Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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13616 W San Miguel Avenue Litchfield Park, AZ 85340

$685,000

5 Beds

3 Baths

3,477 SqFt

Status Active

MLS # 6749851

Property Type Single Family Residence

Price Type --

IT IS RARE TO FIND A SPACIOUS HOME WITH 5 BEDROOMS, 3 BATHROOMS, AND 3CAR-GARAGE. FIRST IMPRESSION WITH A GRAND ENTRANCE VOLUMN CEILING, A FORMAL DINING ROOM AND LIVING ROOM UP FRONT, A LARGE HALLWAY LEADING TO THE NICELY UPGRADED KITCHEN WITH GRANITE COUNTERTOP, STAINLESS STEEL APPLIANCES, WALK-IN PANTRY. THE KITCHEN IS OPEN TO A HUGE FAMILY ROOM WITH SLIDING GLASS TO THE BEAUTIFUL PRIVATE POOL FOR YOUR HOT SUMMER DAYS. UPSTAIR HAS A HUGE LOFT AREA WITH ADDITIONAL TWO BEDROOMS AND A BATH. THE OVER SIZE MASTER BEDROOM WITH SEPARATE TUB/SHOWER, A HUGE WALK-IN CLOSET, AND A PRIVATE BACONNY. COME TO CHECK OUT THIS BEAUTIFUL HOME TODAY!

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657 S Buenagua Road Payson, AZ 85541

$685,000

3 Beds

2.5 Baths

1,335 SqFt

Status Active

MLS # 6752167

Property Type Single Family Residence

Price Type --

Enjoy cabin life in the desirable Kohls Ranch community with this furnished cabin with a large loft and fireplace! Separate entrance on the first level opens to a studio cabin apartment with one bedroom and bathroom that can be used as guest quarters and/or extra rental income possibilities. The 2nd level main cabin provides a full bedroom, walk-in closet, 1.5 bathrooms, laundry room and a LOFT with additional beds currently used as a 3rd bedroom. Double lot has fruit trees (cherry, peach, and apple), a child treehouse, deck, shed, and a private ''quad road'' to drive to the deck and main cabin level from main road. Come see this cherished cabin and envision the memories you can make for yourself.

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2199 E Gillcrest Road Gilbert, AZ 85298

$685,000

5 Beds

3.5 Baths

3,512 SqFt

Status Active

MLS # 6764188

Property Type Single Family Residence

Price Type --

Seller may consider buyer concessions if made in an offer. Welcome to your dream home! The interior boaWelcome to your dream home! The interior boasts a neutral color paint scheme that enhances the natural light. The primary bedroom is a true retreat, complete with a walk-in closet. The primary bathroom is a spa-like oasis featuring a separate tub and shower, as well as double sinks. The kitchen is a chef's delight, equipped with all stainless steel appliances, a kitchen island, and a walk-in pantry. The fenced-in backyard is perfect for private gatherings, complemented by a covered patio for your outdoor enjoyment. This property is a must-see!

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15682 W Jenan Drive Surprise, AZ 85379

$685,000

6 Beds

3.5 Baths

4,035 SqFt

Status Active

MLS # 6767379

Property Type Single Family Residence

Price Type --

PRIME SURPRISE LOCATION! Greer Ranch Home situated on Large Premium Cul-de-sac lot!! Greenbelt to North & East of property with view fence! Near Neighborhood Park & common area. Home features 5 bedrooms, den, 3.5 bath, huge upstairs loft, great room (living/dining), family room, large kitchen, den (which can be used as an office or bedroom), huge master bedroom and bath room w/ two WI closets, two tone paint, tile & wood laminate, carpet in bedrooms. RV gate, covered patio, 3 car tandem garage. This home is ideally located just minutes away from shopping, schools, churches, dining and entertainment, with easy access to Loop 303 for convenient commuting. Don't miss the opportunity to own this exceptional property!

