A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
Click Here to See What Your Home is Worth
12229 W Planada Lane
Sun City, AZ 85373
$639,900
4
Beds
2.5
Baths
3,207
SqFt
Status
Active Under Contract
MLS #
6766208
Property Type
Single Family Residence
Price Type
--
This exceptional 4-bedroom, 2.5-bath, two-story home offers a blend of luxury and convenience, sitting next to a serene greenbelt. The spacious kitchen features a walk-in pantry, granite countertops, a kitchen island, and plantation shutters, with a new dishwasher, range, and microwave installed within the last two years. The first-floor master suite includes a separate tub and shower, a large walk-in closet, and plenty of space for relaxation. Upstairs, you'll find a spacious loft, a generous size laundry room with built-in storage, and large bedrooms each with their own walk-in closet. The home is prewired for speakers in the dining room, living room, patio, and loft, with Skylink security and additional exterior security cameras in place. The backyard is an entertainer's dream, featuring a built-in BBQ, fire pit, spa, and gazebo. A sparkling pool with an extended Baja step (installed in 2013) completes the outdoor oasis. The property also includes a 2-car garage, a 20x40 extended RV garage with 220 50-amp service, built-in storage, and a new water heater, water softener, and RO system (all new in 2024). Additional upgrades include new exterior paint (2022) and a Ring doorbell.
10260 E White Feather Lane Unit 2003
Scottsdale, AZ 85262
$639,900
2
Beds
2
Baths
1,381
SqFt
Status
Active
MLS #
6591799
Property Type
Townhouse
Price Type
--
Gorgeous mountain and golf course view from this 2 bd townhome in the coveted Troon Ridge gated community. Excellent quality in the upgraded rich cabinetry with granite tops and nicely appointed kitchen. Split bedroom layout perfect for guests or office, ample great room with space for large dining table and hutch. Bright and clean this property has been a single owner home and very lightly used. A convenient way to sojourn in the desert surrounded by green golf fairways, mountain vistas, abundant desert landscape and the unique rocky boulder formations specific to Troon. This private gated hidden community has a heated pool, spa, workout facility, tennis clubhouse, plus easy access to Troon North Golf. Close to 101 and the plentiful Scottsdale amenities, restaurants & shopping
1391 N Alexis Drive
Gilbert, AZ 85234
$639,900
3
Beds
2
Baths
2,108
SqFt
Status
Active
MLS #
6737857
Property Type
Single Family Residence
Price Type
--
Welcome to 1391 North Alexis Drive where curb appeal greets you when arriving at this beautiful, updated home on a corner lot (with a neighbor only on one side!). Every smart buyer is sure to appreciate that the driveway is shaded by a Texas Mountain Laurel and the front windows and yard are shaded by a gigantic Texas Ebony Tree. This home is well-landscaped in the front and backyard with mature shrubs and palms. Now, step inside and fall in ''house-love''! This home features a spacious split floor plan with the primary bedroom to the right upon entering, and the other bedrooms at the opposite end of the house, with a ton of amazing features in between, including a home office! Sky-high vaulted ceilings and an abundance of natural light can be found throughout this home, and the light colored wood like tile flooring perfectly compliments the cool color palette. Are you seeking a spacious living room that can accommodate gigantic sofas or sectionals and a flatscreen TV with views of your backyard oasis? Picture yourself entertaining in this crisp kitchen with stainless steel appliances including a double oven and brand new dishwasher, overlooking a sizable formal dining room and unique home bar. There's so much to enjoy! Down the hall, you'll find the linen closet and two secondary bedrooms which are about equal in size and share a full bath. The home office overlooks the entryway to the home so you can keep an eye on things while you WFH, OR convert it easily into bedroom #4. The primary bedroom has more views of that backyard oasis, and can accommodate sizable bedroom furniture. There's a private en suite bathroom with separate shower and tub, two sinks, a LARGE capacity walk-in closet. There's even more fun to be found out back in the U-shaped backyard where you can have it all! Enjoy your covered patio while you gaze beyond the walls at your neighborhood scenery with soaring palms and views of lush leafy trees, take a dip in your sparkling pool, entertain outdoors with the massive island and built in grill, and have peace of mind knowing that your dogs or other pets are safe with their own gated area with newer gravel and turf. The Superstition Meadows neighborhoods have such a great sense of community, host holiday events, and boast many original owners and so many friendly faces. THIS is the place you'll want to call home for years to come, so get ready to plant some roots on Alexis Dr!
