A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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5703 S Dante --
Mesa, AZ 85212
$739,940
5
Beds
4
Baths
3,314
SqFt
Status
Active
MLS #
6706166
Property Type
Single Family Residence
Price Type
--
MLS#6706166 August Completion! The Revere at La Mira Expedition Collection welcomes you with a stunning courtyard, leading to an inspiring spiral staircase and a grand foyer. The spacious and elegant formal dining room, an entertainer's dream, connects seamlessly to the butler's pantry and the expansive kitchen. The gourmet kitchen, featuring an island and an adjoining breakfast room, overlooks the inviting gathering room. Additionally, there is a guest bedroom with a full bath on the main floor. Upstairs, you'll find a game room, three secondary bedrooms, two full baths, a laundry room, and the private owner's suite. The owner's bath boasts dual vanities Structural options include a gourmet kitchen, extended patio, loft, and an added 5th bedroom, paver front porch and garage service door.
16332 E Skinner Drive
Scottsdale, AZ 85262
$739,900
4
Beds
4
Baths
2,616
SqFt
Status
Active
MLS #
6769907
Property Type
Single Family Residence
Price Type
--
EPCOR Water Approval is Confirmed for this property! Certificate of Occupancy obtained. No waiting! Nestled amid stunning mountain views, this home offers luxurious desert living with a perfect fusion of modern elegance & natural beauty. Enjoy panoramic vistas, with generously sized windows & soaring 9-10' ceilings paired with elegant 8-foot doors. Open and airy design, drenched in natural light, creates an inviting atmosphere throughout. Step outside to the covered back patio, ideal for entertaining or simply unwinding while soaking in the breathtaking desert landscape. Private En Suites for primary and 2 guest suites for optimal privacy and comfort. 4th guest room has ensuite with main living access. Spacious 3+ Car Garage & Workspace: Plenty of room for vehicles, hobbies, etc. HURRY! 5000-Gallon Water Storage Tank provides added convenience for desert living.
7400 W Quail Track Drive
Peoria, AZ 85383
$739,900
5
Beds
3
Baths
2,837
SqFt
Status
Active
MLS #
6748512
Property Type
Single Family Residence
Price Type
--
Ready now-North/South Exposure. This community boasts breathtaking views and is conveniently located minutes away from shopping, dining, hiking trails and more! Our popular 'Stork' floorplan features 5 full bedrooms plus a game room and a multipurpose room, 3 bathrooms, 2 Car-Garage and a private yard with views! Designer selected finish includes White Cabinetry, Quartz Kitchen Countertops, Wood Like Tile Throughout, and Plush Carpet in all the bedrooms. This beautiful home will have it all including 9' ceilings, Gourmet Gas Kitchen, Smudge Proof Stainless Steel Appliances, Blinds, Pre-Plumb for Soft Water, and Smart Home Technology. Home is under construction, photos of similar spec home to show layout, options may vary**
3799 W Starlight Drive
Happy Jack, AZ 86024
$739,900
4
Beds
3
Baths
2,436
SqFt
Status
Active
MLS #
6757402
Property Type
Single Family Residence
Price Type
--
Welcome to your dream retreat in Happy Jack, Arizona, where this stunning property offers the perfect blend of luxury and natural beauty. Situated on 1.77 acres of lush land that borders the greenbelt, this fully remodeled home boasts 4 bedrooms, 3 bathrooms, and an oversized 3-car garage, ensuring ample space for both relaxation and recreation. Step inside to discover an inviting open floor plan flooded with natural light from large sunny windows, creating a warm and welcoming ambiance throughout. The focal point of the great room is a custom stone fireplace, perfect for cozying up on chilly evenings. Custom wood ceilings, along with interior T & G ceilings, add rustic charm and warmth throughout the home. The spacious master suite features a luxurious master bathroom with a double custom vanity and large walk-in closet. Luxury vinyl waterproof flooring flows seamlessly throughout the home, providing both durability and style. The heart of the home is the kitchen, featuring a custom stone island with a built-in wine rack. A farmhouse sink adds charm and functionality to the space, while new stainless steel appliances complete the modern amenities. With tons of storage and a flowing floor plan, entertaining family and friends is a breeze. Outside, a large covered deck overlooks the lower open patio area, providing the perfect space for outdoor gatherings. Well-constructed fencing encloses the backyard for privacy and security, while tall pines dot the property, creating a picturesque backdrop for enjoying the serene mountain surroundings. Best of all, horses are allowed, allowing you to fully embrace the equestrian lifestyle amidst the beauty of Happy Jack. Don't miss your chance to own this exquisite property-- and start living the mountain retreat lifestyle you've always dreamed of.
