A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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20933 N 70th Drive
Glendale, AZ 85308
$624,900
2
Beds
2.5
Baths
1,731
SqFt
Status
Active
MLS #
6765349
Property Type
Single Family Residence
Price Type
--
This meticulously maintained property in the gated community of Palomino in Arrowhead Ranch features 2 spacious bedrooms, both ensuite + a versatile office space, large kitchen and great room with a cozy gas fireplace. Relax year-round in your private heated spool (spa+pool) and enjoy the serene atmosphere of the Arizona sunsets. In addition to its prime location, this community boasts stunning lakes, offering a peaceful and scenic environment perfect for evening strolls. Conveniently located near restaurants, shopping, and major freeways, this home provides easy access to all the amenities you need, including hiking & biking trails for outdoor enthusiasts. Experience the best of Arizona living in this highly sought-after lake community in this perfect lock & leave or full time residence.
2055 W Edgemont Avenue
Phoenix, AZ 85009
$624,900
3
Beds
2
Baths
2,061
SqFt
Status
Active
MLS #
6764540
Property Type
Single Family Residence
Price Type
--
Exquisitely updated 3 bedroom 2 bathroom private gated backyard and garage access corner lot. beautiful timeless finishes and well maintained property., no maintenance backyard with artificial turn and putting green
12810 S 209th Lane
Buckeye, AZ 85326
$624,900
4
Beds
2
Baths
1,983
SqFt
Status
Active
MLS #
6778549
Property Type
Single Family Residence
Price Type
--
What a home! Very well kept 2017 home on 1 ac of ready to bring the horses & toys fenced property! Interior updates include large rooms, kitchen has bay window, R/O, granite counters & island, ceiling fans throughout, newer carpet & blinds, and surround sound wiring in the living room & patio. Exterior security doors, property has large top rail pipe fencing, extended covered back patio & sparkling newer play pool with beautiful travertine & water feature. Patio area has a grass area with timed sprinklers, large 3 car garage with water softener. Horse arena and open-air shade structure with 5 covered horse pens & room for hay, RV & trailer parking & 3 RV gates & 50 amp RV plug. This home is a horse lovers dream! Riding trails are less than 1/2 mile away! Don't miss this gem
3116 W Vista Bonita Drive
Phoenix, AZ 85027
$624,900
3
Beds
2
Baths
1,961
SqFt
Status
Active Under Contract
MLS #
6771054
Property Type
Single Family Residence
Price Type
--
This beautiful 3-bedroom, 2-bathroom home has OWNED SOLAR and sits on a spacious lot with stunning mountain views! The home features vaulted ceilings, large dual-pane windows, tile flooring, and plush carpet throughout, creating a bright and welcoming atmosphere. The family room features a cozy gas fireplace. The kitchen boasts granite countertops, a pantry, formal dining area, and an island with a breakfast bar. The primary suite includes a walk-in closet and a full ensuite bathroom. Outside, enjoy a covered patio that overlooks a beautifully landscaped backyard with lush grass, vibrant flowering plants, and trees, plus a private play pool with a water feature. The 2-car garage and RV gate complete this fantastic home!
6738 E Coronado Road
Scottsdale, AZ 85257
$624,900
3
Beds
2
Baths
1,619
SqFt
Status
Active
MLS #
6707155
Property Type
Single Family Residence
Price Type
--
Brand new neutral LVP flooring throughout! Warm, welcoming home in Historic Village Grove, with no HOA! Plantation shutters & high ceilings. Family room offers easy access to the backyard, perfect for entertaining. Charming kitchen featuring oak wood cabinets, stainless steel appliances, a breakfast bar, and granite countertops. Main bedroom is open and bright. Fresh paint inside and out! Perfectly sized backyard with relaxing covered patio and refreshing diving pool. Mature shade trees out front, in desired neighborhood. Many nearby attractions: Desert Botanical Gardens, Papago Mountain, Phoenix Zoo, Spring Training, Fashion Square Mall, incredible golf courses, 5-star restaurants, parks, walking paths, hiking trails, and only 2.5 miles from Old Town Scottsdale's nightlife! Must see!
