Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

Click Here to See What Your Home is Worth

Listing types.

For Sale

For Rent

Land

Multifamily

Commercial

Location Search Nearby

BedsAny1+2+3+4+5+6+

BathsAny1+2+3+4+5+6+

Price MinAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Price MaxAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Advanced Options

Property TypeAnyApartmentManufactured HomeSingle Family ResidenceTownhouseTwin Home

School District

Address, MLS# or Keyword

Home SizeAny600 ft2800 ft21,000 ft21,200 ft21,400 ft21,600 ft21,800 ft22,000 ft22,200 ft22,400 ft22,600 ft22,800 ft23,000 ft23,500 ft24,000 ft24,500 ft25,000 ft25,500 ft26,000 ft2

YearAny2024+2023+2022+2021+2020+2019+2018+2017+2016+2015+2014+2013+2012+2011+2010+2009+2008+2007+2006+2005+2004+2003+2002+2001+2000+1999+1998+1997+1996+1995+1994+1993+1992+1991+1990+1980+1970+1960+1950+1940+1930+

Distressed

Open House

Location Search Nearby

BedsAny1+2+3+4+5+6+

BathsAny1+2+3+4+5+6+

Price MinAny$500$600$700$800$900$1,000$1,100$1,200$1,300$1,500$1,600$1,700$1,800$1,900$2,000$2,250$2,500$2,750$3,000$3,250$3,500$3,750$4,000$4,500$5,000$5,500$6,000$6,500$7,000$7,500$8,000$8,500$9,000$9,500$10,000

Price MaxAny$500$600$700$800$900$1,000$1,100$1,200$1,300$1,500$1,600$1,700$1,800$1,900$2,000$2,250$2,500$2,750$3,000$3,250$3,500$3,750$4,000$4,500$5,000$5,500$6,000$6,500$7,000$7,500$8,000$8,500$9,000$9,500$10,000

Advanced Options

Property TypeAnyApartmentManufactured HomeSingle Family ResidenceTownhouseTwin Home

School District

Address, MLS# or Keyword

Home SizeAny600 ft2800 ft21,000 ft21,200 ft21,400 ft21,600 ft21,800 ft22,000 ft22,200 ft22,400 ft22,600 ft22,800 ft23,000 ft23,500 ft24,000 ft24,500 ft25,000 ft25,500 ft26,000 ft2

YearAny2024+2023+2022+2021+2020+2019+2018+2017+2016+2015+2014+2013+2012+2011+2010+2009+2008+2007+2006+2005+2004+2003+2002+2001+2000+1999+1998+1997+1996+1995+1994+1993+1992+1991+1990+1980+1970+1960+1950+1940+1930+

Location Search Nearby

Lot SizeAny1+ Acres2+ Acres3+ Acres4+ Acres5+ Acres6+ Acres7+ Acres8+ Acres9+ Acres10+ Acres20+ Acres30+ Acres40+ Acres50+ Acres

Price MinAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Price MaxAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Advanced Options

Neighborhood

Address, MLS# or Keyword

Location Search Nearby

Price MinAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Price MaxAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Advanced Options

School District

Address, MLS# or Keyword

YearAny2024+2023+2022+2021+2020+2019+2018+2017+2016+2015+2014+2013+2012+2011+2010+2009+2008+2007+2006+2005+2004+2003+2002+2001+2000+1999+1998+1997+1996+1995+1994+1993+1992+1991+1990+1980+1970+1960+1950+1940+1930+

Location Search Nearby

Lot SizeAny1+ Acres2+ Acres3+ Acres4+ Acres5+ Acres6+ Acres7+ Acres8+ Acres9+ Acres10+ Acres20+ Acres30+ Acres40+ Acres50+ Acres

Price MinAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Price MaxAny$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,100,000$1,200,000$1,300,000$1,400,000$1,500,000$1,600,000$1,800,000$1,900,000$2,000,000$2,250,000$2,500,000$2,750,000$3,000,000$3,250,000$3,500,000$3,750,000$4,000,000$4,500,000$5,000,000$6,000,000$8,000,000$10,000,000$15,000,000

