A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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1529 E Edgewater Drive
Tempe, AZ 85283
$615,000
4
Beds
2.5
Baths
2,144
SqFt
Status
Active
MLS #
6766284
Property Type
Single Family Residence
Price Type
--
This 4 bedroom residence w/loft is situated just down the street from the lake that you can enjoy boating and kayaking in the private community The Lakes. Enjoy 4 generously sized bedrooms on the second floor plus a versatile loft that overlooks the living room with vaulted ceiling. Relax by the large wood burning fireplace in the family room. Nestled in a tranquil neighborhood that offers a rec center with a Health and Fitness club ,Olympic size pool, spa, Pickel ball courts ,Tennis , Sand Volleyball, Basketball, Children's playground, and more. Conveniently located near lakeside restaurants and a short walk to Tempe Union Elementary/Middle schools and Marcos De Niza High. There is easy freeway access to 60 and 101 and to Sky Harbor Airport and ASU campus
8818 W Quail Avenue
Peoria, AZ 85382
$615,000
3
Beds
2
Baths
1,790
SqFt
Status
Active
MLS #
6769179
Property Type
Single Family Residence
Price Type
--
Welcome Home! This recently updated 3 bed/2 bath home invites you to come and make it your own! Located in a desired neighborhood and is on large corner lot! Just minutes from shopping, entertainment and restaurants! This home portrays pride of ownership with recently updated: tile flooring, updated bathrooms, heating and cooling unit, tankless water heater, sunscreens, custom baseboards, door trims and exterior/interior paint! It also has owned solar with grandfathered in rates! The backyard is perfect for entertaining with the pool and the newly added cabana! This home really speaks for itself, come check it out!
20340 N Canyon Whisper Drive
Surprise, AZ 85387
$615,000
3
Beds
2.5
Baths
1,950
SqFt
Status
Active
MLS #
6769126
Property Type
Single Family Residence
Price Type
--
One of the most coveted models in The Grand. Borgata offers a split bedroom floorplan. In addition this home has a detached casita with a 256 sq. ft. guest quarters. As you enter the paver extended patio courtyard, you will instantly feel the privacy ready for your enjoyment. As you enter the front you will feel the openness of the expanded Arizona room complete with gas fireplace. Granite counters in the kitchen.
2435 E Jensen Street
Mesa, AZ 85213
$615,000
3
Beds
2
Baths
1,991
SqFt
Status
Active
MLS #
6772031
Property Type
Single Family Residence
Price Type
--
Welcome to this impeccably remodeled 3-bedroom, 2-bathroom home spanning 1,990 sqft of elegant, modern living. Home includes newer windows, roof, flooring, paint, and more! The spacious primary suite is a true retreat with a remodeled en-suite bathroom and a large walk-in closet. A secondary bedroom also features its own walk-in closet, providing ample storage. The gourmet kitchen impresses with a deep walk-in pantry, sleek countertops, and beautiful cabinetry. Outside, enjoy a private backyard space ideal for entertaining or unwinding under mature trees. This home seamlessly blends style and functionmove-in ready with every detail thoughtfully updated!
7752 W Mary Jane Lane
Peoria, AZ 85382
$615,000
4
Beds
3
Baths
2,515
SqFt
Status
Active
MLS #
6774496
Property Type
Single Family Residence
Price Type
--
Pride of Ownership! Situated on a spacious corner lot, this beautiful haven offers a 3-car garage, RV gate, & NO HOA! Discover an inviting living room & a desirable great room paired w/wood flooring, gas fireplace, & French doors that create a seamless indoor-outdoor transition. Tall vaulted ceilings add to the airy feel, complemented by ceiling fans & plantation shutters. Fabulous kitchen displays coffered ceilings, recessed lighting, a custom island w/a breakfast bar, granite counters, plenty of cabinets & built-in appliances. The main bedroom ensures a peaceful retreat, showcasing plush carpet, two-toned paint, an ensuite w/dual sinks, & 2 walk-in closets. Tranquil backyard includes a covered patio, storage shed, & a refreshing pool for year-round enjoyment. Come check out the beauty.
21633 N Black Bear Lodge Drive
Surprise, AZ 85387
$615,000
4
Beds
3
Baths
2,454
SqFt
Status
Active
MLS #
6775196
Property Type
Single Family Residence
Price Type
--
CASITA + 3 CAR GARAGE + HOT TUB. VA ASSUMABLE AT 2.31%. This single owner 3 bed/2 bath (not including the Casita) home offers a perfect blend of space and comfort. Step inside and be greeted by the grandeur of the formal living/dining room, perfect for entertaining your guests. The kitchen features a spacious island, built-in microwave, gas cooktop, and stainless steel appliances. The plantation shutters throughout the house add a touch of elegance and privacy. The three-car garage provides plenty of space and additional storage with its convenient garage cabinets and also has a whole-home RO water system. Step outside to your private oasis, complete with built-in gas BBQ grill, gas fire pit, hot tub, and a patio perfect for enjoying the beautiful Arizona weather.
