A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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7233 W Honeysuckle Drive
Peoria, AZ 85383
$689,900
5
Beds
3
Baths
3,376
SqFt
Status
Active
MLS #
6753210
Property Type
Single Family Residence
Price Type
--
SELLER TO LOOK AT ALL REASONABLE OFFERS* Priced to sell! HUGE 5 bedroom PLUS a very large game-room which is begging for a home theatre setup. Home feels so much larger than the already gigantic 3376 sqft it represents * Brand new high seer LENNOX ELITE dual AC compressors 2022 * Colossal country kitchen with separate island and staggered oversized uppers * Cavernous walk in Pantry! * Stone backsplash * Freshly cleaned carpets * Fresh complete interior paint Sept 2024 * Soaring ceilings! * Did I mention the 3 car garage or the sparkling pool with soothing rock waterfall? You'll see them PLUS one of the best locations in the entire neighborhood as it backs to wilderness, no neighbors behind! Split His/Her master closets!* All formal living/dining/famlyrms Original owners to
18956 N 264th Lane
Buckeye, AZ 85396
$689,900
2
Beds
2.5
Baths
2,212
SqFt
Status
Active
MLS #
6747772
Property Type
Single Family Residence
Price Type
--
Gorgeous, turn key, Refuge model, home by Del Webb 55+Active Community. Breathtaking, extended, backyard oasis offers a fully walled lot for privacy. Sunsets and White Tank Mountain views (partial) encourages regular gatherings with family and friends. Custom landscaping includes an inviting heated swimming pool with large waterfall feature, alumawood solid pergola covered gourmet outdoor kitchen, large gas fire pit, enclosed patio with ceiling fan. Home interior boasts $100,000+ in upgrades: custom tile flooring, Chef cabinet layout, granite counters throughout, designer closet in master with separate walk-in shower and soaking tub, open corner sliding glass patio door, expanded walk-in pantry, plantation shutters, and more. Fully owned, 35 solar panels. Stainless steel appliances.
4016 W Estes Way
Laveen, AZ 85339
$689,900
4
Beds
3
Baths
2,162
SqFt
Status
Active
MLS #
6766661
Property Type
Single Family Residence
Price Type
--
This stunning 4-bedroom, 3-bathroom ranch-style home has been recently upgraded to combine modern living with timeless elegance. With a spacious 2,136 sqft floor plan, this home features a great room, programmable thermostat, and a smart home system for ultimate convenience. Sleek tile and soft carpet flooring, and energy-efficient low-e windows. The kitchen features a large island, elegant wood cabinetry, and refrigerator that conveys with the home. Additional cabinetry in the laundry room enhances storage. The backyard is a true oasis, featuring a newly installed custom pool and spa, turf, travertine, a gas hookup for the BBQ area, and a gas fire pit. With a 3-car garage, RV parking, and an epoxy-floored RV garage, this home is truly turn-key!
12820 W La Vina Drive
Sun City West, AZ 85375
$689,570
3
Beds
2.5
Baths
2,726
SqFt
Status
Active
MLS #
6761504
Property Type
Single Family Residence
Price Type
--
The best value in Corte Bella! Throughout this beautiful home you will notice fresh interior paint, 10' ceilings, large windows with 2'' faux wood blinds & tile (no carpet). A/C units & water heater replaced in recent years. Whole house filtration system included. Highly upgraded kitchen offers 42'' upper cabinets, all lower cabinets have pull out shelves, Granite counter/backsplash, undercabinet lighting, kitchen island, gas stove, SS appliances & large walk in pantry. Master suite features 2 vanities, Large soaking tub, renovated roll in shower, water closet, large walk in closet & door that leads to the back patio. Oversized 2 car garage with 4' extension, built in cabinets & a separate golf cart garage. Backyard is fenced & private. Large covered patio with ceiling fans. Gutters along the front & back of the house. Custom metal security screen doors located in the front & back of the house. Mature landscaping & gas line ready for your BBQ. Corte Bella is a Private, Gated, 45+ Community located in Sun City West. Amenities include, tennis, bocce ball courts, pickleball, 18-hole golf course, community pool, full gym, spa, restaurant & bar. There are also many clubs & Interest Groups that meet at the clubhouse. Located near the 303 & fast growing North Peoria. You have anything you could need in in a close proximity. Owner/Agent.
