A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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5910 E Hillery Drive
Scottsdale, AZ 85254
$749,000
4
Beds
2
Baths
2,190
SqFt
Status
Active Under Contract
MLS #
6760266
Property Type
Single Family Residence
Price Type
--
Completely gutted brand new 4 bedroom home. Open floor plan features two living rooms, eat in kitchen and dining book. Designer finishes throughout. New ductwork, updated electrical throughout. New plumbing and updated trim. Gorgeous tilework., new appliances and fixtures. Everything is brand new. All new custom cabinetry throughout. Perfect location in 85254, Must see!!!!
3427 N 153rd Lane
Goodyear, AZ 85395
$749,000
2
Beds
2
Baths
2,183
SqFt
Status
Active Under Contract
MLS #
6767468
Property Type
Single Family Residence
Price Type
--
Stunning model home in prestigious PebbleCreek gated community. Completely remodeled with upscale design throughout. Open concept great room/kitchen with built-in bookshelves, fireplace, dining area, kitchen island, breakfast nook, walk-in pantry, elegant wine bar area and under cabinet lighting. Flex room is currently set up as entertainment/game room but could be used as office/den or additional bedroom. Master bath with back-light mirror, walk-in shower boasting 2 rain shower heads. Large walk-in master closet. Plantation shutters throughout.
17205 W Middlebury Street
Surprise, AZ 85388
$749,000
4
Beds
3
Baths
2,542
SqFt
Status
Active
MLS #
6722037
Property Type
Single Family Residence
Price Type
--
Incredible opportunity to buy a brand new stunning home in golf course gated community ! This stunning 4-bedroom, 3-bath residence is complete with a 2-car garage, an inviting paver driveway, and tasteful stone accents. The great room showcases high ceilings, a soothing palette, and stylish wood-look flooring. The impeccable kitchen features sleek quartz counters, abundant wood shaker cabinets with crown moulding, recessed lighting, a subway tile backsplash, stainless steel appliances, a walk-in pantry, and a large island with a breakfast bar. The main bedroom offers plush carpeting, an ensuite with dual sinks, and a walk-in closet. The backyard boasts a covered patio and generous space for hosting memorable gatherings. Don't miss out on this one!
3114 W Stephens Place
Chandler, AZ 85226
$749,000
4
Beds
2
Baths
2,421
SqFt
Status
Active
MLS #
6773359
Property Type
Single Family Residence
Price Type
--
Stunning, updated, designer-inspired single-level home on an oversized cul-de-sac lot with an open, light-filled floorplan, vaulted ceilings, and tons of upgrades. The show stopping kitchen was fully remodeled with tons of cabinetry, all stainless steel Viking appliances, including a beverage refrigerator! This home offers everything you are seeking: 4 bedrooms, 2 baths, a split floor plan, an insulated 3-car garage, and a sparkling PebbleTec pool with an energy-efficient pump and removable safety fence. Spend time outside enjoying misters at patio, fire pit & citrus trees. BBQ area is icing on the cake for entertainer's dream yard. The secondary bathroom has been beautifully updated this year! Located in the highly acclaimed Kyrene School District and within the Corona Del Sol High School boundaries. Close to Chandler Fashion Mall with easy access to the 101 Freeway.
2625 W Via Vista
Phoenix, AZ 85086
$749,000
4
Beds
3.5
Baths
3,060
SqFt
Status
Active
MLS #
6778360
Property Type
Single Family Residence
Price Type
--
Views! Views! Views from every direction in this prime location with walking path to tennis court and pool. Stunning home in the master planned community of Tramonto with amenities galore! Beautiful, rounded corridors, plantation shutters, and Intricate details throughout. An attached casita with living, bedroom, bathroom, and separate entrance from the lovely courtyard, are in addition to the other 3 bedrooms and 2.5 baths. The main retreat boasts tray ceilings, a spa-like ensuite, an enormous closet, and patio access. The amazing backyard includes a covered patio and extended flagstone seating area to gaze at the mountains. This home has it all and is absolutely beautiful! Don't miss the opportunity to see this beauty!
