A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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4679 Big Pine Drive
Pinetop-lakeside, AZ 85929
$699,000
4
Beds
2.5
Baths
2,768
SqFt
Status
Active
MLS #
6769362
Property Type
Single Family Residence
Price Type
--
Rustic and charming home located in the crisp air of the White Mountains. Your exclusive mountain getaway, with no HOA restrictions, is calling your name! Lakeside is a great community located within 30 minutes to Sunrise Ski Resort and close to Rainbow Lake for outdoor activities year round. Sip your morning coffee on the screened in patio or enjoy the front yard on your massive covered porch. This home has been recently updated with modern finishes while maintaining a rustic charm. Multiple living/entertaining spaces make this home ideal for large family gatherings or simply your day to day life.
28131 N Marchant Trace
Queen Creek, AZ 85142
$699,000
4
Beds
2
Baths
2,098
SqFt
Status
Active
MLS #
6769536
Property Type
Single Family Residence
Price Type
--
THIS is it! Country living with no HOA and minutes from the San Tan hiking trails, yet only 10 minutes from groceries and 20 min from QC Marketplace and the new Costco. This is the perfect 4 bed/2 bath home on 1.25 acres.Enjoy the fully insulated shed, complete with AC and electricity - perfect for a home office or creative work space. Inside, this beautiful home boasts a bright and open floor plan, perfect for gatherings. The kitchen will impress with its stunning cabinetry, an entertainer's layout, and ample storage. With a split floorplan enjoy the privacy of the primary suite, with a luxurious soaker tub and walk in shower. Additional highlights include a 4-car insulated garage, a circular driveway with dual gates, chicken coop and a barn/shed with extra storage. Get back to nature and enjoy your evenings watching the stars - this home will not disappoint!
17691 N 54th Avenue
Glendale, AZ 85308
$699,000
5
Beds
3
Baths
3,713
SqFt
Status
Active
MLS #
6770211
Property Type
Single Family Residence
Price Type
--
Gorgeous Glendale home* great curb appeal* 2 levels* 3713 sq ft* 5 bedrooms* 3 bathrooms* huge upstairs bonus room* solar panels that seller paid $32K* granite kitchen countertops* all black kitchen appliances* gas stove* beautiful walk out balcony in front of home* all bedrooms very large* beautiful glass and tile master shower* lots of built in cabinets in bonus room* nice outdoor sink on covered patio* full length back patio* custom pavers throughout backyard* storage shed in back* RV gate on side with concrete slab walkway* lots of custom built in cabinet and workbench in garage* insulated garage* door* water filtration system in garage* close to the new Children's Hospital^ Arrowhead Mall* restaurants* schools* golf* parks* and much more* top rated Deer Valley Schools* great location* fantastic home!!
18410 N 78th Drive
Glendale, AZ 85308
$699,000
4
Beds
3
Baths
3,679
SqFt
Status
Active
MLS #
6771453
Property Type
Single Family Residence
Price Type
--
This 4 Bedrooms, 3 Bathrooms, Double Door Entry, Large Open Great Room with Vaulted Ceilings & French Doors to Exterior, Fireplace, Lots of Natural Light, Separate Formal Dining Area & Tile Throughout is located in the Highly Desirable neighborhood of Hidden Manor. The Gourmet Kitchen includes a large Island, Lots of Cabinet Space, Dual Oven, 4-Door Refrigerator & Breakfast Area. Additional Family Room leads to side exterior door. With nearly one acre, the backyard is your private escape. It showcases an extended covered patio, full outdoor kitchen, fruit trees, beautiful Koi Pond with mature Koi Fish, Pond Bridge, Lots of Vegetation, Gardening Square & Private Sitting Area. Near Arrowhead Elementary School, Arrowhead Mall, Restaurants, Shopping, Entertainment, Easy Access to Loop 101.