7546 W Villa Rita Drive
Glendale, AZ 85308
$739,900
4
Beds
2.5
Baths
2,779
SqFt
Status
Active
MLS #
6781410
Property Type
Single Family Residence
Price Type
--
Escape the ordinary and get inspired by this architecturally-unique, Spanish-influenced home in the picturesque Hidden Manor neighborhood. Unusually rich in character, this custom-built home is situated on a 18,000 square foot lot with remarkable outdoor spaces that have taken decades to cultivate. The curb appeal is a 10/10 with lush lawns, a meandering front walkway surrounded by a canopy of yellow bells and an entry loggia/courtyard with latticed roof, mature ficus trees and stately columns. This special home captures the essence of AZ living with gorgeous surroundings, classic interiors and charming outdoor spaces. The interior and exterior were freshly painted in 2024. The vaulted and beamed ceilings in the living areas feel both grand and welcoming, with complementary wood + laminate flooring underfoot. Rich, textured walls create a very European feeling, with the prominence of the interior columns. The living room's extraordinary design will instantly lift your mood, with all the magnificent natural light filtering in. Just off the living room is the cozy family room, which features a wood-clad ceiling and 2 sets of French doors that open to the rear patio for entertaining. A full wall fireplace brings warmth and comfort, with bench seating, firewood alcove and a wood mantel. Don't miss the decorative loft space overhead which can be made into a fun, hidden room or re-purposed for storage needs. Prep and enjoy meals in the classically-styled, eat in-kitchen. Overlooking the park-like rear yard, the kitchen also opens to the living space, making it perfect for gatherings. Crisp white recessed panel cabinetry is paired with black granite counters. There is a breakfast bar and a built-in desk niche, along with a breakfast area that is perfect for everyday dining. The spacious walk-in pantry/butler's pantry is an unexpected delight with walls of built-in cabinetry + shelving, ample counter space, second full size refrigerator, picture window and pull-down stairs access to the attic space for additional storage opportunities. Retreat to the primary suite for rest and relaxation. It offers dual closets, newer carpet and a spacious, private bath with dual sinks and tiled tub/shower. The generous secondary bedrooms have walk-in closets and newer carpet. The 4th bedroom is split and would make a wonderful guest suite or home office. Prepare to fall in love with the dream backyard that has been 20+ years in the making! With the home's inimitable indoor/outdoor connection, you'll see why every detail in the backyard is curated to enhance year-round livability. There will surely be some epic backyard parties in your future! You'll be entertaining in style from the poolside kitchen ramada with concrete bar top, built-in BBQ, fridge and swivel-mount for TV, all surrounded by a canopy of mature trees and lush, sprawling lawns. Whether you are taking a dip in the sparkling pool to cool off in the summer or gathering around the paver-lined, sunken firepit in the cooler months, you'll be in your own private paradise. You'll find yourself marveling at your park-like surroundings, which include a concrete sports court, spacious fenced garden area and in-ground pond. An assortment of trees include ash and ficus trees, along with tasty tangerine and lemon trees + hearty grape vines. Shade sails and misters help keep you cool and the sprawling lawns invite play. There are RV gates on both sides of the home, so you can bring your toys. The Northwest valley location can't be beat. Nearby many local staples/destinations along with the best culinary, retail, and entertainment epicenters (less than a mile to Trader Joe's and Arrowhead town center). Hidden Manor is a special enclave of homes on large lots with an active neighborhood watch. The HOA is a modest $7/mo fee. The community was originally marketed to tennis lovers, with shared, private tennis courts as an option. There are still several private tennis courts still in use today-check out the aerial views of the neighborhood-it is just so cool!