Advanced Options

Address, MLS# or Keyword

YearAny2024+2023+2022+2021+2020+2019+2018+2017+2016+2015+2014+2013+2012+2011+2010+2009+2008+2007+2006+2005+2004+2003+2002+2001+2000+1999+1998+1997+1996+1995+1994+1993+1992+1991+1990+1980+1970+1960+1950+1940+1930+

View As: Thumbnails List

Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

27247 N 73rd Lane Peoria, AZ 85383

Open House

$666,080

4 Beds

3 Baths

2,084 SqFt

Status Active

MLS # 6774082

Property Type Single Family Residence

Price Type --

Corner lot with no back neighbor and scenic views! Ready now! Experience the charm of Aloravita, nestled within the scenic mountains of Peoria. This community boasts breathtaking views and is conveniently located minutes away from shopping, dining, hiking trails and more! Our popular 'Tamarron' floorplan features 4 full bedrooms with a study, 3 bathrooms, 2 Car-Garage and a private yard with views! Designer selected finish includes White Cabinetry, Quartz Kitchen Countertops, Wood Like Tile Throughout, and Plush Carpet in all the bedrooms. This beautiful home will have it all including 8' doors, Gourmet Gas Kitchen, Smudge Proof Stainless Steel Appliances, Blinds, Pre-Plumb for Soft Water, and Smart Home Technology. Photos of model home, options may vary-home is finishing final touches*

View Property

13805 N Whispering Lake Drive Sun City, AZ 85351

Open House

$665,882

3 Beds

2 Baths

1,942 SqFt

Status Active

MLS # 6769663

Property Type Single Family Residence

Price Type --

Looking for a new place to be your own home? This wonderful 3 bed, 2 bath waterfront residence now on the market is the one for you! Great curb appeal, a low-care desert landscape, and a 2 car garage w/built-in cabinets are just the beginning. Inside you will find formal dining & living areas w/brand new flooring. The gorgeous kitchen is equipped w/ample cabinetry, granite counters, a breakfast bar, and all the built-in appliances you'll need for home cooking. End your busy day in the primary bedroom, showcasing a private ensuite for added convenience. Lastly, the lovely backyard includes a covered patio, built-in BBQ, putting green, and even a dock for your boat! Hurry, don't miss out!

View Property

26839 N 67th Drive Peoria, AZ 85383

Open House

$665,655

3 Beds

2.5 Baths

1,989 SqFt

Status Active

MLS # 6705757

Property Type Single Family Residence

Price Type --

Home is ready now with no back neighbor and views! Experience the charm of Aloravita, nestled within the scenic mountains of Peoria. This community boasts breathtaking views and is conveniently located minutes away from shopping, dining, hiking trails and more! Our popular 'Amherst' floorplan features 3 full bedrooms, 2.5 bathrooms, 2 Car-Garage and a private yard with views! Designer selected finish includes Burlap Cabinetry, Quartz Kitchen Countertops, Wood Like Tile Throughout, and Plush Carpet in all the bedrooms. This beautiful home will have it all including 9' ceilings, Gourmet Gas Kitchen, Smudge Proof Stainless Steel Appliances, Blinds, Pre-Plumb for Soft Water, and Smart Home Technology. Photos display similar spec home to show layout, options may vary**

View Property

2280 E Snowflake Drive Pinetop-lakeside, AZ 85929

$665,000

3 Beds

3 Baths

1,828 SqFt

Status Active

MLS # 6738835

Property Type Single Family Residence

Price Type --

Welcome to this beautiful cabin home located in the prestigious gated community of Pineridge Estates in Pinetop.This home is located on a nice lot with great curb appeal. This home has been gently used as a second home . Once you enter the door, you will be greeted by the open floorplan and vaulted ceilings.The kitchen has plenty of cabinets and counter space for all of your dining needs. A dedicated dining area to host your guests and family. The large family room with vaulted ceilings and a gas fireplace with stone from floor to ceiling is an eye catcher and will be the focal point of this space. Upstairs is the the primary bedroom and two secondary bedrooms. The primary has its own combination tub/shower and walk in closet. The two secondary bedrooms also offer a loft which has been a fun area for kids to hang out in and have as a fort. There is a large loft that adds so much extra living space to the home. This is a great place to cozy up on the couch and watch movies while enjoying the views of all the surrounding windows.Enjoy the scenery from your back and front patio..many relaxing evenings enjoyed sitting and watching the sunsets. This home is located in close proximity to town and wonderful shops and restaurants. The home is 30 minutes from Sunrise Ski Resort and many lakes located in the area. This home has been recently painted on the exterior....offers two hot water heaters for much hot water needs. It is hard to find a home with 3 bedrooms and 3 bathrooms with a loft in a community such as Pineridge Estates.

