A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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24041 N 171st Lane
Surprise, AZ 85387
$621,995
4
Beds
3
Baths
2,890
SqFt
Status
Active
MLS #
6684177
Property Type
Single Family Residence
Price Type
--
Come see this Julia dream home! Included features: an inviting covered entry; a convenient laundry; an elegant dining room leading onto a covered side porch; a spacious great room; a gourmet kitchen offering 42'' cabinets, quartz countertops, an extended center island, a butler's pantry and a walk-in pantry; a roomy nook with large center meet doors; an extended covered patio; a versatile flex room; an impressive primary suite showcasing extra storage in the bath and a generous walk-in closet; a study in lieu of a storage area; a 2-car garage and a single-car garage. This home also offers front yard landscaping and driveway pavers as well as ceiling fan prewiring, wood laminate and stone tile flooring and additional windows in select rooms. This is a must see!
21873 E Saddle Court
Queen Creek, AZ 85142
$621,995
3
Beds
2.5
Baths
2,500
SqFt
Status
Active
MLS #
6731525
Property Type
Single Family Residence
Price Type
--
The single-story Cassandra plan showcases an open layout with a great room with a multi-sliding glass door, a breakfast nook, a large gourmet kitchen and a 2-car garage. The primary suite is adjacent, and boasts a generous walk-in closet and an attached bath with a large walk-in shower. Two additional bedrooms flank a full bath, and the nearby study.
19016 W Rose Lane
Waddell, AZ 85355
$621,915
6
Beds
3.5
Baths
3,159
SqFt
Status
Active
MLS #
6770159
Property Type
Single Family Residence
Price Type
--
Amazing 2 story floorplan, Downstairs owners suite plus guest suite. Professionally decorated gourmet kitchen, quartz center island with stainless appliances, Wood plank tile in common areas, Quartz countertops, tiled backsplash, staggered Harbor cabinets, oversized great room and eat in kitchen, oversized laundry room. Massive loft upstairs, Jack & Jill bath. Enjoy the peaceful sunsets on your covered patio and mountain views. Plenty of room for everyone and extra space in the 3 car tandem garage. This home will be completed in December/January
6798 W Andrea Drive
Peoria, AZ 85383
$621,900
3
Beds
2.5
Baths
2,051
SqFt
Status
Active
MLS #
6722958
Property Type
Single Family Residence
Price Type
--
Turnkey READY NOW-North/South Exposure. Experience the charm of Aloravita, nestled within the scenic mountains of Peoria. This community boasts breathtaking views and is conveniently located minutes away from shopping, dining, hiking trails and more! Our popular 'El Dorado' floorplan features 3 full bedrooms, 2.5 bathrooms, 2 Car-Garage and a private yard with views! Designer selected finish includes White Cabinetry, Quartz Kitchen Countertops, Wood Like Tile Throughout, and Plush Carpet in all the bedrooms. This beautiful home will have it all including 9' ceilings, Gourmet Gas Kitchen, Smudge Proof Stainless Steel Appliances, Blinds, Pre-Plumb for Soft Water, and Smart Home Technology. *Photos of similar spec to show layout, options will vary*
10130 S Bickwell Trail
Apache Junction, AZ 85120
$621,848
5
Beds
4
Baths
3,099
SqFt
Status
Active
MLS #
6768168
Property Type
Single Family Residence
Price Type
--
Discover the exceptional difference in your home-buying experience! Welcome to Laurel at Blossom Rock, where our 2-story Ponderosa design w/ LIVE in SUITE is under construction now. Imagine an open-concept floor plan featuring a warm and welcoming kitchen that flows into a bright, airy great room. This space opens up to your private, extended covered outdoor room - perfect for relaxing or entertaining. With 5 spacious bedrooms, 3 luxurious baths, a great room with a dining area, and a flexible office space, this home has everything! Plus, we're including $81,000 in stunning upgrades to make this home truly special, and we're offering special financing to help NOW.
3836 W Antelope Way
San Tan Valley, AZ 85144
$620,995
6
Beds
4.5
Baths
3,164
SqFt
Status
Active
MLS #
6779216
Property Type
Single Family Residence
Price Type
--
Check out this beautifully crafted home with well-appointed interior finishes. The pronounced front entry opens to a two-story foyer with a grand staircase. Premium finishes in the kitchen include name-brand appliances, upgraded cabinets, and tile floors. The open-concept great room is the perfect atmosphere for entertaining, with connectivity to the dining area and expansive views of the outdoor living space. A large loft space on the second floor creates an abundance of living options that are perfect for the way you live. Come experience your dream home today!
1781 E Vico Bella Luna --
Oro Valley, AZ 85737
$620,900
3
Beds
3
Baths
1,993
SqFt
Status
Active
MLS #
6706136
Property Type
Townhouse
Price Type
--
Owner/Agent. This beautiful 2 story home is nestled at the base of the Catalina Mountains in the Exclusive Gated Community of La Reserve Villas. Featuring an Open floorplan w soaring ceilings, generous size Owner suite w separate vanities, walking closet/s, storage & more. 2 Guest Rooms w breathtaking views of the Mountains. Laundry Room w sink and abundant cabinetry. Contemporary Kitchen w Quartz countertops, SS Appl, Bkfast bar and RO system. Powder Room, recessed lighting, covered patio, Water Softener Sys, Rustic garage door/ epoxy floors, Tyvek Stucco and more. This luxury community borders Coronado Natl Forest & Catalina State Park. In close proximity to world-renowned resorts, golf courses shopping & restaurants, as well as Tucson's 'famous' Loop'': a 130-mile walking/biking path.
