A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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7668 E Pleasant Run --
Scottsdale, AZ 85258
$625,000
2
Beds
2
Baths
1,590
SqFt
Status
Active Under Contract
MLS #
6758723
Property Type
Townhouse
Price Type
--
McCormick Ranch: Scottsdale's Premier Location! Located in the highly sought-after Pleasant Run subdivision, this turn-key home is ready for you—just bring your suitcase and laptop! Homes rarely come on the market in this area, and this one offers a spacious, open floor plan with NO INTERIOR STEPS. It features 2 bedrooms, 2 baths, a cozy fireplace in the living room, and a 2-car garage. The quiet, low-maintenance patio offers privacy with high walls, accessible from both the living room and the primary bedroom. The home is filled with natural light thanks to skylights throughout. All furniture is available with the home, making moving in a breeze! Enjoy the community amenities, including a pool, spa, tennis, and pickleball courts. The location is unbeatable: The garage has fresh epoxy floors. The Jacuzzi tub is sold AS IS. 20+ restaurants within walking distance Close to shopping, Diamondbacks spring training, resorts, casino, and nightlife 5 minutes from Loop 101 10 minutes to The Block, The Pavilions, Gainey Ranch, and The Entertainment District Bike to Tempe Town Lake or along the Discovery Trail (25 miles of scenic paths) Stroll around the beautiful lakes or golf at McCormick Ranch Golf Course. The possibilities are endless in this fantastic location!
3884 E Dublin Street
Gilbert, AZ 85295
$625,000
3
Beds
2.5
Baths
1,837
SqFt
Status
Active Under Contract
MLS #
6767467
Property Type
Single Family Residence
Price Type
--
Looks like a model home, this popular Shea split floor plan offers over $42k post construction upgrades has n/s exposure and perfect backyard living, and LOCATED close to EVERYTHING: access to Loop 202, The Epicenter at Agritopia, Verde at Cooley Station, popular dining, hangout spots, amenities, grocery stores, schools, and so much more. Immaculate 3 bedroom/2.5 bath WITH a DEN! Recker Pointe offers a community pool, bocce & basketball court, playgrounds, & walking paths. Tons of upgrades, fresh paint, interior gas cooktop, custom interior door to den, built-in backyard bar-b-que, all tile home with no carpet, huge primary walk-in closet, extended length shower, and desert landscaping. Prewired for surround sound. Ten minutes from Mesa-Gateway airport, ASU polytechnic, an
6401 E Lewis Avenue
Scottsdale, AZ 85257
$625,000
3
Beds
3
Baths
1,755
SqFt
Status
Active
MLS #
6775282
Property Type
Single Family Residence
Price Type
--
Instant equity- SAME HOUSE WITHOUT UPGRADES SOLD ONE MIN AWAY FOR $715K! This spacious house featuring new quartz countertops, located on a corner lot with freshly painted interiors and exteriors. This home boasts of two living spaces and an open floor plan, perfect for entertaining. Situated on a generously sized lot in a great neighborhood with no HOA.
7503 W Julie Drive
Glendale, AZ 85308
$625,000
4
Beds
3
Baths
2,736
SqFt
Status
Active
MLS #
6782186
Property Type
Single Family Residence
Price Type
--
Welcome to Arrowhead Ranch! This beautiful home has everything you need. It features a first-floor primary suite located at the rear of the house, providing privacy and a view of the pool. The second bedroom and full bath are also on the first floor, making it ideal for guests or a parent. The spacious loft overlooks a stunning staircase that leads into a great room with an inviting view of both the dining room and the eat-in kitchen. This home is carpet-free, and each bedroom upstairs includes a walk-in closet. Outside, you'll enjoy a lush green space and a large pool. A 4 foot gate on the east side of the property opens into a generous area, perfect for a dog run or recreational toys. This home qualifies for a VA LOAN ASSUMPTION and includes owned solar panels that reduce energy cost.