View Property

23120 W Skinner Road Wittmann, AZ 85361

$665,000

5 Beds

2 Baths

2,451 SqFt

Status Active

MLS # 6757949

Property Type Single Family Residence

Price Type --

Beautiful new home on 1.4 acres with 5 bedrooms and an extended 3 car garage! NO HOA! Only a short drive to Surprise and Wickenburg. It has designer touches throughout including quartz countertops, soft close cabinets, under cabinet lighting, stainless steel appliances, tiled backsplash, large center island, walk-in pantry, and range hood. Perfect for entertaining w/ eat-in kitchen, breakfast bar, dining room off the great room, large sliding glass door, 10' ceilings 8' doors. Split floor plan master bedroom has 2 walk-in closets, a large tiled shower w/ double sinks and an exit to the patio.

View Property

23154 W Skinner Road Wittmann, AZ 85361

$665,000

5 Beds

2 Baths

2,451 SqFt

Status Active

MLS # 6772973

Property Type Single Family Residence

Price Type --

Beautiful new home with No HOA! On a fenced acre 5 bedrooms and an extended 3 car garage! Quick drive to Surprise and Wickenburg. It has designer touches throughout including quartz countertops, soft close cabinets, under cabinet lighting, stainless steel appliances, tiled backsplash, large center island, walk-in pantry, and range hood. Perfect for entertaining w/ eat-in kitchen, breakfast bar, dining room off the great room, large sliding glass door, 10' ceilings 8' doors. Split floor plan master bedroom has 2 walk-in closets, a large tiled shower w/ double sinks and an exit to the patio.

View Property

6346 W Hackamore Drive Phoenix, AZ 85083

$665,000

3 Beds

2 Baths

2,152 SqFt

Status Active

MLS # 6687811

Property Type Single Family Residence

Price Type --

This home is well suited for anyone seeking a primary residence. Enjoy homeownership without the hassle of dealing with banks. Property Features: • Beautifully remodeled single-level home in a fantastic neighborhood • Upgraded kitchen and bathrooms with granite countertops • New black kitchen appliances • Fresh custom paint, new light fixtures and ceiling fans throughout • Vaulted ceilings and new blinds for added charm • Spacious den, perfect for a home office or entertainment area • Lush green landscaping with covered • 3 bedrooms, plus a large den, 2 full bathrooms

View Property

3785 N 150th Lane Goodyear, AZ 85395

$665,000

2 Beds

2 Baths

1,641 SqFt

Status Active

MLS # 6714594

Property Type Single Family Residence

Price Type --

Gorgeous Home on a Golf Course Lot in the Active Adult Community of PebbleCreek with Resort Style Living. Highly upgraded split floor plan with 2 Bedrooms, 2 Baths plus a Den. Beautiful upgraded 42'' Kitchen Cabinets with Quartz/Leather finish Countertops, Island with Breakfast Bar, Built-in Wine Cooler, Sub Zero Fridge, Gas Stove La Cornue En France with Hood, overlooking Formal Dining Room. Elegant Family Room with Large windows and views with Mountains and Golf Course. Spacious Laundry Room with lots of Cabinets, laundry sink and Upgraded Washer/Dryer. Master Bedroom with walk-out to a Covered Patio. Remodeled Master Bathroom with oversized walk-in Shower, Double Sinks and Walk-in Closet. Peaceful, Covered Patio with Built-in BBQ and lots of room to Entertain. **Dream Home**

