Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

4923 N 205th Glen Buckeye, AZ 85396

$699,000

2 Beds

2.5 Baths

1,825 SqFt

Status Active Under Contract

MLS # 6756989

Property Type Single Family Residence

Price Type --

GOLF COURSE VIEW, MOUNTAIN VIEW, CITY LIGHTS, POOL, and COVERED PATIO!!! Got your attention now? Nestled in the tree-lined streets of Victory at Verrado (phase 2) is this beautiful 1,825 square foot Promenade floor plan. The cozy front porch is perfect for enjoying the peaceful surroundings or a morning coffee in the shade. Inside, you'll find wood-look tile flooring, and carpet in the bedrooms, adding a touch of elegance to each space. The kitchen features cooktop, double wall ovens, quartz counters, backsplash, and pendant lights. There are extra cabinets in the pantry/laundry room adjacent to the kitchen for ample storage. The light fixtures, sinks, faucets, & ceiling fans throughout the home create an upscale yet warm and inviting atmosphere.

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1724 N 157th Drive Goodyear, AZ 85395

Open House

$699,000

4 Beds

2.5 Baths

2,830 SqFt

Status Active

MLS # 6761317

Property Type Single Family Residence

Price Type --

Situated in the rapidly growing area near City Square at GSQ in Goodyear, this exceptional 3-bedroom, 2.5-bathroom home offers both style and space, perfect for modern living and entertaining. A welcoming open floor plan includes a versatile den/office and a flex room, providing ample space for work or relaxation. The gourmet chef's kitchen is a true highlight, featuring elegant finishes like a pot filler, double ovens, built-in microwave, gas cooktop, and an expansive island with generous counter space, all complemented by a spacious pantry. Large sliding glass doors from the great room lead to an impressive outdoor retreat, where a heated pool, spa, built-in gas BBQ, and 4-hole putting green create an inviting atmosphere for year-round enjoyment. Set on one of the largest lots in the community, this property offers privacy and plenty of room for outdoor gatherings. The oversized primary bedroom serves as a luxurious escape, complete with an en-suite bathroom, an expansive walk-in closet, and direct access to the serene backyard. The secondary bedrooms share a Jack-and-Jill bathroom, while the nearby den provides flexibility for a home office or guest room. A well-appointed laundry room with added cabinetry and a sink enhances the home's functionality. Meticulously maintained, this home includes recent upgrades such as a new HVAC system installed in 2022, a water heater replaced in 2023, and fresh interior paint and upgraded carpet completed in 2024. The home also features surround sound throughout, ensuring a seamless entertainment experience both indoors and outdoors. A newly replaced drip irrigation system and low-maintenance landscaping make this property as practical as it is beautiful. With its close proximity to shopping, dining, and entertainment, this home effortlessly combines luxury, convenience, and modern design. Don't miss your chance to own this impressive home in one of Goodyear's most desirable locations.

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7126 N Via Nueva -- Scottsdale, AZ 85258

Open House

New

$699,000

3 Beds

2 Baths

1,753 SqFt

Status Active

MLS # 6783614

Property Type Townhouse

Price Type --

Nestled in a quaint community within McCormick Ranch, this charming, low-maintenance, single-level home has been thoughtfully renovated to offer modern comfort and timeless style. Walls were removed to create an inviting open floor plan, highlighting a kitchen with classic cabinetry, beautiful countertops, and stainless steel appliances, with a window over the sink overlooking an inviting patio. Featuring three bedrooms, including a flexible office space, and updated bathrooms, this home is designed for both functionality and relaxation. Enjoy outdoor living with two private patios and the convenience of a 2-car garage. Additional upgrades include a 2014 HVAC, a newer water heater, updated electrical panel, security system, and a new roof installed in 2019. The community offers low-maintenance living with amenities like a pool, walking paths, and easy access to McCormick Ranch's renowned trails, nearby golf, fine dining, and shopping. With close proximity to the Loop 101, this move-in-ready home captures the essence of Scottsdale living!

