Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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2452 E Nathan Way Chandler, AZ 85225

$615,900

3 Beds

2 Baths

1,982 SqFt

Status Active Under Contract

MLS # 6763361

Property Type Single Family Residence

Price Type --

*** Perfect Location! - This is the One! *** 3 bed / 2 bath / + den *** Large fenced yard w/Diving Pool *** RV gate with access to custom built Storage Shed *** New HVAC(2019) *** New Hot Water Heater(2023) *** Added Attic Insulation(2017) *** Stepping Inside the front door to a beautifully updated home with open views to the back yard pool *** Vaulted Ceilings *** Tile Floors throughout (bedrooms have carpet) *** The kitchen offers Granite Counter-tops / island with breakfast bar / pantry / tile back splash / *** Primary Bedroom offers updated walkin shower(2015)/ dual shower heads / double sinks / vaulted ceiling / exit door to back patio *** Home has been meticulously maintained and ready for move in! Too many features and upates to mention! No 2 story homes within the subdivsion

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295 W Oriole Way Chandler, AZ 85286

$615,000

4 Beds

2 Baths

1,792 SqFt

Status Active

MLS # 6772157

Property Type Single Family Residence

Price Type --

Welcome to this stunning 4-bedroom, 2-bathroom home in Chandler, where every detail has been thoughtfully crafted for both style and comfort. The heart of the home is the open-concept kitchen, boasting sleek quartz countertops and crisp white cabinetry that seamlessly flows into a charming fireplace accent wall—an ideal space for entertaining guests or cozy family nights. The spacious layout offers an inviting atmosphere, perfect for gatherings or relaxed evenings at home. The luxurious primary suite offers a serene retreat, featuring a beautifully tiled shower, a soaking bathtub, and a double vanity with modern finishes, creating a spa-like experience in your own home. Step outside to your private outdoor oasis, complete with a pebble tech pool and a cozy fire pit, perfect for enjoying - cool Arizona evenings under the stars. Whether you're hosting a barbecue or simply relaxing, this backyard is designed for both fun and relaxation. For the environmentally conscious, the home is equipped with an EV car charger, offering convenience and efficiency. Plus, the entire front of the house is adorned with custom Oelo lighting, making holiday decorating easy and giving your home a festive glow for any occasion. This home truly has it all, blending modern upgrades with timeless charm in one of Chandler's most desirable locations. Don't miss your chance to make this exceptional property yours!

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2422 E Sequoia Drive Chandler, AZ 85286

$615,000

4 Beds

2 Baths

2,272 SqFt

Status Active

MLS # 6730611

Property Type Single Family Residence

Price Type --

Located in the heart of Chandler in Redwood Estates! This 4-bedroom, 2-bath, split floorplan home offers a welcoming entry with vaulted ceilings and recessed lighting throughout. Enjoy the large open family room in addition to formal living and dining rooms. The spacious kitchen is nicely upgraded to include granite countertops, center island, breakfast bar, eat in dining area for added space which is perfect for large gatherings and entertaining. Plenty of maple cabinets including a desk area nice sized pantry and stainless-steel appliances. New interior neutral paint, new carpet in all bedrooms with tile flooring throughout the remainder of the home. Generous size primary suite with sitting area and walk-in closet. The primary bath has a double sinks and separate soaker tub and shower. The secondary bedrooms are nicely sized with walk in closets and custom blinds throughout. In-side laundry room with washer and dryer included. Back-yard covered patio with extended paver patio and mature landscaping.

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2825 W Pinto Place Wickenburg, AZ 85390

$615,000

3 Beds

2 Baths

2,061 SqFt

Status Active

MLS # 6748925

Property Type Single Family Residence

Price Type --

Enjoy gorgeous views from both north & south covered patios of this lovely 2061 sqft 3 bdrm, 1.75 bath home which features a bonus room that could be used as a den/office/other, living room, spacious kitchen w/ breakfast bar, sizable dining area & stainless steel appliances, split floorplan, large master bdrm, master bath w/ double sinks & walk-in closet, tankless hot water heater installed 1/2023, energy star windows, ceiling fans, cooling/heating installed 1/2023, Platinum water softener installed 1/2023, 9' ceilings, additional attic insulation 3/2023, oversized 2-car garage, private back courtyard, mature landscape w/ front & back yard watering system, no HOA, & leased solar ($124.68/month, no yearly increase). All this on a 46,730 sq ft parcel in the popular Saddle Ridge subdivision

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2431 W Eagle Feather Road Phoenix, AZ 85085

