A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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26415 S Recker Road
Queen Creek, AZ 85142
$686,000
3
Beds
2
Baths
1,600
SqFt
Status
Active
MLS #
6764925
Property Type
Single Family Residence
Price Type
--
Discover rural living at its finest! Located in Maricopa County's charming island area. This property boasts''*NO HOA** and tons of potential. The home has been thoughtfully updated, featuring modern plumbing throughout and a two-year new heat-pump that keeps the home very comfortable. The kitchen and bathrooms newly renovated, adding style and functionality. One standout feature is the **massive 980 sq ft shop** constructed with heavy duty steel framing. The shop's roof is set to be replaced a couple day after close of escrow. Ideal for entrepreneurs, no permits are needed to operate a business here! The leach field has been recently replaced and set for another 20 years of reliable use. Room for RV. Please Appt only. Dogs on property.
7337 S Debra Drive
Gilbert, AZ 85298
$685,900
3
Beds
2.5
Baths
2,658
SqFt
Status
Active
MLS #
6728648
Property Type
Single Family Residence
Price Type
--
UPGRADES..UPGRADES..UPGRADES! Welcome to this beautifully designed home in the sought after Adora Trails Comm. Features 3 generous bedrooms, 2.5 baths & a versatile den offering a blend of comfort & style. Interior Highlights: gourmet kitchen, granite countertops, ample cabinetry & a spacious center island. Elegant wood look tile with classic appeal and durability throughout the downstairs area . Upstairs convenient dual-entry laundry room and a versatile Loft area. Outdoor Retreat: This inviting backyard offers privacy with NO neighbors behind you! Built in BBQ and bar under a striking pergola, also a cozy fire pit seating area all in all ample backyard seating for relaxation & entertaining. Extended covered patio & RV Gate. Walking distance to Community Clubhouse and Elem school.
822 W Earll Drive
Phoenix, AZ 85013
$685,900
3
Beds
3
Baths
1,956
SqFt
Status
Active
MLS #
6734658
Property Type
Single Family Residence
Price Type
--
This 1992 home sits among beautiful historic homes in Campus Vista (Campus Manor) Historic District. All of the benefits of the location w/o the historic preservation restrictions!! Beautifully shaded front yard allows home to fit fairly seamlessly into streetscape. Seller's job has taken him out of state just after installing an owned solar system with Tesla battery backup, new water heater and water softener. Pleasing 3 way split 3 bedroom-3 bath layout. Hard surface flooring newly installed including hard wood and marble tile. Kitchen updated with new granite counters. Backyard and patio could be enlarged by pushing block wall 17 ft to back property line creating plenty of room for a pool/hot tub area. See professional pictures now posted!!
16914 E Britt Court
Fountain Hills, AZ 85268
$685,800
3
Beds
3
Baths
2,094
SqFt
Status
Active
MLS #
6776249
Property Type
Single Family Residence
Price Type
--
Your dream home in beautiful Fountain Hills awaits. Positioned on a premium lot, this exquisite property boasts unrestricted mountain and desert views. Just a short stroll from the iconic fountain, its famous park, and the Avenue of the Fountains promenade, you're at the heart of it all—local dining, shopping, and entertainment. Outdoor enthusiasts will love the nearby bike paths, hiking trails, and proximity to Saguaro lake. This well-maintained, single-owner home features a spacious open floor plan with 3 bedrooms, 2.5 baths, and an amazing outdoor space. Freshly painted with all new stainless appliances, it's move-in ready. Ideal as a primary residence, second home, or a lucrative rental. Priced to enable those personal customizations that make a house 'your home'. One not to miss! Be sure to drop by the resort-like community pool area with heated spa, large ramada, bbq, lounge chairs, bathroom and outdoor shower. Located just a short walk/drive south down Woodside Drive and at the end of the cul-de-sac on Peso Place. Enjoy views of the fountain and surrounding mountain views on your way. Spectacular!
