A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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2560 N Lindsay Road Unit 66
Mesa, AZ 85213
$624,900
4
Beds
3
Baths
2,151
SqFt
Status
Active
MLS #
6763255
Property Type
Single Family Residence
Price Type
--
SELLER IS OFFERING BUYER CONCESSIONS with a competitive offer!! This beautifully remodeled 4-bed, 3-bath home in Mesa is a must-see! Designed by the renowned Maverick Design, the home boasts modern elegance throughout. The primary bathroom is a true showstopper with a brand-new floor-to-ceiling tiled walk-in shower, featuring double shower heads for a spa-like experience. The spacious kitchen is perfect for the home chef, complete with new stainless steel appliances and stunning granite countertops. Downstairs, the finished basement offers a private retreat with its own bedroom and full bathroom. The home is outfitted with new luxury vinyl floors and upgraded baseboards, adding a touch of sophistication. Two brand-new HVAC systems ensure year-round comfort!!
200 Moons View Road
Sedona, AZ 86351
$624,900
2
Beds
2
Baths
1,824
SqFt
Status
Active Under Contract
MLS #
6691061
Property Type
Single Family Residence
Price Type
--
Welcome to your dream retreat in the heart of the enchanting Sedona red rocks! This two bed two bath home with two car garage is nestled amidst the stunning landscapes and vibrant energy that Sedona is world renowned for. Enjoy breathtaking, unobstructed views of Sedona's iconic red rock formations from the comfort of your own home, or from the large fully enclosed Arizona bonus room. Nestled just off the 11th hole of the Oak Creek Country Club Golf Course, this traditional Sedona style home is located in a quiet Oak Creek neighborhood, yet close to all the amenities the Village of Oak Creek has to offer - hiking, biking, Oak Creek, shopping, golf and world class dining. Start your Sedona journey today!
1728 N 156th Drive
Goodyear, AZ 85395
$624,900
4
Beds
2.5
Baths
2,916
SqFt
Status
Active
MLS #
6729548
Property Type
Single Family Residence
Price Type
--
Discover Your Dream Home in Palm Valley! Professional home inspection already completed!!!! Welcome to your new haven! This stunning, highly upgraded home in Palm Valley is a true gem, offering over $160k in luxurious enhancements. Perfectly situated close to all the vibrant attractions the Goodyear area has to offer, this home is designed for those who seek both comfort and sophistication. Key Features: Spacious Living: With 4 bedrooms and an additional 12x18' (approximate) flex room, this home offers ample living space. The large flex room with custom barn doors is perfect for an office, media room, or playroom. Elegant Interiors: Enjoy the beauty of 12x24'' plank tile flooring and 10' ceilings throughout the home. MORE ... Gourmet Kitchen: The heart of the home features oversized granite countertops, double ovens, a gas cooktop, abundant cabinet space, a walk-in pantry, and stainless steel appliances (including a new dishwasher, disposal, and microwave). The large dining nook with padded bench seating for 12 is perfect for entertaining or large gatherings. Luxurious Master Suite: The master retreat boasts bay windows, a master bath with a tiled shower, a double full-mirrored door to the closet, an oversized tub, granite counters with double sinks, and a custom-designed walk-in closet. Thoughtful Layout: A split floor plan ensures privacy with 2 additional bedrooms featuring walk-in closets and a connected Jack & Jill full bath. Functional Spaces: The laundry room offers ample counter space and cabinetry. Two solar skylight tubes brighten the front entry and living space. A metal security front door adds an extra layer of safety. Garage & Driveway: The garage includes a 2-foot extension, epoxy flooring, ceiling storage racks, an extended paver driveway, and custom cabinetry. Desert oasis on an Expansive Lot: Nestled on a large 10,000+ square foot fully landscaped corner lot in a cul-de-sac, across from a large park. Backyard Paradise: Ideal for entertaining, the backyard features an above-ground hot tub, a spacious covered patio, travertine decking, paver sidewalks, a raised garden area, gas stub, solar and custom lighting, an oversized gate, and a two steel cactus including a saguaro cactus that light up at night. This home is meticulously designed to pamper its new owners both inside and out. Some furnishings may be available for purchase outside of closing. Don't miss the chance to make this exquisite property your own. Step into your dream home today!