View Property

10447 W Appaloosa Trail Casa Grande, AZ 85194

$665,000

4 Beds

3 Baths

2,190 SqFt

Status Active

MLS # 6750324

Property Type Single Family Residence

Price Type --

The search is finally over! This stunning corner lot horse property is set on a sprawling 1-acre lot! The property features a spacious RV garage, a paver driveway, a charming brick trim, majestic mountain views, and a welcoming front patio. Inside, the great room showcases a cool palette, recessed lighting, and stylish wood-look flooring. The delightful kitchen boasts granite counters, abundant wood cabinetry with crown moulding, chic pendant lighting, stainless steel appliances, a handy pantry, and an island with a breakfast bar. The main bedroom offers plush carpeting, direct backyard access, an ensuite with dual sinks, and a walk-in closet. Venture outside to enjoy breathtaking sunsets in the expansive backyard, complete with a covered patio for al fresco dining, lush natural turf, and endless possibilities to create your dream oasis or equestrian facilities. This gem will sell fast!

View Property

20121 N 76th Street Unit 1014 Scottsdale, AZ 85255

$665,000

3 Beds

2 Baths

1,585 SqFt

Status Active

MLS # 6760104

Property Type Townhouse

Price Type --

Beautifully updated ground-floor condo located in the gated community of Vintage at Grayhawk! This move-in ready, single-level home is filled with natural light and offers an open floor plan. The living room has a cozy fireplace and easy access to the private patio. The remodeled kitchen is a chef's dream, featuring granite countertops, a farmhouse sink, refinished cabinets, and stainless-steel appliances. They primary suite includes dual sinks, granite countertops, an oversized seamless glass shower, as well as a spacious walk-in closet designed by California Closets. The guest bathroom has also been stylishly updated. Additional highlights include all closets designed by California Closets, whole house surge protector, two-car garage and a prime location within the complex offering quick access to resort-style amenities such as a community pool, spa, BBQ area, and workout facility. Conveniently located near Scottsdale's top shopping, dining, hiking, golf, and more!

View Property

17245 W Dartmouth Street Surprise, AZ 85388

$665,000

2 Beds

2 Baths

1,530 SqFt

Status Active

MLS # 6765989

Property Type Single Family Residence

Price Type --

Welcome to your New Home in the prestigious guard gated Sterling Grove Golf & Country Club community. This Craftsman Style home is a 1530 sf ft, 2 bed, 2 bath Toll Brothers Smithfield model with over $100,000 in Builder & Owner upgrades. It is light and bright and built for indoor / outdoor living. Enter the home into the expansive Great Room with a feature wall and gorgeous Kitchen, including a large island with waterfall counter, gas range, walk-in pantry, and an abundance of storage. Then head out to the private Outdoor Living Room, complete with two-sided gas fireplace and TV wall, perfect for relaxing or entertaining. As you head to the end of the hall, turn the corner into the serene Primary Suite, with oversized shower in Bath and large walk-in closet. This home is your your year-round sanctuary or lock and leave winter home. Sterling Grove offers a Jack Nicklaus Design Golf Course & Country Club with majestic views of the White Tank Mountains, managed by Troon, as well as a Copper & Rye restaurant, Flora Spa, health and fitness facilities, resort style pools, lighted pickleball and tennis courts, community center, playground, and fun community events for everyone year round. Close to freeways, schools, dining, and shopping. Visit this home today to experience luxury living in the West Valley.

View Property

15469 W Corrine Drive Surprise, AZ 85379

$665,000

4 Beds

2.5 Baths

2,990 SqFt

Status Active

MLS # 6764060

Property Type Single Family Residence

Price Type --

Beautiful home in the sought-after community of Marley Park! The photographer asked if the home was staged!!! No, the current owners just have great taste! OWNED SOLAR will save you a lot of money. 10K in concessions with a full price offer! New pool and above ground hot tub with no neighbors behind the home. The kitchen is very tasteful and functional. Large walk-in pantry and a large laundry room off the kitchen. DOWNSTAIRS master bedroom is huge. Look for the unique features when you tour the home like the dog kennel under the stairs and the built-in bunk beds in the 4th bedroom. Custom touches with built-in cabinets in the den and loft and trimmed-out windows give the home an upscale feel. Front yard was just updated with new landscaping and new drip system. Not in photos.

View Property