Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

4801 E Nisbet Road Scottsdale, AZ 85254

$746,000

3 Beds

2 Baths

1,750 SqFt

Status Active

MLS # 6754693

Property Type Single Family Residence

Price Type --

Seller may consider buyer concessions if made in an offer. Introducing a stunning property that boasts a multitude of sought-after features. The interior shines with a fresh neutral color paint scheme, enhancing the ambiance of the home. The primary bedroom comes complete with a walk-in closet and a bathroom fitted with double sinks. The kitchen is a chef's dream with a center island, accent backsplash, all stainless steel appliances. The living room features a cozy fireplace, perfect for cooler evenings. Step outside to a fenced-in backyard, complete with a private in-ground pool and a patio, ideal for outdoor entertaining. With a new roof, this home is ready for you to make it your own. Don't miss out on this gem!

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4331 E Campbell Avenue Phoenix, AZ 85018

$745,000

3 Beds

2 Baths

1,437 SqFt

Status Active

MLS # 6722879

Property Type Single Family Residence

Price Type --

This lovely home is perfectly located on a corner lot in the heart of Arcadia. You'll love the sense of peace from the mountain views of Camelback Mountain and Piestwa Peak. Charming three-bedroom, two-bathroom home with recent upgrades; third bedroom ideal as an office or den. The neighborhood makes it even more special w/ hiking, biking, restaurants & Scottsdale Schools!

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719 W Kings Avenue Phoenix, AZ 85023

$745,000

4 Beds

2.5 Baths

3,173 SqFt

Status Active

MLS # 6726154

Property Type Single Family Residence

Price Type --

This 4-bedroom, 2.5-bathroom home, meticulously maintained by the original owners, combines luxury and comfort on a desirable corner lot. The bright, open floorplan features vaulted ceilings and new luxury vinyl plank flooring. The spacious living areas flow effortlessly, perfect for relaxation and entertaining. The kitchen offers ample counter space and an eat-in dining area. Upstairs, enjoy a versatile loft space ideal for an office, playroom, or extra lounge area. The master suite is a private retreat with an en-suite bathroom. Outside, a diving pool, travertine patio, and safety pool cover complete this beautiful backyard. Don't miss this opportunity!

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492 W Redwood Lane Pinetop, AZ 85935

$745,000

3 Beds

2 Baths

1,793 SqFt

Status Active

MLS # 6752566

Property Type Single Family Residence

Price Type --

Discover your fully furnished dream home, built in 2021 and nestled in the serene Top of the Woods community. This contemporary residence offers a blend of high-end features and thoughtful design elements, ideal for modern living. The home is bathed in natural light through tinted dual pane windows, adorned with elegant Norman Shades for privacy and energy efficiency. Stay cozy by the gas fireplace on chilly evenings, and enjoy peace of mind with a powerful 22 KW backup generator. The expansive kitchen is a chef's paradise, featuring a large island with a butcher block countertop, a farmhouse sink, a gas range, and soft-close cabinets and drawers. The luxurious bathrooms boast granite vanities and beautifully tiled showers for a spa-like experience The spacious garage comes equipped with metal storage cabinets, providing ample space for all your toys and storage needs. Modern conveniences include a tankless water heater and composite decking on both the front and back decks. Relax or entertain on the spacious covered back deck, surrounded by the beauty of tall pine trees. Experience contemporary living in a tranquil setting. Call today for your visit and make this exquisite Top of the Woods home your own!

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1312 E Via Sicilia Road San Tan Valley, AZ 85140

$745,000

4 Beds

3 Baths

2,944 SqFt

Status Active

MLS # 6757700

Property Type Single Family Residence

Price Type --

Experience the perfect harmony of luxury and savings with this exquisite home, featuring owned 10.4kW solar panels for instant energy cost reductions. There are no other additional costs associated with the solar panels. Nestled on over 1/3 acre in an exclusive gated community, this corner lot property exudes privacy and tranquility. Inside, two spacious den areas offer ample room for entertaining, while the gourmet kitchen, complete with a gas range and expansive island, elevates both everyday dining and special gatherings. Outside, unwind in the serene backyard oasis under the pergola, surrounded by the sweet fragrance of citrus trees. Luxury living has never been this efficient!

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7027 N Scottsdale Road Unit 225 Scottsdale, AZ 85253

$745,000

2 Beds

2 Baths

1,233 SqFt

Status Active

MLS # 6764146

Property Type Townhouse

Price Type --

Welcome to Paradise Valley and this BRAND NEW, custom, 1230 sqft, 2bed/2bath split floor plan condo with gated entrance and private garage! Nestled in the quiet and hidden community of Traviata, this property is within steps of dozens of attractions. With custom closets, luxury kitchen appliances, custom lighting, a new A/C unit, flatscreen wall-mounted TVs, and high end furnishings, it's like living in a magazine! Every detail exudes sophistication, from the custom cabinetry to the striking countertops and spacious closets. Enjoy access to the community's fitness center, heated pool, and nearby shopping, golf, parks and restaurants. Embrace the luxury lifestyle you deserve!

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9645 N 32nd Street Phoenix, AZ 85028

$745,000

3 Beds

2 Baths

2,334 SqFt

Status Active

MLS # 6765373

Property Type Single Family Residence

Price Type --

Seller may consider buyer concessions if made in an offer. Welcome to your future home! This property boasts a fresh interior with a neutral color paint scheme, providing an inviting atmosphere as soon as you walk in. The living room features a cozy fireplace, perfect for relaxing evenings. The primary bathroom is a haven with a separate tub and shower, complemented by double sinks for added convenience. The kitchen is a chef's dream, equipped with all stainless steel appliances and a stylish accent backsplash. Outside, you'll find a private in-ground pool, a covered patio, and a fenced-in backyard, ideal for entertaining. This home ticks all the boxes for a comfortable and modern lifestyle. Don't miss out on this gem!

