Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

8307 E Gary Road Scottsdale, AZ 85260

$695,000

5 Beds

6 Baths

5,505 SqFt

Status Active

MLS # 6722753

Property Type Single Family Residence

Price Type --

New co-ownership opportunity: Own 1/8 of this professionally managed, turnkey home. Named for a tropical Yucatan oasis, Tulum Oasis features a great room with 17-foot wood ceilings and a two-sided fireplace. A floor-to-ceiling corner window wall floods the space with light and opens to the backyard pool, a gas fire pit, large grassy lawn, BBQ and dining space. The kitchen has a limestone backsplash, two islands and Sub-Zero and Wolf appliances. The dining room offers a view of a stone patio and fountain. The home includes a den and a flex space. All five bedrooms have ensuite baths. The primary suite features a cozy fireplace, a walk-in closet and a luxurious bathroom with a dual-sink vanity, stone tub and open walk-in shower. The home comes fully furnished and professionally decor

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2041 E Loma Vista Drive Tempe, AZ 85282

$695,000

3 Beds

2 Baths

1,886 SqFt

Status Active

MLS # 6776218

Property Type Single Family Residence

Price Type --

Gorgeous single-level home in highly desired south Tempe location! This 3 bed, 2 bath, open floor-plan home is perfect for your main residence or investment property. Updated electrical panel, 3-system irrigation system controlled by Wi-Fi, new 50-gallon water heater, new whole home water softener, new RO system for sink, new garage door and new pool door! Vaulted ceilings in the great room with wood shutters and carpet (2021) Refreshed fireplace in the formal dining area and tile flooring with a built-in buffet. New windows installed throughout the home in 2021 plus all new carpet and baseboards. Chef's kitchen with new painted cabinets, all stainless-steel appliances, kitchen island with eat-up bar seating. Master suite with ensuite bath that has dual sink vanities, bay windows, and two closets. Fully paid off solar panels! Two large guest bedrooms with wood laminate flooring. Oversized garage and workshop! The back yard has been designed for entertainment! A mixture of grass and desert landscaping with large plush trees providing you plenty of shade. Private, diving pool that is fenced in for safety with new pool light. Plenty of space for extra patio furniture. Extended covered patio with misting system. Side R/V Gate and cemented area to put your boat, R/V or other items. Just minutes away from ASU, Tempe Marketplace, Phoenix Sky Harbor Airport and the Freeway system make this home an easy to get to haven!

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44973 W Sandhill Road Maricopa, AZ 85139

$695,000

3 Beds

2.5 Baths

1,844 SqFt

Status Active

MLS # 6740557

Property Type Single Family Residence

Price Type --

This beautifully maintained three bedroom two and half bath home with a GORGOUS DESERT OASIS is surrounded by scenic views and walking paths. Lounging in your PRIVATE POOL your view is open to the expansive community green belt, while still offering private seclusion behind the lush landscape just beyond your property., with the neighborhood park just around the corner. Surrounded by all of this greenery, is your ULTRA LOW MAINTENANCE dessert landscaped retreat. Whether you are sitting around cooking up smores around the fire. Splashing around in your pool or enjoying a glass of wine in your SPA your entertainer's yard will truly be your indulging retreat. Walking into your home you can't help but take note of the impressive craftsmanship of the solid iron screen door as you walk in to the room filled with warm colors and beautiful flooring. The GREATROOM prewired with 7.1 surround sound has the perfect niche for your art or sculptures. The staggered cabinetry, GAS RANGE, and Corian counter-tops make this kitchen open and inviting. Upstairs, your loft is open and bright. Your large master bedroom is complemented by a large tub, separate shower, WALKIN CLOSET, and double sinks. Your spare bedrooms share views of the front yard. This home has everything you are looking for, fans in all the bedrooms, great room and loft, soft-water system, RO water system, EPOXIED GARAGE FLOOR, much much more. Upgrade: AC system, washer & Dryer had complete overhaul. All faucets been changed to Delta brand in bathrooms & kitchen. The entire 2nd floor including stairway been changed to hard planks water and scratch resistant. Bathroom commodes been changed to 17.5 height. 30 electrical solar panels been installed reduces electrical bill Tremendously in hot summer days.

