A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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49011 N 7th Avenue
New River, AZ 85087
$720,000
6
Beds
3
Baths
2,758
SqFt
Status
Active
MLS #
6735916
Property Type
Single Family Residence
Price Type
--
Looking for income potential? 2 distinct residences, both offering private patios and unlimited space. Or...keep your family/parents/kids close! If you've grown tired of looking at all the same territorial style homes, this is your beautiful chunk of turquoise in that boring desert of houses! Homesteaders, are you looking for that vintage, farm house style that is also multigenerational? Your search is over! Perfectly situated on a little over an acre of land, everything about this home was made with great thought to detail for optimal space usage while capturing phenomenal mountain views. Main home, 1727 sq ft, is three bedrooms, 1.75 bathrooms, wood flooring in living room, dining, office & hall, large laundry/mud room/pantry plus private entrance gym or bonus room. Permitted Second residence, 1032 sq ft, is three bedrooms, 3/4 bath with custom walk-in shower. Chevron Butcher Block counter, stained concrete floors finish the farm house theme. Both homes are equipped with an RO system. Parking will be a breeze with all the designated parking areas for your family/friend gatherings. All of the extras that make both of these homes both classic and cowboy chic! From the covered patios to the free standing deck and outdoor BBQ & bar area,every detail was designed to embrace your gatherings. Privacy fenced storage areas, 3 sheds, works shop and a huge 34X24 garage completes this rare find. Lush desert landscaping for easy maintenance, No HOA's so bring those toys and horses. Get out the city and embrace peace and endless star gazing again, Welcome Home!
21147 W Hillcrest Boulevard
Buckeye, AZ 85396
$720,000
3
Beds
3
Baths
2,519
SqFt
Status
Active
MLS #
6747757
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home in Verrado! This exquisite single-level residence, featuring custom finishes throughout, offers both elegance & functionality. With 3 spacious bedrooms, a versatile den, & 3 luxurious bathrooms, this home is designed for comfort & style. The inviting gourmet kitchen boasts top-of-the-line appliances, granite counters, a gas stove & giant walk-in pantry. The open living areas are enhanced by 12-foot ceilings & stylish plantation shutters, adding a touch of sophistication & maximizing natural light. The split master bedroom suite provides ultimate privacy, with a spa-like master bath showcasing his-&-her sinks, a large hidden step-in shower, & a generous walk-in closet. Step outside to discover a no-maintenance backyard designed for relaxation & enjoyment... Welcome to your dream home in Verrado! This exquisite single-level residence, featuring custom finishes throughout, offers both elegance & functionality. With 3 spacious bedrooms, a versatile den, & 3 luxurious bathrooms, this home is designed for comfort & style. The inviting gourmet kitchen boasts top-of-the-line appliances, granite counters, a gas stove & giant walk-in pantry. The open living areas are enhanced by 12-foot ceilings & stylish plantation shutters, adding a touch of sophistication & maximizing natural light. The split master bedroom suite provides ultimate privacy, with a spa-like master bathroom showcasing his-&-her sinks, a huge tiled snail shower, & a generous walk-in closet. Step outside to discover a no-maintenance backyard designed for relaxation & enjoyment. Featuring lush turf, a raised deck , & hot tub readiness with pre-installed electrical, this space is perfect for both entertaining & unwinding. The backyard is also plumbed for gas that feeds the resort style fire feature and BBQ, making outdoor cooking a breeze. Enjoy breathtaking views & an unparalleled location with a private park right across the street & sought-after hiking trails, Victory stairs, and Victory Golf course just a short walk away. The home is in the Highlands area that is at the base of the White Tank Mountains. Verrado has 3 pools, newly remodel Gym and several community activities like the weekly farmers market for residents. Additionally, this property offers a unique financial benefit: an assumable VA loan, providing an excellent opportunity for those qualified buyers. Come see this home today and make it yours!
