Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

42491 W Bravo Drive Maricopa, AZ 85138

$715,000

5 Beds

3 Baths

3,622 SqFt

Status Active

MLS # 6724989

Property Type Single Family Residence

Price Type --

Welcome to your dream home. This exquisite 5-bedroom, 3-bathroom property offers the perfect blend of luxury, comfort, and entertainment. Elegant luxury vinyl plank flooring and plantation shutters add to the home's refined aesthetic. Spacious kitchen with granite countertops is perfect for meal prep or casual dining. A huge primary bedroom featuring two walk-in closets and private balcony with a view that does not disappoint. The property boasts an entertainers delight with a heated/cooled pool, spa, and a 4-hole putting green, making it the perfect place to host gatherings. Enjoy serene views of the 18th fairway right from your backyard. An EV plug-in station ensures your electric vehicle is ready to go. Don't miss the opportunity to own this extraordinary home in Rancho El Dorado

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6761 W Sonnet Drive Glendale, AZ 85308

$715,000

4 Beds

3 Baths

3,053 SqFt

Status Active

MLS # 6739241

Property Type Single Family Residence

Price Type --

Incredible Home Alert! Don't Miss Out! Experience luxury in this breathtaking home! The open kitchen dazzles with quartz countertops, pristine white cabinets, and a spacious island. Relax in the expansive family room by the cozy fireplace. Each bedroom, including the loft, is generously sized. Entertain in the elegant formal living and dining rooms. The master suite is a true retreat with a seating area, walk-in closet, and lavish bath. Enjoy peace of mind with a newer roof (2021) and a resurfaced pool (July 2024) to enjoy the hot days of summer. Includes a 3-car garage, fridge. Prime location near shopping. Furniture available on a separate bill of sale.

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14561 W Hidden Terrace Loop Litchfield Park, AZ 85340

$715,000

4 Beds

4 Baths

3,286 SqFt

Status Active

MLS # 6744745

Property Type Single Family Residence

Price Type --

Just WOW! Gorgeous 4-bed, 4-bath home on the Wigwam Red Golf Course! Displaying a manicured landscape & a sided 2-car garage w/paver driveway. Home exudes elegance with a neutral palette, tons of natural light, chic light fixtures, and tile & plush carpet t/out. You'll love the formal dining room and the bright, open floorplan w/soaring ceilings! The gourmet kitchen boasts SS appliances, granite counters, a plethora of cabinetry, a pantry, an island, and a breakfast bar. Owner's bedroom is downstairs, offering an ensuite with dual sinks, a jetted tub, oversized shower, & two walk-in closets. A circular loft upstairs! Also including two large bedrooms, each equipped with an ensuite & a balcony w/beautiful golf course views. Outback, you have a covered patio for enjoying BBQ. Move-in ready!

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20939 E Mayberry Road Queen Creek, AZ 85142

$715,000

5 Beds

4 Baths

3,158 SqFt

Status Active

MLS # 6758721

Property Type Single Family Residence

Price Type --

Why by new?! This meticulous home has Stunning upgrades & a finished backyard. Kitchen boasts quartz counters, gourmet cafe' appliances, large island, upgraded cabinets(including pull out shelves,hardware & soft close), huge walk in pantry plus butler's pantry. Gorgeous shutters, upgraded light fixtures & fans, ADDED CUSTOM BUILT INS throughout, wood look tile, & surround sound. You will love the shiplap, wall molding accents that really add to the charm! STORAGE+! Great room floorpan. Primary Bdrm & 1 secondary Bdrm on main level. Walk in closets in all bedrooms.En suite secondary Bdrm. 3 car garage w/ tons of custom built in cabinets. Spectacular location!! Within walking distance to all the favorite shopping, eateries & entertainment! Highly Rated Schools! So Many Extras in this home!

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18333 E Sunnydale Drive Queen Creek, AZ 85142

$715,000

3 Beds

2 Baths

1,502 SqFt

Status Active

MLS # 6750351

Property Type Single Family Residence

Price Type --

Charming and updated, this 3-bedroom, 2-bath home sits on a spacious .93-acre lot, offering plenty of room for expansion or customization. Over the past years, the home has seen significant upgrades, ensuring that the new owners can move in without needing to tackle any immediate projects. The property includes a 2-car garage, a fully covered patio, and a large open area perfect for your future plans. The home is also equipped with flood irrigation, a concrete fire pit, a small 4x6 shed, and a 12' gate providing access to the rear yard. Key updates include new windows (2019), exterior paint (2024), master bath renovation (2020), new flooring (2020), an HVAC system (2017), and a water heater (2018). No HOA, Irrigation, and Horse Property.

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1232 E Strawberry Drive Gilbert, AZ 85298

$715,000

5 Beds

3 Baths

2,610 SqFt

Status Active

MLS # 6761963

Property Type Single Family Residence

Price Type --

Don't miss this FANTASTIC move-in ready Gilbert home on spacious corner lot! 5 Bed 3 bath + Den, directly across from park. New flooring + freshly painted interior including ceilings, doors, cabinets + trim. New 2023 HVAC System (A/C + Furnace). Huge kitchen with oversized island, vaulted ceilings in great room. Large pantry + ample storage. Stainless steel appliances + fabulous french door refrigerator convey. Gorgeous Wainscot paneling in one bedroom, ceiling fans throughout, covered patio + stone pavers. Washer + dryer convey! Cool-off in your fabulous swimming pool and entertain on your extended patio. Premier location close to Chandler/Ocotillo. Close to hospital, shopping, dining and parks. Welcome home!