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7524 E Wildcat Drive Gold Canyon, AZ 85118

$695,000

2 Beds

2 Baths

1,857 SqFt

Status Active

MLS # 6750505

Property Type Single Family Residence

Price Type --

BEAUTIFUL mountain views from your private back yard! Enjoy relaxing in your quiet oasis with wildlife and the peaceful comfort of this lovely setting. PLUS: A THREE-CAR GARAGE, an extra-large laundry room, a home office with built-ins, lots of storage in the laundry room and garage. This is a special home, located in one of the most desirable areas of Mountainbrook Village. The Mountainbrook Village adult community has it all: Pickleball, pools, an exercise facility, a community center, as well as countless resident activities! Don't miss this opportunity to enjoy this private sanctuary of a home.

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5138 Pine Dawn Road Lakeside, AZ 85929

$695,000

3 Beds

2.5 Baths

2,608 SqFt

Status Active

MLS # 6751626

Property Type Single Family Residence

Price Type --

Bring your toys!! Ranch style home located in Scotts Pine Meadows on two lots, .59 acres. Beautifully landscaped home with a three car garage. This well cared for home has three bedrooms, two bathrooms, family and living room. The kitchen has a ceramic tile backsplash and countertops. Dining area can be part of the large family room with views of the backyard or off of the kitchen. A pass thru window makes serving to the family room easy and gives the kitchen a great view. The screen in patio leads to an outside patio. A 5' chain link fence encloses the back yard. On each side of the home is a drive thru gate. There is also RV parking with a sewer hookup.

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15221 N Clubgate Drive Unit 1110 Scottsdale, AZ 85254

$695,000

2 Beds

2 Baths

1,401 SqFt

Status Active

MLS # 6754503

Property Type Apartment

Price Type --

Luxury 2BR/2BA condo - first-floor corner unit in the gated Kierland Greens community! Fully remodeled in late 2023: entire kitchen with upgraded cabinets, granite countertops, and brand-new appliances; both bathrooms with walk-in tile showers; luxury vinyl flooring; new HVAC and water heater. There is an attached, oversized 2-car garage, gas tile fireplace, and wood blinds. Easy to access - downstairs, near parking, and close to the pool. The community features a resort-style heated pool/spa, a workout room, BBQ grills, and a ramada with heaters & misters. You'll love the excellent location with excellent dining and shopping options; near the Kierland Golf Club, the Westin Hotel, Kierland Commons, and Scottsdale Quarter. Available for immediate move-in or as an investment property.

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14344 W Alvarado Drive Goodyear, AZ 85395

$695,000

5 Beds

4 Baths

3,400 SqFt

Status Active

MLS # 6761951

Property Type Single Family Residence

Price Type --

Great home in Palm Valley awaits you. The primary bedroom is downstairs, and the detached casita is perfect for work from home. Close to Great Hearts/Trivium, Lifetime Fitness, and easy access to i-10. Spacious and well laid out, make this your home today. Loft, bedroom and bathroom upstairs, garage cabinets, pool, artificial turf in the backyard. Walking path to the west of the home so no neighbors directly to the west of you.

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2210 E Everett Drive Phoenix, AZ 85022

$695,000

4 Beds

3 Baths

2,451 SqFt

Status Active

MLS # 6765491

Property Type Single Family Residence

Price Type --

Welcome home to this charming two-story home completely remodeled. As you walk into this 4-bedroom, 2.75 bathroom you immediately see the beautiful new flooring, windows, freshly painted walls, and fixtures. The first floor features a kitchen updated with new cabinets, countertops, stainless steel appliances, white backsplash and tons of natural light. There is two bedrooms, a master ensuite completely remodeled with a shower and a fully updated guest bath downstairs. Up the remolded staircase leads you to a master suite with bathroom dreams are made of. A brand-new vanity, a separate shower and soaking tub, a large walk-in closet and balcony overlooking your backyard. The backyard has a patio with fans, leading you out to your large diving pool and spa both heated for year-round use.