18148 S Via Loma Del Venado --
Vail, AZ 85641
$739,900
4
Beds
2.5
Baths
2,363
SqFt
Status
Active
MLS #
6760338
Property Type
Single Family Residence
Price Type
--
Dreaming of a horse property? This stunning 5-acre estate offers 360-degree views of the city, mountains, and a scenic canyon that backs up to the property. Perfect for families and horse lovers alike, this split-level home features a spacious primary bedroom, luxurious en suite bath with a shower and clawfoot tub, and office/den on the upper level, with three bedrooms on the lower level. The great room boasts a beautiful stone and wood fireplace, while the updated kitchen shines with granite countertops, a one-of-a-kind artistic desert scene backsplash, new appliances, a tall breakfast bar, and a gas stove cooktop. With the gorgeous Sonoran desert views that draw you outside, you'll love the back patio for entertaining with a built-in BBQ, and open spaces that look upon the horse arena with a tack room, and a hay barn, plus the handy RV/trailer storage to fully equip you for the equestrian lifestyle. The oversized 4-car garage is a mechanic's dream, it's complete with steel beams, a workspace, and a handy half bath. This property is a rare find and won't last long.
3088 E Goldfinch Way
Chandler, AZ 85286
$739,900
5
Beds
3.5
Baths
3,469
SqFt
Status
Active
MLS #
6735408
Property Type
Single Family Residence
Price Type
--
Get ready to have your mind blown by this amazing listing - not only does it have one, but TWO master bathrooms! Say goodbye to morning bathroom battles and hello to pure bathroom bliss. But that's not all - with 5 bedrooms, 3.5 baths, and a 3-car garage, this home has plenty of space for all your loved ones. The kitchen is a chef's dream with upgraded cabinets and stunning quartz countertops, while upstairs, a spacious loft and four generously sized bedrooms await. And let's not forget about the downstairs master suite, complete with a glorious bay window, walk-in closet, and dual vanity - perfect for those luxurious self-care routines. But wait, there's more! This home comes with a list of upgrades, including new interior paint, plush new carpet, freshly painted cabinets and updated cabinet pulls for that extra touch of elegance. And outside, the professionally landscaped yard will make you feel like you're living in your own private oasis. Don't wait any longer - come see this must-see property before it's snatched up by someone else. Trust us, you don't want to miss out on this gem of a home.
11883 N 111th Way
Scottsdale, AZ 85259
$739,900
3
Beds
2
Baths
1,715
SqFt
Status
Active
MLS #
6753088
Property Type
Single Family Residence
Price Type
--
Location, Location, Location...Nestled amidst the picturesque McDowell Mountains, this stunning 3-bedroom, 2-bathroom residence located in the highly desired community of Sierra Ridge is a perfect of blend of style, comfort & functionality with gorgeous mountain views. Situated on a large corner cul-de-sac lot. As you step inside, this immaculately cared for home is immediately apparent with new baseboards and custom-made valances. The kitchen is equipped with stainless steel appliances and an upgraded pantry door, making it both beautiful and functional. The large master suite is a retreat in itself, offering a sitting area or perfect for a home office and a spacious walk-in closet with custom built-ins. Step outside to your own personal oasis. The backyard is an oasis boasting a Pebble Tec chlorine pool with a serene water feature with Hayward digital equipment and a Catch a Kid pool net for added safety. The extended patio is perfect for gatherings with a built-in propane grill, fire pit, outdoor fans and accent lighting that enhances the ambiance. The RV gate, lush turf and irrigated planters add convenience and charm to this outdoor space, while sunscreens on the outdoor windows help keep the home cool and energy-efficient. This home has been meticulously cared for, with a newer Trane AC unit still under warranty. The 2-car epoxy-coated garage includes cabinets, a workshop area and surround sound, making it the ultimate space for projects. This home is move-in ready and waiting for you to make it your own. Don't miss out on this exceptional opportunity! Ideally located to Scottsdale's finest shopping, dining, schools and 101 Freeway.