17313 E Woolsey Way
Rio Verde, AZ 85263
$699,000
2
Beds
2
Baths
1,543
SqFt
Status
Active Under Contract
MLS #
6771624
Property Type
Single Family Residence
Price Type
--
SPECTACULAR HOME at VERDE RIVER GOLF AND SOCIAL CLUB. New condition and ready for you to enjoy the Arizona lifestyle! Beat cold winters in the warm desert sun near Tonto NF. This open floorplan is designed for entertaining; Gourmet kitchen, upgraded cabinets, leather finished granite counters, gas range, spacious island, pantry, workspace with desk; Well-designed great room with 15' multi-sliding doors that opens to a beautiful backyard with spacious patio, firepit and BBQ; Master suite with luxurious bathroom, large walk-in closet and Guest bedroom; Plus, upgraded 8 ft doors, upgraded tile flooring, central vac, spacious laundry; beautiful front porch, 2 car garage with epoxy flooring, great room shades, water softener, reverse osmosis system, circulating hot water, 250 gal propane tank. Experience Trilogy at Verde River, a stunning resort style community nestled against the beautiful Tonto National Forest. The amenities at Verde River are spectacular. The Community boasts an 18-hole Championship Golf Course with a picturesque driving range, putting green, and separate chipping/pitching practice areas. One visit and you will understand why the PGA Southwest Section selected Verde River Golf & Social Club to host the AZ Senior Open and AZ Match Play Championships in 2020, 2021 and 2022. The active lifestyle amenities continue with pickle ball and tennis courts, with Clubs designed for social or competitive play. Adjacent to the sport courts for your convenience are bocce ball courts and an open grass area for social gatherings. The Community Clubhouse is all encompassing including a critically acclaimed restaurant, Needle Rock Kitchen and Tap, with a hugely popular wine and beverage program, Helen's Kitchen, a chef's inspired kitchen designed for cooking classes, and The Market Place, a favorite of member's for grabbing a morning coffee or picking up a forgotten grocery item. Love the Arts? Spend time at the Art Loft, where classes are offered in a variety of disciplines. The Clubhouse has an Events Center, designed to manage the needs on any member event. Attached to the Community Clubhouse is Alvea Spa, complete with Spa and Salon services, and Afterburn Fitness, a state-of-the-art workout facility that offers a variety of group fitness classes. Following your workout, enjoy convenient locker room facilities, and steam rooms. Just steps away from the Clubhouse in the Resort Pool, Lap Pool, and Sauna, all of which are heated. Enjoy the view, with food and beverages at Eddy's Poolside. Have a dog? Experience a dog-friendly community with a 7.5-acre dog park, with canopy shading coming soon for those warm AZ days. Trilogy at Verde River's location provides residents with the tranquility of the Tonto National Forest and the convenience of a short drive to the heart of North Scottsdale. Get the best of both worlds and see why you could be calling the Community, Home!
11011 E Minnesota Avenue
Sun Lakes, AZ 85248
$699,000
2
Beds
2
Baths
2,023
SqFt
Status
Active
MLS #
6774080
Property Type
Single Family Residence
Price Type
--
Premium golf course lot w/ stunning views in a guarded & gated community. Highly desirable open floor plan that features 2 bed 2 bath w/ an office. Vaulted ceilings. Extended 2.5 car garage. Kitchen is open to the family room & includes premium alder cabinets, granite counters, & stainless steel appliances. Skylights provide natural lighting throughout. Tile in all of the traffic areas. Over-sized primary suite features a sitting area w/golf course views & custom walk-in closet. The primary bathroom has dual sinks, large shower & separate water closet w/bidet. Neighborhood amenities include golf, tennis, pickle ball, pools, NEW fitness center, clubs, social activities restaurants & more.
8826 E Cortez Street
Scottsdale, AZ 85260
$699,000
4
Beds
2
Baths
1,802
SqFt
Status
Active
MLS #
6774187
Property Type
Single Family Residence
Price Type
--
Fantastic home in a great Scottsdale location! Its charm starts with a 2-car garage, stone accent details, & low maintenance landscape. Home exudes sophistication with vaulted ceilings, abundant natural light, designer paint, and tasteful flooring - carpet & wood-look. Discover a spacious living & dining room combo and a separate family room w/fireplace! The kitchen boasts built-in appliances, granite counters, recessed lighting, ample wood cabinetry, and a breakfast bar. The double-door main bedroom has a walk-in closet & a private bathroom. One bedroom can be an office as well. Moving outdoors, tranquility awaits in the large backyard! It features a covered patio, extended pavers, grassy area, fruit trees, and a fenced area that can be a dog run. Easy 101 Fwy access! GREAT HOME!