7380 W Bent Tree Drive
Peoria, AZ 85383
$685,789
4
Beds
3
Baths
2,185
SqFt
Status
Active
MLS #
6746324
Property Type
Single Family Residence
Price Type
--
This WONDERFUL NEW 2024 home on a premium lot w/mountain views is OVERFLOWING w/over $89k of DESIGNER upgrades! Professionally landscaped front yard w/faux grass and paver driveway! BEAUTIFUL GOURMET kitchen w/gas cooktop, quartz countertops, waterfall island, urban cabinets + stainless appliance suite incl. fridge! Great room/dining room w/tons of windows! SPLIT primary bedroom suite w/LUXURIOUS ensuite bath w/ BIG walk-in shower! Bring your own backyard design to this PRIVATE backyard w/covered porch and create the oasis of your dreams! This property has too many upgrades to list here! Come see for yourself. Welcome HOME!
5811 E Rose Garden Lane
Phoenix, AZ 85054
$685,670
3
Beds
2.5
Baths
1,962
SqFt
Status
Active
MLS #
6756958
Property Type
Townhouse
Price Type
--
Come one come all! This beautiful townhome will be ready for you at the end of October! This is a premium location right next to High Street/Desert Ridge with no neighbors behind you. This home will have a beautiful interior with wood-like tile and quartz countertops. Spacious downstairs and upstairs with 3 bedrooms, 2.5 bathrooms and an expansive loft. Hurry fast, prices continue to increase!
3031 E Cholla Street
Phoenix, AZ 85028
$685,500
3
Beds
2
Baths
1,752
SqFt
Status
Active
MLS #
6779331
Property Type
Single Family Residence
Price Type
--
Stunning recent remodeled home with an elegant kitchen featuring Calacatta Quartz counters, gas range & oven, self closing cabinets with pull out drawers, extensive white tile backsplash and peninsula island. All new vinyl plank flooring and the Master bath was completely remodeled this year. An interior wall was removed to create an open floorplan rarely seen in this neighborhood. Don't miss the secluded small office for a quiet area for work or phone calls. The spacious rear yard features an updated pool with a new pump, large covered patio and grass yard. Energy efficient with newer dual pane windows and complete new attic insulation. The electric panel is older, but has all new breakers. The area sells itself with proximity to the freeway and local restaurant favorites. NO HOA
1716 W Caramel Court
Queen Creek, AZ 85144
$685,045
4
Beds
3
Baths
2,331
SqFt
Status
Active
MLS #
6693099
Property Type
Single Family Residence
Price Type
--
Home To-Be-Built on 1.25 Acre Lot & NO HOA. No Charge for the amazing view! This floor plan is an Absolutely Stunning 4 Bed (GUEST SUITE) & 3 baths! The incredible Gourmet kitchen will make you say Wow! Open concept kitchen to the great room and features 10 ft ceilings. Affordable Quality, 2x6 framing, spray foam insulation & 8' doors live large. The Gourmet kitchen includes Double Wall Ovens, 36'' Cooktop, Built-in Microwave. Select your 42'' Upgraded Cabinets color, Soft Close doors & Upgraded Granite or Quartz at all countertops & Tile in all the right places. Hurry to make changes to this plan. Want to add an office, gym, or bath? There are several layout choices available. Breaking ground soon. AFFORDABLE TURNKEY READY HOME! Check out the documents TAB for specifics.
14036 E Barbie Lane
Scottsdale, AZ 85262
$685,000
4
Beds
3
Baths
2,446
SqFt
Status
Active
MLS #
6712488
Property Type
Single Family Residence
Price Type
--
This Desert Charmer in Scottsdale. This 1 acre horse property is ideal for outdoor living & recreational enthusiasts, We have water access to epcor!!! This home has stunning sunsets & mountain views. This 4 bed/3 bath home is open, bright & very spacious. Large kitchen & breakfast room are open to family room. Room for a horse set up on the west side of the home. The perfect balance between wilderness & city living, w/near by access to hundreds of miles of hiking/horse trails, while still being close to fine dining & shopping. Best of all NO HOA.