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20618 W Elliot Road Buckeye, AZ 85326

$695,000

4 Beds

3 Baths

2,368 SqFt

Status Active

MLS # 6767371

Property Type Single Family Residence

Price Type --

Be excited to see this newly built single-level residence in Buckeye with 2x6 construction! Step inside to discover the allure of the captivating open floor plan enhanced with 10ft plus ceilings and soothing paint tones complemented by wood-style flooring. The impeccable kitchen is outfitted with sleek stainless steel appliances, quartz counters, recessed and chic light fixtures, a plethora of white cabinetry with crown molding, and a sizable island with a breakfast bar. This gem provides well-appointed bedrooms, including two main retreats with plush carpeting, pristine ensuites, and walk-in closets. The home's elegance extends outdoors to the vast backyard with a covered patio, excellent for relaxation. The property is equipped with AC units that are upgraded to Trane Units. Very close to the proposed Goodyear's master planned community of Estrella, highway I-10, schools, shopping center, and the Goodyear Airport. It has lots of potential.

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16037 W Orangewood Avenue Litchfield Park, AZ 85340

$695,000

5 Beds

2 Baths

2,016 SqFt

Status Active

MLS # 6774268

Property Type Manufactured Home

Price Type --

Charming Farmhouse Retreat on 1+ Acre This beautifully remodeled farmhouse features 5 spacious bedrooms and 2 baths, including a master bathroom with an upgraded walk-in shower with a rainfall showerhead, a jetted tub, and wall jets for a luxurious experience. The master bedroom also includes its own private mini-split AC and heater for optimal comfort. Enjoy brand new ceiling fans throughout the home, enhancing airflow and efficiency. The fully fenced property features a five-stall barn equipped with electricity and water, ideal for equestrian enthusiasts. Additional amenities include brand new AC and appliances, front and back porches equipped with misters, and an above-ground pool with a deck. The workshop also has electricity, along with a large chicken coop and a tack shed. The irrigated land is adorned with mature fruit trees and pines, enhancing the property's appeal. Experience country living with modern amenities!

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914 E Osborn Road Unit 201 Phoenix, AZ 85014

$695,000

2 Beds

2 Baths

1,708 SqFt

Status Active

MLS # 6775211

Property Type Townhouse

Price Type --

Experience New York Loft Living in the Heart of Phoenix! This exceptional home features sleek polished concrete floors, a striking fireplace wall, a floating wood staircase, and artistic touches throughout, making it a true architectural masterpiece. The chef-inspired kitchen boasts modern flat-panel black European cabinetry, elegant quartz countertops, and top-of-the-line appliances, including a Sub-Zero refrigerator and a Fisher & Paykel oven with an induction cooktop—perfect for crafting gourmet meals. Ideal for entertaining, the kitchen seamlessly flows into the dining area and great room, while two walk-out balconies provide stunning sunset views and a front-row seat to Phoenix's 4th of July fireworks. Each bathroom is meticulously designed with a stylish blend of natural wood and chic tile finishes, balancing modern elegance with timeless charm. The primary bedroom offers a luxurious walk-in closet with custom cabinetry, glass doors, integrated lighting, and ample storage space for all your belongings. This home also includes a spacious laundry room with cabinets for extra storage and a tankless water heater for added convenience. With three designated parking spots in the garage, this loft offers urban sophistication paired with practical desert living truly one of a kind!

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3529 E Morelos Court Gilbert, AZ 85295

$695,000

4 Beds

2.5 Baths

2,607 SqFt

Status Active

MLS # 6775056

Property Type Single Family Residence

Price Type --

What a find! Don't miss the premium property in a premium Gilbert location on a premium cul-de-sac lot right next to community park. Rare 4 car double deep tandem garage with tons of garage cabinets! Lot of parking with deep driveway and covered parking spaces. Beautiful backyard with pool and BBQ area. Great floor plan with living and family rooms, staggered stained cabinets in kitchen with island and granite counter tops. Loft upstairs with three additional bedrooms. Oversized master suite with lots of floor space, master bath offers separate tub and shower, two sinks, and private toilet room. Big walk in closet. Fresh interior paint, new LED can lights, and two new ceiling fans.

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