$615,000

4 Beds

2 Baths

2,309 SqFt

Status Active

MLS # 6747132

Property Type Single Family Residence

Price Type --

As you enter this meticulously maintained 4-bedroom, 2-bathroom home, you are greeted by a bright and elegant atmosphere, from the front room's charming shutters to the gleaming tile flooring that guides you toward the dining and living areas. Just off the entrance, classic glass French doors open to a versatile den/office. The kitchen has been tastefully updated with pendant lights, freshly painted cabinets, a coordinating tile backsplash, and granite countertops. The spacious primary bedroom offers a personal retreat, featuring an updated en-suite bathroom w/ a walk-in shower, a private toilet room, and a generous walk-in closet. Step outside to enjoy the extended covered patio that overlooks a sparkling pool. Additional features of the home include two AC units & garage cabinetry Living off the I-17 and Carefree Highway fantastic due to its proximity to a variety of shopping centers (Norterra & Anthem) and diverse dining options that cater to every tastebud. The area offers a blend of convenience and vibrant local culture, perfect for a place to make home.

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28107 N 123rd Lane Peoria, AZ 85383

$615,000

2 Beds

2 Baths

1,682 SqFt

Status Active

MLS # 6754195

Property Type Single Family Residence

Price Type --

UPDATED with POOL & SPA. You will LOVE this BEAUTIFUL APPOINTED MONTIS MODEL in TRILOGY at VISTANCIA. LIGHT & BRIGHT KITCHEN Features SOFT GRAY CABINETS, QUARTZ COUNTERS, All NEW SS APPLIANCES in 2020. ENERGY EFFICIENT CARRIER 4 TON AC/HEATPUMP 2023. WINDOWS in MBR and DEN REPLACED 2023, CUSTOM LAUNDRY SPACE DESIGNED for GE WASHER/DRYER COMBO 2023, ABUNDANT STORAGE in KITCHEN & LNDRY AREA. NEUTRAL PAINT and TILE FLOORING THROUGHOUT, UPGRADED NEWER CARPET in BEDROOMS, NEW WINDOW COVERINGS TOO! PRIVATE BACKYARD FEATURES HEATED/COOLED PEBBLE TEC POOL, COVERED PATIO W/ MISTING FAN, MOUNTAIN VIEW, and NO NEIGHBORS BEHIND. NEW FRONT LANDSCAPING 2023. Garage BOASTS HEAVY DUTY SHELVING and NEW OPENER 2024. THIS METICULOUSLY MAINTAINED HOME is ALMOST NEW and READY for NEW OWNERS.

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1820 N 199th Avenue Buckeye, AZ 85396

$615,000

4 Beds

2.5 Baths

2,050 SqFt

Status Active

MLS # 6753132

Property Type Single Family Residence

Price Type --

Great ranch home in an amazing location right off the I-10 freeway with spectacular mountain views! This 4 bedroom, 2.5 bath home has a large comfortable floor plan with over 2,000 sq ft livable for any family to enjoy. There is a 30' x 60' detached workshop on the property that has electricity and water !HUGE BONUS! The roof is only 5 years old. Home was fully remodeled in 2018 with new windows, plumbing, new tile throughout, new bathrooms fully gutted, beautiful quartz countertops, exterior & Interior paint, the list goes on and on. The backyard has 2 large covered patios with a BBQ area and a designated OUTDOOR BATHROOM for guests to use without having to go into the main house. You can see the pride in ownership here and with over an acre of land the possibilities are endless!

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18370 W Goldenrod Street Goodyear, AZ 85338