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675 W Longhorn Drive Chandler, AZ 85286

Open House

$699,000

4 Beds

2.5 Baths

2,376 SqFt

Status Active

MLS # 6727788

Property Type Single Family Residence

Price Type --

The Enchantment located in Alma School Place w/ proximity to freeway, shopping and entertainment this newly updated one level home features a lovely back yard oasis with heated play pool, spa and ''Baja Shelf'' for tanning. Bordering properties are one level creating a more secluded private backyard. The home interior includes shuttered windows, gas fireplace, ceiling fans in bedrooms, den, and family room. ''Nest'' thermostats enable temperature control access even while away from home. Split bedroom floor plan allows master bedroom privacy. A two car garage connects directly to the house via a spacious laundry room w/ sink and storage, a separate single car garage offers plenty of additional storage. Kitchen includes walk in pantry and new stainless appliances. New A/C and exterior p

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6502 E Grandview Drive Scottsdale, AZ 85254

Open House

$699,000

4 Beds

2 Baths

1,735 SqFt

Status Active

MLS # 6743649

Property Type Single Family Residence

Price Type --

FABULOUS COMPLETELY REMODELED 4 BD 2 BA PLUS Bonus Office/Den* This home boasts modern elegance filled with natural light and stylish finishes* WOOD SHUTTERS AND CEILINGS FANS throughout*SUPURB Chefs kitchen w/ quartz counters s/s appliances , LOADS OF CABINET SPACE * The spacious living area is perfect for entertaining with ample cabinetry and counter space* The den/ office space offers a quiet remote space for work or study*The primary suite features a luxurious en-suite bathroom and plenty of closet space * Three additional bedrooms provide flexibility for family, guests, or a home gym* BEAUTIFULLY LANDSCAPED YARD with children' play area surrounded by HIGH WALLS FOR EXTRA PRIVACY* Walking distance to Kierland * Don't miss out on this one COME AND SEE !!

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1000 E Marigold Lane Tempe, AZ 85288

Open House

$699,000

3 Beds

2.5 Baths

1,671 SqFt

Status Active

MLS # 6756608

Property Type Single Family Residence

Price Type --

Welcome to this beautifully remodeled 3-bedroom, 2.5 bath home that seamlessly blends modern luxury with classic charm. Entering the home you will find a bright, open-concept layout, flooded with natural light, perfect for comfortable living and entertaining. The thoughtfully designed floor plan connects the gourmet kitchen featuring stainless steel appliances, quartz countertops, and ample cabinetry—with the inviting living area. The primary suite is a private haven, offering a spacious walk-in closet and an elegant ensuite bathroom, designed for relaxation and comfort. Outside, the backyard is your personal oasis—a sparkling pool and a meticulously landscaped yard. Located just minutes away from ASU and Old Town and offering tons of options for shopping, restaurants, and entertainment!

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19550 N Grayhawk Drive Unit 1039 Scottsdale, AZ 85255

Open House

$699,000

2 Beds

2.5 Baths

1,645 SqFt

Status Active

MLS # 6760998

Property Type Townhouse

Price Type --

Welcome to Cachet at Grayhawk, nestled in the heart of Scottsdale, Arizona. This neighborhood offers a refined living experience with its exclusive guard-gated entry, ensuring peace of mind for all residents. Stroll or bike along the scenic paths that wind through the community, or start your day with a brisk tennis match followed by a refreshing dip in the community pool. For golf enthusiasts, a beautifully manicured golf course awaits, offering endless rounds of enjoyment. With soaring ceilings, this 1,645 square foot home has 2 spacious bedrooms and a den, 2.5 baths, and 2 car garage with additional storage. Mountain views from a covered patio are sure to delight on that crisp winter morning in Arizona. And the sunset and sunrise...simply amazing. Welcome to your new home!

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4444 N 25th Street Unit 8 Phoenix, AZ 85016

Open House

$699,000

3 Beds

4 Baths

2,000 SqFt

Status Active

MLS # 6760892

Property Type Townhouse

Price Type --

Location location location! Encue Biltmore consists of 46 contemporary townhomes, all with great floor plans, their own private gated entrances and two car garages. Within minutes of shopping, casual/fine dining, and markets like Whole Foods or Trader Joes. Constructed in 2020, this desirable floor plan features a flex space, half bath and storage space on the first level. The living level also features a half bath, a gourmet kitchen with quartz countertops and a gas cooktop, an entertainer's island, and BOSCH appliances. The open floor plan flows into the dining space, leading to the living space which boasts mountain views with sliding glass doors. The beautiful iron staircase leads to 3 full bedrooms, a full bath and laundry. The owners suite also has great mountain views from the bedroom, and shower/en-suite bathroom! Perfect for those looking for a turn-key gem that can be lock & leave if needed.