4013 S Santa Rita Place
Chandler, AZ 85249
$689,500
3
Beds
2
Baths
2,258
SqFt
Status
Active
MLS #
6741310
Property Type
Single Family Residence
Price Type
--
Your wait is over. This single level home is tucked behind the gates of the charming community of Quail Springs in Chandler. Impeccably maintained by the original owner, this property features 3 bedrooms, an office, 2 bathrooms, and a 3 car garage. Situated on an ideal cul-de-sac lot with an extended driveway making it convenient for your guests. Meritage knocked it out of the park with this Truman floor plan. The eat-in kitchen offers so much space and opens to the great room and formal dining. This open concept is perfect for both entertaining and casual family living. The kitchen boasts upgraded cabinetry with crown moulding, granite counters, stainless appliances including a GAS range, and RO system. When you visit the home, take a moment to stand in the kitchen and look around. With the modern updated lighting along with the appealing design and styling of the space, you will think you are in a model home. You will enter the backyard here where you will appreciate the clean and low maintenance landscaping! Each of the bedrooms offer a peaceful vibe and sense of coziness. The primary bedroom overlooks the backyard and features a spa-like bath with dual sinks, a garden style tub and walk-in shower, and a spacious walk-in closet. The other bedrooms are ample in size and share a full size bath. The office makes a great work from home space! The laundry room is just off the garage and has cabinets to keep things organized and tidy. The color palette is neutral throughout. The updated lighting and plantation shutters add the finishing touches! The pride of ownership is unparalleled. Quail Springs is located close to great shopping, dining, easy freeway access and top ranked schools!
17078 W Fountain Hill Lane
Yarnell, AZ 85362
$689,000
2
Beds
2
Baths
1,593
SqFt
Status
Active
MLS #
6738294
Property Type
Single Family Residence
Price Type
--
This gorgeous luxury mountain cabin is located on 2 large view lots. Beautiful granite boulders sitting at 4800' elevation, Yarnell's climate presents all four seasons. This home has two bedrooms/2 bathrooms, with a media room, laundry room and built in gun safe. Large rustic beams, Custom metal ceiling tiles. Expansive outdoor living with this fantastic deck and patio. Large garden tub with views and a finished 2-car garage. Optional loft could be utilized for bedrooms or additional living space. This home is just off the County maintained asphalt road.
