A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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5993 S Rockwell Court
Gilbert, AZ 85298
$623,000
4
Beds
2
Baths
2,348
SqFt
Status
Active
MLS #
6748295
Property Type
Single Family Residence
Price Type
--
Welcome this beautiful home in the highly sought-after Shamrock Estates! This single-story home is perfectly situated on a premium oversized lot that offers an abundance of privacy, backing up to a serene greenbelt. Located on a quiet cul-de-sac street with a small community park right behind, this home provides a peaceful and family-friendly environment. Boasting 2,348 square feet of thoughtfully designed living space, this 4-bedroom, 2-bath home includes a versatile den, perfect for a home office or additional guest room. The open great room layout is ideal for entertaining, featuring stunning granite countertops, upgraded cabinets, and stainless steel appliances. The low-maintenance backyard is perfect for relaxation and play, with a combination of pavers and grass. Located in a desirable neighborhood, Shamrock Estates is known for its excellent community atmosphere and proximity to top-rated schools, including Chandler Traditional Academy. Amenities include children's play area, basketball and volleyball courts, BBQ area and walking paths throughout the community. Don't miss out on the opportunity to own this exceptional home in one of the best locations in the area.
22953 S 207th Place
Queen Creek, AZ 85142
$622,830
4
Beds
3
Baths
2,309
SqFt
Status
Active
MLS #
6740939
Property Type
Single Family Residence
Price Type
--
MLS#6740939 December Completion! The Cambridge at Ellsworth Ranch Landmark is a single-story floor plan offering 2,474 sq. ft. of living space with 4 bedrooms, 3 bathrooms, a 2-car garage, and an exercise/flex room. A welcoming porch greets you at the front of the house. Upon entering, the foyer leads you down a hallway with secondary bedrooms and 2 full bathrooms on one side and a laundry room on the other. Continuing straight, you'll arrive at the spacious, open kitchen, great room, and dining area—a space sure to capture your heart. Structural options include: garage service door.
2730 Nelson Lane
Chino Valley, AZ 86323
$622,462
3
Beds
2
Baths
2,076
SqFt
Status
Active
MLS #
6776501
Property Type
Single Family Residence
Price Type
--
BRAND NEW I Quick Move-in 1 Acre Lot in Peaceful Heritage Pointe. Nestled in Chino Valley, just outside of Prescott! This charming community offers a haven for families seeking an exceptional living experience. The homes in this community are build on 1-acre homesites, so you and your family can enjoy privacy while taking in the picturesque atmosphere. Heritage Pointe offers 7 distinct floorplans, modern amenities, open-concept layouts with designer finishes. For those enjoying travel, opt for a floorplan that includes an RV Garage! You won't want to miss out; plan a visit with us today.
17338 W Royal Palm Road
Waddell, AZ 85355
$622,230
3
Beds
2
Baths
2,134
SqFt
Status
Active
MLS #
6778324
Property Type
Single Family Residence
Price Type
--
December Move-In, RV 40ft Garage, plus 2-car garage, Large Lot, 3 Bedrooms, 2 Baths with Large Covered Patio, 42'' Derby Birch Cotton Cabinets, Brushed Flannel Quartz Countertops, Subway Tile Backsplash, Oceanside Cottage 6x36 tile with Bit of Gray carpet, Built-in LG Gourmet SS Appliances, Micro/Wall Oven, Gas cooktop, Laundry Cabinets with Sink, Barn Door at Master Bedroom, Interior Paint Faded Gray, Gas Stub at Patio, Soft Close Doors & Drawers, Security System, RV Dump, 10ft Double Gate, Large Drive way.
7177 W Pontiac Drive
Glendale, AZ 85308
$622,000
4
Beds
3
Baths
2,146
SqFt
Status
Active
MLS #
6742966
Property Type
Single Family Residence
Price Type
--
MOTIVATED SELLER! ***PRICE REDUCED!! *** Welcome to your Beautiful Home in the HIGHLY desirable Lake Community of Sierra Verde in Arrowhead Ranch! OVER $100k in UPGRADES! This MOVE IN READY, NEWLY REMODELED 4-bed, 3-bath beauty offers a perfect blend of luxury and comfort. Features Include New Wood Tile Flooring, New 6-inch Baseboards, Newly Upgraded Bathrooms with Travertine Tile Floors, Showers w/Granite Counters & Custom Finishes. New Pool Equipment, Pebble Sheen Finish & Removable Pool Fence. Gourmet Kitchen with Granite Counters, Tile Backsplash, Stainless Steel Appliances, and a Convenient Coffee Bar. Freshly Painted in Neutral Tones Inside and Out! Ring Doorbell! Newer Hot Water Heater! The second floor boasts Engineered Wood Flooring & Designer Built Walk-in Closets Large yard with grass area and no homes directly behind for open feel and privacy! The epoxy-coated garage includes built-in cabinets, a workbench, and a new smart garage door opener. Refrigerator, washer, and dryer are included for your convenience. The community offers ample walking and biking paths, parks, and gorgeous lake views, while A+ Sierra Verde School is just a short walk away. Enjoy easy access to Thunderbird Conservation Park, Arrowhead Mall, P-83 shopping, dining, entertainment, and freeways for effortless commuting. With so many upgrades and a prime location, this home is an absolute must-see! Don't miss your chance to make it yours!