4657 E Matt Dillon Trail
Cave Creek, AZ 85331
$625,000
3
Beds
2
Baths
1,700
SqFt
Status
Active
MLS #
6778168
Property Type
Single Family Residence
Price Type
--
Highly sought after Dove Valley Ranch gated community in Cave Creek, this darling home enjoys views of Black Mountain to the north and a widespread wrap around desert wash out back, giving you only one direct neighbor. Idyllic privacy and peaceful views surround. A true 3-bedroom/ 2 bath, entry room can be used for a multitude of lifestyle needs. Open kitchen concept with continuous wrap around granite counters and center island. Ample cabinet storage, stainless appliances, gas range with natural light pouring in. Double French doors off the great room lead your living space to a beautiful backyard with newly laid turf and expansive paver patio. Flowing room to entertain and enjoy AZ living! Light wood floors carried throughout all bedrooms, granite counters in bathrooms, oil rubbed bronze fixtures consistent throughout the home. Ready to get outside... Enjoy trails woven throughout the community, play a round at the Dove Valley Golf Course nestled within the neighborhood at the end of the street. Designed to be player friendly and amongst the prettiest desert landscape you'll find around. Phenomenal restaurants home to Cave Creek just minutes away, incredible hiking experiences out your back door.
822 N John Way
Chandler, AZ 85225
$625,000
4
Beds
2.5
Baths
2,288
SqFt
Status
Active Under Contract
MLS #
6757212
Property Type
Single Family Residence
Price Type
--
Don't miss this updated two-story home on an ideal corner lot in Chandler! This stunning 4-bedroom, 2.5-bath home is nestled in a park-filled neighborhood. As you enter, you'll be welcomed by a generous living room that flows into a separate family room and open-concept kitchen - great for gatherings & everyday life. Upstairs, the primary bedroom is a true retreat, featuring a beautifully remodeled bathroom w/ unique wood countertops. Additional bedrooms are generously sized, providing plenty of room for everyone. Enjoy the abundance of storage, w/ large closets, ample cabinetry, & a convenient walk-in pantry. Outside, the large corner lot boasts established trees and a fabulous pool, offering a perfect oasis with no neighbors behind. HVAC replaced in 2019, tankless water heater in 2021 Wall unit installed in garage for comfort when working along with double gates and extra concrete pad on the side yard to get things done! The community boasts a top rated Chandler Elementary School with equal distance to downtown Chandler eateries, SanTan Village shopping and the popular nightlife of downtown Gilbert.
1731 W Dublin Court
Chandler, AZ 85224
$625,000
3
Beds
2
Baths
2,041
SqFt
Status
Active
MLS #
6765026
Property Type
Single Family Residence
Price Type
--
Location, Location, Location... This home has it all! Located on a private corner cul-de-sac lot in the highly sought after Andersen Springs community. Andersen Springs is a well-established community that provides a quiet and safe neighborhood with a sprawling greenbelt with lakes and mature trees for walking, running, biking, along with several playgrounds for family games and activities. Just open your private gate to acres of nature at your disposal that you won't have to water, mow, or fertilize, just enjoy. All of this at your disposal and you are still just a few minutes driving distance to the major freeway systems in the east valley and within easy walking distance to grocery stores and waterfront restaurants. A bright and open foyer and layout invites you into the home that features 3 spacious bedrooms and a large bonus room that can provide you room for your favorite activities or flexible living situation. The remodeled kitchen (2018) dazzles with quality custom cabinets, quartz countertops, easy care matching backsplash, and matching quality LG stainless steel appliances. The kitchen includes under counter LED lighting, spacious drawers, a special corner cabinet access feature, a matching built-in serving area, and a secret drawer. The spacious living room boasts vaulted ceilings, modern porcelain tile flooring, and an entertainment wall with a cozy fireplace. The living room provides plenty of space for entertaining and fun. Energy efficient skylights are located in both the kitchen and living room along with custom plantation shutters and bright fresh paint to make this area an ideal place for your family and friends, just waiting for your personal touch. The split bedroom