17614 E Chevelon Canyon Circle
Rio Verde, AZ 85263
$749,000
2
Beds
2
Baths
1,544
SqFt
Status
Active
MLS #
6757068
Property Type
Single Family Residence
Price Type
--
Nestled within the exclusive Verde River community, this luxury home epitomizes upscale living with its blend of modern comforts and breathtaking surroundings. Boasting 2 bedrooms plus an office, 2 gorgeous bathrooms, and an epoxy floor 2 car garage, this residence offers both practicality and elegance. Upon entering, the gourmet kitchen immediately captivates with upgraded cabinetry , GE monogram built-in wall appliances, sophisticated tile backsplash and beautiful Quartz countertops. The centerpiece is a generously sized kitchen island adorned with designer pendant lighting, perfect for casual dining or entertaining guests. The dining area offers a custom-built banquette finished with an elegant chandelier. Plus enjoy the highly -functional upgrades throughout featuring a water softener, Reverse Osmosis, and an in-wall vacuum system. The great room is bright with natural light featuring surround sound and a multi-panel extended length sliding glass door that invites panoramic views of the majestic mountains indoors. The primary suite exudes elegance, enter through the custom barn door to a pristine ensuite bathroom complete with a dual sink vanity illuminated with under cabinet lights. The oversized shower is complete with stylish tile and the walk-in closet is generous in size. Bedroom 2 is inviting and move-in ready! Outside, the allure of mountain views continues to impress. The covered patio, embellished with pavers, offers a perfect setting for outdoor dining. A separate pergola hosts a custom fire pit, ideal for cozy evenings under the stars, while a built-in BBQ area promises delightful gatherings. Plus enjoy the surrounding beautiful mature landscape! The HOA maintains the exterior landscape as well! The amenities at Verde River are World Class with Tom Lehman inspired eighteen-hole Golf course, tennis courts, pickleball courts, and bocce ball, heated lap pool and Resort style swimming pool, hot tub, Afterburn fitness center, Helen's demonstration Kitchen for cooking classes and a 7.5 acre dog park. The community center has casual poolside dining at Eddy's Diner and gourmet dining at award-winning Needle Rock Kitchen and Tap, Alvea Spa with full-service Salon and Spa amenities, Art Loft and events center. Trilogy at Verde River is adjacent to the Tonto National Forest and is situated in the middle of miles and miles of hiking and biking trails.
23242 S 202nd Way
Queen Creek, AZ 85142
$749,000
4
Beds
2.5
Baths
3,119
SqFt
Status
Active
MLS #
6690634
Property Type
Single Family Residence
Price Type
--
BEAUTIFUL HOME, PREMIUM LOT, AN AMAZING PRICE, WONDERFUL COMMUNITY. TAKE ADVANTAGE OF THE CURRENT REAL ESTATE MARKET AND TURN THIS INTO YOUR DREAM HOME. Stunning open concept floor plan on large premium lot backing to recessed walking trail & green belt with distant mountain views! Spacious greatroom w/gas fireplace and expansive view to resort style backyard. Chef's kitchen showcases 5 burner gas cooktop, loaded with cabinets & counter space ideal for family gatherings & open to greatroom. Primary bedroom is split w/his & her walk-in closets & patio access. Guest wing provides two additional bedrooms & full bath. 4th bedroom w/french doors is split & currently used as an office. Niche can be built-out for closet. Private dining room off entry offers view to front courtyard. It would also make a great flex area. You will be impressed with ample outdoor space for entertainment or relaxation. Play pool with cascading rock waterfall & BBQ area with granite topped high-top seating. Expansive kool decking & two large covered patios provide both dining & sitting areas. Easy care backyard could also be a nice grass area. Three car tandem garage provides work bench and service door. Special features include shutters, recessed & accent lighting, water softener, central vac, 20 tile floors & 4 baseboards. Refrigerator, washer, gas dryer & second refrigerator convey. HVAC units new 2021. Community offers greenbelt, basketball court & playground. Elementary school and American Leadership Academy are within one mile of the property. Queen Creek Marketplace offering many stores & services is approximately two miles from the property.
