A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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3614 W Alyssa Lane
Phoenix, AZ 85083
$624,000
4
Beds
3.5
Baths
2,744
SqFt
Status
Active
MLS #
6737844
Property Type
Single Family Residence
Price Type
--
Become the proud owner of this gorgeous residence in Riordan Ranch! Fantastic curb appeal featuring great curb appeal, meticulously maintained landscape, and stunning mountain views. Discover an inviting living room with soaring ceilings, clerestory windows for ample natural light, and a blend of carpet and wood flooring. The great room has sliding doors leading to the backyard w/sparkling pool. The kitchen boasts granite counters, ample wood cabinetry with crown moulding, recessed lighting, SS appliances, a pantry, and a peninsula w/ a breakfast bar. Downstairs features a complete private Guest suite w/bedroom, den & bathroom perfect for in law, guests, nanny etc. Close to 1-17 & 303 & fabulous shopping, dining, movies, schools, medical,short hop to Prescott & Flag. The backyard oasis is highlighted by a covered patio, a pristine lawn, and a refreshing pool for cooling down on hot summer days. Make this gem yours!
417 N Olive --
Mesa, AZ 85203
$624,000
4
Beds
3
Baths
1,791
SqFt
Status
Active
MLS #
6730937
Property Type
Single Family Residence
Price Type
--
Priced below recent appraisal. Your brand new West Coast Farmhouse inspired home is waiting for you. Designer built, Designer finishes. This 1791 Sf, 4 bedroom, 3 bathroom home has a thoughtful open floor plan, and each room is conveniently wired for internet. The fully insulated detached 2 car garage sits on a 10,000 sf xeriscaped lot ready for all your toys. Conveniently located close to Main Street, Hohokam Stadium, Sloan Park, plus easy access to the 202.
3135 W Molly Lane
Phoenix, AZ 85083
$624,000
4
Beds
2.5
Baths
2,985
SqFt
Status
Active
MLS #
6741058
Property Type
Single Family Residence
Price Type
--
Priced below others in the area for quick sale, this highly upgraded home has a play pool, heated spa, built in bar in the living room with a wine chiller and a liquor cabinet for entertaining, formal dining convenient to the kitchen, easy to maintain, like new real wood floors throughout, and granite kitchen and bathroom counters. The Large Master bedroom is upstairs with a huge walk-in closet a master bath with a separate shower, jetted tub and a bidet. A spacious loft which could be converted into a bedroom. An office, half bath, with upgraded vanities and all living areas are down stairs. all bedrooms are upstairs. Has two AC units for lower utilities. Window shades, BBQ Island with Fridge and Fire pit Come and see. You will love it.
6718 N 59th Drive
Glendale, AZ 85301
$624,000
6
Beds
3.5
Baths
2,624
SqFt
Status
Active
MLS #
6748306
Property Type
Single Family Residence
Price Type
--
Motivated Seller!! NEW Built, NO HOA. Main house has 4 bedrooms with 2.5 baths and a guest house with 2 bedrooms and 1 bath. The delightful kitchen includes refrigerator, dishwasher, range, a central island with a breakfast bar for casual dining, and granite countertops that extend to bathrooms. Highly desired Glendale area close to restaurants, shops and State Farm Stadium. Additionally it has an RV gate in the front AND the back next to the guest house.
