Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

15856 N 76th Avenue Peoria, AZ 85382

$699,000

4 Beds

2.5 Baths

3,201 SqFt

Status Active

MLS # 6779240

Property Type Single Family Residence

Price Type --

Gorgeous home w/a tandem 3-car garage in highly desirable Tierra Buena Community close to freeways, shopping and great Peoria schools! Thoughtfully designed this rare gem is packed w/features you will love. Inviting living/dining room & open great room for entertaining. Spacious kitchen boasts abundant espresso cabinetry, SS appliances, butler's service area w/ walkin pantry, an island w/a breakfast bar, gas cooking, granite counters. Huge loft ideal for a TV/Game room. Main retreat is truly impressive, plush carpet, sitting room/bed 5, an ensuite w/dual sinks, & a walk-in closet., and stunning super shower! Completely remodeled backyard over $20k update has travertine and turf w/a covered patio great for alfresco dining enjoying peaceful moments outside. Newer Carpet, appliances&fans!

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30240 N 60th Street Cave Creek, AZ 85331

New

$699,000

3 Beds

2 Baths

1,569 SqFt

Status Active

MLS # 6780923

Property Type Single Family Residence

Price Type --

Move-in ready custom remodeled home on over 1 acre with all city amenities nearby. All finishings were chosen with children in mind. 24'' porcelain tile with epoxy grout throughout for easy cleaning, reinforced framing to withstand future roughhousing kids or large pets, and an outdoor shower for easy cleanup. The fully custom kitchen has maple cabinets, granite countertops, stainless steel appliances, vented range hood, granite composite sink, and reverse osmosis system plumbed to the fridge. The house has all new fans and light fixtures, venetian bronze throughout, and dual sinks in both bathrooms. The oversized laundry room has enough space for a fridge, chest freezer, or shelves. Energy-efficient upgrades include hybrid water heater, owned solar system, and insulating cellular shades. Whole-house water softener, new AC 2020, new septic 2023. Designed with storage in mind, including a walk-in linen closet, his-and-hers closets in the master, and pull-out drawers in the kitchen cabinets. The house has two large covered patios to provide shade at all hours. Enjoy the mature saguaros and the sound of trickling water from the nearby wet-weather wash. With no flood plain, there is plenty of room to build your horse facilities, workshop, or detached garage. County island with no restrictions and low taxes. No HOA. Bring your horses, RVs, toys, and dreams!

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21159 W Minnezona Avenue Buckeye, AZ 85396

Open House

New

$699,000

3 Beds

2 Baths

2,519 SqFt

Status Active

MLS # 6781204

Property Type Single Family Residence

Price Type --

Nestled in the exclusive, gated Highlands District of Verrado, this exceptional home sits on a premium view lot and is truly one-of-a-kind. Designed to replicate the model home, it boasts an impressive array of high-end upgrades and custom features throughout. The expansive, open-concept layout offers soaring ceilings, designer lighting, and stylish wood-look tile flooring. At the heart of the home, the gourmet kitchen impresses with elegant Quartz countertops, top-of-the-line stainless steel appliances—including a gas cooktop and double ovens—making it a dream for any home chef. Step outside into the peaceful backyard oasis, where serene mountain views and ultimate privacy await. The outdoor space is thoughtfully designed for relaxation.

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160 N Forgeus Avenue Tucson, AZ 85716

New

$699,000

3 Beds

2 Baths

1,840 SqFt

Status Active

MLS # 6781329

Property Type Single Family Residence

Price Type --

Charming 3-bed, 2-bath home with 2-car garage and additional alley parking in historic Sam Hughes. Enjoy an HOA-maintained front yard with grass and palm trees, plus access to biking and walking paths. Just minutes from Himmel Park, U of A, and local dining and shopping. Close to Banner Medical, Randolph Golf Course, Reid Park Zoo, El Con Mall, and downtown Tucson's dining scene. Perfect for seasonal visitors, U of A parents, professionals, and investors. Don't miss out on all this home has to offer!