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5764 E Leonora Street Mesa, AZ 85215

$685,000

2 Beds

2 Baths

1,940 SqFt

Status Active

MLS # 6769037

Property Type Single Family Residence

Price Type --

Very spacious 2 master bedroom 2 baths on the 3rd hole of Apache Wells CC golf course. Great room style. Large kitchen with pullout shelving. Large island with storage on both sides. Breakfast bar, wet bar with small refrigerator. 2 sliders out onto covered patio with a gas grill. Owner owned commercial solar panels - According to SRP the last year high is $130 low $20. Over sized 2 car garage plus golf cart garage. Bring your buyers to see this great home.

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12380 W Palo Brea Lane Peoria, AZ 85383

$685,000

4 Beds

2.5 Baths

2,476 SqFt

Status Active

MLS # 6776625

Property Type Single Family Residence

Price Type --

This gorgeous 4-bedroom home with a 4-car garage with owned solar! Meticulously-designed interior showcases wood flooring, thick baseboards, chic light fixtures, fire sprinklers, and a formal living room. Perfect for entertaining, the spacious great room features pre-wired surround sound for an enhanced experience. Open-concept kitchen offers abundant cabinetry topped with crown moulding, built-in appliances, a convenient pantry, granite counters, and a prep island with a breakfast bar. Large & bright primary retreat awaits, complete with plush carpet and an ensuite comprised of dual sinks, soaking tub, and a walk-in closet. Serene backyard promises endless fun under the sun, boasting a covered patio, grassy area, and a refreshing pool. This gem will sell fast! Hurry

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44809 Saguaro Blossom Lane Morristown, AZ 85342

$685,000

2 Beds

1.5 Baths

1,730 SqFt

Status Active

MLS # 6775655

Property Type Single Family Residence

Price Type --

5 Acres *Adjoins thousands of Acres of State Land. Custom Hay shed/4 Covered 12 x 14 Stalls w/2in pipe*Arena started at 80ft 120ft, but room for 150 x 250 needs arena fill/sand. Outdoor Entertainment Area w/ Fireplace, Enclosed Front & Back Courtyard w welded wire/pet fencing. Firepit, Custom Lighting, Rim Rock Bar & Grill & a relaxing heated/cooled Swim Spa! Custom Ranch Home w Exceptional Privacy and Views. This Great Home exhibits the distinctive culture of Sonoran Desert Living w/ Natural Granite, Wood Accents, Stone & Tile Features Throughout. Vintage Custom Woven Drapes, Beehive Fireplace, & original custom works & upgrades- too numerous to mention. Full Hook-Up RV*Camp space*Addt RV parking*Endless Adventures of Camping, Hiking, Biking, Riding & Mining are yours! Move In Ready

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2312 W Muirfield Drive Anthem, AZ 85086

$685,000

2 Beds

2 Baths

2,064 SqFt

Status Active Under Contract

MLS # 6756691

Property Type Single Family Residence

Price Type --

Live the Anthem Country Club Lifestyle! From golf to pickleball to dinner at the Clubhouse - life is to be enjoyed at Anthem! This 2 bedroom plus den/office, 2 bath home is situated on a coveted golf course lot with stunning mountain views. The backyard is newly designed with relaxing entertaining spaces, pavers & easy-care turf! The great room begs for guests! The kitchen has been beautifully updated with today's taste - including lighting, wine cooler, stainless appliances, oversized sink & faucet. Upscale French doors to the front patio were added for ease of living. Coffee or wine anyone? Primary suite offers a private exit to the back patio, plantation shutters & large walk-in closet. Feel pampered in the updated primary bath - newly tiled, large glassed shower, fresh cabinetry, counters, lighting & hardware. Guest suite & bath have lovely updates as well! The den/office area is open, light & bright. Other recent updates include bedroom carpet, additional attic insulation, newer water heater, newer sliders in living area & primary bedroom, 5 additional window replacements, ceiling fans & more! Perfect primary home or 2nd residence. No neighbors to the west and across from the home - privacy abounds!