4738 W Stargazer Place
Laveen, AZ 85339
$621,995
3
Beds
2.5
Baths
2,390
SqFt
Status
Active
MLS #
6693066
Property Type
Single Family Residence
Price Type
--
The Deacon plan includes an attached RV garage, plus two tandem garage bays! Inside, a well-appointed gourmet kitchen with a walk-in pantry is flanked by a great room and a dining room with covered patio access. You'll also appreciate an elegant primary suite with a private bathroom, deluxe bathroom with separate shower and garden tub as well as ample walk-in closet space. A mudroom, a convenient laundry and a flex room will complete the plan.
4828 W Stargazer Place
Laveen, AZ 85339
$621,995
3
Beds
2.5
Baths
2,390
SqFt
Status
Active
MLS #
6686946
Property Type
Single Family Residence
Price Type
--
The Deacon plan includes an attached RV garage, plus two car tandem garage! Inside, a well-appointed Gourmet kitchen with a walk-in pantry, Quartz counters Shaker cabinets and stainless-steel appliances is flanked by a great room and a dining room with covered patio access and center meet door. You'll also appreciate an elegant primary suite with a private bathroom featuring Deluxe walk-in shower and ample walk-in closet space. A mudroom, a convenient laundry and a flex room will complete the plan. Select homes will include deluxe options in the primary bathroom and gourmet features in the kitchen.
20218 W Hollyhock Street
Buckeye, AZ 85396
$621,995
4
Beds
3
Baths
2,630
SqFt
Status
Active
MLS #
6698296
Property Type
Single Family Residence
Price Type
--
Ease and Elegant design blend beautifully in this ranch-style Pomona plan at our Estates at Arroyo Seco in Buckeye. An inviting great room is at the heart of the open layout, adjacent to a dining nook and a gourmet kitchen showcasing 42'' white shaker cabinets with brushed nickel pulls, quartz countertops, full tile backsplash, GE Plus stainless-steel appliances w/pyramid hood and 36'' gas cooktop, center island with an undermount stainless-steel sink. The impressive primary suite offers a walk-in closet and a private bath that includes dual vanities and a tiled deluxe walk-in shower with rain shower. Three additional bedrooms and two additional bathrooms, a central study and a laundry round out the floor plan, which includes a multi-slide door leading out to a covered patio, a 2-car garage, a 1-car side turn garage, paver driveway and walkway and front yard landscaping. This home also includes 10' ceilings, Two-Tone paint package, Pendant lighting at the kitchen island, 9 x 35 tile flooring throughout with carpet only in the bedrooms, ceiling fan pre-wires at all bedrooms, study, great room and patio, exterior coach lights, pre-plumb sink at the laundry room, garage service door at 2-car garage, gas stub at the patio and soft water loop pre-plumbed in the garage. Located on an 8760 square foot corner lot.
10429 S 47th Lane
Laveen, AZ 85339
$621,995
4
Beds
2.5
Baths
2,390
SqFt
Status
Active
MLS #
6700668
Property Type
Single Family Residence
Price Type
--
The Deacon plan includes an attached RV garage, plus two tandem garage bays! Inside, a well-appointed gourmet kitchen with a walk-in pantry is flanked by a great room and a dining room with covered patio access with center meet back doors. You'll also appreciate an elegant primary suite with a private bathroom deluxe walk in shower and ample walk-in closet space. A mudroom, a convenient laundry and a fourth bedroom will complete the plan.
4735 W Stargazer Place
Laveen, AZ 85339
$621,995
3
Beds
2.5
Baths
2,630
SqFt
Status
Active
MLS #
6707290
Property Type
Single Family Residence
Price Type
--
An inviting covered porch welcomes guests to the charming Pomona plan. A spacious great room is at the heart of the open layout, adjacent to a roomy breakfast nook and an impressive kitchen with a walk-in pantry and center island. This home will be built with either a study and interior guest quarters. The lavish primary suite offers a generous walk-in closet and a private bath with double sinks. A convenient laundry and covered patio are also included as well as a 3 car garage.
20266 W Hollyhock Street
Buckeye, AZ 85396
$621,995
3
Beds
2.5
Baths
2,390
SqFt
Status
Active
MLS #
6717191
Property Type
Single Family Residence
Price Type
--
8760 sqft lot- Gourmet kitchen, quartz countertops, full tile backsplash, white cabinets w/extension at nook, pendant lights at island, stainless steel appliances w/pyramid hood & gas cooktop - Multi-slide door at great room - Drop-in tub at primary bath - Pre-plumb locations at laundry room, soft water loop, gas to patio - 9 x 35 tile floors throughout except for carpet in bedrooms - Satin nickel fixtures throughout - Ceiling fan pre-wires at bedrooms, patio and great room - 10-foot ceilings - Two-tone paint - Garage service door
10519 S 47th Lane
Laveen, AZ 85339
$621,995
3
Beds
2.5
Baths
2,390
SqFt
Status
Active
MLS #
6720455
Property Type
Single Family Residence
Price Type
--
This Deacon plan includes an attached RV garage, plus two tandem garage bays! Inside, a well-appointed gourmet kitchen with 42'' white cabinets, quartz counters, black matte fixtures, and a walk-in pantry. The kitchen is flanked by a great room and a dining room with center meet doors opening to the covered patio. This home is finished with stone tile and carpeted bedrooms. You'll also appreciate an elegant primary suite with a private deluxe bathroom with large walk-in shower, dual sinks, and ample walk-in closet space. A mudroom, a convenient laundry and a flex room complete the plan.