A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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3402 E Carol Circle
Phoenix, AZ 85028
$620,000
3
Beds
2
Baths
1,706
SqFt
Status
Active
MLS #
6777768
Property Type
Single Family Residence
Price Type
--
HOT OFF THE PRESS ... Prime Location Alert! This charming 3bed/2bath single-story home sits in one of Phoenix's most desirable neighborhoods. With spacious open floor plan, travertine tiles and bright white interiors ready for your personal touch. Recent updates include 2023 HVAC, 2022 interior paint, 2022 microwave and 2021 stove. Love outdoor adventures or shopping? You'll be just minutes away from Phoenix Mountain Preserve, Dreamy Draw, and shopping and dining. Plus, seller is offering $10,000 towards buyer's closing costs and/or as interest rate buy down with a full price offer. Don't miss this gem!
2078 E Donner Drive
Tempe, AZ 85282
$620,000
4
Beds
2
Baths
2,005
SqFt
Status
Active
MLS #
6779043
Property Type
Single Family Residence
Price Type
--
Beautiful Corner Lot Home in the Heart of Tempe with Private Pool! No HOA! Welcome to this stunning 4-bedroom, 2-bathroom home, perfectly situated on a spacious corner lot in the heart of Tempe. With its beautiful open floor plan and a large private pool, this home is an entertainer's dream. Inside, you'll find a modern kitchen with an inviting living area, and an enclosed laundry room for added convenience. Brand NEW AC and Brand New insulated foam roof. Enjoy the added benefit of no HOA! Located just minutes from ASU, major freeways, and an array of restaurants and shopping, this home offers the perfect blend of comfort and convenience. BOOK a tour today.
15418 W Big Sky Drive
Surprise, AZ 85374
$620,000
2
Beds
2.5
Baths
2,318
SqFt
Status
Active
MLS #
6760536
Property Type
Single Family Residence
Price Type
--
Welcome to the Adult Community of The Grand! Discover the Mission model home, displaying a desert front yard and a 2-car garage. The immaculate interior features a spacious living/dining room, pre-wired surround sound, plantation shutters, tile flooring, a media niche, and a cozy fireplace. The kitchen is fully equipped with a gas cooktop, a wall oven, recessed lighting, solid surface counters, rich wood cabinetry, an island with a breakfast bar, and a dining area with a bay window. Don't miss the sizable den with built-in cabinets & Murphy bed. and a desk! Primary retreat has plush carpeting, a pristine ensuite, a walk-in closet, and outdoor access. Enjoy delightful BBQs in the peaceful backyard, showcasing a covered patio, seating area, and built-in BBQ. This gem will impress!! Indoor gas fireplace Ceiling fans in all rooms Dimmable lighting switches, Tile throughout main house, berber carpet in bedrooms and office Cesarstone counters and cabinets with pull-out shelving throughout Gourmet kitchen with updated stainless-steel appliances Upgraded sink with a no-touch faucet Kitchen island with shelving Breakfast bar Extended dining area with bay windows Soft water system R/o system Washer and dryer with gas or electric option Lots of storage/pullouts in laundry rm along with cesarstone countertop Utility sink in the laundry room Two car garage with coated flooring Storage cabinets and work bench in garage Updated water heater Hot water recirculation system Updated trane air conditioning units (2019) Office/bedroom custom office desk with a murphy bed Extended master bedroom with bay windows Upgraded closet shelving in master Extended second bedroom with bay windows Custom closet shelving in second bedroom Plantation shutters throughout Custom front walkway with flagstone and lighting Back patio has two ceiling fans Built in custom natural gas bbq, patio lighting, and bench seating area with lighting accents, finished with flagstone Exterior of home painted in 2020 Front and back drip system with a timer Transferrable termite treatment (expires in 2027) Community golf courses, fitness center, and many other amenities
898 W Knox Street
Pearce, AZ 85625
$620,000
4
Beds
4
Baths
3,245
SqFt
Status
Active Under Contract
MLS #
6777962
Property Type
Single Family Residence
Price Type
--
Custom Built 3,245 sq ft Santa Fe home, with BRAND NEW $70,000, 815' Well with new electrical, equipment and water line to house, 40' x 60' fully insulated metal shop, complete with plywood walls & ceiling, solid concrete slab foundation, 220v power, 3/4 Bath, large utility sink, roll up door, 20'x60' lean-to, tack shed and horse corral. Home has fully equipped separate mother-in-law suite on East side of home AND 3 bedrooms 2 baths. 2 of the 3 bedrooms have private entrances onto the covered wrap around porch, AND a dedicated office with private entrance at front door that is equipped with High-Speed Fiber Optic Internet and custom-built Alder wood bookshelves. There is an attached 2 car garage, fully insulated, Electric door openers and tons of storage cabinetry. This home has Breathtaking mountain views and is nestled amidst the awe-inspiring foothills of the Cochise Stronghold - Coronado National Forest. Embrace all four seasons at an elevation of 4,560 feet, where milder summers make it ideal for escaping the Arizona heat. Beautiful Landscaping surrounds the property, creating a tranquil escape where you can soak in the beauty of the surrounding wilderness. Gaze at the panoramic views of the majestic Cochise Stronghold were once the refuge of the great Apache Chief, Cochise, and his people. The amazing wildlife viewing opportunities that this allows is endless.
