Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

3453 E Milky Way Gilbert, AZ 85295

$655,000

5 Beds

2.5 Baths

2,708 SqFt

Status Active Under Contract

MLS # 6753788

Property Type Single Family Residence

Price Type --

Beautiful 5-Bedroom Home with Modern Upgrades & Stunning Outdoor Space! Welcome to this spacious 5-bedroom, 3 bathroom home, packed with thoughtful upgrades that combine style, comfort, and functionality. Step inside to enjoy the comfort of a new A/C system and energy-saving certified window screens throughout the home. The centerpiece of the kitchen is an impressive large functional island with built-in refrigerators, complemented by a deep sink, and a water conditioner system, making it the perfect space for cooking and entertaining. The home also features custom room-darkening blinds for added privacy, and has been recently refreshed with new exterior paint. This well-kept property is move-in ready, providing you with comfort and peace of mind. Don't miss the opportunity to make this elegant and practical home yours!

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10757 N 74th Street Unit 2026 Scottsdale, AZ 85260

$655,000

3 Beds

2 Baths

2,011 SqFt

Status Active Under Contract

MLS # 6760458

Property Type Townhouse

Price Type --

Luxurious designer townhome boasting the most popular floor plan & highly-coveted location within the complex near the pool, set away from Shea & 74th St. Meticulously maintained, this spacious, light-filled 2nd-floor single-level home has over $75K in custom features. The intuitive layout features an open kitchen, living & dining room, three large bedrooms, an office, two full baths, and 3 outdoor patios for additional relaxation. The gourmet kitchen boasts stainless steel appliances, a stacked stone backsplash, and an oversized island with a breakfast bar. The relaxing master retreat, split from the two guest rooms, enjoys a private patio + walk-in custom closet. The bathroom is finished with a separate tub, dual under-mount sinks, and a private water closet. The two-car garage includes built-in cabinets and epoxy flooring. Stroll to restaurants, movie theaters, and numerous shops & services, not to mention easy freeway access!

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1916 S Porter Street Gilbert, AZ 85295

$655,000

4 Beds

2 Baths

2,036 SqFt

Status Active Under Contract

MLS # 6769032

Property Type Single Family Residence

Price Type --

Holy Smokes Alert!!! Stop everything—no need to keep scrolling, because you've just found *the one*. This charming single-story home is filled with natural light offering a bright, open interior. Perfectly situated on a PREMIUM LOT with no direct neighbors to the west or south, this home borders a peaceful park giving you privacy and an extended outdoor space. You've got a complete 4 bedroom split floor-plan with an option for a home office or even a home hair salon! Previous owner had hot and cold water lines installed for a shampoo bowl in the front bedroom/den and that is currently being used a home office. Beautifully updated touches throughout! The Family room is complete with gas fireplace for cozy nights and plenty of space for family and friends. For energy efficiency throughout the year, R-38 insulation was recently installed (2023) throughout the attic. Patio sliding door as well as east and west facing windows were replaced in 2022 with the Anlin Del Mar series. The outdoor space is a true oasis, boasting a pebbletec saltwater pool that was resurfaced in 2020, and lush synthetic grass turf in both the front and backyards for all the beauty, but none of the maintenance. The backyard also features a gazebo and a covered patio, perfect for relaxing or entertaining. Don't wait to make this your new home!

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4730 S Emery -- Mesa, AZ 85212

$655,000

5 Beds

4 Baths

3,937 SqFt

Status Active

MLS # 6670989

Property Type Single Family Residence

Price Type --

*New List Price* This 5-bedroom 4 bath home that is priced to sell today. The main floor boasts both family and living rooms, an eat in kitchen with large island and walk in pantry. An oversized bedroom and a full bath are conveniently located on this main floor. There is a separate garage next to this room making a private entrance for the new homeowner. There is a large loft area upstairs which provides limitless possibilities. The over-sized primary suite is perfect for a stay-at-home vaca including a remodeled bathroom and sitting area. Don't miss the huge walk-in closet. The backyard is secluded and has mature trees that offer shade and lots of room to play or just relax.

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5908 W Running Deer Trail Phoenix, AZ 85083

$655,000

4 Beds

2.5 Baths

3,065 SqFt

Status Active

MLS # 6702930

Property Type Single Family Residence

Price Type --

Don't miss this beautiful 3 bedroom +2 dens/bonus rm home has so much to offer. Custom wood blinds, NEW roof, NEW paint inside & out, NEW carpet. Kitchen has granite, tall cabinets, huge pantry and Kitchen Aid SS appl. Downstairs has a formal LR/DR & dbl French door den that can be converted to 4th bedroom. Cozy fireplace in F/R. Laundry rm has cabinets and a sink. Upstairs has a built-in desk in loft overlooking F/R. Wait till you see the all purpose game room with complete bar & wet bar. Lg primary B/R has a newly resurfaced balcony, upgraded shower, lg jetted tub, tall counters and huge walk-in closet. While on the balcony or in the sparkling pool enjoy the mtn. views and outdoor FP. Great backyard for entertaining. NEW!!! HIGHLY rated desirable elementary school 1/2 mile away.

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1715 W Satinwood Drive Phoenix, AZ 85045

$655,000

5 Beds

3 Baths

2,904 SqFt

Status Active

MLS # 6721969

Property Type Single Family Residence

Price Type --

Welcome to the desirable Ahwatukee Foothills Club West! Step into this beautifully upgraded 5 bedroom home that immediately feels inviting, functional and spacious. Bedroom and full bathroom downstairs. Three separate living spaces including formal, family room and loft area. Open kitchen with granite counters, stainless steel appliances, gas range, and large island. 4 generously sized bedrooms and convenient laundry room upstairs. Primary bedroom with large closet & beautiful walk-in shower. Newer Pergo waterproof laminate flooring throughout! Enjoy the refreshing play pool with Baja shelf & table/umbrella stand, surrounded by travertine tile. Misters, pergola and artificial turf are a plus!. Great schools including highly accredited Kyrene Altadena! Transferable HVAC maintenance plan.