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7225 E Villa Way Scottsdale, AZ 85257

$715,000

4 Beds

2 Baths

2,097 SqFt

Status Active

MLS # 6762266

Property Type Single Family Residence

Price Type --

Nestled in the lively South Scottsdale area, this exquisite 4-bedroom, 2-bathroom residence showcases modern elegance, featuring a brand-new pool installed in 2022, ideal for enjoying the Arizona sun. A new roof was added in 2018. Inside, the open-concept layout is highlighted by sleek finishes, flooding each space with natural light. The bedrooms serve as peaceful retreats, while the spa-inspired bathrooms exude a sense of luxury. This beautifully updated home harmonizes comfort with sophistication, conveniently located near Scottsdale's finest dining, shopping, and entertainment, ensuring a life of ease and opulence within a tranquil environment.

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22914 W Sunland Avenue Buckeye, AZ 85326

$715,000

3 Beds

2 Baths

1,956 SqFt

Status Active

MLS # 6763666

Property Type Single Family Residence

Price Type --

You've found your dream ranch! This fully fenced property sits on almost two acres of land and features a main home, a bunkhouse, a covered 3,100 square foot barn area, half acre arena, irrigated pasture, and 6 covered corrals! The main 3 bed, 2 bath home has been freshly painted inside and out and all of the electrical outlets and switches have been updated. The kitchen features knotty wood cabinets with crown moulding, granite countertops, and stainless appliances. The formal family room is perfect for relaxing, the large bonus room is great for a hobby room or a second living area. All bedrooms have updated ceiling fans and recessed lighting. The bountiful laundry room has a utility sink and space for a workbench. Enjoy the country-style living with mountain views! Come visit today!

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578 E Laddoos Avenue San Tan Valley, AZ 85140

$715,000

2 Beds

2.5 Baths

2,124 SqFt

Status Active

MLS # 6764365

Property Type Single Family Residence

Price Type --

No more winter for you! Discover the epitome of move-in-ready perfection at Encanterra, a prestigious golf resort community. This immaculately designed home caters to buyers seeking pristine living. Spacious open layout, sleek granite countertops, soft-close cabinets, plantation shutters and high-end GE Monogram stainless-steel appliances. Seamlessly transition between indoor and outdoor living with a 3-panel sliding glass door. Added bonuses include a water softener and reverse osmosis system and separate garage for your golf cart. Come and play. The community offers a Clubhouse/Rec Room, heated Community Pools and Spas, Concierge, Pickleball Courts, a Workout Facility, and more. Washer, dryer, and refrigerator are included, ensuring your dream home awaits! Say Yes To This Address.

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4238 N 44th Street Phoenix, AZ 85018

$715,000

2 Beds

2 Baths

1,659 SqFt

Status Active

MLS # 6766057

Property Type Single Family Residence

Price Type --

Amazing home located in the heart of Arcadia with vaulted ceilings, tons of natural light, & views of Camelback Mtn from the balcony. Featuring two primary bedrooms with en-suite/updated bathrooms and an airy loft space. New HVAC installed in August, new LVP flooring throughout, plus an updated garage motor and 240 EV charging outlet in the two-car garage. The front gate opens to a hidden oasis of trees, vines, & brick that wrap around the property welcoming you into the comfort of home. Step through the back gate into the community desert walking path/pool area and out into the neighborhood for a quick walk to Teepee, Essence Bakery, or LGO. Kitchen is upgraded with dual ovens, granite countertops, farmhouse sink, and backsplash. Large laundry room features XL capacity washer/dryer and extra cabinets for ample storage. Use the Arizona room as an office, gym, or game room - the floor to ceiling windows and garden views create calm in this charming urban oasis.

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2336 W Laredo Lane Phoenix, AZ 85085

$715,000

4 Beds

3 Baths

3,742 SqFt

Status Active Under Contract

MLS # 6738174

Property Type Single Family Residence

Price Type --

Nestled on a PRIME cul-de-sac! Starting w/a 3-car garage, extended driveway, & a spacious courtyard. Sheer beauty & attention to detail are found inside! A blend of tile & wood flooring, soaring vaulted ceilings, & a cozy fireplace in the living room add to this home's appeal & livability. You'll also find a raised formal dining room, family room, den/office, & a huge bonus room. Gorgeous kitchen is a chef's delight, equipped w/recessed lighting, plenty of cabinets w/crown molding, a center island, granite counters & backsplash, a handy pantry, & high-end SS appliances such as a double oven & gas cooktop. Discover the large main retreat, boasting double door entry, plush carpet, a walk-in closet, & an ensuite w/dual sinks. The spacious backyard is a blank canvas for your personal design! Enjoy fantastic mountain views from the spacious backyard, which provides a covered patio. Act swiftly!

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6877 S Teresa Drive Chandler, AZ 85249

$715,000

5 Beds

3 Baths

3,610 SqFt

Status Active Under Contract

MLS # 6742949

Property Type Single Family Residence

Price Type --

PRICE REDUCTION. Don't miss out on this spacious home located in South Chandler's A+ rated Chandler School District. Home features energy efficient windows & shutters, replaced AC units, hardwood floors & much more! The tri-level floorplan boasts 5 bdrms, 3 bthrms, 3 car garage, a kitchen outfitted with granite counters, kitchen island, lots of storage, large family room with dry bar, flexible office/multipurpose room, huge bonus room, premium lot with no backyard neighbors. Enjoy the frontyard's gated courtyard or the backyard's relaxing water feature, bar, BBQ & amazing views! Close to shopping, food and entertainment, this home is just what you were looking for.

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