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5420 E Verde Lane Phoenix, AZ 85018

$745,000

3 Beds

2 Baths

1,750 SqFt

Status Active

MLS # 6772826

Property Type Single Family Residence

Price Type --

Welcome to your dream home with endless possibilities in the heart of Arcadia lite! This charming 3-bedroom, 2-bathroom plus den home offers a perfect blend of comfort and style. Step inside to find an inviting floor plan with abundant natural light, showcasing stunning mountain views from the spacious living area and backyard. With a prime location close to top-rated schools, parks, and vibrant local shops and restaurants this home is perfect for families and anyone seeking the best of Arcadia living. Don't miss the opportunity to make this enchanting property your own!

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726 E Citrus Hollow Way Queen Creek, AZ 85140

$745,000

2 Beds

2 Baths

2,043 SqFt

Status Active

MLS # 6772806

Property Type Single Family Residence

Price Type --

3 CAR GARAGE? YES PLEASE! AND IT'S A CHROMA PLAN? YES PLEASE! Step inside to find a beautifully upgraded interior featuring sleek white cabinets, premium flooring throughout, and a custom wine bar perfect for entertaining guests. The spotless 3-car garage, complete with an epoxy floor, provides ample space for vehicles and storage, catering to those who value quality and function. Outdoors, enjoy a meticulously designed backyard with lush turf grass, ideal for low-maintenance beauty, and a built-in BBQ area that elevates your outdoor entertaining experience. This home truly combines style, comfort, and function for today's lifestyle. This home is also steps away from the Algarve pool and restaurant for the best social life you can ask for! Start living the GOOD LIFE today!

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16349 E Links Drive Fountain Hills, AZ 85268

$745,000

2 Beds

2.5 Baths

2,173 SqFt

Status Active

MLS # 6775692

Property Type Townhouse

Price Type --

Experience luxurious living in this stunning home in the exclusive gated community of Balera at Firerock. Enjoy breathtaking views over the 12th green of Firerock Golf Course in a serene setting. The inviting interior features soaring ceilings and an open floor plan, with a spacious great room and sleek kitchen that flow seamlessly into the dining area. Outdoor dining on the expansive deck offers spectacular golf course vistas. Retreat to the luxurious primary suite, complete with a spa-like ensuite and a generous walk-in closet. A private guest area provides a quiet retreat with its own sitting area, full bathroom, and bedroom. This exceptional property embodies the tranquil lifestyle of Firerock.

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3571 S Adobe Drive Chandler, AZ 85286

$745,000

3 Beds

3 Baths

2,198 SqFt

Status Active

MLS # 6776279

Property Type Single Family Residence

Price Type --

Welcome to Your Desert Oasis in sought-after Layton Lakes! Step into a life of luxury & relaxation! Meticulously maintained home. Enjoy unparalleled canal views ensuring peace & privacy. Outdoor Bliss: Lounge year-round & enjoy your heated pool which also cools the pool during those hot summer days. Pool functions—lights, heater, water feature, cleaner—controllable via phone! Modern Elegance Inside: Be greeted by a sleek modern kitchen that flows seamlessly into the spacious open living area, ideal for entertaining, family gatherings, or unwinding. Ample rooms, sunscreens, a water softener, an RO system, & ceiling fans, LED lighting throughout. Stay secure w/4K 8-camera system, w/remote phone visibility & control. Epoxy floors & built-in shelving in garage. This stunning home awaits you!

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1232 Pebble Springs Prescott, AZ 86301

$745,000

3 Beds

3 Baths

1,929 SqFt

Status Active

MLS # 6778866

Property Type Single Family Residence

Price Type --

Discover this beautifully renovated home in the gated Creekside neighborhood of Prescott Lakes, perfectly designed for comfort and style. This single-level, split floor plan residence boasts 9+ foot ceilings and includes a secondary master ensuite bedroom, making it ideal for either a primary residence or an easy lock-and-leave second home. The kitchen is fully updated with a reconfigured oversized island, sleek soft-close cabinetry, quartz countertops, and a modern tile backsplash, combining functionality with a fresh, contemporary aesthetic. The open great room is perfect for entertaining, with a spacious dining area and a cozy stacked stone corner fireplace to enjoy during cool winter evenings. Expansive views from the living space and large back deck reveal a scenic backdrop. The primary suite is a serene retreat, featuring a textured wallpaper accent wall for a refined touch, a charming bay window that creates an ideal seating area, and a private door leading directly to the outdoor deck space. The master bathroom is complete with dual vanities, a generous soaking tub, and a walk-in shower, while the walk-in closet includes a custom organizer system, ensuring no detail was overlooked. The secondary master bedroom provides guests with a private ensuite bath with a walk-in shower, while a spacious third guest bedroom at the front of the home is perfect for a home office, den, or study. Practicality meets style in the well-appointed laundry room, featuring a utility sink, quartz countertop, cabinetry, and a storage closet, conveniently located as you enter from the garage. The two-car garage offers built-in overhead storage, maximizing functionality. Positioned along a lightly traveled local road with exclusive gated access to the neighboring Prescott Lakes Estates, the rear of this home feels like a private sanctuary, surrounded by mature landscaping and lush greenery. Just a short walk to the Prescott Lakes clubhouse, restaurant, and athletic center, this home offers easy access to all the premier amenities this community has to offer, making it a perfect blend of luxury and convenience in an exceptional setting.

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