Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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4257 E County Down Drive Chandler, AZ 85249

$615,000

5 Beds

3 Baths

2,376 SqFt

Status Active

MLS # 6771098

Property Type Single Family Residence

Price Type --

It's a Beauty! Spectacular T.W. Lewis designed 5 FULL Bedroom/ 3 FULL Bath single level home on corner lot in Chandler's highly soughtafter community, Sun Groves. You'll love this split floor plan model with two master suites-perfect for the extended family. Kitchen boasts lovely white quartz countertops w/complimentary cabinets (including a coffee bar!), stainless steel appliances, pantry and island. Large dining space. Oversized primary suite with separate tub & shower, walk-in closet and private exit to Entertainer's Dream backyard. Cool off in your sparkling play pool and enjoy starlight evenings in spacious 10x10 Gazebo. Parking galore with extended driveway pavers plus RV gate opens to 42'x16' concrete pad.. bring your toys! Awesome Mustang Park is right across the street! WOW! Mustang Park offers a picturesque setting for walkers and runners alike. With its well-maintained trails and scenic surroundings, the park is an ideal location for outdoor activity enthusiasts. Whether you enjoy walking, running, or engaging in various sports activities, Mustang Park has something to offer for everyone. The park features essential amenities such as leisure playgrounds and shelters, providing a comfortable and enjoyable experience for visitors. Additionally, sports facilities including basketball and beach volleyball courts are available, catering to those looking for more active pursuits. If you are looking for a place to engage in walking, running, or other outdoor activities, Mustang Park in Chandler is the perfect destination to enjoy a fulfilling and rejuvenating experience.

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4046 E Pinto Lane Phoenix, AZ 85050

$615,000

3 Beds

2 Baths

1,849 SqFt

Status Active Under Contract

MLS # 6778057

Property Type Single Family Residence

Price Type --

Easy living, single-story home on a corner lot in the quiet and conveniently located Tatum Highlands Community. This home offers a great floor plan, with two living spaces, a backyard with private pool and spa, covered patio for relaxing and entertaining. Bright and spacious family room, kitchen, living, and dining room areas. The kitchen has granite counters, stainless steel appliances, tile floors, a large pantry, and skylights. The primary bedroom is your retreat with a walk-in closet, ceiling fan, ensuite bathroom with double sinks and bathtub. Plantation shutters throughout the home. New heat pump and AC, painted inside and out. Near John W. Teets Park and Desert Ridge shops and restaurants.

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2074 W Olive Way Chandler, AZ 85248

$615,000

3 Beds

2 Baths

1,610 SqFt

Status Active Under Contract

MLS # 6783805

Property Type Single Family Residence

Price Type --

This gorgeous remodeled home in Montefino Village has a custom kitchen that will wow your guests. The house sits in a gated community in the heart of Ocotillo, the gem of south Chandler. No expense has been spared with the stunning kitchen featuring modern cabinetry, induction cooktop, a large island, and an open concept into the living space. Ease into AZ living with a fabulous outdoor space, equipped with a splash pad, built-in BBQ, and large misted patio. Indulge in your split primary retreat with a dream bathroom and perfect closet storage. The garage will not disappoint with temp control,epoxy flooring, a wall of cabinets, and hanging storage racks. Newer roof and exterior paint (2023), this well-cared-for property is ready for its new owner. The resort-like, lake community of Ocotillo draws appeal for it's proximity to golf, great restaurants, A+ schools, and an easy drive to Sky Harbor airport or commute to Intel, Honeywell, and other major employers. Downtown Chandler is fantastic for daytime dining or nightlight and has the charm of a small town just south of Metro Phoenix.