1568 Pine Canyon Drive
Happy Jack, AZ 86024
$624,000
4
Beds
3
Baths
2,374
SqFt
Status
Active
MLS #
6751042
Property Type
Single Family Residence
Price Type
--
**Motivated Seller - Remarkable Price Drop!**Discover an incredible opportunity with this stunning forest cabin in the heart of Happy Jack! This serene mountain sanctuary combines rustic elegance with modern convenience, offering a unique retreat in a breathtaking natural setting. As you arrive, you'll be captivated by the picturesque surroundings, framed by towering pines and the refreshing essence of mountain living. Step inside to find a spacious open floor plan designed for both relaxation and entertaining. The inviting living area features a striking stone fireplace, perfect for cozy gatherings, and large windows that showcase panoramic views of the lush forest, filling the space with natural light and tranquility.The well-appointed kitchen is a culinary dream, equipped with fabulous appliances, expansive countertops, and custom cabinetry that blend functionality with style. The central island provides additional prep space and casual seating, making it an ideal spot for family and friends to gather. Adjacent to the kitchen, the dining area offers a delightful setting for meals, enhanced by the picturesque backdrop of nature.This home includes multiple generously sized bedrooms, with the master suite serving as a luxurious retreat. This private haven features an en-suite bathroom and direct access to the front deck, where you can start your day with fresh mountain air and scenic views. Each additional bedroom is thoughtfully designed to ensure comfort and privacy, making it easy to accommodate family and guests. The exterior of the property is equally impressive, featuring a beautifully landscaped yard and a spacious decks perfect for outdoor living and entertaining. Whether hosting barbecues or enjoying a quiet evening with your favorite glass, this outdoor space is ideal for creating lasting memories. Additionally, the home offers versatile spaces suitable for remote work or creative projects, along with a large laundry room and ample storage options to meet all your needs. Located in the coveted Blue Ridge area, you'll have convenient access to a wealth of outdoor activities, including hiking, fishing, and exploring the region's natural beauty. This Pine Canyon cabin is more than just a home; it's a lifestyle opportunity. Whether you're seeking a peaceful year-round residence or a seasonal escape, this mountain retreat provides an unparalleled combination of comfort, beauty, and tranquility. Plus, the adjacent lot is also available for sale, giving you the chance to create your own pine paradise. Don't miss out on this extraordinary Happy Jack gemsome see it today to experience the exceptional living that awaits you before its too late! Reach out to the listing agent or your personal realtor to hear more about the Blue Ridge cabin!
334 W Aspen Avenue
Gilbert, AZ 85233
$624,000
3
Beds
3
Baths
2,817
SqFt
Status
Active
MLS #
6762031
Property Type
Single Family Residence
Price Type
--
Embrace the full experience of the Southwest with this gorgeous custom home in Gilbert. Located on a convenient cul-de-sac, it is within walking distance of the trendy downtown Gilbert area. You'll love being in this non-HOA neighborhood. The Spanish Mediterranean style begins in the front yard with the adobe half walls, and the curved tile path leads to the charming blue door. The foyer is flooded with natural light from the skylight above, and the first view is out the tall glass windows to the pool beyond. Colorful Saltillo and blue tiles are throughout the entire home, with the exception of two carpeted bedrooms. Vaulted ceilings, tall windows and arches add loads of character to this house. A window seat is in the Great Room, and is flanked by built in lighted
1432 E Culver Street
Phoenix, AZ 85006
$624,000
3
Beds
2
Baths
1,680
SqFt
Status
Active
MLS #
6755851
Property Type
Single Family Residence
Price Type
--
Seller is offering $10,000 in Seller Concessions to a Buyer with a full price offer! Home also may qualify for a substantial Special Purpose Grant! This amazing Central Phoenix home has been completely remodeled and EVERYTHING has been replaced within the home down to the original brick walls! All the work was fully permitted! New roof, windows, wiring, electrical panel, Trane AC unit, doors, framing, plumbing, drywall, baseboards, kitchen, bathrooms, stucco, paint, landscaping, and the list goes on. The home is fully insulated with foam insulation, brand new duct work, synthetic stucco system, new gates, everything you see is brand new. Combine this with an excellent central location, and you have a true winner. The master suite is massive with large bathroom and walk in closet. Home is surrounded by the Coronado and Garfield Historic Districts. Please view photos of foam insulation, new ductwork, and framing. All of the work is now completed, and home is 100% finished and move in ready!