9564 E Spiral Avenue
Mesa, AZ 85212
$689,000
4
Beds
3
Baths
2,374
SqFt
Status
Active
MLS #
6772288
Property Type
Single Family Residence
Price Type
--
Nestled in the heart of the highly sought-after Eastmark community, this remarkable home is the epitome of luxury and charm. From the moment you arrive, you'll be captivated by its stunning curb appeal, featuring elegant stone accents, a beautifully paved driveway, and lush landscaping that welcomes you home. This home is designed for those who appreciate the finer details, with every corner offering a touch of sophistication and warmth. Step inside and be greeted by the grandeur of soaring ceilings adorned with gorgeous wood beams, setting the tone for the upscale finishes you'll find throughout. The upgraded wood-look tile flooring seamlessly flows through the main living areas, while cozy Berber carpet in the bedrooms offers the perfect balance of style and comfort. The attention to detail is evident with modern baseboards that add a polished finish to every room. The gourmet kitchen is truly the heart of this home with beautiful gray stacked cabinets providing ample storage, while the Quartz countertops and a striking white herringbone subway tile backsplash make the space feel fresh and modern. The single basin sink and chic pendant lighting elevate the kitchen's style, and the expansive island is perfect for entertaining or casual family meals. This space opens effortlessly to the light-filled living room, where a large double slider invites the outdoors in, making it the ideal spot for gatherings or simply relaxing. The 8ft interior doors throughout the home add a sense of grandeur and elegance to the already open and airy floor plan. Retreat to the massive primary suite, where natural light floods in, creating a tranquil escape. The spa-inspired bathroom is a masterpiece, featuring a stunning hexagon tile design, a luxurious separate soaking tub, and a large walk-in shower with a rainfall shower head that promises relaxation and indulgence. Walk-in closets in every bedroom ensure ample storage for all your needs, while the additional flex space is perfect for a home office, playroom, or creative studio. For those who love outdoor living, this home is primed for future entertaining, with a 220V outlet in the garage and gas pre-plumbing in the backyard, perfect for building your dream outdoor kitchen or entertainment space. Living in Eastmark offers a lifestyle like no other, with its resort-like amenities including a luxurious community pool, exciting splash pads, beautifully manicured parks, and the charming Steadfast Farm, where you can enjoy farm-fresh produce right in your neighborhood. The state-of-the-art clubhouse, The Mark, hosts a variety of year-round events and family-friendly activities, ensuring there's always something exciting to do. This home is not just a place to liveit's a place to thrive, surrounded by beauty, luxury, and a vibrant community. Don't miss this incredible opportunity to make this stunning property your own!
2562 N 169th Avenue
Goodyear, AZ 85395
$689,000
2
Beds
2.5
Baths
1,933
SqFt
Status
Active
MLS #
6732664
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home nestled in the vibrant Pebble Creek Active Adult Community. This meticulously upgraded property offers a blend of luxury and functionality, tailored for the discerning homeowner. Step inside and admire the elegance of plank wood look tile flooring and coffered ceilings with crown molding, enhancing the spacious great room under 11-foot ceilings. Enjoy the convenience of smart led lighting throughout, alongside shutters and a custom shutter for the slider, providing both style and privacy. The heart of the home, the kitchen, boasts granite countertops, LED lighting, stainless steel appliances, and a large granite sink. Discover the joy of cooking with features like 42-inch upper cabinets, soft close drawers, pull-outs, and dual pantries including a walk-in. Additional enhancements include a reverse osmosis system and double drawer functionality, ensuring every culinary need is met. Relaxation awaits in the master suite, featuring upgraded carpeting and padding, added canned lights, and a doggie door for furry companions. The ensuite bathroom offers executive height double sinks, a step-in shower with tile surround and bench, and thoughtful extras like additional outlets and cabinets in the water closet. Entertain effortlessly in your landscaped backyard oasis, complete with travertine, synthetic turf, and LED lighting. Enjoy evenings by the gorgeouse fireplace or cooking on the built-in propane grill, while misters and high-speed outdoor fans keep you comfortable year-round. A covered patio with power shades, along with orange trees and a pony wall with lights and water features, create a perfect outdoor retreat. This home is not just beautiful but also efficient, with upgraded insulation, three-zone variable speed A/C, and smart garage features including epoxy floors and built-in cabinets. The property also includes upgraded 3 zone pvc irrigation, a Paver'd driveway, Lenovo lights, 2nd ensuite bedroom with upgraded carpeting and padding, convenient powder room, and gutter systems into the ground, ensuring every detail is meticulously maintained. Located in the sought-after Pebble Creek Active Adult Community, residents enjoy access to golf courses, pools, fitness centers, and a vibrant social calendar. Don't miss the chance to make this luxurious property your new home!