floorplan provides privacy and convenience for everyone in the home to have their own personal space and quiet refuge. The front two bedrooms are spacious with plenty of closet space and are located next to a custom remodeled bathroom. The rear primary bedroom is a result of a professionally built addition that is the new master suite and provides over the top spaciousness with room to roam, his & her's walk-in closets, modern porcelain tile floors, large windows with plantation shutters with backyard views to both the pool area and the serene garden area. The primary bathroom comes with an extra-large shower with a seat, two separate vanities, custom cabinetry, and finally a large soaking tub. These features set this home apart from all of the others in the community. Enjoy outdoor living with three backyard patio areas of which two have cover and ceiling fans for either sitting in the sun to enjoy the day or shade to enjoy a book or a nap. The custom designed pebble tec pool is waiting for you to enjoy, complete with a shallow lounging deck and an in-water seating area with table. The pool is equipped with an easy in-floor cleaning system, cartridge filter cleaning system, an energy efficient pump, and saltwater chlorinator system. Just a few of the unique bonus features of this home include attic storage with flooring and stairs, in ceiling surround sound speakers, a whole-house electric surge protector, and many other items. Recent upgrades include an upgraded hot water heater (2017), recent full roof underlayment replacement (2018), fresh exterior paint, and fresh interior paint (2022). Outside is a separate workshop, he/she shed, or wherever your imagination takes you, along with tons of custom hardscaping that includes raised planters, healthy shrubbery and flowers. A unique custom privacy wall was constructed between neighbors that also provides a separate barbeque area, an outdoor solar shower, and a separate storage shed for garden tools and pool items. The entire outside of the home is set up on an automatic drip watering system to ensure your outside continues to be healthy and beautiful. This home has been updated with quality, functionality, and attention to detail in mind. Imagine yourself and your friends and family in this one-of-a-kind resort style home enjoying all of the amenities and comforts that it has to offer. Years of holidays, birthdays, parties, are ready for you to enjoy along with the quiet comfort and coziness that this home also provides. This home is move-in ready and ready to create new experiences and memories for you and your family and friends.
3611 E Phelps Street
Gilbert, AZ 85295
$625,000
4
Beds
2.5
Baths
2,997
SqFt
Status
Active Under Contract
MLS #
6738794
Property Type
Single Family Residence
Price Type
--
PRICED TO SELL!! Discover your dream home in Cooley Station in the heart of Gilbert, AZ! This stunning 4 Bed /2.5 Bath property is must-see. Priced at just $625,000, it won't last long. With granite countertops, a gorgeous sitting and family room, oversized island with tons of kitchen storage, a walk-in pantry,3 car tandem garage with epoxy floors and custom cabinets for storage and more. The primary bedroom suite features a walk-in shower, separate tub, his and her vanity and a spacious W/I closet. The supersized game room can also be used as a 5th bedroom if needed. Relax in your huge pavered backyard with built-in grill area and substantial seating. Minutes from great schools, shopping, restaurants, parks and the freeway. Act fast and make it yours before it's gone!!
26405 W Zachary Drive
Buckeye, AZ 85396
$625,000
2
Beds
2
Baths
2,015
SqFt
Status
Active
MLS #
6767875
Property Type
Single Family Residence
Price Type
--
SELLER IS OFFERING $10,000.00 towards concession or 2/1 BUY DOWN. PRESERVE WITH NORTH/SOUTH FACING ON GORGEOUS GOLF COURSE & CORNER LOT WITH MOUNTAIN VIEWS! TILE floors,Plantations Shutters & water softener throughout. Living Room with Custom Built Media Wall with fireplace insert and Custom Built Wet Bar wall. Kitchen w/Granite counters, backsplash, upgraded cabinets-soft close w/pull out shelves, reverse osmosis, pendant lights, & walk in pantry. Beautiful guest bedroom. Guest bathroom with granite counter & shower. Owner's Suite has a beautiful walk in tiled shower w/seat, granite counters, dual sinks & walk in closet. Ext Laundry w/tons of cabinets. Back porch with ELECTRIC shades, fire pit w/ great views & much more! OWNED SOLAR PANELS!! INCLUDES Refrigerator, Washer and Dryer!