4321 Sawbuck Way
Wickenburg, AZ 85390
$620,595
3
Beds
2
Baths
1,828
SqFt
Status
Active
MLS #
6770394
Property Type
Single Family Residence
Price Type
--
Flourish, Homestead, 2 bed 2 bath, Design materials and selections made personally by the talented Shea interior design team, Induction builtin appliance package, matte black accents throughout, heavy glass enclosure at primary bath, upgraded quartz counters at kitchen and both bath, custom designed mosaic tile at kitchen and both bath, cabinet pull outs and recycling with pull out drawers under cooktop, service door at garage, 15ft sliding wall of glass at living room, upgraded electrical throughout, over $23,000 in upgraded tile flooring throughout the house, 4ft garage extension, custom landscape and irrigation at front and back, under cabinet lighting at kitchen. Discover current incentives at Shea sales office.
14583 W Georgia Drive
Surprise, AZ 85379
$620,000
4
Beds
3.5
Baths
3,476
SqFt
Status
Active
MLS #
6733528
Property Type
Single Family Residence
Price Type
--
Amazing Opportunity!!!! Newer built home with perfectly appointed designer touches in a fabulous and most desirable Surprise location. Spectacular kitchen with a huge walk-in pantry, oversized island, quartz counters, Large great room. Exercise room or toy room off of great room. Formal dining room or office. Wood tile flooring. Laundry room upstairs. Loft and generous owner suite. Jack and Jill bath. Walk in closets in other bedrooms. This home has it all. It is a dream home. Short walk to the state of the art clubhouse, fitness center, resort style pool, BBQ are, basketball courts and playground. Family orientated neighborhood with holiday and pet parades. Come enjoy.
43759 N Terrace View Avenue
San Tan Valley, AZ 85140
$620,000
3
Beds
2
Baths
1,842
SqFt
Status
Active
MLS #
6747293
Property Type
Single Family Residence
Price Type
--
Beautifully updated ranch home nestled on a sprawling 1.25 acres of horse-friendly land with NO HOA. The property features an attached 3-car garage and detached 2.5-car garage, the perfect space for a workshop or toys! The 3 bedroom, 2 bathroom floor plan features a family room and a great room. Recent updates include a new water heater, two-year-old A/C unit, and modern flooring. The primary suite boasts a full en suite bathroom and a generous walk-in closet, while the kitchen dazzles with Corian countertops, ample cabinet space, and a pantry. Granite counters adorn the bathrooms, and a pantry in the laundry room offers extra storage. Outside, there is an RV Gate and parking. Enjoy breathtaking mountain views from the covered patio, which overlooks the expansive, vinyl-fenced grounds.
6168 S Fairway Place
Gold Canyon, AZ 85118
$620,000
2
Beds
2
Baths
2,364
SqFt
Status
Active
MLS #
6748933
Property Type
Townhouse
Price Type
--
This beautiful home in the prestigious Fairway Views gated community features 2 master bedroom suites, one upstairs and one downstairs. Both have walk in closets, showers and upstairs features a large soaking tub! Open concept great room with 22-foot ceilings, a den and a loft. There is a large balcony in front with panoramic mountain views of the Superstitions and a balcony in back overlooking the pool! The private pool has a heater for winter and there is a magnificent octagonal covered patio with mechanical sunshades and ceiling fans to enjoy year-round entertaining. Two new HVAC units installed in 2022 and pool pump and dishwasher replaced recently. There is a community pool, walking path and clubhouse and is next door to Gold Canyon Golf Resort! HOA includes water, garbage and exterior paint! Custom cabinets and doors throughout the home. The original owner was the builder for the subdivision so there are many upgrades and extras! Furniture can be purchased on a separate bill of sale.
27002 W Oraibi Drive
Buckeye, AZ 85396
$620,000
3
Beds
3
Baths
2,529
SqFt
Status
Active
MLS #
6759792
Property Type
Single Family Residence
Price Type
--
Step into style and comfort through a private courtyard w/a wrought iron gate. This stunning 3+ bed, 2.5 bath home boasts 10-foot ceilings, an elegant kitchen featuring a half-moon island w/seating for 4+,a convenient coffee bar and expansive pantry nearby. The open-concept main living area leads to a walk-out slider. The spacious owner's suite offers an extra-large walk-in closet and a luxurious bathroom with dual sinks and a generous walk-in shower. Additional highlights: a golf cart garage, an expansive covered patio surrounded by greenery and a mister system, large corner lot and automated blinds in the main livingroom. Experience the perfect blend of comfort and sophistication in this meticulously designed and maintained home. sophistication in this meticulously designed and maintained residence. Located in a 55+ community, pools, golf, community centers with a variety of amenities.