330 N Nevada Way
Gilbert, AZ 85233
$620,000
4
Beds
3
Baths
2,324
SqFt
Status
Active Under Contract
MLS #
6757368
Property Type
Single Family Residence
Price Type
--
Beautifully maintained 4-bedroom, 3 full bath home in the heart of Gilbert. This spacious home features a floor plan perfect for entertaining, with a large Family room and a Modern Updated Kitchen complete with Quartzite Countertops, Stainless Steel Appliances, and a Generously large Island. The Primary suite boasts his and her Walk-in closes, Dual Vanities, and a luxurious Soaking tub. Enjoy the gorgeous weather in this private backyard, featuring a Covered Patio, Private Pool and plenty of space for Outdoor living with Garden beds, and Thriving Pomegranite Tree. Conveniently located near the sought out Downtown Gilbert Area, near Parks, Shopping, and lots of great Dining. This home is a must-see. Don't miss out on this one!
831 N Owl Drive
Gilbert, AZ 85234
$620,000
5
Beds
3
Baths
2,166
SqFt
Status
Active Under Contract
MLS #
6767759
Property Type
Single Family Residence
Price Type
--
Private cul-de-sac lot, the property boasts a huge yard perfect for entertaining. Relax by the recently upgraded pool (2022) and enjoy the large covered patio and grass. Spacious Tri-level home features 5 bedrooms and 3 baths. Master suite is located upstairs along with two other bedrooms, while two additional bedrooms and a game room in the basement, providing versatile space. 2x6 wood frame construction, Tile floors in the living spaces. New paint and New Carpet. The kitchen has painted cabinets and a double oven range . Primary bathroom is gorgeous with the tiled shower and beautiful vanity with double sinks The home's prime location offers the convenience of walking distance to the popular Highland High School. Large side yard with 2 storage sheds. Custom pool safety net.
4811 W Taro Drive
Glendale, AZ 85308
$620,000
4
Beds
3
Baths
2,136
SqFt
Status
Active Under Contract
MLS #
6770584
Property Type
Single Family Residence
Price Type
--
Magnificent Tri-Level 4 bed 3 bath home. Move in ready! This major remodel includes a full kitchen renovation with shaker cabinets, soft close drawers, custom backsplash, quartz counter tops. Kitchen island boasts waterfall quartz counter and wine fridge. All stainless steel appliances included! Perfect for entertaining! Luxury plank vinyl throughout. No Carpet! Enjoy the upgraded features throughout the home. Unwind in your luxurious primary suite with a spa-like bathroom featuring double sinks, custom walk in shower w/seating, large walk in closet and separate toilet room. 3 bed upstairs and other bedroom with 3/4-bathroom downstairs. Perfect for multi-generational living! Backyard boasts a gorgeous sparkling pool with built in seating, large covered patio w/expansive travertin ravertine deck. Water softener, 3 car garage and and N/S exposure. Inside Laundry Room include Whirlpool Washer (2019) and dryer. 5 ton Trane 14 SEER A/C (2022). New swimming pool and pool equipment 2022. New roof (2023). Easy access to Loop 101. Close to shopping, dining and entertainment. Close to Deer Valley High School , Midwestern University, Honeywell, Honor Health Hospital, and I-17 freeway. Minutes to ASU West and Arrowhead Mall.
