Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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1372 E Carla Vista Drive Chandler, AZ 85225

$675,000

4 Beds

3 Baths

2,676 SqFt

Status Active

MLS # 6763242

Property Type Single Family Residence

Price Type --

Beautifully updated 4 bedroom, 3 bath home with a pool in a prime Chandler location—no HOA! With a new roof, high-efficiency HVAC units, and solar, this home is a must-see. It boasts a formal living and dining area, a spacious family room with a gas fireplace, flowing into a large kitchen with an island breakfast bar, eat-in area, ample cabinets, and granite countertops. The main floor includes a bedroom/office and a full bathroom. Upstairs, you'll find two generous bedrooms and a primary suite featuring double sinks, a separate tub and shower, and a walk-in closet. The backyard is an entertainer's dream, offering a large covered patio, sparkling pool, beautiful grass, built-in BBQ, and a beehive fireplace. Additional highlights include a 3-car garage with built in cabinets and a drive-through door to the backyard to an extended concrete pad. Conveniently located just a short walk from Pima Park, award-winning BASIS school and Sanborn Elementary schools minutes away, close to Intel, Wells Fargo Center, and Downtown Chandler.

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15802 N 71st Street Unit 256 Scottsdale, AZ 85254

$675,000

2 Beds

2 Baths

1,540 SqFt

Status Active

MLS # 6770000

Property Type Apartment

Price Type --

Welcome to the Landmark's supreme location flanking the Acacia Golf Course & walking distance to Kierland Commons! True resort-like living w/concierge, guard gate, porters, swimming pool, wine storage, BBQ, pizza ovens, aps, fitness w/lockers, pet are. Freshly painted spacious 2bed/2bath roomy dining, living, kitchen w/elevated finishes, appliances, travertine, granite. Large laundry room. Large covered patio w/views of McDowell Mountains. Two storage & Two parking spaces. Price includes most furnishings!

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177 S Ellison Road Coolidge, AZ 85128

$675,000

4 Beds

3 Baths

2,419 SqFt

Status Active

MLS # 6770194

Property Type Single Family Residence

Price Type --

This beautifully crafted 2021-built country home, set on a spacious two-acre lot, offers the perfect blend of modern comfort and rural charm. Spanning 2,419 sq. ft., the home features 4 bedrooms plus a versatile den/office, providing ample space for family, work, and guests. The master suite is a luxurious retreat, with an expansive bedroom, a spa-like bathroom complete with a large walk-in shower, and an oversized closet. The heart of the home is the gourmet kitchen, boasting a massive island, perfect for meal prep and gatherings, as well as an oversized pantry for all your storage needs. A dedicated laundry room offers additional storage space. Outside, enjoy the benefits of irrigated land, perfect for gardening or landscaping to your heart's content. This home offers country living at its finest, with modern amenities and plenty of room to grow.

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2700 N Horseshoe Street Unit 69 Flagstaff, AZ 86004

$675,000

2 Beds

2 Baths

1,557 SqFt

Status Active

MLS # 6772735

Property Type Townhouse

Price Type --

Discover the perfect AIR CONDITIONED home in the exclusive Saddleback Lodge at Continental Country Club! This fully furnished, SINGLE-LEVEL townhome invites you to unwind on a private deck with breathtaking golf course views surrounded by the serenity of mature trees and lush landscaping. Includes a 1-car garage, fireplace, stainless appliances appliances, and proximal to the clubhouse, restaurant, pools and resort amenities such as pickleball & fitness center. Whether for a weekend getaway or a long-term escape, this beautifully remodeled home offers unmatched comfort & convenience - an investment you will return to again and again! 2nd Bedroom currently being utilized as a den/office.

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4270 Blacksmith Way Wickenburg, AZ 85390

$675,000

2 Beds

2.5 Baths

1,999 SqFt

Status Active

MLS # 6770391

Property Type Single Family Residence

Price Type --

This beautifully upgraded Hotel California model in Wickenburg Ranch offers the perfect blend of elegance and functionality. Situated on a premium corner lot, the home features 2 bedrooms, 2.5 bathrooms, a rare find for this model, and an open floor plan designed for modern living. The upgraded kitchen boasts a large island and a premium gas stove package, ideal for home chefs and entertaining. The guest bedroom is thoughtfully extended by 2 feet, complete with an en suite bathroom for added privacy. The entire home showcases unique upgrades with stylish tile flooring, upgraded lighting fixtures, and ceiling fans throughout. Outside, the spacious backyard impresses with extensive landscaping and a large paver patio, perfect for outdoor gatherings. The three garage offers custom cabinetry, epoxy flooring, and a mini-split AC, providing extra comfort and storage solutions. This home is move-in ready with every detail meticulously planned for luxury living.