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2747 N Fairview Drive Flagstaff, AZ 86004

$615,000

2 Beds

2 Baths

1,476 SqFt

Status Active Under Contract

MLS # 6785006

Property Type Townhouse

Price Type --

HURRY! These golf course lot Townhouses don't come on the market that often. This is your opportunity to own a home in the popular Continental Country Club community. Literally step off your back deck onto the golf course, located adjacent to the 9th green. Also, a very short walk to all the amenities, pool, pickle ball & tennis courts, golf shop, fitness center, including remodeled - The Oakmont restaurant. HOA membership includes the Bear Paw Recreation Center. In 2021 new roof and remodeled kitchen with stainless steel appliances, white cabinets and granite countertops and luxury vinyl tile. Sit and relax on your private deck or from the inside next to your cozy fireplace, while enjoying the beautiful panoramic golf course and mountain views. Vaulted ceilings! Furnished! Hiking trails!

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2696 N 162nd Lane Goodyear, AZ 85395

$615,000

3 Beds

2.5 Baths

2,962 SqFt

Status Active

MLS # 6664666

Property Type Single Family Residence

Price Type --

Wow! Incredible deal on this stunning home located in the #1 rated active adult community in all of AZ! Walking up you're greeted by a beautiful courtyard, wrought iron door, & luxurious rotunda entry way are sure to impress. Soaring vaulted ceilings, w/ new LVP flooring & plush carpet through out. Fresh interior & exterior paint. Kitchen features beautiful new stainless steel full size frige/freezer combo! 3 spacious bedrooms + office. Master suite features seating area, large tiled in shower, & jetted tub. Golf course views from the master bedroom, great room, & back patio. Located right across the street from the award winning Tuscany Clubhouse w/ restaurant, gym, pools spas, tennis, golf course, ball room... the list just goes on! Save tons of $$$ with your PAID OFF solar system!!!

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1415 E Princeton Avenue Gilbert, AZ 85234

$615,000

5 Beds

3 Baths

2,733 SqFt

Status Active

MLS # 6701061

Property Type Single Family Residence

Price Type --

Spacious home located near Gilbert's renowned downtown. Tons of dining and shopping just down the street. Bright living room featuring carpet flooring & on-trend palette throughout. The perfectly flowing great room provides backyard access & an inviting fireplace. Gorgeous, updated kitchen with built-in appliances, shaker cabinetry w/crown moulding, a stylish backsplash, granite counters & pantry. Double doors reveal the primary retreat, boasting large picture windows & an ensuite w/dual sinks, a separate shower/tub, & two walk-in closets. Newer AC! The charming backyard showcases a relaxing covered patio, a spa, & sparkling pool, offering the perfect setting for enjoying the warm Arizona weather.

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10420 E Cedar Waxwing Court Sun Lakes, AZ 85248

$615,000

2 Beds

2 Baths

2,116 SqFt

Status Active

MLS # 6768486

Property Type Single Family Residence

Price Type --

Gorgeous custom home with expansive water views in the Active Adult Community of Ironwood in Sun Lakes. Enjoy the resort lifestyle in this 2 BR, 2 BA home with full updates in kitchen and baths. Huge Arizona room/Lanai overlooking the water. Large private covered patio and a bonus room with patio access. Perfect for an office/den or craft room. You won't want to miss this one-of-a-kind home. Come, enjoy all the amenities Sun Lakes has to offer.

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1202 W Davis Way Flagstaff, AZ 86001

$615,000

4 Beds

2 Baths

1,667 SqFt

Status Active

MLS # 6730477

Property Type Single Family Residence

Price Type --

Welcome to your home in Coconino Estates close to downtown, schools, skiing, and the Flagstaff Urban Trail System! This charming single-level home has 4 bedrooms & 2 baths, an inviting open floor plan, a wood-burning stove and huge windows for tons of natural light. In the backyard you'll find mature trees, Koi pond and covered patio. Other features include new roof in 2019, large storage shed, tons of parking and a view of the beautiful San Francisco Peaks. A perfect place to call home, whether it's your full-time residence or a vacation home in the mountains. Walking distance to downtown Flagstaff, parks, Coconino Center for the Arts, bus stop, schools and Flagstaff Urban Trail system. Access to the ''Ditch Pool'' with voluntary HOA.