27187 W Mohawk Lane
Buckeye, AZ 85396
$624,900
3
Beds
3
Baths
2,452
SqFt
Status
Active
MLS #
6773872
Property Type
Single Family Residence
Price Type
--
A STUNNING VERANDA Model offering an abundance of upgrades on an oversized 9,656 sq ft Walled PRIVATE lot!! This Artistically Appointed 2,452 sq ft home has a split 3-Bdrm Floorplan, 2.5 Bath, Den and Large Gathering Room! Designer Features include a Gourmet Kitchen w/ Upgraded Staggered Cabinets, Gleaming 'Indian Parana' Granite, Custom Backsplash, Center Island, Eating Bar, and newer S/S Appliances! Upgraded Kohler Light fixtures, Custom Paint and Window Coverings grace the home. Gathering Room includes Entertainment Center with Samsung 65'' TV. French Doors from guest bdrm to the patio! The 3-Car Garage includes custom built-in Cabinets & Work Bench. 2010 EZ-GO GOLF CART IS INCLUDED! Newer 5-Ton A/C and PAID SOLAR! Enjoy entertaining in this IMPRESSIVE PRIVATE Backyard with Pergola Covered Extended Patio, BUILT-IN Heaters, Magnificent Water Feature and ELEVATED Seating Area with Natural Gas Firepit! Too amenities to list!! This floorplan is no longer offered. If you are looking for something EXCEPTIONAL, this is the home for you!
936 N Roadrunner Road
Apache Junction, AZ 85119
$624,900
3
Beds
2
Baths
1,592
SqFt
Status
Active
MLS #
6778347
Property Type
Single Family Residence
Price Type
--
Discover this beautifully updated and meticulously maintained home on a spacious 1.25-acre lot, featuring breathtaking views of the Superstition Mountains! As you enter, you'll be welcomed by soaring wood-beamed ceilings, creating a grand sense of space. The bright Great Room, complete with a cozy wood-burning fireplace, seamlessly flows into an open-concept kitchen - perfect for gatherings and relaxation. The kitchen is a showstopper with stunning quartz countertops, designer cabinetry, and sleek stainless steel appliances. Unwind on the serene covered patio, designed for ultimate comfort and enjoyment. Additional upgrades include smart shades, a smart thermostat, a CCTV security system, and a separate mini-split heating and cooling unit for the back room. Ideal for RV enthusiasts, the property also features a large covered parking structure. This home is truly a rare find!
25742 N 103rd Drive
Peoria, AZ 85383
$624,500
3
Beds
2
Baths
2,172
SqFt
Status
Active
MLS #
6760450
Property Type
Single Family Residence
Price Type
--
Amazing View lot with all the incredible features you dream of! To start, you enter into this home with soaring 10-foot ceilings, then into the large open kitchen with an entertainers Granite countertop, stainless appliances, 16 Inch tile throughout, gas fireplace, large family room, extended covered back patio looking out over the horizon and awesome mountain views! Split floorplan with very private master Suite with exit onto the patio, Garage is extended with a service door leading to an RV parking area and RV gates. This is a well sought after community in the Peoria public school district, and only a few miles of Several National Acclaimed Charter Schools. Easy access to loop 303-I-10 AND the 101. This home is a MUST SEE!! Don't miss your opportunity 2 Own this one!
494 S Soho Lane Unit 5
Chandler, AZ 85225
$624,000
4
Beds
3.5
Baths
2,039
SqFt
Status
Active
MLS #
6733790
Property Type
Single Family Residence
Price Type
--
Welcome to the epitome of luxury patio home living at Parkside Villas in Chandler, Arizona! Step into a world of elegance and comfort with our spacious floor plans boasting generous living areas and luxurious kitchens. With 9 foot ceilings on the main floor, natural light floods in, creating a bright and inviting ambiance perfect for any occasion. Choose from our 3 or 4 bedroom layouts, each featuring 3 ½ baths for optimal convenience. Our gourmet kitchens are the heart of the home, seamlessly opening to the family room, making entertaining a breeze. Indulge in upgraded cabinetry, sleek quartz countertops, and top-of-the-line stainless steel appliances throughout, elevating your culinary experience. Relax and unwind in your own private outdoor patio area, where cozy evenings await.