18737 N Celosia Lane
Surprise, AZ 85387
$620,000
3
Beds
2
Baths
2,312
SqFt
Status
Active
MLS #
6773515
Property Type
Single Family Residence
Price Type
--
Wonderful Stonecrest with golf course views from the large patio, breathtaking fairway and distant mountain views. A patio fountain is a plus on the back patio. ***NEW ROOF SEPT 2024*** HVAC system recently updated. 2.5 extended garage, with room for golf cart and 2 cars. Gourmet kitchen, with wall oven and cooktop, surrounded by beautiful granite counters and cherry cabinets. Don't pass by this beautiful Cimarron home.
5839 W Charter Oak Road
Glendale, AZ 85304
$620,000
4
Beds
2.5
Baths
3,054
SqFt
Status
Active
MLS #
6778827
Property Type
Single Family Residence
Price Type
--
Welcome to this stunning home located in the desirable Mission Groves Subdivision. Nestled on a spacious lot, offering an inviting oasis completed with sparkling salt water POOL. Boasting 4 bedrooms and 2.5 bathrooms, this residence is designed for comfort and style. You'll have a nicely renovated interior with stainless steel appliances, granite countertops, laminate flooring, and fresh paint throughout to create a modern and inviting atmosphere providing the perfect space for entertaining family and friends. The spacious back yard allows for additional outdoor possibilities, whether it's gardening, outdoor gatherings, or simply enjoying the open space. The 3-car garage provides ample parking and storage.
36095 N Desert Tea Drive
Queen Creek, AZ 85140
$620,000
4
Beds
3
Baths
1
SqFt
Status
Active
MLS #
6585436
Property Type
Townhouse
Price Type
--
Welcome to this tastefully decorated and designed property located in the highly desired gated community of Encanterra! Downstairs, this home offers the primary room, a guest bedroom, bathroom and laundry. Upstairs, you're greeted with a cosy loft, two bedrooms and third bath. The kitchen is complete with quartz countertops, modern cabinetry, glass tile backsplash and GE Monogram stainless steel appliances with built in refrigerator, dual ovens and warming drawer. You want it furnished, 'lock & leave' status... Sure! Relax and enjoy yourself under the covered back patio with a built-in BBQ looking out to a large grassy area. Welcome home!
7837 N 6th Street
Phoenix, AZ 85020
$620,000
3
Beds
2
Baths
1,839
SqFt
Status
Active
MLS #
6730822
Property Type
Single Family Residence
Price Type
--
Welcome to this delightful 3-bedroom, 2-bath gem in north central Phoenix! With its spacious layout, convenient location, and abundant outdoor space, this home offers the perfect blend of comfort and convenience. Three generously sized bedrooms provide ample space for relaxation and rest. Whether you're looking for a cozy retreat or a home office, these rooms offer versatility and comfort. Two well-appointed bathrooms ensure convenience for your daily routines. The bright and airy eat-in kitchen is perfect for casual meals. Imagine sipping your morning coffee by the window overlooking the lush backyard and diving pool. For special occasions or intimate gatherings, the formal dining room awaits. Relax in the formal living room or head to the family /entertainment room The spacious family room provides a cozy spot for movie nights or simply unwinding after a long day. Natural light floods the room, creating a warm and inviting atmosphere. Centrally located, this home offers easy access to shopping, dining, entertainment, and more. You'll love being part of this vibrant community. The laundry room doubles as a workshop, providing space for DIY projects, crafts, or storage. Lace-up your sneakers and explore the nearby walking and biking trails. Plus, the Piestewa Freeway is just minutes away, making your commute a breeze. Conveniently park your vehicles or use the garage for additional storage. Don't miss out on this fantastic opportunity to own a piece of Phoenix paradise. Make this house your home!
1937 E Medlock Drive
Phoenix, AZ 85016
$620,000
2
Beds
2
Baths
1,741
SqFt
Status
Active
MLS #
6709677
Property Type
Townhouse
Price Type
--
Historic Biltmore area mid-century modern town home in highly sought-after community features 2-bedroom 2-bathroom home includes a formal dining room, living room with a wood burning fireplace, and an additional family room off the kitchen with study nook. Kitchen is equipped with granite countertops, white cabinetry and added counter space for a coffee bar. Primary bedroom features white shutters and bath includes double sinks & large bath/shower. Private back patio has low maintenance landscaping & brick pavers. Location, Location, location Don't miss the opportunity to own a Biltmore Area home just steps away from shopping , restaurants and so much more !