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7704 W Tether Trail Peoria, AZ 85383

$698,990

4 Beds

3 Baths

2,124 SqFt

Status Active

MLS # 6694756

Property Type Single Family Residence

Price Type --

Brand new community in North Peoria! This single-story Opal floorplan home has 4 bedrooms, 3 bathrooms, and a den, spanning 2124 sq ft of luxury living space. The kitchen has white quartz kitchen countertops, white and shale painted shaker style cabinets , stainless steel gas cooktop, hood, and microwave/oven combo. The home has 8ft interior doors and 8x36 wood plank floor tile throughtout. Upgraded carpet and pad in the bedrooms. Satin nickel door hardware and plumbing fixtures and so much more! Don't miss the opportunity to make the Sanctuary at Aloravita your new home.

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7601 E Indian Bend Road Unit 1006 Scottsdale, AZ 85250

$698,900

2 Beds

2 Baths

1,625 SqFt

Status Active

MLS # 6686598

Property Type Apartment

Price Type --

Welcome home! Located in the gated Corriente Condominiums, this charming ground-floor Perla unit epitomizes comfort and modern style. Fabulous interior showcases plantation shutters, designer paint, tons of natural light, and wood-look tile flooring w/carpet in bedrooms. If entertaining is on your mind, you'll love this desirable open layout w/a two-way fireplace! The kitchen boasts SS appliances, granite counters, recessed lighting, ample cabinetry, and a breakfast bar. Versatile den for an office! Main bedroom has an ensuite with two vanities, separate tub/shower, & a walk-in closet. Relax on your private covered patio! Don't miss the assigned two parking spots in the garage. Enjoy the Community pool & spa, clubhouse, golf course, lake views, workout facility, & EV charger and more!

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2004 E Brigadier Drive Gilbert, AZ 85298

Open House

$698,900

5 Beds

2 Baths

2,375 SqFt

Status Active

MLS # 6723809

Property Type Single Family Residence

Price Type --

This beautifully upgraded 5-bedroom, 2-bathroom home in the highly sought-after Adora Trails community in Gilbert, Arizona, was just voted ''Best Tour'' and is ready for its next owners. The single-story floor plan offers stylish design and modern comforts, with a completely remodeled kitchen (2021) featuring an induction cooktop and sleek finishes. The master bathroom has also been beautifully updated, adding a touch of luxury to the home. Plantation shutters throughout add charm and functionality, while the private backyard provides a peaceful retreat.The sellers are incredibly motivated and eager to get this home sold! If you've been considering a move, now is the perfect time to make an offer. Don't miss your chance to own this stunning property in this desirable community. The kitchen features upgraded wood cabinets, gourmet appliances, and an induction cooktop. Bonus Flex Room (2021): Can be used as a fifth bedroom, playroom, workout room, or office. Designer Beams: Adds a touch of sophistication to the main room. RV Gate: Ample parking with an expanded driveway and concrete pad. Custom Backyard: Features an added patio and pergola for outdoor enjoyment. Modern Amenities: Solar tube skylights, modern light fixtures, and ceiling fans. Situated adjacent to a grassy common area, providing a serene and spacious environment. Located in the highly sought-after Gilbert area with excellent schools. Close proximity to shopping, freeways, and miles of walking trails. This home offers an exceptional blend of modern upgrades and practical amenities, making it perfect for families or anyone looking for a spacious and well-appointed living space in a vibrant community. Don't miss out on this incredible opportunity!

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945 E Missouri Avenue Phoenix, AZ 85014

$698,900

3 Beds

3 Baths

2,003 SqFt

Status Active

MLS # 6772900

Property Type Single Family Residence

Price Type --

Welcome to your new charming 1950s home located in the heart of the highly desirable North Central Phoenix corridor! This Mid-Century Modern, single-story gem sits on a spacious lot in a prime location. The updated kitchen features sleek granite countertops, crisp white cabinetry, a stylish backsplash, and stainless steel appliances. With ideal North/South exposure, the expansive backyard is a perfect oasis, complete with a covered patio for relaxing, entertaining, and enjoying the Arizona outdoors. The open space offers plenty of potential for expansion or recreation. Surrounded by excellent dining, vibrant nightlife, and great shopping, this stunning property offers an unbeatable lifestyle. Don't miss this opportunity!