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17427 N Lindgren Avenue Sun City, AZ 85373

$615,000

3 Beds

2 Baths

2,294 SqFt

Status Active

MLS # 6759962

Property Type Single Family Residence

Price Type --

Location, location, north of Bell Rd and Lindgren. This golf course home with pool features many upgrades. From tiled drive way, cozy front court yard with new aluminum patio, ceiling fan, security door, and ring door bell. This home has many spaces for your hobbies without loosing space to entertain and has great lighting. As you enter will notice the vinyl wood planks through out, and plush carpet in the bedrooms. Remodeled kitchen has lots of cabinets and counter top space, new quartz counter tops, dark grey cabinets with white upper cabinets. Ss appliances including a convection microwave oven, wall convection oven & air fryer. This has a split floor plan with master bedroom having a his and her closet along with a custom tile shower and sliding door to go into the AZ room. Hobby/craft room features built in cabinetry, window shutter, and a custom light fixture. Also has an area for formal dinning or office space. New upgrade can lighting through out the home. The large Arizona room is air conditioned as home has 2 ac units one is 4 years old. You will love the plush berber carpet and all the lighting. Window have been tinted to reduce heat. As you go to the back yard you will love the amazing golf course views and large pool with the easy to upkeep landscaping, turf, and gravel. Side of yard has a new aluminum patio with pavers. Pool pump was recently replaced, new pool vac, and the diesel pool heater has not been in use. Garage has ample storage and has an air conditioned small work shop. You will not be disappointed with this home, as it has so many entertainment areas through out! Solar loan assumption payment of $277 monthly.

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12518 W Skylark Drive Sun City West, AZ 85375

$615,000

3 Beds

2 Baths

2,694 SqFt

Status Active

MLS # 6754723

Property Type Single Family Residence

Price Type --

:Incredible lowered price on this stunning Remodeled Home Backing to the 18th Hole of Stardust Golf Course This meticulously crafted gem in the heart of Sun City West boasts nearly 2700 square feet of living space, offering a harmonious blend of elegance, comfort, and modern sophistication. Every detail has been thoughtfully addressed, resulting in a seamless fusion of style and functionality. The kitchen features a waterfall granite island, perfect for entertaining or enjoying family meals. Top-of-the-line LG appliances elevate your culinary experience. The spacious layout seamlessly connects living, dining, and kitchen areas, creating an inviting atmosphere for gatherings. Don't miss this opportunity to own a slice of paradise in Sun City West

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1202 E Palo Verde Drive Phoenix, AZ 85014

$615,000

3 Beds

2 Baths

1,782 SqFt

Status Active

MLS # 6762575

Property Type Single Family Residence

Price Type --

Discover this classic, single level, 3 bed, 2 bath home with no interior steps located in the desirable Escondido Hermosa neighborhood of North Central Phoenix. Beautifully remodeled throughout in 2021, the spacious floor plan features a large kitchen with an open eating area, flowing seamlessly into the expansive outdoor patios perfect for entertaining. The primary suite offers a cozy seating area, wood-beamed ceilings, walk-in closet, remodeled bathroom, and direct patio access through sliding doors. Highlights include skylights, block construction, a 2-car garage, and Tesla leased solar panels, keeping monthly energy costs low. Ideally located within walking distance of local dining and retail, and just minutes from the airport, hiking trails, and the Biltmore and Arcadia corridors. and the Biltmore and Arcadia corridors! The HVAC unit is an eight year old Trane and the flat roof was re-coated in 2022. Also, the tile roof underlayment was replaced in 2020!

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3357 E Derringer Way Gilbert, AZ 85297

$615,000

4 Beds

2.5 Baths

2,834 SqFt

Status Active

MLS # 6765583

Property Type Single Family Residence

Price Type --

Location, Location! Stop and take a look!! You'll love the new floors (installed in 2024). In addition to all of this, the home features an impeccable eat-in kitchen, great room, and formal living room. Enjoy afternoons in the beautiful backyard with a covered patio, cozy firepit, and sparkling pool. This is a value you won't want to miss!

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