1431 S Wayne Drive
Chandler, AZ 85286
$720,000
4
Beds
3
Baths
2,669
SqFt
Status
Active
MLS #
6753818
Property Type
Single Family Residence
Price Type
--
The search is finally over! Take a look at this gorgeous 4 bed, 3 bath residence showcasing spacious 3-car garage in Arizona Estates! Inside, you will find a bright living/dining area featuring bountiful natural light, soothing palette, wood-look floors, & recessed lighting. The stunning kitchen boasts a plethora of white shaker cabinets, stylish light fixtures, granite counters/backsplash, black SS appliances, a walk-in pantry, & a peninsula with a breakfast bar. Fabulous loft is perfect for an entertainment area! Main bedroom enjoys a lavish ensuite with dual sinks, soaking tub, & a walk-in closet. Spend relaxing afternoons in the wonderful backyard with extended seating area, green grass, & endless blue skies. You must see it! Owned Solar! The search is finally over! Take a look at this gorgeous 4 bed, 3 bath residence showcasing spacious 3-car garage in Arizona Estates! Inside, you will find a bright living/dining area featuring bountiful natural light, soothing palette, wood-look floors, & recessed lighting. The stunning kitchen boasts a plethora of white shaker cabinets, stylish light fixtures, granite counters/backsplash, black SS appliances, a walk-in pantry, & a peninsula with a breakfast bar. Fabulous loft is perfect for an entertainment area! Main bedroom enjoys a lavish ensuite with dual sinks, soaking tub, & a walk-in closet. Spend relaxing afternoons in the wonderful backyard with extended seating area, green grass, & endless blue skies. You must see it! Owned Solar!1
21408 S 224th Place
Queen Creek, AZ 85142
$720,000
4
Beds
2.5
Baths
2,423
SqFt
Status
Active
MLS #
6759995
Property Type
Single Family Residence
Price Type
--
Built in 2020 by Richmond American Homes, the Deacon floor plan offers 3 bedrooms, a versatile den or office space with doors for added privacy, and 2.5 bathrooms. The open-concept design is further elevated by beautiful upgrades and finishes throughout, creating a bright and welcoming space. This stunning home has been meticulously maintained and is truly move-in ready! Out back, you'll love the low-maintenance turf landscaping, perfect for easy upkeep. For those with extra toys, the attached spacious RV garage provides all the storage you need. This home is located in the highly sought-after Spur Cross community, where residents enjoy fantastic amenities such as a community pool, basketball court, beach volleyball court, and playgrounds. With ample storage and a prime location just minutes from Queen Creek's top amenities and attractions, this home is the ultimate basecamp for all your Arizona adventures. Don't miss out!
16112 E Carmel Drive
Fountain Hills, AZ 85268
$720,000
3
Beds
2
Baths
1,817
SqFt
Status
Active
MLS #
6768968
Property Type
Single Family Residence
Price Type
--
STUNNING VIEWS!!! This fully renovated home offers the perfect blend of luxury and comfort. Inside, you'll find an open-concept living space with brand new features like AC, cabinets, stainless steel appliances, and a cozy fireplace. Step outside to your private pool oasis, complete with a new patio deck. High-quality finishes throughout, including tile and marble floors, quartz countertops, and new doors and windows, create a sophisticated and inviting atmosphere. This energy-efficient home is not only beautiful but also practical. Enjoy the convenience of a new 2-car garage with epoxy floors and a freshly painted interior. With a stunning pergola adding a touch of elegance, this move-in-ready masterpiece is a must-see.
20750 N 87th Street Unit 2011
Scottsdale, AZ 85255
$720,000
3
Beds
2
Baths
1,825
SqFt
Status
Active
MLS #
6772543
Property Type
Townhouse
Price Type
--
Luxury living at Encore at Grayhawk. This property features a spacious open floor plan with a large kitchen with stainless steel appliances and a breakfast bar, all open to a great room with gas fireplace, large windows and an exit to a spacious north facing balcony with mountain views, and featuring a separate dining room ideal for entertaining. The split floor plan offers the primary suite privacy and boast mountain views, balcony access, a large walk-in closet and well appointed full bath. The fantastic location is just steps from golf, dining, shopping, hiking, and events. This gated community offers resort amenities such as pool, spa and fitness room so you can enjoy a relaxing lifestyle.
4590 Fletcher Court
Wickenburg, AZ 85390
$720,000
2
Beds
2.5
Baths
2,109
SqFt
Status
Active Under Contract
MLS #
6738238
Property Type
Single Family Residence
Price Type
--
You have to see this Home! This highly desirable Brasada model located in the Premier Golf Community of Wickenburg Ranch is packed with impressive upgrades & designer features. This luxurious home is an entertainers dream. Positioned high on a cul-de-sac lot with breathtaking views. You will enjoy the Mountain View's from every room of this home! Easy care landscape leaves you time to do all the fun activities that WR has to offer. Beautiful gourmet kitchen with a serving pantry is just the beginning. It all starts with a grand entry leading you to the great room with a glass wall of doors that opens to the outdoor living space. The outdoor area features electric shades that will enclose this area completely. Remote controlled window treatments continue throughout home. The additional living space includes a Den, an office space off of the kitchen, huge laundry area with additional storage, a custom built primary closet & stunning spa-like bath. The garage offers built in storage & is climate controlled with a mini split A/C. You will also enjoy the whole house water filtration system, upgraded appliances, incredible granite countertops and designer lighting throughout out this gorgeous home.
4858 E Shady Glen Avenue
Scottsdale, AZ 85254
$720,000
3
Beds
2.5
Baths
1,832
SqFt
Status
Active Under Contract
MLS #
6764373
Property Type
Single Family Residence
Price Type
--
This gorgeous Arabella home features 3 bedrooms, 2.5 bathrooms, and a 2-car garage. The stunning great room offers a seamless flow between living & dining areas. The gourmet kitchen boasts high-end stainless steel appliances, quartz countertops, RO system, a stylish tile backsplash, gorgeous wood cabinetry, and a breakfast bar. The main bedroom includes an ensuite bathroom with dual sinks, upgraded marble countertops, glass wall shower, a walk-in closet, and convenient access to the adjacent laundry room. Outdoor features of this home include a well shaded north facing covered patio accompanied by a low maintenance heat resistant turf backyard perfect for your pets.