23625 N Bridle Way
Florence, AZ 85132
$624,900
4
Beds
2.5
Baths
2,556
SqFt
Status
Active
MLS #
6715194
Property Type
Single Family Residence
Price Type
--
Step into this breathtaking semi-custom home situated on a sprawling 1-acre lot with horse privileges and an impressive 30'W x 48'L shop, ideally located in a sought-after NO HOA community. Boasting 4 bedrooms and 2 ½ baths, this residence exudes elegance with its vaulted ceilings, inviting fireplace, and a generous open concept living/dining area adorned with plantation shutters. The expansive gourmet kitchen is a culinary masterpiece, featuring white cabinets, stunning black blizzard granite countertops, a pantry, and a spectator bar with seating. Sleek black fingerprint-resistant stainless steel appliances and ambient under-cabinet and over-cabinet lighting complete the kitchen's allure. Two luxurious primary bedroom suites offer comfort and space, while one suite features features an oversized ceiling fan for added relaxation. A dedicated laundry room includes a front-load washer and dryer for convenience. Outdoors, indulge in the 12' x 67' covered patio and an extended 3-car garage with on-slab parking for 6+ vehicles. Enjoy year-round comfort with sunscreens, security doors, and ceiling fans throughout. For seamless outdoor entertaining, discover a detached 28' x 20' covered patio equipped with a built-in BBQ grill, sink, and refrigerator. Access to the property is secured by two sets of double gates and a walk gate from the street, with an additional walk gate along the back fence leading to a natural wash bordered by lush foliage, ensuring unparalleled privacy. This remarkable property epitomizes space, privacy, and convenience in a desirable community without HOA restrictions. Don't miss this extraordinary opportunity!
8638 E Palm Lane
Scottsdale, AZ 85257
$624,900
3
Beds
2
Baths
1,470
SqFt
Status
Active
MLS #
6737598
Property Type
Single Family Residence
Price Type
--
Freshly updated and just a short drive to Old Town. Large open floor plan. The Farm House Modern style immediately makes you feel at home. Kitchen and laundry room appliances come included. Large pool surrounded by grass. Automatic irrigation. No HOA. Currently has tenants in place for the next 7 months, they are open to continuing lease or ending the lease early as well for an owner/ occupant buyer.
4690 Sidekick Drive
Wickenburg, AZ 85390
$624,900
2
Beds
2.5
Baths
2,080
SqFt
Status
Active
MLS #
6748703
Property Type
Single Family Residence
Price Type
--
Nestled in picturesque Wickenburg Ranch, on a corner lot, this exquisite home offers a perfect blend of modern amenities and serene desert living, with an open floor plan; featuring 2 spacious bedrooms, 2.5 well-appointed bathrooms, with sizeable den/office space. The upgraded kitchen has a large island with ample seating, state-of-the-art appliances, and extended counter space and cabinets. Custom shutters adorn the windows providing both privacy and an elegant touch to the home's interior. Indoor outdoor stereo speakers. A fully fenced yard where the backyard is perfect for both relaxation and entertaining with beautiful desert landscaping and a sparkling pool to create a tranquil retreat. This home is a true gem in Wickenburg Ranch, offering a lifestyle of comfort, convenience
882 N 87th Place
Scottsdale, AZ 85257
$624,900
4
Beds
2
Baths
1,628
SqFt
Status
Active
MLS #
6750196
Property Type
Single Family Residence
Price Type
--
Welcome home! This gorgeous 4 bedroom, 2 bath Scottsdale home is move-in ready! Some of the many upgrades have included a beautifully remodeled kitchen with quartz countertops, refinished cabinets, new sink, and new appliances. Both bathrooms have also been stylishly upgraded with luxury vinyl plank floors, refinished cabinets, quartz countertops, new sink and faucets and huge walk-in shower in primary. Also, a stunning complete overhaul of the backyard including new patio cover, travertine tiles, turf, pavers, and a new pool pump and light for the sparkling Pebble-tec pool with waterfall! Too many other upgrades to name! All of this on a large corner lot and in an amazing Scottsdale location that's close to Old Town, Tempe Town Lake, ASU, shopping, and freeways!
1002 E Pierson Street
Phoenix, AZ 85014
$624,900
4
Beds
3
Baths
1,631
SqFt
Status
Active
MLS #
6751474
Property Type
Single Family Residence
Price Type
--
MAIN HOUSE 3 bedroom/2 bath. GUEST HOUSE 1 bedroom/1 bath with a seperate entrance and backyard. The MAIN HOUSE and the GUEST HOUSE are on seperate water meters and electric meters. You'll love the delightful interior of MAIN HOUSE enhanced with soothing paint tones, ceiling fans, beautiful wood-style flooring, & recessed lighting. The impeccable kitchen has sleek SS appliances, captivating quartz counters, matte black wood cabinetry, & a peninsula w/breakfast bar. Primary bedroom offers an immaculate ensuite w/dual sinks, a step-in glass shower, & a walk-in closet. . Take advantage of the updated GUEST HOUSE comes with a sizable living/dining room, a kitchenette, a bedroom, & a bathroom. Out the back, you have a covered patio & a pergola, which are excellent for relaxation.