21037 E Via De Arboles --
Queen Creek, AZ 85142
$689,000
3
Beds
2
Baths
2,638
SqFt
Status
Active
MLS #
6765860
Property Type
Single Family Residence
Price Type
--
Best Value Home in Hastings Farms, Queen Creek! This beautifully maintained single-story home is a must-see, featuring numerous upgrades including new variable-speed Lennox A/C units, a new water softener, and a tankless water heater. With 2,638 sq ft of living space and an expansive lot. the home offers 3 bedrooms, a den, and 2 full bathrooms, all on one level with no steps. The 3-car garage provides ample storage, while the resort-style backyard boasts a sparkling pool and a lush grassy area. Built in 2012, this home offers both comfort and convenience in the heart of Hastings Farms. This stunning, move-in ready home offers all the premium features you'd expect from a quality William Lyon build. Enjoy 10' ceilings, 8' interior doors, and a rolling glass wall. The gourmet kitchen boasts granite countertops and stainless steel appliances. Bathrooms feature quartz countertops and double sinks. Custom blinds and ceiling fans are installed throughout. Outside, relax by the south-facing, solar thermal heated pool with a water feature, perfect for extending your swimming season. Additional upgrades include under-cabinet drawers and lighting, surround sound, security system, and patio speaker pre-wires. Located on a cul-de-sac. Welcome home!
726 W Townley Avenue
Phoenix, AZ 85021
$689,000
3
Beds
2
Baths
2,034
SqFt
Status
Active
MLS #
6759811
Property Type
Single Family Residence
Price Type
--
Stunning Home in Seventh Avenue Estates - Discover this exceptional residence in the sought-after gated community of Seventh Avenue Estates. Dramatic 12-foot ceilings throughout, the open floor plan enhances the sense of space and light. The expansive split main bedroom features a luxurious bathroom with both a walk-in shower and a separate tub. Each bedroom offers generous walk-in closets, and plantation shutters add a touch of elegance. The gourmet kitchen is a chef's dream, showcasing extensive slide-out cabinets, granite countertops, and premium GE Profile appliances. The breakfast bar opens to the living room, which boasts a gas fireplace. A spacious dining area is ideal for hosting dinner parties. Enjoy the outdoors with two sets of French doors leading to a paver patio.
13168 W Roy Rogers Road
Peoria, AZ 85383
$689,000
4
Beds
3
Baths
2,153
SqFt
Status
Active
MLS #
6766675
Property Type
Single Family Residence
Price Type
--
Discover your dream oasis in this stunning 4-bedroom, 3-bathroom home with a den, where comfort meets style! The cozy kitchen boasts beautiful granite countertops and modern stainless steel appliances, making it perfect for evening meals and entertaining. Enjoy modern updates throughout, enhancing both functionality and aesthetics of the gorgeous home! Step outside to a beautifully landscaped garden that offers a serene escape, complete with a sparkling pool and a cozy firepit—ideal for summer fun, weekend barbecues, or lounging under the stars. Plus, you'll love being just a 15-minute drive from Lake Pleasant, where you can enjoy outdoor adventures and water activities. This exquisite home is not just a place to live; its a lifestyle waiting for you!
131 E Jackshoe Trail
Payson, AZ 85541
$689,000
4
Beds
3.5
Baths
3,000
SqFt
Status
Active
MLS #
6629698
Property Type
Single Family Residence
Price Type
--
This piece of heaven is only minutes to Woods Canyon lake & the town of Payson. 1.5 hr from Mesa. Situated on an acre overlooking the Mogollon Rim & especially crafted to host family-friends + all rec toys ANY time of season. Ready to move in with ample space to entertain. This versatile floor plan boast all living on one floor w/ an additional walk out basement w/ a full bath & endless possibilities. Modern conveniences have been well thought-out including a lift, a brand new kitchen fridge, charming fireplaces in the great room & primary suite, heating/cooling system + vaulted ceilings with tongue & groove + wood beams & picture windows to take in the views. Large lot with separate garage , fire pit + quad storage, covered parking and much more. 3000 SF under roof + 1 acre of privacy!