$615,000

3 Beds

2.5 Baths

2,713 SqFt

Status Active

MLS # 6764487

Property Type Single Family Residence

Price Type --

Welcome to your new sanctuary nestled in the heart of the vibrant Master Planned Community of Estrella. Step inside this beautifully updated energy-efficient 3-bedroom, 2.5-bathroom home with an inviting den/office space where modern elegance meets comfortable living. As you enter, you'll be greeted by a stylish grey color palette that sets the tone for the contemporary atmosphere throughout. The primary bedroom is a luxurious retreat, boasting private access to the back patio, complete with a sprawling ensuite featuring double vanities, a deep soaker tub, and an expansive walk-in tiled shower. The secondary bedrooms offer ample space and privacy, thoughtfully separated from the primary suite. The second full bath is a haven of relaxation, showcasing a walk-in tiled shower with sleek finishes. Prepare to be enchanted by the chef's dream kitchen, equipped with a large island, Wolf gas cooktop, stainless hood, granite counters, subway tiled backsplash, wall oven/microwave, and an oversized pantry to fulfill all your culinary desires. Convenience meets functionality with a mudroom strategically located at the garage entrance, providing the perfect spot to unload shoes and bags after a busy day. Outside, the private oversized backyard beckons with a sprawling side yard ideal for a dog run, complemented by artificial turf, a paver seating area, and a soothing hot tub - the ultimate oasis for relaxation and entertainment. With a spacious three-car tandem garage, parking dilemmas are a thing of the past. And when it comes to amenities, Estrella offers a plethora of resort-style options including two residents clubs, pools, fitness centers, a splash park, lakes, hiking/biking trails, and abundant parks - ensuring there's always something for everyone to enjoy. Don't miss this opportunity to embrace luxury living in a community designed for those who appreciate the finer things in life.

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2773 E Boston Street Gilbert, AZ 85295

$615,000

3 Beds

2.5 Baths

2,302 SqFt

Status Active

MLS # 6760833

Property Type Single Family Residence

Price Type --

Nestled on one of the largest lots in the neighborhood (a sprawling .21 acre!), this 2,302 sqft home boasts 3 bedrooms, PLUS a den downstairs (easily converted into a 4th bedroom), PLUS a MASSIVE loft, and 2.5 bathrooms! The loft and primary suite provide direct access to a full-length balcony, where you can relax and enjoy the view! The inviting layout features newer, fresh paint and carpet. Outside, enjoy Arizona's stunning sunsets from the full-length covered patio. The backyard is a blank canvas, offering plenty of room to design your perfect outdoor oasis—pool, garden, etc! Located in one of the best spots in Gilbert, you'll be surrounded by top-rated schools, beautiful parks, and a vibrant community just minutes from San Tan Mall, Discovery Park,and easy access to the freeway!

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1014 S 2nd Street Phoenix, AZ 85004

$615,000

4 Beds

3 Baths

1,897 SqFt

Status Active

MLS # 6759017

Property Type Single Family Residence

Price Type --

This property features two separate homes, each with its own private ingress and egress, making it ideal for rental income or living in one and renting out the other. Both homes are enclosed with block wall privacy. The front home offers 2 bedrooms and 2 bath. While cozy, it has been updated with tile flooring, a fully tiled tub surround, and an all-tile shower in the second bath. Dual-pane windows throughout improve energy efficiency. The rear house is newer, with 2 bedrooms, 1 bath and 1,008 sqft of living space. Together, the two homes provide almost 2,000 sqft of total living area. Conveniently located very close to Chase Field, Footprint Center, major freeways and all of what downtown Phoenix has to offer!

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1524 E Dublin Street Gilbert, AZ 85295

$615,000

4 Beds

3.5 Baths

2,410 SqFt

Status Active

MLS # 6768551

Property Type Single Family Residence

Price Type --

This gorgeous 4-bedroom, 3.5-bath home in the heart of Gilbert is truly a gem! From the moment you walk in, you'll be captivated by the elegance and thoughtful upgrades throughout. The executive kitchen is a chef's dream, complete with high-end appliances, sleek countertops, and plenty of cabinet space for all your culinary needs. The spacious primary suite has been extended and upgraded, featuring two generous walk-in closets and a luxurious soaking tub, perfect for unwinding after a long day. A private casita offers a perfect retreat for guests, in-laws, or a home office. Enjoy indoor-outdoor living with the expansive extended patio slider doors, allowing for seamless flow to the backyard, ideal for entertaining. Enjoy the beautiful sparkling community pool and local parks. Come view!

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21207 E Domingo Road Queen Creek, AZ 85142

$615,000

4 Beds

3 Baths

2,188 SqFt

Status Active

MLS # 6769045

Property Type Single Family Residence

Price Type --

Welcome to your dream home in Nauvoo Station! This meticulously maintained 4-bedroom residence offers a spacious, open-concept design with surround sound in the great room, elegant tile flooring, plush carpet in select areas, and modern light fixtures throughout. The chef's kitchen features pristine white cabinetry, stainless steel appliances, quartz countertops, a pantry, and a large island with a breakfast bar, perfect for casual dining or entertaining. The primary suite includes a generous walk-in closet and a beautifully updated en-suite with dual sinks. Home also has a 4.95 KW SOLAR system. Outside, enjoy the serene backyard with a putting green, lush lawn, and private pool, ideal for outdoor relaxation. This home is a true gem—don't miss your chance to make it yours!

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