4310 E John Street
Gilbert, AZ 85295
$639,900
3
Beds
2.5
Baths
1,869
SqFt
Status
Active
MLS #
6689144
Property Type
Single Family Residence
Price Type
--
This beautiful Cavalcade plan, 1869 sf single story home is our most popular plan of our Seaboard homes. Beautifully laid out with 3 bedrooms and 2.5 baths separated by an open study off a spacious great room with linear fireplace and open gourmet kitchen. The master bedroom has a French door to a large covered patio and features an roomy walk in closet and a beautifully appointed master bath highlighted by a gorgeous spa shower. Beautiful plank tile flooring shows off the wonderful great room which opens to the outside with an expansive 16' atrium glass door. The gourmet kitchen features upgraded 42'' upper Painted Linen Shaker style cabinets with upgraded crown molding. The granite countertops are highlighted by the upgraded 3 x 12 full tile backsplash. This home shows like a dream
1415 E Monterey Street
Chandler, AZ 85225
$639,900
4
Beds
3
Baths
2,321
SqFt
Status
Active
MLS #
6763096
Property Type
Single Family Residence
Price Type
--
This great 4 BR/3 Bath home is located in Superstition Ranch/AshleyPark community. It is surrounded by single level homes for privacy and has the desirable N/S exposure. The newly remodeled backyard & heated pool has artificial turf and a fun mural on the wall! New roof in 2024. New AC in 2022. Interior special features of this home are; crown molding, gas fireplace, surround sound, shutters, ceiling fans, skylight, 3 remodeled baths in 2019, water softener, RO, and stainless steel appliances.
17425 W Tara Lane
Surprise, AZ 85388
$639,900
4
Beds
2
Baths
2,185
SqFt
Status
Active
MLS #
6737950
Property Type
Single Family Residence
Price Type
--
Seller is offering a $10,000 credit toward rate buy-down or closing costs with a full-price offer! This stunning, one-of-a-kind home has been fully remodeled with over $100K in upgrades, making it an entertainer's paradise! Located on a massive 12,000 sq ft lot, enjoy your private pool and spa in a resort-like setting. The home features 4 spacious bedrooms, 2 luxurious baths, a versatile bonus room, and a secured large dog run with a convenient doggie door for your furry friends. Host gatherings in the fabulous great room with bifold doors that seamlessly open to the outdoors, a formal dining room, and an eat-in kitchen perfect for entertaining. Step outside to find a built-in BBQ under a stylish shade structure, a putt-putt green, and a pergola with a projection system for games or.... family movie nights. The backyard is the ultimate retreat for both relaxation and entertainment! This home truly has it all.
7805 W Noble Prairie Way
Florence, AZ 85132
$639,900
2
Beds
2.5
Baths
2,541
SqFt
Status
Active
MLS #
6757218
Property Type
Single Family Residence
Price Type
--
**This is the one!!** You'll be hard pressed to find another home like this in Anthem at Merrill Ranch. Absolutely immaculate with amazing upgrades and a private Oasis for a backyard. You can tell as you pull up to this house that it stands out...amazing custom design landscape with a front courtyard to enjoy your morning coffee. Enter through a high-end custom front door to a large, open floor plan with designer finishes. Everything from the flooring to the ceiling presents custom finishes and top of the line hardware. The open floor concept combines the kitchen, eating and living space that opens up to a beautiful, over-sized backyard with resort style finishes and no neighbors behind! This includes extras such as outdoor LED lighting... WIFI controlled landscape irrigation, natural gas fire-pit and outdoor covered kitchen with grill, lighted water feature, custom remote controlled fans, custom windows coverings, Quartz countertops and oversized kitchen island, crown moulding, ceramic tile backsplash, custom pendant lighting, walk-in pantry and Butler pantry, extensions for more room in the eating and master bedroom space, and much more. This floor plan also features a den/office that could be utilized as a 3rd bedroom. This is a must see home if you are looking for one of the premier homes in the community. Combine this home with the award winning community of Anthem at Merrill Ranch and all of it's amazing amenities and you have absolute paradise! BONUS...this home can be purchased furnished.