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4083 S San Carlos Drive Globe, AZ 85501

$675,000

4 Beds

4 Baths

3,934 SqFt

Status Active

MLS # 6771870

Property Type Single Family Residence

Price Type --

This immaculate 4 bedroom 3 1/2 bath home sits on almost two acres with spectacular 360 views. There is plenty of space for entertaining in the formal living room, den with a wood burning fireplace, bonus room and formal dining room. Enjoy the beautiful manicured yard with mature fruit trees and relaxing outdoor patio. This home brings the outside in with three atriums and skylights throughout the house. The stainless steel appliances in the kitchen are newer and both heating/cooling units have been replaced in the last 6 months. There are double pane windows throughout the house for natural light and energy efficiency. Every inch of this elegant home has been lovingly maintained. Seller is offering an $8000 flooring allowance to buyer

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6501 W Crocus Drive Glendale, AZ 85306

$675,000

4 Beds

3 Baths

2,561 SqFt

Status Active

MLS # 6772871

Property Type Single Family Residence

Price Type --

Take advantage of this charming tri-level home with no HOA! This beauty displays brick accents, a verdant front yard, a 3-car garage, and a courtyard. Be welcomed by an inviting living room adorned with vaulted ceilings, plantation shutters, and a trending palette complemented by beautiful wood-look tile flooring. Continue onto the lower level and find formal dining and sizable family rooms featuring a brick-wall fireplace, great for cold evenings. Kitchen is fully equipped with granite counters, white cabinetry, a tile backsplash, recessed lighting, a pantry, and a breakfast nook. Upstairs, the main retreat has plush carpeting, a pristine ensuite with dual sinks, and a walk-in closet. Out the back, you have a covered patio & a refreshing pool ready to enjoy. Don't miss out!

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7837 E Carefree Estates Circle Carefree, AZ 85377

$675,000

2 Beds

2.5 Baths

2,282 SqFt

Status Active

MLS # 6772979

Property Type Single Family Residence

Price Type --

Step into a beautifully renovated, single-level retreat, masterfully designed by a renowned architect. This modern oasis features a sought-after south-facing back patio, perfect for enjoying your morning coffee or grilling in the afternoon sun. Inside, you'll find two generously-sized master suites, offering versatile living options. The cozy den, with its expansive windows overlooking the serene surroundings, is an ideal space for a reading nook or a home office. Constructed with durable and timeless slump block, this home boasts abundant natural light, thanks to numerous windows. During cooler months, the inviting fireplace adds a touch of warmth and ambiance. Full-time resident or seeking a low-maintenance getaway, this home offers the perfect blend of comfort, style & ease of living

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4939 E Roberta Drive Cave Creek, AZ 85331

$675,000

3 Beds

2.5 Baths

2,016 SqFt

Status Active

MLS # 6775602

Property Type Single Family Residence

Price Type --

Updated 3 BR, 2.5BA home, den/office downstairs, game/media area upstairs, in the heart of Tatum Ranch. Stunning finishes throughout. All new master bath vanity & 2nd bath, luxury vinyl flooring & baseboards w entire interior painted. All new plumbing fixtures, door hardware, ceiling fans, lighting, 2'' blinds, updated front & back yard. Kitchen features stainless steel appliances, granite countertops, gas stove, soft close cabinets, under & above cabinet lighting! Master bath w dual sinks, soaking tub, walk-in shower, custom walk-in closet. Spacious low maint backyard w covered patio & synthetic turf. North/south oriented lot backing to a desert offers privacy. New garage epoxy floor, w/cabinets. Close to Desert Ridge, great schools, Dynamite park & shopping.

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3222 N Sagewood Circle Mesa, AZ 85207

$675,000

3 Beds

2 Baths

1,794 SqFt

Status Active

MLS # 6773702

Property Type Single Family Residence

Price Type --

Welcome to your dream home in the desirable Las Sendas community of Mesa, AZ! This stunning single-level 3-bed, 2-bath residence boasts an updated kitchen featuring granite counters and a gas cooktop, perfect for culinary enthusiasts. Enjoy the airy feel of vaulted ceilings and sleek vinyl flooring throughout. The primary bedroom offers a cozy sitting room ideal for an office, yoga space, or nursery. Situated on a peaceful cul-de-sac lot, this home includes a spacious 3-car garage. Step outside to your private backyard oasis with a refreshing pool and a rooftop deck showcasing breathtaking mountain and sunset views. Plus, save on energy costs with the installed solar system. Don't miss out on this perfect blend of comfort and luxury!

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15240 N Del Ray Drive Fountain Hills, AZ 85268

$675,000

3 Beds

2 Baths

1,343 SqFt

Status Active

MLS # 6775272

Property Type Single Family Residence

Price Type --

Looking for the perfect ''lock-and-leave'' home where you can stargaze every night? Look no further! This beautifully updated property boasts a fully remodeled interior, including new floors, kitchen, and bathrooms, so all you need to do is unpack. With 3 cozy bedrooms and 2 bathrooms, this home is designed for comfort. The backyard is perfect for entertaining year-round, featuring a pool, covered patio, gazebo, and hot tub. Enjoy ultimate privacy with the serene desert wash right behind you. The open kitchen and living area create an inviting space for relaxation. Nestled in a peaceful neighborhood, you'll love the tranquility of this quiet community. As the ''snowbirds'' flock to Fountain Hills for the ideal Arizona season, this home is the perfect getaway.

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17166 W Alice Avenue Waddell, AZ 85355

$675,000

4 Beds

3 Baths

2,542 SqFt

Status Active

MLS # 6775606

Property Type Single Family Residence

Price Type --

Built in 2019 by semi-custom home builder, Elliot Homes, you'll see the luxury displayed in every aspect of this home. Open and inviting living and dining area surrounding the gourmet chef's kitchen keeps all your family and friends together for fun days and relaxing nights. Oversized 16 foot sliding glass doors lead to the resort-like backyard with custom pool and baja step for relaxing in the sun. The entire extended back patio and surrounding pool deck is coated in a non-slip rubber coating that lets you enjoy the entire outdoor area without burning your feet, you simply have to check it out! With almost $100,000 in upgrades and landscaping, living in this home will make you feel like you're living at a resort! The children's play park is located diagonally across the street 🙂

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