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1653 S Navajo Way Chandler, AZ 85286

$698,500

4 Beds

3 Baths

2,321 SqFt

Status Active

MLS # 6748523

Property Type Single Family Residence

Price Type --

Beautiful, well cared for home located in a highly desired Chandler community, near Intel and just minutes away from 202 and 101 Highways. In district for Top Rated Chandler Unified School District schools. The home sits on HUGE lot (9,927sqft) & has newly refinished pool and deck (2017) w/ gorgeous waterfall, green grass, & trees to provide shade. Front yard has mature Chinese Elm tree that adds greenery & shade to the low maintenance, desert landscaped front yard. Inside is a upgraded split floor plan. Master bedroom has walk in closet, separate shower & tub, and dual sinks. Great sized bedrooms, one offering a convenient en suite. Tile throughout except carpet in bedrooms. Open floor plan, large kitchen with Island and granite tile countertops. MANY IMPROVEMENTS recently done. Pool Remodel with new pool filter, pool deck and additional concrete 2017, Window Shade screens 2018, New Carrier 16 SEER 5 ton A/C with new duct work and additional return 2018, b-Hyve Irrigation timer 2019, Replace DE Pool Filters 2021, New Garage Doors 2020, Exterior paint 2021, New Rheem hot water heater 2022, New dishwasher & microwave 2023, BRAND NEW ROOF (entire roof with transferrable 10 year warranty) 2024

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28225 N Crook Court Rio Verde, AZ 85263

$698,500

2 Beds

2 Baths

1,543 SqFt

Status Active

MLS # 6764582

Property Type Single Family Residence

Price Type --

Discover the epitome of luxurious living with this stunning 2-bedroom, 2-bathroom residence nestled in the prestigious TRILOGY AT VERDE RIVER community. Boasting breathtaking PANORAMIC VIEWS of the iconic FOUR PEAKS, this home is a true haven for those seeking a perfect blend of sophistication and natural beauty. As you step inside, you'll be captivated by the meticulous attention to detail and numerous upgrades that adorn this residence. The gourmet kitchen is a chef's delight, featuring top-of-the-line GE Monogram appliances, upgraded cabinets, and an expansive island with quartz counters. The kitchen seamlessly flows into the living space, creating an open and inviting atmosphere. Enhancing the indoor-outdoor living experience, the 15' multi-sliding patio doors lead to a private outdoor oasis with an awe-inspiring mountain view. Situated on an elevated lot with only 1 neighbor, this home offers a sense of tranquility and seclusion. Luxury extends to the bedrooms, where plantation shutters and remote-controlled shades provide an extra layer of comfort and style. The master bedroom features an en-suite bathroom with modern fixtures and finishes. Beyond the confines of the home, Trilogy at Verde River invites you to indulge in resort-style living. This exclusive community offers a range of amenities, including golf, tennis, pickleball, a lap pool, a resort pool, a hot tub, and fine and casual dining options. Immerse yourself in the active lifestyle that Trilogy at Verde River has to offer while relishing the serene beauty of the surrounding landscape. Don't miss the opportunity to make this exquisite residence with unparalleled views your own. Experience the pinnacle of desert living in this meticulously crafted home in the heart of a resort-style community.

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7322 S Briarwood Lane Gilbert, AZ 85298

$698,000

6 Beds

4 Baths

2,625 SqFt

Status Active

MLS # 6748833

Property Type Single Family Residence

Price Type --

Stunning 6 bed, 4 bath home in Gilbert, AZ! Built in 2023, this modern gem boasts upgraded stainless steel KitchenAid stainless steel appliances, LG front-loading washer/dryer, and a beautifully designed backyard with luxury pavers and artificial grass-perfect for entertaining or relaxing. Located by the San Tan Mountain, you'll enjoy quick access to hiking trails, parks, and Gilbert's vibrant dining and shopping options. With modern finishes and energy-efficient upgrades, this home offers both style and functionality. **OPEN TO OFFERS** **Includes 9 year limited home warranty from KB Homes**

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5816 E Montara Place Mesa, AZ 85215

$698,000

3 Beds

2 Baths

1,913 SqFt

Status Active

MLS # 6750031

Property Type Single Family Residence

Price Type --

CURRENTLY UNDER CONSTRUCTION. Beautful new home underway. Spacious floor plan with an oversize 2 car garage with an extra golf kart garage. Stunning elevation. See pictures for more details.

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