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10158 E Texas Avenue Mesa, AZ 85212

$655,000

4 Beds

3.5 Baths

2,689 SqFt

Status Active

MLS # 6740167

Property Type Single Family Residence

Price Type --

Welcome home! This stunning 4-bedroom, 3.5-bath residence in the highly coveted Cadence at Gateway is in immaculate condition and feels almost new. It features soothing palettes and numerous upgrades, including a frameless shower enclosure in the master bath, expanded covered patio, tankless water heater, and upgraded air conditioning. The modern kitchen boasts quartz countertops, sleek flat-panel cabinets, recessed lighting, stainless steel appliances, a pantry, and a large island with a breakfast bar for casual dining. The versatile den is perfect for an office or exercise room. The sizeable main bedroom offers an ensuite with dual sinks and a walk-in closet. All of this is located in a fantastic neighborhood just minutes from Route 24.

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4924 W Boston Street Chandler, AZ 85226

$655,000

4 Beds

2 Baths

1,827 SqFt

Status Active

MLS # 6738908

Property Type Single Family Residence

Price Type --

Pride of ownership shows in this immaculate single-level home situated on a HUGE, 13,482 sf. lot. Located within the highly coveted Kyrene School District, this 4 bedroom, 2 bathroom open floor plan features a beautifully updated kitchen with quartz waterfall island, new white shaker cabinets, and spacious pantry. Additional improvements include newly replaced energy efficient windows, fresh white interior paint, and an updated primary bathroom. The generous backyard offers low-maintenance turf, jacuzzi, citrus trees, covered patio with insulation, and additional land to add the pool or pickleball court of your dreams. This central location keeps you close to major freeways, Intel, Downtown Chandler dining & entertainment, and premier shopping at Chandler Fashion Center.

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7748 E San Miguel Avenue Scottsdale, AZ 85250

$655,000

2 Beds

2 Baths

1,490 SqFt

Status Active

MLS # 6764057

Property Type Townhouse

Price Type --

Bright, clean, lightly used, single-level townhome in 85250 with 2 bdrms, 2 baths, 1490 sq ft, Brkfst rm/Fam rm, living room w/fireplace and Pella doors to back patio. Large, main en-suite with soaking tub, separate tiled shower and double vanity, walk-in closet and Pella doors to back patio. Second bdrm has access to full guest bath with walk in closet, Pella doors to private patio. Kitchen has stainless appliances and a wine frig. Brkfst rm/Fam rm off the kitchen can be a bonus space w/ a sleeper sofa/murphy bed. Pella doors to courtyard patio. Skylights replaced. White, wood shutters throughout. 2 Car garage w/ room for storage. Wonderful front court yard. Front yard views to sunsets and Camelback Mtn. Hard to beat this quiet location near Old Town. Newer Roof Coating 2022, HVAC 2018.

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141 S 156th Drive Goodyear, AZ 85338

$655,000

4 Beds

3 Baths

2,500 SqFt

Status Active

MLS # 6767723

Property Type Single Family Residence

Price Type --

Welcome to your dream home! This stunning resale of the Celeste floorplan by Richmond American features 4 bedrooms plus a study/den with 2,500 sqft of modern living space. Enjoy 10-foot ceilings and a gourmet kitchen equipped with extra cabinetry, a built-in oven, and an expansive island topped with luxurious marble. The home also includes a convenient butler's pantry and a Deluxe Primary Bathroom upgrade for added luxury. The low-maintenance synthetic grass landscaping enhances the modern look, while stylish vinyl wood-look flooring flows throughout. Located near the 303 & 101 freeways & Goodyear Square for shopping and dining. Why wait for a new build? This upgraded gem is move-in ready!

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1845 S Morrison Lane Gilbert, AZ 85295

$655,000

4 Beds

2 Baths

2,174 SqFt

Status Active Under Contract

MLS # 6757501

Property Type Single Family Residence

Price Type --

Completely remodeled 4 bedroom 2 bathroom home. Beautiful new white shaker kitchen with quartz island and custom wood island new backsplash custom tile showers in both bathrooms, nice open living room with optional kids/playroom, laundry room inside hallway right by master bedroom, custom master tile shower with bench and double vanities walk in closet and toilet room. Very nice custom rock water feature with grotto pebble tech pool and grill and bar area for family time epoxy garage new interior and exterior paint, roof recently replaced all roofing, trane ac, all new window blinds, custom new vinyl flooring and tile bathrooms nice driveway and grass front lawn with 2 car garage!! all new trim fixtures fans and much more!! check this one out as it wont last long!

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30152 N 116th Lane Peoria, AZ 85383

$655,000

3 Beds

2.5 Baths

2,510 SqFt

Status Active Under Contract

MLS # 6762623

Property Type Single Family Residence

Price Type --

*****Priced to sell! Furniture is also optional in this entertainer's paradise! Features include double pantries, ovens, and storage, plus a gas cooktop, quartz countertops, stainless steel appliances, oversized luxury tile, and a massive floor-to-ceiling sliding door with electronic shutters. The oversized primary suite is on point with its spa-like, pebble-stone walk-in shower and finishes. This 3-bedroom split floorplan includes a den with solid white oak French doors, a bonus room ideal for a private library, and a 3-car garage. Come enjoy this stunning community and mountain views!

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