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3741 N Paseo Del Sol -- Mesa, AZ 85207

$685,000

4 Beds

2 Baths

1,821 SqFt

Status Active Under Contract

MLS # 6773620

Property Type Single Family Residence

Price Type --

Amazing golf course lot in the highly sought after community of Las Sendas! This Acacia floor plan features 4 bedrooms/2 upgraded baths, open concept kitchen/family room, updated light fixtures, new SS appliances, custom stone media wall with lighted wood shelving. Upon entering the home, you will find newer wood look-like tile, 5'' baseboards, and crown molding. Interior has neutral paint throughout and bedrooms have newer plush carpet. This home is located on a premium golf course lot by 17th tee box with beautiful desert landscaping & plenty of privacy! The backyard features a putting green, kiva fireplace perfect for nightly entertaining, built-in BBQ, and view deck with stunning east facing mountain views. Park all your vehicles or golf cart in the spacious 3-car garage with epoxy flooring and built-in cabinetry. Minutes away from Saguaro Lake, Salt River and Tonto National Forest. Las Sendas features two community pools, spas, splash pad, multiple parks, tennis, pickleball, and bocce ball courts, walking/biking paths & groups/clubs for everyone!

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10118 E Trent Avenue Mesa, AZ 85212

$685,000

4 Beds

3.5 Baths

2,794 SqFt

Status Active

MLS # 6751202

Property Type Single Family Residence

Price Type --

Welcome to this stunning Toll Brothers home nestled in the premier community of Cadence! With its impressive curb appeal and an inviting, bright, and airy floor plan, this residence is designed for both comfort and style. Step inside to discover an open-concept layout that seamlessly connects the elegant kitchen to the living area. The gourmet kitchen boasts pristine white cabinetry, a generous breakfast bar, a large center island, and a walk-in pantry, all complemented by stainless steel appliances. Expansive windows and soaring ceilings flood the space with natural light, creating a warm and welcoming atmosphere. This living area effortlessly transitions to a backyard oasis, complete with a covered patio and a spacious play area featuring lush artificial turf. The main level also includes a versatile flex space that can serve as an office, den, or formal dining area, along with a private full bedroom and bathroom, ideal for guests or extended family. Venture upstairs to find an oversized loft that offers additional living space, along with a generously sized primary bedroom complete with a walk-in closet, dual sinks, and a walk-in shower. Two additional bedrooms share a well-appointed bathroom, and the convenience of a laundry room rounds out this functional second level. This home combines modern living with thoughtful design, making it the perfect retreat for any lifestyle. Don't miss the opportunity to make it yours! Cadence features an 8 acre park with a 12,000 sq ft club house that features a fitness center gym and meets the needs of every family. member! Enjoy the community pool, tennis courts, basketball courts and playground just to name a few ammenties. Conveniently located by shopping restaurants and easy freeway access!

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2427 E Mcdowell Road Phoenix, AZ 85008

$685,000

3 Beds

2 Baths

1,561 SqFt

Status Active

MLS # 6696950

Property Type Single Family Residence

Price Type --

Looking for a Lucrative Investment Opportunity in Phoenix, AZ? Look No Further! This Stunning Property is Located at 2427 E McDowell Rd and is currently being used as a Home/Office that offers C-2 Commercial and R-3 Multiple Family Zoning with Road Frontage on Mcdowell Road. Key Features: Prime Location: Nestled in the heart of Phoenix, enjoy easy access to downtown, shopping centers, restaurants, and major highways. Rear lot of Property is Currently Leased for $600.00 Per Month for Storage. Unfinished Basement is a Bonus for Estimated 761 Sq Ft of Additional Storage. Property Has So Much Potential! 24th St and Mcdowell!

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8533 W Desert Elm Lane Peoria, AZ 85383

$685,000

5 Beds

3.5 Baths

3,118 SqFt

Status Active

MLS # 6696966

Property Type Single Family Residence

Price Type --

Just reduced, priced to sell! Great house w/ an even better lot!!! This beautiful home sits on a very private corner lot so that you can enjoy the open space behind you from your very own resort like backyard. One of the few homes available that has a private casita (243sqft) for extended family or the occasional guest. This home has great flooring throughout, the eat in kitchen has granite counters, double ovens, built in wine rack, and large walk in pantry with additional storage under the stairs. The very spacious primary suite is conviently located on the main level. There is also a large loft that has been partitioned to create a 6th bedroom plus and has a balcony to enjoy the mountain views.. You don't see many 6 beds plus a loft in this price range. This home won't last!

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