ranch Golf Course and Lake. Enjoy the tranquility of lush surroundings and mountain views. Recently renovated this property comes equipped with a new AC, water heater, and appliances, as well as new vinyl windows and plantation shutters throughout. With captivating lake views and close proximity to incredible restaurants, parks and entertainment, this property promises an unparalleled lifestyle experience.

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9515 S Swiss Court Hereford, AZ 85615

$749,000

3 Beds

2.5 Baths

2,492 SqFt

Status Active

MLS # 6776446

Property Type Single Family Residence

Price Type --

Discover the epitome of luxury living in this stunning custom home, designed by renowned Architect, RK Designs and meticulously crafted by local builder Walston Homes. Nestled on over 4.6 acres of serene landscape, this property offers unparalleled privacy and breathtaking views. Step inside to find high-quality finishes throughout, including 24 foot ceilings, hand-stained solid core wood doors that add warmth and character to every room. The home is flooded with natural light, thanks to strategically placed skylights that create a bright and inviting atmosphere. Spacious kitchen with custom mesquite butcher block island. The spacious living room features large double doors that seamlessly connect indoor and outdoor living, showcasing spectacular views that will captivate you.

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3114 E Hazelwood Street Phoenix, AZ 85016

$749,000

2 Beds

2 Baths

1,779 SqFt

Status Active

MLS # 6776632

Property Type Townhouse

Price Type --

Updated, modern town house with 2 bedrooms, 2 bathrooms, in a split floor plan with a den/office or exercise room next to the master with a separate entrance. Real wood flooring and window shutters throughout the home. NO carpet. S/S appliances, soft close cabinets and drawers, reverse osmosis in the kitchen with a sliding door to the private patio. LED lighting throughout. Dual pane windows, A/C 4 years old, newer washing machine and dryer. 2 car garage with a storage closet with an entrance to the patio. Toto bathroom fixtures. Community pool, near the Biltmore financial district, shopping, great restaurants all around with a short drive to Sky Harbor airport. Town house at the end of the subdivision so no traffic noise from 32nd Street.

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