4142 E Thistle Landing Drive
Phoenix, AZ 85044
$739,900
4
Beds
3
Baths
1,936
SqFt
Status
Active
MLS #
6767466
Property Type
Single Family Residence
Price Type
--
RARE PRESERVE LOT - almost a quarter acre! Sit in your tranquil backyard , dip your toes in your pool and when you feel like hiking, the hillside trail starts behind you. No neighbors behind or to East. Downstairs features vaulted beamed ceilings, custom curved maple railing, two living spaces at front & side of kitchen, laundry, bedroom/office, bath with outside entry for pool access. Upstairs features primary suite with en-suite bath, two additional bedrooms and another bath. . Propane heated pool, spa and kitchen stove. Located in Mountain Park Ranch with pool, spa, and tennis. Kyrene schools. Owned solar.
14341 N 81st Drive
Peoria, AZ 85381
$739,900
5
Beds
3
Baths
3,294
SqFt
Status
Active
MLS #
6767388
Property Type
Single Family Residence
Price Type
--
Absolutely Stunning 5 Bedroom, 3 Bath, Single Level Home Located in Private Gated Community, Formal Living & Dining Room, Open Kitchen w/Custom Cabinets & Corian Countertops, New Stainless Steel Appliances, Double Oven, Build-In Microwave, Kitchen Island w/Breakfast Bar, Eat-In Kitchen Dining Room, Spacious Family Room w/Vaulted Ceilings & Gas Fireplace, Master Bedroom w/Separate Exit to Backyard & Spacious Walk-In Closet, Master Bathroom w/Dual Sinks & Custom Walk-In Shower, Split Floor Plan w/3 Bedroom/1 Bath w/Separate Teen Room, Additional Office/Den w/3rd Bathroom, Newer A/C Units, Extended Covered Backyard Patio, Sparkling Pool & Spa w/Waterfall Feature, Mature Landscaping Front & Backyard, 2 Car Ext Garage, RV Gate & RV Parking, Community Park w/Playground and Covered Ramada Area
230 E Appaloosa Court
Gilbert, AZ 85296
$739,900
5
Beds
3
Baths
3,300
SqFt
Status
Active Under Contract
MLS #
6752669
Property Type
Single Family Residence
Price Type
--
This is an amazing floorpan! Luxurious 5 Bedroom home with tons of natural light. Walking distance to downtown Gilbert and all the restaurants. Each room is generously sized, offering either a walk in closet or two closets. Entertainer's kitchen ready for all the parties, opens up perfectly to the formal dining room and huge living space. Vaulted ceilings, tile in the right places. Outside your private oasis awaits with a sparkling pool perfect for hot Arizona summers. Worried about storage? 3 car garage and tons of closets to store everything! This home provides upscale living and an unbeatable location with pretty much everything you've been looking for. Great neighborhood with walking paths and right across from a great gym, on a culdesac lot and just down from the park.
18239 N 46th Street
Phoenix, AZ 85032
$739,900
3
Beds
2.5
Baths
2,641
SqFt
Status
Active
MLS #
6721914
Property Type
Single Family Residence
Price Type
--
You don't want to miss this beautifully maintained 3 br (Loft can be converted to 4th bedroom) 2.5 ba home in a prime location! Step inside to be greeted by vaulted ceilings that create a spacious and airy ambiance. The open kitchen boasts granite countertops and stainless steel appliances. The kitchen opens to the family room that includes a fireplace and custom shelving. An inviting upstairs loft area provides additional space for relaxation or work. The backyard is an oasis, featuring a pristine pool equipped with a 1-year old variable speed pool pump, ensuring efficient and enjoyable swim sessions. With a 3-car garage, you'll have ample space for parking and take advantage of the extra storage. Conveniently located near the 101 and 51 freeways, this home offers easy access to Kirkland Commons, Desert Ridge and the Mayo Clinic, making it an ideal choice for convenience and comfort. Don't miss the opportunity to make this exceptional property your new home!