433 Perry Street
Prescott, AZ 86303
$699,000
4
Beds
3
Baths
2,842
SqFt
Status
Active
MLS #
6775022
Property Type
Single Family Residence
Price Type
--
Vintage charm with modern upgrades blend beautifully in this solid 1959 home a short 10 minute walk to shops, restaurants, bars and special events on Courthouse Square in historic downtown Prescott. Main level features open concept living and dining with cool modern lighting, fresh white kitchen with stainless appliances and loads of storage, primary suite with updated bath with on-trend black and white tile in bath, junior master suite plus two bedrooms with shared bath, private rear deck surrounded by tall shade trees. Lower level has a large family room, workshop and two car garage. Close to Dignity Health, Yavapai College, VA campus, public and charter schools, National Forest trails for hiking and biking. Enjoy the Prescott lifestyle in the heart of the Country Club neighborhood.
29655 S State Route 89 --
Congress, AZ 85332
$699,000
2
Beds
2
Baths
1,912
SqFt
Status
Active Under Contract
MLS #
6775959
Property Type
Single Family Residence
Price Type
--
Views like this don't come around very often! This charming, meticulously maintained 2 bed, 2 bath home has only had one owner and is for sale for the first time in 28 years. This home is custom built and features an inviting open layout ideal for entertaining and day to day living. With a dedicated office space, it's perfectly suited for working from home or just enjoying a quiet workspace. Start your mornings on the back deck savoring your coffee as the sun rises over the breathtaking views of the Bradshaw Mountains. With a 4 stall mare motel, a round pen, a riding arena and 2 large turnouts, this property has everything you want. It's close to state land and easy to ride out from. Don't wait to see this one! This is more than a home, it's a way of life.
2858 E Shannon Street
Gilbert, AZ 85295
$699,000
4
Beds
3.5
Baths
3,308
SqFt
Status
Active
MLS #
6777166
Property Type
Single Family Residence
Price Type
--
This immaculate 4-bedroom home is impressive! The welcoming porch is perfect for enjoying your morning coffee. A stunning interior offers plantation shutters, tile and carpet flooring, custom paint, and gorgeous light fixtures. Enjoy entertaining in the formal dining room, spacious den, or cozy family room with a stone-accent wall & fireplace! The chef's kitchen offers stainless appliances, granite counters & backsplash, walk-in pantry, an island w/breakfast bar, and oak cabinets. Upstairs, you will find two primary bedrooms and a huge loft. The owner's suite features a bathroom with a separate tub/shower, dual sinks, & a spacious walk-in closet with two entries. The second main bedroom has a walk-in closet & a private bath. The serene backyard offers a covered patio, grilling station & tranquil pool. The massive 4-car tandem garage features built-in cabinets for extra storage! This move-in-ready gem is for you!
217 W Georgia Avenue
Phoenix, AZ 85013
$699,000
4
Beds
3
Baths
1,789
SqFt
Status
Active
MLS #
6778139
Property Type
Single Family Residence
Price Type
--
CHARMING Mid-Century Ranch in the Medlock Place Historic District. No remodeling to undo, this cutie is a blank palette awaiting your enhancements. Square footage is combined to include the 3/2 main house and the adjacent 1/1 guest house. Very livable with real wood floors and some tile and laminate. The large double lot is irrigated approximately ten months per year. Good curb appeal. Huge back yard. Because of historic status, any exterior changes require city approval. There is an unairconditioned shop attached to the rear of the main house. Incredible near North Central neighborhood. Dining options along Central Avenue include Postino, Windsor, Federal Pizza, Joyride and upcoming The Henry. Easily access the light rail at Central & Camelback and head downtown for a game or concert.
4092 E Appaloosa Road
Gilbert, AZ 85296
$699,000
5
Beds
3
Baths
1,951
SqFt
Status
Active
MLS #
6778528
Property Type
Single Family Residence
Price Type
--
Welcome to your new home located in the beautiful community of Warner Meadows! This home has been barely lived in and is highly upgraded! Kitchen boasts bright white cabinets, quartz countertops, stainless steel appliances and pendant lighting. Large tile plank floors throughout the entire home, no carpets! Ceiling fans and window coverings in every room! Outdoor living is abundant in your professionally designed backyard complete with fire pit surrounded by custom seating, Pergola with lighting, faux grass, plush landscape and pavers. Arguably one of the best lots in the community. This North / South CORNER lot backs to common area for extra privacy. Warner Meadows has a stunning community center with heated play pool, BBQ's, entertaining areas, bathrooms, parks and walking paths.