19147 N 270th Avenue
Buckeye, AZ 85396
$749,000
3
Beds
2.5
Baths
2,800
SqFt
Status
Active
MLS #
6757649
Property Type
Single Family Residence
Price Type
--
Come check out this SPECTACULAR NEARLY NEW Voyage Model home loaded with upgrades and STILL UNDER PULTE'S ONE YEAR HOME WARRANTY COVERAGE! It all begins with amazing street appeal. But the real treat is out back with an Arizona Rainfall heated Pool & Firepit surrounded by Travertine & Artificial Grass in all the right places, fenced and with Mountain Views. Inside you will find LVP flooring throughout, matching Granite Countertops in Kitchen & Bathrooms, Cape Cod Maple Cabinets throughout the home, Ceiling Fans throughout the home & back Patio, Tray Ceilings in the Foyer, Den & Owner's Suite along with a Tiled Walk-in Shower. Custom Barn Doors in the Owner's Suite and Guest Wing Entry & high end Kitchen appliances. And for a bonus, how about an air-conditioned Garage. This home has it all
26425 N 42nd Way
Phoenix, AZ 85050
$749,000
4
Beds
2.5
Baths
2,359
SqFt
Status
Active
MLS #
6766423
Property Type
Single Family Residence
Price Type
--
This beautifully remodeled 4-bed, 2.5-bath property is located just North of Desert Ridge in a highly desirable neighborhood. Filled with modern upgrades, this home offers a perfect blend of style, comfort, and convenience. Step into the inviting, newly updated farm-style kitchen, featuring white cabinetry, a large farmhouse sink, butcherblock countertops, and a complete set of black stainless steel appliances. It's an entertainer's delight, perfect for cooking and creating lasting memories. The spacious floor plan offers all four bedrooms upstairs, including a large, East-facing master suite with a walk-in closet. This home is equipped with energy-efficient solar panels, providing cost savings and sustainability. A water softener system ensures high-quality water throughout the house. A water softener system ensures high-quality water throughout the house. The newer AC unit (installed 2 years ago) and a 1-year-old water heater offer comfort and peace of mind. Car enthusiasts will appreciate the garage equipped with a Tesla charging station, adding to the home's modern amenities. Step outside to the backyard oasis, featuring a lush, well-maintained grassy area, perfect for outdoor activities, entertaining, or simply relaxing.
7496 N Del Norte Drive
Scottsdale, AZ 85258
$749,000
2
Beds
2
Baths
2,187
SqFt
Status
Active
MLS #
6761474
Property Type
Townhouse
Price Type
--
Located in the vibrant McCormick Ranch community, this single-level townhome offers access to a heated pool, tennis courts, and the scenic Comanche Park just across the street. Enjoy an active lifestyle with nearby golf courses, trails, and top-notch dining, all within Scottsdale's premier master-planned neighborhood. Inside, this meticulously maintained home offers both privacy and comfort, with expansive views and modern upgrades throughout. Energy-efficient double-pane windows and doors, a 5-ton HVAC system (installed 2021), solar tubes, and a soft water system (installed 2021) enhance daily living. The spacious wrap-around yard provides a peaceful retreat with a flagstone patio, electric awning, electric and manual sun screens and tranquil fountain. The home layout has excellent space ...and flow for entertaining. The kitchen boasts granite countertops, pull-out shelves, and abundant cabinetry. The master suite invites relaxation, featuring dual closets with built-in storage, a luxurious soaking tub, and a walk-in shower with built-in bench and shelves. The spacious secondary bedroom also features a walk-in closet. This exceptional home combines the best of McCormick Ranch living with every amenity for comfort and style. Tons of Storage in the house and garage. As an added bonus in the garage is a utility sink, epoxy floors, and 2 storage closets.
6145 S Antonio --
Mesa, AZ 85212
$748,995
4
Beds
3
Baths
2,936
SqFt
Status
Active
MLS #
6783442
Property Type
Single Family Residence
Price Type
--
This professionally decorated home is for sale and loaded with designer extras and upgrades. The open-concept kitchen and great room provide the ideal space for entertaining. The second-floor loft offers endless opportunities for a flexible space. Highlights of this home include navy island with white linen bordering cabinets, quartz and dolomite countertops, and upgraded Kitchen Aid appliances. This home gives you easy access to major commuter routes. Explore everything this exceptional home has to offer!
6786 W Gelding Lane
Coolidge, AZ 85128
$748,900
3
Beds
3
Baths
2,492
SqFt
Status
Active
MLS #
6735518
Property Type
Single Family Residence
Price Type
--
What a RARE find! This beautiful 3-bed, 3-bath home nestled on a 1-acre horse property will surely impress you! The charm begins with its great curb appeal highlighted by stone accent details & a desert front yard w/artificial turf. Inviting interior showcases tons of natural light, designer paint, tall ceilings, archways, & tile flooring t/out. Featuring a welcoming living/dining room combo, a formal family room w/fireplace & beam-and-plank ceiling, and a den, this gem offers versatile spaces for relaxation and entertainment! The impressive kitchen has SS appliances, a pantry, recessed lighting, wood cabinetry w/crown molding, & a peninsula w/breakfast bar. Large main bedroom boasts its own fireplace & backyard access! Its ensuite includes dual sinks, separate tub and snail shower, & two walk-in closets. Laundry room with sink & cabinetry. For added convenience, the house comes with two RV gates on both sides and a 3-car garage w/extended driveway. PLUS! The HUGE backyard, with a covered patio, gives you so much potential for your creative ideas. Enjoy the mountain views, providing an amazing backdrop to your living experience! Don't miss this fantastic opportunity!