2604 E Joan D Arc Avenue
Phoenix, AZ 85032
$639,900
3
Beds
2
Baths
2,015
SqFt
Status
Active
MLS #
6760734
Property Type
Single Family Residence
Price Type
--
Welcome to your mountainside retreat! This beautifully designed 3-bedroom, 2-bathroom home boasts 2,015 sq. ft. of stylish living space, nestled on nearly half an acre. Enjoy breathtaking mountain/valley views from every angle, offering a serene backdrop to your daily life. Step inside to discover tastefully done finishes that seamlessly blend comfort and elegance. The heart of the home features a cozy flagstone fireplace, perfect for those chilly evenings. The open-concept layout flows effortlessly from the living area to the kitchen, ideal for entertaining family and friends. PVUSD schools. Seller Financing Available. Buyer to verify all facts and figures
10105 E Sphere Avenue
Mesa, AZ 85212
$639,900
4
Beds
3
Baths
2,324
SqFt
Status
Active
MLS #
6763289
Property Type
Single Family Residence
Price Type
--
Discover the charm of this fabulous home with stone accents on the façade! Appealing interior showcases clean lines that promote an inviting atmosphere! You'll love the desirable open layout paired with wood-look tile flooring, recessed lighting, and a wall-mounted fireplace. Glossy stainless steel appliances, a walk-in pantry, subway tile backsplash, ample white cabinets with crown molding, a prep island with a breakfast bar, and quartz counters complete this immaculate kitchen. Romantic main retreat provides plush carpet, a private ensuite with dual sinks, enclosed glass shower, and a walk-in closet. The spacious backyard with artificial turf and a covered patio is ideal for hosting family get-togethers.
14458 N Fountain Hills Boulevard
Fountain Hills, AZ 85268
$639,900
3
Beds
2
Baths
1,417
SqFt
Status
Active
MLS #
6768930
Property Type
Single Family Residence
Price Type
--
Welcome to this fully remodeled Fountain Hills home, modern with warm rich wood flooring, complimented with new plantation shutters throughout. Step into the inviting great room featuring a cozy fireplace and a new open kitchen equipped with quartz countertops. The spacious main bedroom offers an open sink area and generous walk-in closet for ample storage. Outside, the oversized backyard features a fenced heated pool, raised planters, and a shaded tiled patio - perfect for relaxation and entertaining. Fountain Hills is a vibrant community centered around Fountain Park, with lots of activities, offering convenient access to shopping, dining, and golf, all surrounded by breathtaking views. (Full remodel included New Roof & complete paint inside and out).
810 W Allen Street
Phoenix, AZ 85041
$639,900
4
Beds
2.5
Baths
2,885
SqFt
Status
Active
MLS #
6768782
Property Type
Single Family Residence
Price Type
--
You'll fall in love with this immaculately maintained South Mtn area home. Embracing an open floor plan, the home boasts upgrades including 2 NEW HVAC units (5/24), walk-in closets for master and single bedroom, plantation shutters, granite countertops, etc. (see documents tab for full list). Convenient downstairs master suite enjoys a separate exit to putting green. The spacious Loft overlooking the family room accesses an oversized VIEW deck. Two of the three upstairs bedrooms have hard-surface LVP w/newer carpet in the third bedroom, all w/C-fans & plantation shutters. Many family memories will be made in your Backyard Oasis with a removable fence at your Pebbletec pool w/waterfall & baja shelf. You'll love the adjustable cover at the Pergola extended covered patio
1785 S Nebraska Street
Chandler, AZ 85286
$639,900
3
Beds
2
Baths
1,847
SqFt
Status
Active
MLS #
6773414
Property Type
Single Family Residence
Price Type
--
Experience luxury living in this stunningly remodeled home, nestled on a generous quarter-acre corner lot. The heart of the home is a chef's dream kitchen, boasting gleaming stainless steel appliances, crisp white cabinetry, an expansive island, and chic granite countertops complemented by a stylish tile backsplash. Relax in the opulence of the fully updated master suite featuring a garden tub, a walk-in shower, and dual sinks. With a versatile bonus room, your options are endless. Transform it into a home office, game room, or formal living space.. Neutral two-tone paint and elegant plantation shutters adorning the windows, create a serene backdrop throughout the home. Parking for up to 6 vehicles in the attached 3-car garage and driveway.