18607 W Oregon Avenue
Litchfield Park, AZ 85340
$624,900
4
Beds
2.5
Baths
2,691
SqFt
Status
Active
MLS #
6762312
Property Type
Single Family Residence
Price Type
--
****SELLER OFFERING $10,000 SELLER CONCESSION, WITH ACCEPTED OFFER***** This impressive single-level home in Litchfield Park boasts 2,691 square feet of living space on an expansive 11,051 square foot lot. Featuring a split floor plan with four oversized bedrooms, each with large walk-in closets, and 2.5 bathrooms. The home is designed for both comfort and functionality with vaulted ceilings and custom window treatments. The massive primary suite includes a remodeled bathroom with a stand-alone tub and a spacious walk-in closet. The 3-car tandem garage has vaulted ceilings for extra storage, plus added electrical outlets perfect for welders and power tools. An oversized RV gate provides paved RV parking with a power connection, ideal for boats, RVs, and UTVs. The remodeled gourmet kitchen is equipped with granite countertops and a large walk-in pantry. The backyard offers an extended patio, mature landscaping and a large storage shed. With close access to the 303 and I-10 freeways, this meticulously maintained home combines convenience with exceptional features for everyday living. Check this one out today!
10060 E Tumbleweed Avenue
Mesa, AZ 85212
$624,900
3
Beds
2
Baths
1,953
SqFt
Status
Active
MLS #
6762798
Property Type
Single Family Residence
Price Type
--
Popular London Model with 2 bed /2 bath, den, & stunning pool/backyard! One of the most extensive upgraded homes in Encore at Eastmark. High end 24x24 porcelain tile throughout home. Upgraded kitchen package with extended upper & lower cabinets. Upgraded tone toned quartz on island, countertops, and backsplash. No culture marble showers here! High end upgraded bathrooms with tile surrounds to ceiling, deco band, niche, and large sitting bench in oversized walk-in shower. Refreshed Kool deck and 2-stage pool pump in 2022. New exterior paint in 2024. Enormous multi slide back yard patio door with retractable screen. Extended covered patio with semi-custom BBQ grill/Firepit, and bar. Custom blinds in primary room, high end security screen door, as well as ring doorbell/cameras. LOOK see Custom cabinetry in the garage, spacious laundry, and mudroom. Amenities galore in Encore to keep you entertained year-round. A major appeal of this 55+ community is its luxurious clubhouse that offers residents a rich lineup of exclusive indoor and outdoor resort-style amenities for a vibrant and active lifestyle. The 15,000 square-foot Encore Club is the central hub of physical activity and social recreation. It features state-of-the-art facilities such as a fitness center with weights, a cardio room, as well as an aerobics and dance studio where residents can stay in shape without paying expensive gym membership fees. Homeowners can freshen up in the locker rooms and then meet up with friends in the internet café, billiards, or banquet room for some fun. The Encore Club also has a classroom, arts and crafts studio, and library, which is perfect for residents who want to learn or explore a new hobby. They can swim laps in the resort-style pool or relax in the adjacent spa. Residents who want more recreation or a challenging game can play on one of the sports courts provided, including tennis, pickleball, and bocce ball. An event lawn is the perfect place to attend a social function, and the playground is a great spot to spend time with the grandkids when they come to visit. The community is surrounded with parks and natural space as well as miles of meandering walking and biking trails that are ideal for leisurely strolls or brisk jogs. With so many top-notch amenities, residents are sure to stay busy and active throughout the week. In addition to these world-class amenities, the Encore Club also hosts a full calendar of social events, fitness classes, daily activities, social clubs, and special interest groups. An on-site activities director is also available to help plan, organize, and develop new activities, hobbies, trips, and events that allow residents of the community to explore new interests and bond with other like-minded adults. Encore at Eastmark is an active adult community that promotes a vibrant and welcoming lifestyle that retirees will love in Mesa, Arizona.