4574 W Gilbert Lane
San Tan Valley, AZ 85144
$623,645
5
Beds
4.5
Baths
3,291
SqFt
Status
Active
MLS #
6664214
Property Type
Single Family Residence
Price Type
--
This home truly has it all. The SLATE plan is for those who want everything in their new home. The primary bedroom, guest room, and home office are all downstairs. The kids retreat featuring three generous sized bedrooms and a spacious loft are upstairs. This Slate features a desert contemporary exterior with all of the contemporary upgrades on the interior. Features include a gorgeous gourmet kitchen, custom backsplash, satin nickel fixtures and hardware, wood-look tile in all the common areas, and granite countertops.
2300 E Concorda Drive
Tempe, AZ 85282
$623,500
4
Beds
2
Baths
2,252
SqFt
Status
Active
MLS #
6704841
Property Type
Single Family Residence
Price Type
--
This 4 bedroom, 2 bath large open great room floor plan includes many features: Open kitchen with massive island, lots of counter space, many cabinets, Huge diving pool, Extra large master bedroom, 3 walk in closets, updated bathrooms, corner lot, RV parking with slab and gate, large storage shed, covered patios, North/South exposure, amazing location - close to Freeways, ASU, MCC, Mesa & Tempe Schools, Banner Hospital and Fiesta Mall. Lots of great restaurants close by too! Thank you for showing!!!
7313 E Fillmore Street
Scottsdale, AZ 85257
$623,000
4
Beds
2
Baths
1,841
SqFt
Status
Active
MLS #
6762777
Property Type
Single Family Residence
Price Type
--
Well maintained single story home with great South Scottsdale location. Close to ASU and Old Town. The appealing interior boasts updated flooring, neutral paint, a welcoming living room, large eat-in kitchen with sliding glass door leading to back patio. Kitchen equipped with updated stainless steel appliances including new D/W, granite counters, ample cabinet space, a peninsula with breakfast bar. French doors of master leads to a spacious yard. Approximately 224 sqft Casita offers exercise room/ office. Large workshop shed only steps from RV Gate. Large side yard to store all your toys. New electrical house panel and cast in 2021. Insulation updated 2021. New Hot water heater 2023. Great Investment opportunity!
5415 W Pontiac Drive
Glendale, AZ 85308
$623,000
4
Beds
2.5
Baths
2,439
SqFt
Status
Active
MLS #
6684020
Property Type
Single Family Residence
Price Type
--
Excellent LOCATION in Arrowhead Lakes. Million-dollar homes in the neighborhood. Close to shopping. Elegant 4 bedrooms with master suite on the first floor and lake/mountain views from the second floor.
2740 S Pleasant Place
Chandler, AZ 85286
$623,000
4
Beds
3
Baths
2,350
SqFt
Status
Active
MLS #
6744938
Property Type
Single Family Residence
Price Type
--
Fabulous 4 bedroom/3 bath home in the popular Chandler community of Carino Estates. Soaring ceilings & a beautiful wood staircase greet you as you enter. Formal living & dining rooms provide a perfect space for entertaining while the large family room is great for relaxation. Any chef would love the kitchen that boasts a plethora of upgraded cabinets, granite countertops with tile backsplash, pendant & recessed lighting, an island, breakfast bar and even a breakfast nook. The downstairs bedroom & full bath is a great space for guests. Upstairs you find the large master suite featuring a walk-in closet, separate tub & walk-in tiled shower, double sinks, his & hers closets & a sitting room that could double as an office or nursery. 2 additional bedrooms and another full bath can also be found upstairs. The back yard is a true private oasis with its covered patio, lush vegetation, large grassy yard & backing to the greenbelt so there are no neighbors directly behind. The 2-car garage and extended driveway provide plenty of parking and the RV gate leads to another concrete pad where you could park your toys. Located in a great community close to the 202 & 101 freeways and downtown Chandler with all its dining & shopping venues.