10340 E Teakwood Court
Sun Lakes, AZ 85248
$625,000
3
Beds
2
Baths
1,841
SqFt
Status
Active
MLS #
6785003
Property Type
Single Family Residence
Price Type
--
Modern Elegant Home in Beautiful Sun Lakes Paradise!! Open Bright Living Room with New Programable Energy Efficient Fireplace with Ledge-stone, New waterproof High Quality Laminate, New Modern LED Light Fixtures Open Kitchen With 42'' Self Closing Cabinets, SS appliances,Gas Stove, Added front Bedroom that can also be used as an Office,Master Bathroom With Double Vessel Sinks, Self Closing Vanity Cabinet, LED Mirrors, Large Walking Closet and Private Toilet. Large Covered Back Patio To Enjoy The Arizona Sunrises and Sunsets. Gated Guarded Community With Country Club That Includes Restaurant, Gym, Pools, Tennis, Ball Rooms, Golf Course. Tons Of Fun Activities Available.
5277 N Tonopah Drive
Eloy, AZ 85131
$625,000
2
Beds
2.5
Baths
2,268
SqFt
Status
Active
MLS #
6759781
Property Type
Single Family Residence
Price Type
--
SELLERS ARE MOTIVATED! This beautiful Miramonte home with solar is a must see! Two bedroom suites, a powder room and a den. Spacious kitchen with plenty of cabinet space and a walk-in pantry. Ceramic tile flooring throughout with carpet in the bedrooms. 2 car garage with a 4' extension and 8' garage door PLUS a full 3rd garage with lots of extra space for your workshop.
1391 N Alexis Drive
Gilbert, AZ 85234
$625,000
3
Beds
2
Baths
2,108
SqFt
Status
Active
MLS #
6737857
Property Type
Single Family Residence
Price Type
--
Welcome to 1391 North Alexis Drive where curb appeal greets you when arriving at this beautiful, updated home on a corner lot (with a neighbor only on one side!). Every smart buyer is sure to appreciate that the driveway is shaded by a Texas Mountain Laurel and the front windows and yard are shaded by a gigantic Texas Ebony Tree. This home is well-landscaped in the front and backyard with mature shrubs and palms. Now, step inside and fall in ''house-love''! This home features a spacious split floor plan with the primary bedroom to the right upon entering, and the other bedrooms at the opposite end of the house, with a ton of amazing features in between, including a home office! Sky-high vaulted ceilings and an abundance of natural light can be found throughout this home, and the light colored wood like tile flooring perfectly compliments the cool color palette. Are you seeking a spacious living room that can accommodate gigantic sofas or sectionals and a flatscreen TV with views of your backyard oasis? Picture yourself entertaining in this crisp kitchen with stainless steel appliances including a double oven and brand new dishwasher, overlooking a sizable formal dining room and unique home bar. There's so much to enjoy! Down the hall, you'll find the linen closet and two secondary bedrooms which are about equal in size and share a full bath. The home office overlooks the entryway to the home so you can keep an eye on things while you WFH, OR convert it easily into bedroom #4. The primary bedroom has more views of that backyard oasis, and can accommodate sizable bedroom furniture. There's a private en suite bathroom with separate shower and tub, two sinks, a LARGE capacity walk-in closet. There's even more fun to be found out back in the U-shaped backyard where you can have it all! Enjoy your covered patio while you gaze beyond the walls at your neighborhood scenery with soaring palms and views of lush leafy trees, take a dip in your sparkling pool, entertain outdoors with the massive island and built in grill, and have peace of mind knowing that your dogs or other pets are safe with their own gated area with newer gravel and turf. The Superstition Meadows neighborhoods have such a great sense of community, host holiday events, and boast many original owners and so many friendly faces. THIS is the place you'll want to call home for years to come, so get ready to plant some roots on Alexis Dr!