363 E Windsor Avenue
Phoenix, AZ 85004
$685,000
2
Beds
1
Bath
1,038
SqFt
Status
Active
MLS #
6761383
Property Type
Single Family Residence
Price Type
--
The price reflects the spacious double lot and the options it creates...see Documents for details. This classic 1925 brick home is a perfect blend of original charm and modern infrastructure in Midtown on a quiet, neighborly, tree-lined street of 1920's- 1940's homes walkable to light rail. A generously sized kitchen with French doors opens to back yard. Enjoy the north-facing front porch on treed & quiet street. Restored original features include: wood floors, tiled bathroom, cove ceiling, doors & hardware, windows, and fireplace with built-ins. New infrastructure includes a/c unit, h/w heater, new wiring, gas and plumbing lines, & new sewer lines & Solar. A small basement houses the h/w heater and A/C so the attic is a blank slate ready for expansion! A wide north facing front porch overlooks a desert shade garden. A basement efficiently houses the hot water heater, a/c air handler and ductwork, leaving the large attic space as a blank canvas ready for your expansion plans where a second bathroom and additional living space can be created. A key aspect of this house is its double- size lot within the Infill Overlay District. What does that mean for you? This house and land can also serve as an investment vehicle if you wish to create one or several homes on the rear portion of the lot. The price reflects the value of the additional land at a discount as part of the overall sale rather than as a separate listing. The lot split process is underway with the intention of working with the buyer of this property to modify or customize the lot split plan before it its finalized. It's the best of both worlds - you can enjoy the unusually large yard, while having the flexibility of building on it down the road, selling it, or creating a family compound. Whatever your plans, it's a great location and brimming with possibility, and also enjoyable as it is. This block of Windsor is in the middle of the the largest contiguous walkable historic neighborhoods in Phoenix, Coronado and Willo Historic Districts. The Phoenix Country Club is two blocks away and a lovely place to stroll. The Windsor Oval Park is a couple of blocks to the East in Coronado. The midtown area is vibrant. New townhomes were recently completed at the end of the block and are selling for over $800K. Embry-Riddle University is building a new campus on nearby 7th street and Creighton University Health Sciences Campus recently opened a few blocks away. ASU downtown campus is growing and includes the Sandra Day O'Connor Law School, Thunderbird School of Global Management along with the University of Arizona College of Medicine and biomedical campus. Major medical centers and hospitals are within a 1- 2 mile radius.
22342 W Hilton Avenue
Buckeye, AZ 85326
$685,000
3
Beds
2
Baths
1,790
SqFt
Status
Active
MLS #
6734151
Property Type
Single Family Residence
Price Type
--
Beautiful 3 bedroom 2 bath custom home on a spacious acre lot with mountain views. NO HOA! Detached workshop with two 10'x 14' garage doors and plenty of indoor storage, covered RV parking with a 30 amp outlet, detached 4 car covered carport, livestock pen with shavings pit and much more. Private pool, natural desert landscaping front and back with mature trees and artificial grass. Living room with masonry fireplace, dining room, and an eat in kitchen. Newer A/C unit. RV gates front and back of home. Conveniently located just minutes from the I-10. Very quite neighborhood just minutes from all amenities. A very rare find in the west valley.
1801 Artists Draw --
Heber, AZ 85928
$685,000
3
Beds
2
Baths
1,436
SqFt
Status
Active
MLS #
6745905
Property Type
Single Family Residence
Price Type
--
Nestled in the heart of Heber in the Rim Country, this charming 1,436 SqFt home with great room & family room offers a blend of comfort and rustic allure, ideal for those seeking both tranquility and adventure. Set on a sprawling 2.32-acre lot, this 3 BR/, 2 BA home is a rare gem that borders the national forest, providing endless opportunities for outdoor enthusiasts. The property is a horse lover's dream, featuring a well-equipped 3-stall barn complete with a tack room, as well as water and power connections. The barn boasts large turnouts, ensuring your horses have ample space to move and graze. The large round pen is perfect for training or simply enjoying time with your horses. For those with a need for space, the property includes two garages, and the entire property is fenced.