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7704 W Tether Trail Peoria, AZ 85383

$698,990

4 Beds

3 Baths

2,124 SqFt

Status Active

MLS # 6694756

Property Type Single Family Residence

Price Type --

Brand new community in North Peoria! This single-story Opal floorplan home has 4 bedrooms, 3 bathrooms, and a den, spanning 2124 sq ft of luxury living space. The kitchen has white quartz kitchen countertops, white and shale painted shaker style cabinets , stainless steel gas cooktop, hood, and microwave/oven combo. The home has 8ft interior doors and 8x36 wood plank floor tile throughtout. Upgraded carpet and pad in the bedrooms. Satin nickel door hardware and plumbing fixtures and so much more! Don't miss the opportunity to make the Sanctuary at Aloravita your new home.

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945 E Missouri Avenue Phoenix, AZ 85014

$698,900

3 Beds

3 Baths

2,003 SqFt

Status Active

MLS # 6772900

Property Type Single Family Residence

Price Type --

Welcome to your new charming 1950s home located in the heart of the highly desirable North Central Phoenix corridor! This Mid-Century Modern, single-story gem sits on a spacious lot in a prime location. The updated kitchen features sleek granite countertops, crisp white cabinetry, a stylish backsplash, and stainless steel appliances. With ideal North/South exposure, the expansive backyard is a perfect oasis, complete with a covered patio for relaxing, entertaining, and enjoying the Arizona outdoors. The open space offers plenty of potential for expansion or recreation. Surrounded by excellent dining, vibrant nightlife, and great shopping, this stunning property offers an unbeatable lifestyle. Don't miss this opportunity!

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7601 E Indian Bend Road Unit 1006 Scottsdale, AZ 85250

$698,900

2 Beds

2 Baths

1,625 SqFt

Status Active

MLS # 6686598

Property Type Apartment

Price Type --

Welcome home! Located in the gated Corriente Condominiums, this charming ground-floor Perla unit epitomizes comfort and modern style. Fabulous interior showcases plantation shutters, designer paint, tons of natural light, and wood-look tile flooring w/carpet in bedrooms. If entertaining is on your mind, you'll love this desirable open layout w/a two-way fireplace! The kitchen boasts SS appliances, granite counters, recessed lighting, ample cabinetry, and a breakfast bar. Versatile den for an office! Main bedroom has an ensuite with two vanities, separate tub/shower, & a walk-in closet. Relax on your private covered patio! Don't miss the assigned two parking spots in the garage. Enjoy the Community pool & spa, clubhouse, golf course, lake views, workout facility, & EV charger and more!

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2004 E Brigadier Drive Gilbert, AZ 85298

$698,900

5 Beds

2 Baths

2,375 SqFt

Status Active

MLS # 6723809

Property Type Single Family Residence

Price Type --

This beautifully upgraded 5-bedroom, 2-bathroom home in the highly sought-after Adora Trails community in Gilbert, Arizona, was just voted ''Best Tour'' and is ready for its next owners. The single-story floor plan offers stylish design and modern comforts, with a completely remodeled kitchen (2021) featuring an induction cooktop and sleek finishes. The master bathroom has also been beautifully updated, adding a touch of luxury to the home. Plantation shutters throughout add charm and functionality, while the private backyard provides a peaceful retreat.The sellers are incredibly motivated and eager to get this home sold! If you've been considering a move, now is the perfect time to make an offer. Don't miss your chance to own this stunning property in this desirable community. The kitchen features upgraded wood cabinets, gourmet appliances, and an induction cooktop. Bonus Flex Room (2021): Can be used as a fifth bedroom, playroom, workout room, or office. Designer Beams: Adds a touch of sophistication to the main room. RV Gate: Ample parking with an expanded driveway and concrete pad. Custom Backyard: Features an added patio and pergola for outdoor enjoyment. Modern Amenities: Solar tube skylights, modern light fixtures, and ceiling fans. Situated adjacent to a grassy common area, providing a serene and spacious environment. Located in the highly sought-after Gilbert area with excellent schools. Close proximity to shopping, freeways, and miles of walking trails. This home offers an exceptional blend of modern upgrades and practical amenities, making it perfect for families or anyone looking for a spacious and well-appointed living space in a vibrant community. Don't miss out on this incredible opportunity!

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