25925 N 67th Drive
Peoria, AZ 85383
$615,000
4
Beds
2.5
Baths
3,379
SqFt
Status
Active Under Contract
MLS #
6762391
Property Type
Single Family Residence
Price Type
--
Your search is over! This 4-bedroom home is the one you've been looking for! Exquisite curb appeal, 3-car garage, & low-care front yard. Split floor plan with plantation shutters on every window & tile flooring throughout wet areas. Entertain your guests in the formal living/dining rooms or gather in the large enclosed upstairs loft which could be a 5th bedroom. The eat-in kitchen boasts granite counters, SS appliances, stylish backsplash, beautiful cabinets, pantry, & breakfast bar. The sizable den is great for an office or study space! Retreat to the main bedroom to find high vaulted ceilings, space for your furniture, & a bathroom w/dual sinks & walk-in closet. The gorgeous backyard has artificial turf, built-in BBQ, fireplace, Ramada, lovely pavers, & covered patio. Must see!!
6940 E Cochise Road Unit 1009
Paradise Valley, AZ 85253
$615,000
3
Beds
3
Baths
1,937
SqFt
Status
Active Under Contract
MLS #
6771914
Property Type
Townhouse
Price Type
--
Welcome to this charming 3-bedroom, 3-bathroom townhome located in this popular gated Paradise Valley community. Newly painted with brand new carpet throughout the property offers spacious rooms with modern finishes perfect for comfortable family living. The community features a pool and spa for residents to enjoy. Conveniently situated in a prime location, you'll have easy access to shopping, dining, and entertainment, while still enjoying the peace and privacy of this serene neighborhood. Don't miss the opportunity to make this your dream home!
36601 N Mule Train Road
Carefree, AZ 85377
$615,000
2
Beds
3
Baths
1,970
SqFt
Status
Active
MLS #
6751091
Property Type
Apartment
Price Type
--
AVIATION LOVERS! This stunning property offers a unique blend of natural beauty and luxurious living within a Gated Community in Carefree, Arizona! Enjoy breathtaking panoramic views of the surrounding mountains and the serene desert landscape. 1970 sq ft of living space, 2 master suites and a flex room! Spacious balconies allow for you to sit outside to enjoy sunset views over Black Mountain. Nestled in the heart of Carefree, you'll have easy access to the town's charming shops, restaurants, and cultural attractions. Within the community you'll have opportunities to socialize with your neighbors at the clubhouse/pool area. There is currently a hangar available at Sky Ranch Airport. Inquire with us for more information! Welcome home!
17751 W Wood Drive
Surprise, AZ 85388
$615,000
5
Beds
2.5
Baths
3,215
SqFt
Status
Active
MLS #
6764772
Property Type
Single Family Residence
Price Type
--
Discover the perfect blend of modern upgrades and suburban charm in this stunning 2-story home. Featuring 5 spacious bedrooms and 2.5 stylish bathrooms, this home has been thoughtfully updated with brand-new floors, sleek kitchen countertops, and refreshed sinks, all complemented by fresh paint throughout. The luxurious master bedroom opens to a private balcony—perfect for morning coffee or unwinding after a long day. Outside, dive into your own pool, ideal for relaxing or hosting guests. With a 3-car garage and located in a thriving suburb, this move-in-ready home offers space, style, and convenience all in one! Close to grocery stores, schools, neighborhood parks and more! Check out the home before its gone!
4046 E Pinto Lane
Phoenix, AZ 85050
$615,000
3
Beds
2
Baths
1,849
SqFt
Status
Active
MLS #
6778057
Property Type
Single Family Residence
Price Type
--
Easy living, single-story home on a corner lot in the quiet and conveniently located Tatum Highlands Community. This home offers a great floor plan, with two living spaces, a backyard with private pool and spa, covered patio for relaxing and entertaining. Bright and spacious family room, kitchen, living, and dining room areas. The kitchen has granite counters, stainless steel appliances, tile floors, a large pantry, and skylights. The primary bedroom is your retreat with a walk-in closet, ceiling fan, ensuite bathroom with double sinks and bathtub. Plantation shutters throughout the home. New heat pump and AC, painted inside and out. Near John W. Teets Park and Desert Ridge shops and restaurants.
8720 N 182nd Lane
Waddell, AZ 85355
$615,000
6
Beds
3.5
Baths
4,067
SqFt
Status
Active
MLS #
6775498
Property Type
Single Family Residence
Price Type
--
Beautiful spacious home located in a lovely neighborhood near the mountains, yet still close to the freeway and shops! This beautifully updated home features a brand new patio slider that opens to a spacious backyard complete with a new hot tub, perfect for unwinding. Inside, enjoy fresh paint and updated flooring throughout, creating a modern and inviting atmosphere. The massive master suite provides a peaceful retreat, complemented by very large additional bedrooms. A bonus den and separate office space offer endless possibilities for work, play, or relaxation. Don't miss out on this one!