4067 S White Drive
Chandler, AZ 85249
$720,000
3
Beds
2
Baths
2,363
SqFt
Status
Active
MLS #
6769766
Property Type
Single Family Residence
Price Type
--
Highly sought-after lake community of Old Stone Ranch! This stunning home features 3 bd, 2.5 bath, den, plus bonus room. The gourmet kitchen is a chef's dream, featuring granite countertops, a large island with ample storage, and a breakfast bar. The open layout flows seamlessly into the living area, providing the perfect space for gatherings and family time. The spacious primary suite is your personal retreat, featuring a separate tub and shower, double sinks, and a walk-in closet. Two additional bedrooms, along with a versatile den and bonus room, offer flexibility for a home office, gym, or guest space. Oversized backyard, complete with sparkling pool/spa, large covered patio, built in BBQ, and low-maintenance turf are ideal for outdoor entertaining. Three car garage provides ample storage and parking. Stunning community features include greenbelts, walking paths, picket fences, waterfalls, just to name a few. Prime location near excellent parks, shopping, dining, and schools are additional highlights to this wonderful home. Don't miss the chance to make this exceptional home in a desirable lake community your own.
1797 S Wallrade Lane
Gilbert, AZ 85295
$720,000
4
Beds
3.5
Baths
2,518
SqFt
Status
Active
MLS #
6783230
Property Type
Single Family Residence
Price Type
--
Welcome to this beautifully designed 4-bedroom, 3.5-bathroom home, offering 2,518 sq. ft. of modern living space in a highly desirable community. As you step inside, you'll find an open and spacious layout that perfectly blends the kitchen, family room, and formal dining areas, making it ideal for both family living and entertaining. The gourmet kitchen features a 5-burner gas cooktop, built-in microwave and oven, reverse osmosis water system, and stainless steel refrigerator—perfect for culinary enthusiasts. The main level also boasts a guest bedroom with an ensuite bathroom for added convenience, and a versatile formal dining or sitting room. Upstairs, you'll discover a cozy loft, an upstairs laundry room for added ease, and three additional bedrooms, including a luxurious primary suite with a walk-in closet, walk-in shower, and dual vanities. The secondary upstairs bathroom also features dual vanities and upgraded tile finishes. Additional highlights include a garage equipped with an electric vehicle charging station and built-in cabinets for extra storage. The low-maintenance backyard is beautifully landscaped with artificial turf and mature plants, providing a private outdoor space to relax. Located just steps from the community pool and close to the vibrant Verde Cooley Station and Epicenter, this home provides convenient access to popular dining options like Buck and Rider, Belly Kitchen & Bar, and Matt's Big Breakfast. With nearby shopping, entertainment, and easy access to Loop 202, you'll enjoy both a luxurious lifestyle and effortless convenience!
1533 W Flower Circle
Phoenix, AZ 85015
$719,995
3
Beds
3.5
Baths
2,375
SqFt
Status
Active
MLS #
6749592
Property Type
Single Family Residence
Price Type
--
Fall in love with the highly sought after ICONIC ''inner circle'' of the North Encanto Historical district. This beautiful 40's ranch style home has been remodeled from the inside out! This charming property gives you a 3 bed 3.5 bath, two living spaces and a garage. The spacious backyard is perfect for outdoor activities. The property also includes 2 carport spaces. Make this historical house your new home.
7669 W Tether Trail
Peoria, AZ 85383
$719,990
3
Beds
2.5
Baths
2,197
SqFt
Status
Active
MLS #
6749324
Property Type
Single Family Residence
Price Type
--
Welcome to Ashton Woods newest community in Peoria -The Sanctuary at Aloravita. This 2,197 Ruby floorplan features a Spanish style elevation and includes 3 bedrooms, 2.5 baths, a den, plus an RV garage. The impressive kitchen island is perfect for family and friends to gather as it opens to the home's great room for easy entertaining. The kitchen includes stainless steel appliances with a gas cooktop, large undermount sink, under cabinet hood, beautiful painted shaker style cabinets with crown molding, quartz countertops, kitchen backsplash, and large pantry. The great room offers a 4 panel center sliding glass door so you can step out into your covered patio to enjoy indoor/outdoor living in your backyard with friends and family. Other features include, 8' interior doors, 6x36 wood plank style floor tile, upgraded carpet/pad, a soft-water loop, and much more! This home also includes an RV garage, perfect for an RV or a car enthusiast! Great location close to dining, freeways, parks, and entertainment!