1467 County Rd 3140 --
Vernon, AZ 85940
$624,000
3
Beds
2
Baths
2,840
SqFt
Status
Active
MLS #
6750877
Property Type
Single Family Residence
Price Type
--
LOCATION, LOCATION, A Hunters Dream. gorgeous 5 acres border national forest with lots of ponderosa pines. QUIET area and great VIEWS from 2nd story, Kitchen for a chef- large cabinets (lights top & bottom), double ovens, freezer, and large pantry with electric outlets, Handicap accessible-doors & hallway. Enjoy the fresh air with Double hung windows. Grow your own vegetables in the greenhouse and use the chicken pen for your eggs. Also enjoy 7 apple trees, blackberries, rhubarb and so much more. Two car garage (fits 2 large trucks) or for your toys. No HOA. 20 degrees cooler than Phx. Act fast before this gem is gone. Want another 5 ac next to this? see MLS #6756610.
18214 W Medlock Drive
Litchfield Park, AZ 85340
$624,000
4
Beds
2.5
Baths
3,031
SqFt
Status
Active
MLS #
6769264
Property Type
Single Family Residence
Price Type
--
Beautiful 4-bedroom home in Azure Canyon! Its charm starts with a mature landscape, 4 car garage, & a private courtyard. Home exudes elegance with chic light fixtures, a neutral palette, tons of natural light, and tile & plush carpet t/out. Just off the front entry, you'll find a formal dining room & a versatile den. The large living room perfectly flows onto the gourmet kitchen, making entertaining a bliss! Granite counters, a walk-in pantry, a large island, espresso cabinetry, a cozy nook, and SS appliances w/cooktop gas make up the culinary space. Primary bedroom has an ensuite with dual sinks & a walk-in closet. Laundry room with cabinetry & storage closet. You'll LOVE the north-facing backyard with a covered patio, well-laid pavers, artificial turf, & mountain views! Just WOW!
30317 W Roosevelt Street
Buckeye, AZ 85396
$624,000
3
Beds
2
Baths
1,659
SqFt
Status
Active
MLS #
6730388
Property Type
Single Family Residence
Price Type
--
Welcome home to this 3 bedroom, 2 baths, horse property nestled on an over 1-acre lot! Inside, you will be welcomed by the striking vaulted ceilings, tile flooring, Y neutral palette. The spacious great room enjoys plenty of windows & backyard access for a bright and airy entertaining experience. The eat-in kitchen features plenty of wood cabinets w/crown mouldings, SS appliances, granite counters, & a peninsula w/breakfast bar. Have a great night's sleep in the main bedroom boasting soft carpet & an ensuite w/dual sinks & a walk-in closet. The sizable backyard provides a relaxing covered patio storage shed, above-ground spa, corral & stalls for horses. Lighted riding arena with an RV plug. Do not miss this vast lot, perfect for all your projects or RV parking. Don't wait til its too late
146 E Riviera Drive
Tempe, AZ 85282
$624,000
3
Beds
2
Baths
2,638
SqFt
Status
Active
MLS #
6748461
Property Type
Single Family Residence
Price Type
--
*Seller willing to offer concessions towards rate buy down or closing costs* Experience the refreshing vibes of Tempe in this gorgeous completely remodeled, move-in ready basement home! All new flooring and baseboards, new 5-ton HVAC, new roof, new white shaker kitchen cabinets with ample storage & under cab lighting, new quartz counters and backsplash, stainless gas range & hood, farmhouse sink w/touchless faucet, all updated lighting and fans throughout. Nest thermostat, all new interior/exterior paint, massive finished basement w/Galaxy Concrete coating. Bathrooms are remodeled w/modern tile, walk-in rain shower upstairs, new tub, new fixtures, new toilets and sinks! Step outside through the new French doors to an oversized backyard & sparkling blue pool w/ new variable speed pump. All new rock and turf too! Come experience this corner lot north/south facing next to the Tempe bike corridor and just 2 mi to the light rail. The neighborhood utilizes the Tempe Orbit shuttle that goes straight to ASU or the light rail! This home is walkable to nearby restaurants and breweries with immediate freeway access. Central location near water activities on Tempe Town Lake and Papago Mountain Bike Trails. This city intertwines laid-back vibes with an active lifestyle in a place where everyone is welcome and community is at the core!
170 W Midway Street
Payson, AZ 85541
$624,000
3
Beds
2
Baths
2,150
SqFt
Status
Active
MLS #
6718786
Property Type
Single Family Residence
Price Type
--
A little over an acre with great panoramic views of the Rim. Wonderful house with plenty of storage space. Very cozy front room with vaulted ceilings and a great fireplace. Kitchen with walk-in pantry. Large rooms with plenty of storage. Spiral staircase off the front room leads to a loft space above.